Yes, I have.

Posted By: SM on 2008-04-29
In Reply to: have you ever had to struggle? - sm

I don't see what your point is, though. It is still a dangerous thing to do.

Borrowing from your future earnings, even if you are stretched to the hilt, will not save you come that payday. It only deepens the debt and worsens your financial survivability.

I have struggled desperately in the past. I got out of it by hard work and planning and following a budget. I can look back and say that I caused my own problem and I worked out my own solution.

Please spare me the poor man's reasoning and how it isn't anyone's fault. Been there, done that, survived it, got out of it.

Complete Discussion Below:

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advance against paycheck? - anon
- Bailed relative out - mt
  - whew . . - anon
- Anyone who resorts to payday loans, credit cards or - justmemt
- I think it is a dangerous thing to do for several reasons. - SM
  - have you ever had to struggle? - sm
    - Yes, I have. - SM
    - i should add also - sm
- I've done this...and.. - IdahooeeMT
- isn't the interest on that pretty high? - i'd rather use my credit cards
  - from her EMPLOYER . . - anon
    - Should not be indebted to your employer... - bad thing to start......nm

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