another great way to save
Posted By: sm on 2008-01-05
In Reply to: paying off bills - Eileen
The extra money towards the principal is a great thing to do, especially when planning on being in the same home for a long time. Some companies also offer a program where payments are made bi-monthly, with the first one being made two weeks ahead of the due date, which also winds up with a lot of interest savings over time.
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This is a great idea - save your hearing
for work. (The electric ones are much quieter).
Since you have a slope, it matters whether it's rear-wheel drive or front-wheel drive. One of them will give you trouble, but I can't remember which. Salesman told DH.
Save the Cheerleader...Save the World...
l
Any to think they can save us also-
There was a rescue dog who had the boy scout's scent and sniffed him out today. That dog is really in his prime now, smiling for all the cameras. So happy - see how they can turn out to be out bestest friends!!
It actually does save me a lot - sm
I make enough to almost fill two five gallon buckets and those two buckets will last me about 6 months.
House full of teens, one of them who is very sensitive to a lot of perfumes in different detergents.
My own home made laundry soap seems to get the clothes a lot cleaner too.
It took awhile to get used to not seeing the soapy suds as you do with other laundry soap tho.
how do you save
I know that it sounds like a stupid question, duh, don't spend it. But how do you get over feeling sorry for yourself when you have plenty of money, but you tell yourself no, or you dole small treats out to yourself, but it make you feel worse because you did not stick to your goal? I am chasing my tail!
My best way to save -- my mom and I share
the "club card" for our local grocery store (we only have 1 in our little town). We accumulate the points together and usually qualify for the higher percentage off when it's time to cash in (20% off 1 bill rather than 5%). Then we pick a day we can go together and ring our order up together. Of course we use our coupons, too. We just went 2 weeks ago and qualified for 15% off our total bill. Before coupons/discounts, our total grocery bill was $550 but after our discounts, it was only $283. We saved almost $200 ---- unbelievable but true.
Before dining out, I check the website of the restaurant we're going to for coupons. They usually offer a free appetizer and that helps to fill us up so we can order smaller meals. We have 3 kids and my 2 younger kids share a kids' meal since they can never eat a whole one themselves. I also like to order water -- that always cuts about $5 off the bill.
Remember -- if you donate clothes to Good Will/Salvation Army, it's a deductible dontation, so keep track.
No way would that save me money --
we'd end up divorced and that's more expensive than a haircut!! LOL!!!
PS: It might save her life, too.
I once had a landlord who, when his son was in high school, bought the son the kind of car he wished HE'D had as a teen - a fast, racy, brand-new muscle-car. Then one day, with a bunch of friends in the car, he was showing off, going too fast in it (as people in muscle cars have a tendency to want to do), and wrapped it around a telephone pole.
Incredibly, all survived with only minor to moderate injuries. The car was totalled, as was the telephone pole.
Not only did the kid learn his lesson, the dad did, too. No more car. If the son wanted one, he had to get a job and buy his own. The kid spent the rest of his high-school career car-less. He bought a used bike, and rode it a lot. But they lived up in the hills where there were big fancy houses, but no bus service, so he had to rely on friends all the time. If he went on a date, he had to take the bus or go with friends.
When he finally had the money for a car (roughly his 2nd semester in junior college), the one he bought was old and beat up, but he treated it like it was an expensive new car, and from what I hear, hasn't had so much as a parking ticket since.
Ways we save
My husband has a 401K plan and we also have mutual funds. I had a very large retirement plan with my previous employer that we rolled over and invested. We're definitely not touching any of it, but it's nice to know if we got into a huge bind we'd have the money available.
let me save you some money
You are so smart and brave, and it is just amazing that at this point in your life you would strike out on your own with two children. You are amazing. You are right though about the boy. It is going to take every ounce of strength you have to keep him in line......so he doesn't turn out like his dad.......
Maybe Jacob will save Locke.
n/m
Suggestion - save your money (sm)
Unless you need the Tylenol for pain, the only other ingredient in TPM is diphenhydramine for the sleep part. You can either use Benadryl or the generic - costs a lot less, same ingredient.
Mighty Mouse - Here I come to Save the Day!!
SAVE ON HEATING BILL!
A friend told me about these and my husband brought an article home today. They are Heat Surge Fireless Flame miracle heaters produced by the Amish. I will try to attach the link to the web site so you can check them out....don't panic at the price! You can order the mantle right now for $298 and get a FREE heater (normally around $600 together) The mantle (which goes around the heater) is solid wood. Right now you can order 2 per household. Click on the link that says "do not have claim code" to see where in the country you are and get the phone#. You only have 48 hours to order, and mine started yesterday.
I sure hope he wanted me to order one, cuz I did!! We already have a wood stove but this will help me not have to get up to put wood in it all night long to keep it going since I have not turned on my house heater in 3 years and refuse to!!!!
Been tempted to just to save the money- sm
but I use it to unwind at night before I go to bed. I just limit their TV time, hour in the morning, then 1-2 hours at night after dinner, off during the day. I do plan on giving them spelling lists over the summer as for some freaky reason my one daughter (5th) grade really did no spelling this year, about 2 months and that was a joke, they would give them 3 written words on a test and have them pick the one which was spelled right. Luckily she is an excellent speller and it really has not effected her but going to reinforce her skills over the summer. She loves to write so have suggested to her that she started making a collection of short stories, she started a couple days ago on her first one. Basically just going to have them play outside as much as possible and limit the TV, computer and video game time...that way they don't become slugs and get fat. Just need to figure out how I am going to deal with work as I have more now than I did last year, guess it is time to get up early though I like to sleep in in the summer, the price we pay to stay home!
Oh, Lord, save me from your Christian followers.
x
I'd tell him to save HIS money for a divorce lawyer sm
He seems kind of rude to me. No way my hubby would dictate to me like that. He knows I would show him the door
Save your money, other ways better spent
NM
I think she is hoping to help save his political career so (sm)
she tries to appear supportive - for future money for herself probably. To keep him from going completely down the tubes so he can support his children. Won't work in this case I'm sure though. But it also could be that they feel sorry for the guy...I mean not only does he have to deal with his betrayed wife, he has to face the entire country and lose his career. He's probably near suicidal. I would probably have to feel sorry for my husband if he were in those circumstances, just a a basic human compassion.
I use rechargable batteries and save a lot of money.
x
This is the smart way to save - it is called "paying yourself first" and sm
is endorsed by Suzy Orman, Dave Ramsey and other financial planners. If you save it b/f you see it, you're much more likely to leave it alone.
Personally I've been debt-free (including my home) for 7 years and have never felt better. I don't understand people who have the urge to buy things they do not need (like the poster who said they had jackets coming from QVC today - why?).
This makes me want to have more babies and save their stem cells. sm
But, I'm confused. Is America not doing any stem cell transplants? Is that why she had to go to China? I wonder how credible this story really is. I have family in the Joplin area. I hate to be a skeptic, but I really wonder if this is true.
Save your money - just buy generic Benadryl (same ingredient) unless you have pain.
nm
Please read "The Gift of Fear" by Gavin DeBecker. It can save your life. NM
x
Go for it and just change jewlery, purses, and shoes, or even just jewlery. Gotta save a buck! nm
s
Limbo. Great song, great game. Also,
The girls all line up and walk through a room as if they are modeling on the catwalk. Get a couple of bright colored boa's from the party store. It's a real riot and the kids have a blast especially if a couple of brave boys grab a boa and do it too. We've had many a birthday party doing this and it was totally hilarious.
Wow!! What a great attitude! I love that - great perspective!
x
Set my budget a year in advance, save all year and
nm
What great determination and help from a great friend! :) nm
s
I am sure that you are a great mother and a great cook,
and that you tried everything, now try the 'hunger diet'.
Great one! Thanks!! nm
nm
That's great!!
A great big congrats to your daughter! She is so fortunate to have such a supportive and helpful family!!
Did he say anything at all about how great a new job for you would be? I'd keep an eye on him as
s
Wow, that's great!
We had always said 3 and that's when we stopped. They are all teenagers now. Wouldn't change a thing either.
That was great.
I'm glad they did that. What fun. Not only was he thin, but his clothes were nice. No jump suit. I preferred his hair when it was his natural brown rather than the black dye job.
That's great - sm
I'm glad I don't need them anymore then! Also check with your state regarding laws about those things. For example, in Florida you are only allowed to borrow 500, in which case I would be weary of anyone offering more. Thanks for the tip - looks like you should be advising me!
Great, thanks!
I listen and take all ideas I can.
My mom did it and it looks great.
She did not fill in the cracks, and it looks great simply painted.
DS, he does a great job.
e
For her age, I don't think she looks great at all
isn't she around 20? She looks more like 30 and haggard half the time. Oh, and you too can have that body with the cocaine/alcohol-only diet! Get real!
She is such a piece of garbage. But they say her mother is too (was desperate for fame so pushed her daughter into the spotlight) and her dad as well (didn't he just get released from prison)?
Sad.
That's great! Another one sm
I haven't seen Chuck and Larry yet, but will definitely ignore the reviews and see it. I love good comedies.
Another one, if you haven't seen it, is the Wedding Crashers. I thought it was just supposed to be a silly romantic comedy, but my daughter and watched it on cable last weekend and I cannot remember the last time I laughed out loud, spewing drink laughing, in some time. See that movie.
I think it would be a great job (sm)
True they don't pay real high but you are at your kids school, no child care costs, good benefits, and summers off - sounds pretty good to me!!! They are hard to get where I live also though. Best wishes to you!
That was great. Thanks. (nm)
.
Great Job
There should be more people like you!
They have been a great help to me
in dealing with a similiar situation with a family member. Sometimes you hear things that you don't want to hear but the people in these groups have been in your shoes and they understand what you're going through like no one else.
I got to do this. It was great.
I contacted her because I was going to the 20-year reunion. I couldn't talk her into going, but I did get her to meet me for another trip back home.
There was plenty to talk about. It was great.
Have a great
weekend everybody
Thanks. Those were great! nm
nm
They are not that great...SM
They are great for a while, but then if the DVD player breaks, you are stuck with a TV with a broken DVD player and end up having the buy a whole new DVD player. If the TV breaks, you are stuck with a DVD player that you can't use because the TV part is broken. I would not recommend getting a TV/DVD player combo. I know many people who had had these problems with them. I would buy each component separate so that if one thing breaks, you only have to replace that.
That was great! Thanks. nm
!
Great tip! Thanks!
Thank you for that website. I'm going to check them out. Thanks to everyone for all of your informative posts on this subject. You have all be very, very helpful. I appreciate you!!
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