Well, in a bank he would be handling money, so I think it's a legit reason to not hire. sm
Posted By: I understand your frustration but... on 2009-03-20
In Reply to: Has anyone had this problem? - I'm so mad.
To me, it makes perfect sense to not hire someone based on poor credit when that person would be working in an environment such as a bank, handling funds, etc. I see less reason to do so in other jobs, but in a bank, sure, it seems only logical to me. Sorry.
Complete Discussion Below:  marks the location of current message within thread
- Has anyone had this problem? - I'm so mad.
- Well, in a bank he would be handling money, so I think it's a legit reason to not hire. sm - I understand your frustration but...
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
he did not handle money at his last job with a bank.
Just because a person has bad credit, does not mean he's dishonest. He did not bounce checks. He did not live beyond his means. He got caught in a layoff. It's a huge stretch from being jobless to embezzlement for crying out loud. There are many jobs at a bank that do not have anything to do with money.
The way things are going with this economy, some of you might be in this situation. I'll be sure to thumb my nose at you when you start wondering what happened.
Here's how we're handling it with our 16-year-old....
She's not driving yet as she's scared of it, but she knows that when she's ready the rules are:
1. She gets a part-time job. Since she's on the drama team, it's up to her to figure out how she'll work around the times they have drama productions and extra practices.
2. She pays for the gas, insurance and contributes $20/month towards the upkeep. We have her mother's car that she'll be driving (her mother is deceased) so she's lucky to not have a car payment.
3. If her grades drop the keys come back to us.
4. If she gets a ticket or has a wreck she has to pay for the increased insurance premiums.
5. Here in the state of Georgia we have strict laws that for the 1st 6 months of a 16-year-old having a license they can have no one in the car but immediate relatives. She knows that if she breaks this rule then the keys come back to us.
6. If she's ever caught drinking or if any alcohol is ever found in her car she will lose all rights to drive forever and will be on her own to buy her own car in the future. She can walk to high school and college as far as we're concerned if she's caught with alcohol!
Already read and saw this. How do you know this is LEGIT?
This Dr. Ahmed has not posted anything on the Main Board, Gab Board or any other Board here stating these facts. If you believe him, then email to get the facts. I am not going that route. Like I am going to call Multan, Pakistan. Give me a break.
make sure they are legit...
I agree with the poster who said to be careful about the one you choose, because they are not all reputable, which is what I said in my previous post. I have heard good things about CCCS and they were listed on the Suze Orman website. They charge a minimal fee of $30 per month for their service and will help you with nonsecured debt. They will put you on a budget and make arrangements with your creditors for a reasonable payback schedule that you can afford, based on your income. They have me paying $300 a month for all of my credit card bills---on my own I was paying close to $500 a month and could not afford to. They will also attempt to lower your interest rates with your creditors. It is a good last resort, as long as you research and pick a reputable company. I always Google research before I sign on with anything.
No, but if it is legit, it always sounded like my dream job!
 Paid to shop? I'm there!
Legit but I would think you have to get a background in legal
because as a scopist you have to go through a court reporters work, basically editing it, don’t know about the pay but you have to be able to work with legal terms. There is a computer program used but if something does not go through on that, then I think you have to revert to using the old way and that would be to read the tapes (like the grocery store tape they used to type on) so I would think school would be in order for this job but it is legit.
Has anyone ever dealt with a legit Secret Shopper company?
I've often thought of doing this, but wonder if there are any legit ones or if they are all scams.
How much money rasied for Katrina, how much money for the diasters due to the tidal waves and what?
Every single one of them have had some smoke around it with the money not getting to where it was supposed to go. I did not contribute, I hardly watched, was not caught up again as I have seen things like this before. They should give a all you can give benefit for Darfur where people are being massacared each and every day. Genocide going on there each and every day. I have not seen any benefits to help them out yet.
Why don't you hire someone there to cut it - sm
maybe every other time or once a month to give you a break. My DH bought a $2500 tractor to cut our 5 acres(4 to cut) in the next county and has not done it once as yet, though he just had to have that tractor so he could cut the property He always has some excuse not to cut it. The tractor does get used on our 1 acre here at the house, but that is about it now (he used to cut the grass at a local church but no more). We have a local guy cut it maybe 2 x a year for $120 a pop. Obviously we are not maintaining it to look pretty. We have it cut it when it gets 2-3 feet tall basically. Last year we got away with only 1 time, not quite sure how we did that though.
Do It Yourself? or Hire Out?
Just curious--how much do you do yourself around the house? When do you pay others to do the work?
When we bought the house in the country, the previous owner was telling me about: the guys who plow her driveway, her cleaning lady, and she offered to give me the name of her window cleaner.
We don't pay others to do what we can do ourselves. I do the: cleaning, gardening, window-washing, painting. DH does the lawn, small repairs, clears the driveway, etc.
Only time we pay someone else is when the job requires more expertise than we have--for instance having the heater repaired, or major electrical work (DH can do the small stuff).
I even ripped down the 4 foot stockade fence in the back yard, tilled my vegetable patch, dug up some medium-sized bushes, etc. myself.
So, how much are you willing to do? where do you draw the line? Why?
First thing I'd do would be to hire
an honest, trustworthy Financial Advisor, who happens to be my brother's best friend of 25 years.
Yep, then they can hire the cast of ER.
x
That is true but the owners who hire them
should be held accountable. The American roofing/contruction co owners that do not want to pay their share of tax or pay a descent wage to a legal worker should be held accountable. The immigrants working illegal are just trying to make a living. (Yes it's stealing and wrong and I do not approve. Especially when they bring their whole families here.) The owners of these company are the real cheats though. They buy big vans and pick them up and drop them off. It's horrible wages are so low for hourly workers now. :(
Every now and then I hire my neighbor's daughter - sm
who is now 15 to babysit my 2 (7 and 8). She has 2 younger brothers (6&7) so plenty of experience being around younger kids (plus her mom is right up the road if there is a problem). I pay her $5/hour and usually a $5 tip to boot. Kids have a blast with her too, so it all works out.
Seems to me, agency so glad to hire out MT, just
x
airlines hire seniors
If you live near airport, airlines hire seniors for customer care type activities which vary and you get flight benefits.
All the kids should pitch in to hire help. Shouldn't all be on
:P
Then you're lucky!! Yes! I would hire her to do it and I think $15 is great! (nm)
x
I'd still hire a local general contractor.
Whether modular or traditional stick-built, there are a million details, legalities and regulations involved - and you'll likely still need some local subcontractors. A good general contractor can save you a ton of grief and bad experiences.
It is o.k. to hire firends to do the work cheaper,
but this lady is crazy! Do not give her any money, a deal is a deal and the husband is happy. If she needs some money, she should ask her husband for it.
Because meds and utilities are going sky high and no one will hire them nm
....
WalMart also contracts out companies they know hire illegals. There was
not too long ago.
Maybe next time hire a company that employs US citizens ; )
x
You just nailed it. Companies hire illegal immigrants.
zz
Honestly, if I were you, I would hire a real estate agent to help
xx
But her money is her money to spend as she pleases -
I don't understand how you can think it is wrong for her to spend whatever she wants to on whatever she buys. It is their personal money they spend. It is not like they are saying give me those shoes and add it to the taxpayer's bill.
And in all actuality, they are saying spend, spend, spend to get the economy going.
I am sorry, I am jealous that some people still have plenty of money to spend and I don't, but I don't expect those people to quit spending just because I had to.
I pay most through my bank
Most banks offer a bill payment option. I get to pick and choose when and what and how much. I love this option as I generally seem to forget to buy stamps! Out of all my household bills, only one is not paid online and it is simply dropped off.
Does anyone not use a bank?
I'm getting so sick of fees and am tired of trying to second guess my bank. Does anyone not use one or not have a checking account?
use a bank
I would recommend trying to find a credit union. They are more user friendly. I have been using one for over 15 years now and never looked back. There are Very few, if any fees and good service. Hope this helps.
bank
I have used a credit union for 31 years. If you can find a credit union in your area, it is the best way to go if you think you have to have a bank. I only have a savings account at a credit union so I can cash my check for free, but I still have to deposit some of it or they will charge me. Otherwise, Wal-Mart will cash your check for a fee and you can buy money orders for like 35 cents a piece at Wal-Mart. that works for me cuz I only have 6 bills, mortgage, gas, lights, water, car insurance, phone to pay. Or listen to financial guru's like Dave Ramsey and see what they have to say about it. Also there is checkfinder.com. They have some rules but may be the best way if you feel like you have to have a bank/checking account.
If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
You should have just cashed it at their bank - sm
I know in the past that a bank had to cash a check drawn on their bank; they may charge you $5 to do this if you do not have an account there (I have had that happen recently. Did that years ago when an ex-boyfriend owed me money, took me 2 months to beat $150 out of him; day I got the check from him I took it to his bank and cashed it to be on the safe side.) I have no idea what they do if the funds are not there, but was under the impression they had to cash it no matter what. But if you deposit it, and it bounces you will not see a dime of it and the bank will charge you a couple bucks for their inconvenience. The store will get slammed with a bounced check charge though. The bank should mail the check back to you if it does bounce though so you can re-deposit it at a later date hopefully when the funds are there; at least that is what mine would do when a former employers checks to me would bounce from time to time (and I would be charged $3 for it bouncing which stunk). If you deposited before 2 (sounds like you did not though) you will have the money tomorrow, if it was after 2 then it wil be there on Friday; check in the morning of whichever day is applicable and you will have your answer. Good luck.
I really do not resemble a bank so therefore
do not loan, give money away. The best way you can lose a friend or family members is when money gets involved. I, in your instance, would put distance between me and the other person, sounds like just using a good thing.
I said closing the bank...
…NM
Make your own income, hire a plumber. Total unnecessary. Men are useless in the family plan.
x
Yes, and we have separate bank accounts ;)
x
Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
Used to work in a bank, under some circumstances...
they will waive the fees, as another poster said, call them and explain the situation. I would do this occasionally after looking over the person' s account and taking a few things into consideration. Overdraft protection, as stated before, is a great idea too. I keep a $400 to $500 cushion in my account; as far as I am concerned, when I only have that much in there I consider it $0. BTW, how can you not know when DH gets paid? Is he on commission or something? Good luck, call the bank, they should be able to help you.
Also at my bank if you have direct deposit
of your paychecks you can get a direct deposit advance on your check and that does get posted to your account immediately. Has saved my butt more than once! LOL
If you are serious contact the seller/bank- sm
and make an offer. How low they will go depends on how long they have been trying to sell, what they have invested in it. IF the previous owners owed a lot on it, the bank will probably still want fair market value. Years ago I thought about buy the house next door to my parents (about 3500 sq ft with a huge 2 car garage and an old pool that either needed to be filled in or total destroyed and redone), I went through it with the relator. The house was about 30 years old then, the previous owners and their 6 kids had basically destroyed it, burned/scratched up hardwood floors, broken doors, windows, etc. the kitchen was original from 1964 as were the bathrooms, etc. It needed lots of work, a new roof, you name it, it needed it. The bank would not take less than $200K-- I was not willing to spend that kind of money on a house that needed at least $100K worth of work on it. They eventually got some sucker to pay it though; and boy did they spend some cash on it. Looks great now and work about $400K at least, but they probably spent that much to fix it and buy it. --- one note of caution when you buy a forecloser though, I believe previous owner has a year to reclaim the property-- if they show up with back payments in hand, etc. they can take the house back from you, improvements and all and you do not get a penny back. So be subtle in your home improvements or wait a year to do anything major.
My bank has free on-line pay so I pay all
of them except 1 that I have to send in the paper account info on. I also like on-line paying because I can set up my payments in advance for the due date when the bills come in and don't forget to send something in.
New Bank Policy on Credit
I went to the bank today to apply for a new line of credit... they had this sign posted outside the door.
Check to see if your bank has any programs
Wachovia has a "way to save" account. Every time your use your debit card, they take $1 out of your checking account and put it in a savings account. We have been doing that for about a year now and have built up about $1500. It's nice because it's automatic and you don't even have to think about it.
I have 4 bank accts and pay no fees at all.
nm
"I ran over your mother in line at the bank
That was a cute game!
Is there a debit card available where a bank
?
How can he check bank accounts
I have my own accounts, that is right, mine, not his. He is not allowed to see my accounts. I have more than him and I do what I please with MY money. I made, received,and had before our marriage so literally it is mine.
file garnishment on bank account
so it hits his account the same day he deposits pay checks (usually Friday).
Lawsuit! How to find a company's bank?
Ok, this is it and hope you can help me. I purchased a dinette suit 04/01/2006. The company said 4-6 weeks before delivery. Paid $640.93. I never got my furniture. I called, got very few calls back from them and finally decided last July after asking for my money back to file a lawsuit. The company did not answer the first filing in 45 days and then had to put in for a default. Just went to court today finally and got a default. By the way, the company did not appear in court!! Now I can go for a garnishment of the company with this documentation but do not have a clue as to where I would find out which bank this company does business with. If anyone able to give me any insight on this, I would appreciate it. Thanks.
no, nobody knows but the bank, they will cover checks you wrote
nm
Either the bank or Military Surplus store.
There would be only two reasons for me to run away from my home. One reason would be voluntarily, as in winning the lottery--hence the bank. The other would also be voluntary but there would be retribution involved--hence the Military Surplus store.
|
