Why the refi? sm
Posted By: jackie on 2009-04-09
In Reply to: Anyone have an opinion on refinancing . . . - home sweet home . . .
Personally, I would only take equity out of my home for a dire emergency. I would also not pay off a home early with that low an interest rate when I had no savings to speak of. You need a good cash cushion these days. Putting every spare dime you have into an early payoff will not help when you need money for food, car emergency, etc. Gotta decide what route is best for you. 
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