When filing a homeowners claim consider this...sm
Posted By: Consumer guru on 2007-02-02
In Reply to: Yes, they will pay for new wall to wall carpeting. sm - Homeowner
Homeowner's policies are determined by how many claims you file in "x" period of time, not the dollar amount. Therefore if you file a claim for instance for the carpeting and the replacement is $4000, then have another claim then you'll probably be cancelled or have rates go up, regardless of whether or not the next claim is for something with a high ticket dollar amount or not.
It is generally recommended by the insurance industry to not file claims for things that aren't for major ticket items, i.e. a fire or loss of thousands of dollars worth of stuff.
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I would tell your sister that either they claim the loss on their homeowners ins.
g
Sara withdrew tonight due to filing for divorce. nm
X
Would filing your taxes late affect your stimulus check?
We filed an extension, and then sent our return out about two weeks late. We are getting a refund, so it wasn't like we owed the IRS or anything. It was just a complicated return and we were just procrastinators.
I don't claim to know much about but as - sm
far as I know any deposit money the buyer has put down on your house goes into an escrow account (not into your pocket--and this is considered a downpayment), then at settlement the money in the escrow account is applied to the sale price of the house. The money is the buyers until settlement; granted they may lose some or all of that money if they pull out of the deal depends on how your state/or realtor handles that problem, I think they are all different. If they did pull out, then in theory you would get their deposit money, either all or minus some commission for the realtor as well. No matter what you will not see a penny until the papers are all signed, sealed and delivered.
I claim all.
I have 2 large bags to take in right now but haven't because I need to itemize a list first. It really helps during tax time. A donation is a donation whether you claim it on your taxes or not.
Priests claim
that Catholic confession is done so they can absolve you of your sins. Only Christ can do that. I've never heard a priest say confession was to make people feel better! Confession is not the same as counseling.
Quick definitions (absolution)
noun: the act of absolving or remitting; formal redemption as pronounced by a priest in the sacrament of penance
noun: the condition of being formally forgiven by a priest in the sacrament of penance
Do you claim all your donations
I do not claim what I give to church. I just don't think it's right to use that ... MY PERSONAL OPINION ONLY!
I haven't ever claimed what I give to goodwill or anything like that.
I claim ALL donations
x
HOmeowners may not cover
Sometimes if it is a motorized vehicle it will not be covered under homeowners insurance since you are supposed to have insurance on those independently. Most of the time boats, motorcycles, scooters, cars are not covered but each policy is different but don't be surprisied if they are not. Usually it is the home and contents. Again, I feel for you but if you did not want them stored at your home then your husband should have followed your BIL home to take them off the trailer and see that they are stored in a safe place. Especially since you know them and describe them as such and they have already had a loss. But I guess this is a situation in which everyone learns a question, an expensive lesson but a lesson. Am not sure if you would even win in a court of law as it was not an intentional act and you did not carry insurance on it.. Also with regards to their home owners it might not be covered as it is not theirs. When my niece was borrowing a computer from me and they had water damage because the computer was mine and not theirs it was not covered. Good luck but to me this looks like a no win situation for anyone.
Homeowners insurance ? (sm)
I'm wondering if anyone has heard of this happening. My niece spilled a small bit of bleach on her carpeting, about the size of a baseball. The spot is in my brother and SILs living room. There is also a small spot going up their stairs. So, they called the place where they got their carpeting (about 3 years ago) to see if there was anyway they could fix it, and they informed them that the homeowners insurance would cover this and that since the carpeting is wall to wall, they should be able to get the entire house re-carpeted. Does anyone know if homeowners will really pay to have your entire house re-carpeted just for a small bleach spot? If so, I am going to call about our kitchen floor that has a large scratch on it from our table!!
Do they have homeowners insurance? sm
That's who I would have filed the claim with.
Congrats to both of you new homeowners
What fun it is to decorate a new home for the holidays (and expensive). Maybe you could talk one of your friends/family into throwing you a housewarming party -- make the theme Christmas decorations.
We're in the process of building, but we're not expected to be in until after the new year. I can hardly wait. It'll be like having 2 Christmases this year. Good luck -- hope all goes well!
My homeowners association does not allow
along with vegetable gardens, your animals roaming around loose, parking on the streets, loud playing of music, so on and so on and I love this place.
Kind of hurts her claim that she is not a gold-digger - sm
When I first heard this I assumed it was $20K a month, which is a bit more reasonable, though still nuts; but $20K a day, what does she do buy gold plates every day and dispose of them? I could do a lot wtih $600,000 a month. I doubt she will get that though, maybe her lawyers figured they'd start with some totally outragous amount so she could end up getting what she attually wants (i.e. $20K a month or $100K, whatever it is). It will probably all end up being sealed in the end so no one will know.
I doubt homeowners would cover this, but
to do? How would the carpet store fix this? Just wondering....
You mean like bond money for 1st-time homeowners?
nm
I live near Ft. Lauderdale Beach, my homeowners
I bought the condo for just under $300,000 (now worth close to $400,000), 1500 S.F., and across the street from the beach...The only thing that came down, per Governor Charlie Christ, just recently was the property taxes come down for this next year by $500. Property taxes, however, are SKY HIGH - Close to $5000/annually!.
HTH (hope that helps) :)
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