Yeah thats what they do, they charge

• ruined credit???? - maam1
  • Not exactly the same situation - Margaret
  • thanks for your responses, - maam1
  • Your credit is ruined because you didnt do anything about it - back then.You should have stopped it after 1st lat
    • Right on. - nm
    • after first late check. - nm
      • 1st late check - maam1
        • I would think nonpayment would be the best reason to be - able to get out of contract. nm
          • I thought the same thing sm - maam1
            • Tell me about it- and what makes me mad - Margaret
              • To restore credit, get a card that is pre-paid and use that - responsibly. 1st step to repair credit. nm
                • Unfortunately - Margaret
                • Not the only way, my credit just restored on its own - Tater
              • Saw your post and you can come out of bankruptcy - Joanne
                • Yeah, thats what I'm talking about. - Margaret
                  • How my daughter got her credit started - Joanne
            • It should be on there a long time. It takes - time for people to change.
              • But that doesn't apply to every - Margaret
        • Wow. I really am always amazed when - I see posts like this. SM
          • this was not helpful and not necessary - why even post this? It's useless no message
          • Bounce 1 paycheck, and contract or no, I'm outta there. - Me too but not for the same reason
          • ruthless - maam1
            • I wasn't trying to jab you. Something's not - right though when
              • that is a pretty big - Margaret
              • Hmm...And Homeless People Deserve What They Got? - Amanda
                • Homeless has nothing to do with poor credit. - You're comparing apples to apes.
                  • Actually - maam1
                    • Wow, that sux. - Margaret
                    • You let credit get bad before house sale. - nm
                      • What is your point? nm - Margaret
                        • If OP hadnt been lax with credit, house sale would not be - such a problem. nm
                          • So? If - Margaret
                • I think some homeless end up that way becuase of their own bad - choices. Life is not something that just happens t
                  • Some. Few, actually. But not all. - Margaret
                  • My first husband chose that life - Justine
                    • I don't doubt that there are - Margaret
                      • He had the running fits and - Justine
                  • ...just happens to you. You can change it. - nm
              • owning up . . . - maam1
                • Yeah, and they will tell you that they - Margaret
                • I have heard you can put explanation on some reports, ie, - they refused payment. Might look into that. nm
                  • I wish . . . - maam1
                    • You have to look at it from their point of - view ... sm
                      • Yeah but so why do they buy lists - Margaret
                        • Because you can't file again for a while. - They can make you pay then!
                          • My point exactly! - Margaret
                        • THAT'S what I hate . . . - maam1
                      • I agree . . . - maam1
                        • Sorry to say, but you have proven yourself a bad credit - risk, not some company. nm
                  • just frustrated - maam1
                    • Yeah thats what they do, they charge - Margaret
                    • I feel for you - sm - I understand
                      • Thanks . . . for your support - maam1
                        • Years ago I took bankruptcy and then - Tater

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Your power goes out and you can't recharge it.

You have an accident and drop/damage it - you're instantly phoneless until you go get a replacement.

You can't remember where you left it, and don't have another phone to call it so it will ring and you can find it.

What are your summer fun plans?

Free days at local attractions, or something bigger? 

At my house we will be taking a week to explore our own state, which is pretty big!

Son is turning 18 in a couple of weeks.  Has a part time job (going full time when turns 18 due to labor laws), no plans for college, not really sure what he wants to do, oh - and he has to go to summer school to finish a course and get credit for school.

So - would you charge rent when he turns 18 and if so, how much?  What about groceries (he's skinny as a rail and eats ALL day long! ha).

WHAT IS A GUARDIAN AD LITEM?

A guardian ad litem is an individual appointed by probate court before or during a proceeding.  Responsibilities may include prosecuting an action on behalf of an individual, providing information to a respondent, conducting an investigation, and making a report and recommendation to the court.

http://courts.co.calhoun.mi.us/book042a.htm

I think it teaches them responsibility and what the "real" world is like, there is not a free ride and to be accountable.  The rent we charge does include groceries, cell phone, etc.  She just pays my husband and I a lump sum at the beginning of the month and it covers all expenses at home.  She buys her own clothes, make-up, personal items and even helps with her college expenses at the local community college.  I think it's a great idea! 

There's got to be a better way of stopping this than possibly having her register as a sex offender at 14.

CLIFTON — A 14-year-old girl faces child pornography charges after she allegedly posted nearly 30 nude pictures of herself on a social networking site, authorities said.

Detectives with the Passaic County Sheriff’s Department’s Internet Crimes Unit arrested the teen Tuesday. The National Center for Missing and Exploited Children contacted sheriff’s detectives about someone posting photos of an underage nude girl on a MySpace profile. The center, which monitors social networking sites for illegal images of children, contacted county detectives through the State Police’s Internet Crimes Against Children Task Force, said Bill Maer, the sheriff’s department spokesman.

Following a month-long investigation, detectives discovered that the person posting the pictures was the same person featured in them — the 14-year-old girl. Anyone who was “friends” with the girl through MySpace or knew her full name could have accessed the photos.

The teen was charged with one count of possession of child pornography and one count of distribution of child pornography. She was released into her mother’s custody, Maer said.

The teen reportedly told police she posted the pictures into a photo album for her boyfriend’s enjoyment. More arrests may be forthcoming, Maer said. Maer said that North Jersey parents should make sure they are aware of their children’s activities on the Internet.

have a series of his albums (Sam's) and my older sister was into Jackie Wilson (he died very young)......never will be anything like Motown was..........*nods*......

it was a new patient visit.  i thought i'd try a different doc, but i like my old doc better.  i didn't talk to him about being tired alot.  i did talk about my leg.  i have vericose veins in my left leg that give me problems.  i'm only 35, but feel old! ha!  my leg will swell a little, is warm to the touch and aches almost every day.  you sound like you do really good!  i wish i could get myself on a good schedule so i can at least walk every day.  my 5 y/o will be starting kindergarten in the fall, both my kids will be gone all day so i hope to get on a better schedule than what i'm on now.  my 5 y/o now goes to preschool three days a week and i take him and pick him up, takes time away from my work, so then i sit here and try to stay caught up on my work.  my bp runs ok i guess.  when i went to the doc on wednesday, it was 118/??? 80 something i think.  what is considered low?? 

thanks for your input! 

I can sure sympathize with you here.  My mother is going through same thing.  I have 5 siblings, there are(were) 4 girls 2 boys.  My next to oldest sister was in an auto accident 12 years ago.   She was one of those champagne on a beer budget and just thought she was better.  She and the younger of 2 boys were like peas in a pod.  Very close.  She was in a vegetative state after the accident.  My brother was in charge of her SSI money and such.   He would bring my mother money every 2 years.  Well at 5 years he just quit speaking to everyone, even his child.  Have not seen or heard from him in 7 years.  Why would you just quit speaking to your family?  No one has done anything to him.  He dated a friend of mine one time and told her he was from Canada and that he had a different father than us and that was adopted and not to ever let my baby sister know because she would be devastated.  Well ???.  He had/has this fixation with Canada.  He is not from Canada.  He even looks like my father so it is obvious.  No reason for him to be ashamed.  We are not well off but we are certainly not lacking and we are all hard workers.  He has just disappeared.  My mother tried to kill herself when she was pregnant with him because of other reasons, but blames herself for him being this way.  She did not harm her pregnancy, just believes in things coming full circle.   Well sister that was in accident passed away back in Nov.   This brother does not know that we are aware of.  Older sister has a pill addiction (I’ve told this story on here before, sorry.). 
At any rate she allowed my mother, who was taking care of her recently after some surgery, to see her messed up on some pills.  Mother and I did a mini intervention back in April, have not heard from or seen sister since.  Mother used to speak to her every day.

I just saw her today after going by to pick up something she had of my mothers.   She asked how mom was doing, I said fine and probably better if you would call her and talk to her.  Her response was…”ell the phone works both ways.  She could call me.”  I said, yes your right it does work both ways and you were in the way so you pick up the phone and apologize.  Her response, “Well she’s the mother she should know better.”  This girl is 50 years old, how childish and irresponsible is that.   I feel she owes an apology and my mother said, which is true, what good is it if she does not mean it.  She just does not want to see her end up a vegetable like my sister.  So she feels now she has lost 3 children.  My mother is 70y/o and does not need this stress.

You don’t either.  You just have to reach a point that you must move on with your life.  My mother dwells on this and how do you just walk away?  Makes me so angry.  Told sister that our little sister would be coming in from Michigan (darn near canada! HMMMM ..joking) in July and told her when and that we were planning to spread sister’s ashes then.  “Well we’re going on vacation that week”.   Well fine, I say let them go.  If she can sleep at night and the drugs are more important than her family, I say so be it.  I’ve been really freaking about trying to find my brother in the last few months.   Was told that if I could find SSN I could check with SSD and they would tell me who paid taxes in last on him.  For all we know he could be dead somewhere but how do you find someone who obviously does not want to be found!  What are they thinking!

The way my mother feels is that people like that that don’t even care for their own flesh and blood cannot care for anyone, much less themselves.   They did not mind asking for money and a place to live everything they needed it and she always gave to them.

That's the first place I feel it. Do whatever you can to reduce the stress and if that doesn't work, see your doctor.

Of course, I am good at giving advice, but I haven't seen a doctor about my stomach problems.

My mom is kind of a natural healer person and I have been doing this since I was small.  It isn't helping.  I tried colloidal silver in my throat and nose too, but nothing.  I am thinking its not an allergen or a bacteria but related to my period since it comes the exact day before my period and lasts until day 2 or so of my period and then its gone like it never happened... I just wake up and all the symptoms are completely gone.

Thanks though.. its a good idea for anyone who hasn't tried it.  I know it wipes infection away for me superbly!