Used to work in a bank, under some circumstances...
Posted By: mttor on 2007-04-18
In Reply to: which is worse. - Money problems.
they will waive the fees, as another poster said, call them and explain the situation. I would do this occasionally after looking over the person' s account and taking a few things into consideration. Overdraft protection, as stated before, is a great idea too. I keep a $400 to $500 cushion in my account; as far as I am concerned, when I only have that much in there I consider it $0. BTW, how can you not know when DH gets paid? Is he on commission or something? Good luck, call the bank, they should be able to help you.
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- which is worse. - Money problems.
- Used to work in a bank, under some circumstances... - mttor
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No it is not, under any circumstances
x
Considering my circumstances I am looking - sm
forward to the holidays. I'm the one with the mega debt who confessed to her DH a month ago, etc. We will have his debts paid off in full in about 10 days. I still have quite a mess though. We sold back 2 weeks of his vacation time (lucky for us his work allows you to do this) and half of that is paying for Christmas, the rest is being banked in our savings account which needs restoking (used to have $5K in it but only $200 now). We are taking a night and going to the beach to see the lights (free hotel stay due to his travel points) and a nice dinner-- all of this is his idea too--, and he suggested I go up (with the kids of course) and spend New Years with my friends/family up in PA so I am surprised about that. He is going to try to come too for a day or two to have a late Christmas with my family as well. Things are all roses, but considering everything I am looking forward to seeing my dad and one of my brothers, the other is in England and his family is going there to spend Christmas with him in Ireland with his wife's family there. But DH is trying really hard, he even bought me a dozen roses on my birthday a couple days ago and a really nice card, I couldn't have been more surprised....normally I get nada, not even a card. Granted my daughter told him to get me flowers, but still, he went over the top. But I digress as usual....everyone just needs to stay within what they can afford, we are cutting back some of course, but I have a bit more wiggle room now that I have that vacation money coming. Do it every year and it is a lifesaver.
I don't know the circumstances around
you wanting to leave your husband, but there is NO painless way. Children are ALWAYS the ones hurt most by a divorce. My parents were divorced, and I was divorced...no one wins. That's the only advice I can give you. The grass is not always greener on the other side.
Extenuating circumstances?
If the child is in custody of a parent, that parent puts that child first and provides.
However, the parent that does not have custody has options and only pays a MINIMUM of support. Then, if things get tight, etc., the CS is what gets left off.
I'm telling you that before you put food in your own mouth, pay your own bills, put a roof over your head, put clothes on your own back, or even pay taxes - you should be paying that child support.
It matters not if the NCP is a male or female. It doesn't matter if they are employed or not. GET A JOB - there are thousands. PAY THAT SUPPORT.
same situation different circumstances
we aren't legally married but my SO and I have been together for 8+ years. We were young, smoked weed, went out all hours of the night, drank and I loved being with somebody that is a lead singer in a band.
Fast forward to today. We have kids. He still does all of the above and I don't. I think he's silly and childish for still doing all that and not growing up enough to stop it. He still works for his mother in another town in her convienence store making $6 an hour and there is no way we will ever be able to get a house. he refuses to get a real job or carreer because he thinks he has going to make it big one day. Plus when he does come home all he does is yell and complain. Part of me loves him, but honestly I love his mom more than him and him helping with the bills. Plus he does do all the "man" stuff like moving furniture and fixing things.
I said all that to say I know how it feels to be torn. Sometimes I just wish he would get amnesia so I could just train him all over again LOL
I say, 'Let it grow!' And under no circumstances -
should you (or anyone else) grow old 'gracefully'. Fight it every inch of the way. If the 'cats' are making remarks about your hair, it's probably because they're jealous.
I'm 58, and like yours, mine is still mostly light brown, and I occasionally highlight it, too, but only when I feel like it. I had it cut shoulder-length a few years ago and hated it -- they ironed it straight and turned in under, and made me look like every soccer mom in my neighborhood, which I am totally NOT. Some people make good short-hair people, and some people don't. And I'm one of 'em.
I have a friend a little younger than me, and her hair is waist-length, VERY thick and beautiful, and salt-and-pepper, with a lot more salt than pepper. I've gone back to growing mine out, and now have a long ponytail. It should hit waist-length in the next year or so, and that's right where I want it. I'll probably still have a long ponytail when I'm 80, too. And if I don't like the gray hairs, then maybe I'll dye them purple.
So let the catty neighbors all walk around looking like dowdy old clones, and in the meantime you'll be happy being your normal, beautiful-haired self.
under normal circumstances, absolutely sm
not! The government has no business telling folks how to raise their kids, etc. etc. Government has too much control as it is.
ON THE OTHER HAND-I read where this 13-year-old boy cannot read! This all came out when they were saying he agreed with his mother and all this kind of stuff. If the boy can't read, what is this mother doing with this kid? Has he not been in school, etc. etc? I am wondering what else is really going on in that household.
I am neutral on this but will say those circumstances where you were intimate were not terribly sexy
I don't see medical care in any way similar to sexy people dancing against each other in sexy ways ;-)
I pay most through my bank
Most banks offer a bill payment option. I get to pick and choose when and what and how much. I love this option as I generally seem to forget to buy stamps! Out of all my household bills, only one is not paid online and it is simply dropped off.
Does anyone not use a bank?
I'm getting so sick of fees and am tired of trying to second guess my bank. Does anyone not use one or not have a checking account?
use a bank
I would recommend trying to find a credit union. They are more user friendly. I have been using one for over 15 years now and never looked back. There are Very few, if any fees and good service. Hope this helps.
bank
I have used a credit union for 31 years. If you can find a credit union in your area, it is the best way to go if you think you have to have a bank. I only have a savings account at a credit union so I can cash my check for free, but I still have to deposit some of it or they will charge me. Otherwise, Wal-Mart will cash your check for a fee and you can buy money orders for like 35 cents a piece at Wal-Mart. that works for me cuz I only have 6 bills, mortgage, gas, lights, water, car insurance, phone to pay. Or listen to financial guru's like Dave Ramsey and see what they have to say about it. Also there is checkfinder.com. They have some rules but may be the best way if you feel like you have to have a bank/checking account.
If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
You should have just cashed it at their bank - sm
I know in the past that a bank had to cash a check drawn on their bank; they may charge you $5 to do this if you do not have an account there (I have had that happen recently. Did that years ago when an ex-boyfriend owed me money, took me 2 months to beat $150 out of him; day I got the check from him I took it to his bank and cashed it to be on the safe side.) I have no idea what they do if the funds are not there, but was under the impression they had to cash it no matter what. But if you deposit it, and it bounces you will not see a dime of it and the bank will charge you a couple bucks for their inconvenience. The store will get slammed with a bounced check charge though. The bank should mail the check back to you if it does bounce though so you can re-deposit it at a later date hopefully when the funds are there; at least that is what mine would do when a former employers checks to me would bounce from time to time (and I would be charged $3 for it bouncing which stunk). If you deposited before 2 (sounds like you did not though) you will have the money tomorrow, if it was after 2 then it wil be there on Friday; check in the morning of whichever day is applicable and you will have your answer. Good luck.
I really do not resemble a bank so therefore
do not loan, give money away. The best way you can lose a friend or family members is when money gets involved. I, in your instance, would put distance between me and the other person, sounds like just using a good thing.
I said closing the bank...
…NM
Yes, and we have separate bank accounts ;)
x
Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
Also at my bank if you have direct deposit
of your paychecks you can get a direct deposit advance on your check and that does get posted to your account immediately. Has saved my butt more than once! LOL
If you are serious contact the seller/bank- sm
and make an offer. How low they will go depends on how long they have been trying to sell, what they have invested in it. IF the previous owners owed a lot on it, the bank will probably still want fair market value. Years ago I thought about buy the house next door to my parents (about 3500 sq ft with a huge 2 car garage and an old pool that either needed to be filled in or total destroyed and redone), I went through it with the relator. The house was about 30 years old then, the previous owners and their 6 kids had basically destroyed it, burned/scratched up hardwood floors, broken doors, windows, etc. the kitchen was original from 1964 as were the bathrooms, etc. It needed lots of work, a new roof, you name it, it needed it. The bank would not take less than $200K-- I was not willing to spend that kind of money on a house that needed at least $100K worth of work on it. They eventually got some sucker to pay it though; and boy did they spend some cash on it. Looks great now and work about $400K at least, but they probably spent that much to fix it and buy it. --- one note of caution when you buy a forecloser though, I believe previous owner has a year to reclaim the property-- if they show up with back payments in hand, etc. they can take the house back from you, improvements and all and you do not get a penny back. So be subtle in your home improvements or wait a year to do anything major.
My bank has free on-line pay so I pay all
of them except 1 that I have to send in the paper account info on. I also like on-line paying because I can set up my payments in advance for the due date when the bills come in and don't forget to send something in.
New Bank Policy on Credit
I went to the bank today to apply for a new line of credit... they had this sign posted outside the door.
Check to see if your bank has any programs
Wachovia has a "way to save" account. Every time your use your debit card, they take $1 out of your checking account and put it in a savings account. We have been doing that for about a year now and have built up about $1500. It's nice because it's automatic and you don't even have to think about it.
I have 4 bank accts and pay no fees at all.
nm
"I ran over your mother in line at the bank
That was a cute game!
he did not handle money at his last job with a bank.
Just because a person has bad credit, does not mean he's dishonest. He did not bounce checks. He did not live beyond his means. He got caught in a layoff. It's a huge stretch from being jobless to embezzlement for crying out loud. There are many jobs at a bank that do not have anything to do with money.
The way things are going with this economy, some of you might be in this situation. I'll be sure to thumb my nose at you when you start wondering what happened.
Is there a debit card available where a bank
?
How can he check bank accounts
I have my own accounts, that is right, mine, not his. He is not allowed to see my accounts. I have more than him and I do what I please with MY money. I made, received,and had before our marriage so literally it is mine.
file garnishment on bank account
so it hits his account the same day he deposits pay checks (usually Friday).
Lawsuit! How to find a company's bank?
Ok, this is it and hope you can help me. I purchased a dinette suit 04/01/2006. The company said 4-6 weeks before delivery. Paid $640.93. I never got my furniture. I called, got very few calls back from them and finally decided last July after asking for my money back to file a lawsuit. The company did not answer the first filing in 45 days and then had to put in for a default. Just went to court today finally and got a default. By the way, the company did not appear in court!! Now I can go for a garnishment of the company with this documentation but do not have a clue as to where I would find out which bank this company does business with. If anyone able to give me any insight on this, I would appreciate it. Thanks.
no, nobody knows but the bank, they will cover checks you wrote
nm
Either the bank or Military Surplus store.
There would be only two reasons for me to run away from my home. One reason would be voluntarily, as in winning the lottery--hence the bank. The other would also be voluntary but there would be retribution involved--hence the Military Surplus store.
Either online or by phone with bank card. sm
I can't even remember the last time I mailed a check to anyone.
I'll bet Bank of America isn't liking this
In a revealing example of what she says the average homeowner faces, a California Congresswoman spent more than two hours on the phone trying, without success, to find someone at the Bank of America who could help a struggling constituent modify his mortgage payments. ABC News "Nightline" cameras were rolling as Congresswoman Maxine Waters (D-Ca.) was repeatedly put on hold for long stretches, disconnected, transferred to extensions that did not work and ultimately switched to a recording which directed her to the bank's website.
"The average American trying to negotiate a loan modification will not be able to get it done," said Waters. "It will be impossible for them to get in touch with the right person, and even if they get in touch with a so-called counselor, they have a cookie cutter kind of direction that they go in."
Heard several weeks ago about bank scam
My husband received email the other day from Bank of America asking him to update his files, which of course includes social and the like. We had heard and funny because he does not even have an account there. I also received a call from a person who said she represented BOA wanting to know how I was enjoying my acct. Told them working, no time to talk.
Did you talk to a bank or mortgage company and see if you can get pre-approved? Seems
s
Talk to a local bank or credit union.
That is a HUGE downpayment and that will more than likely offset any bad juju as far as credit rating. You may be pleasantly surprised...we were and we also had crappy credit but because of the large downpayment, that worked in our favor and were able to get an incredible rate with a local bank. Above anything else, avoid those pieces of crap you see advertised on TV and on the computer. Nothing but predators that should be smacked upside their heads with a 2x4.
Change your bank account on file with Vonage Right NOW!
nm
Well, in a bank he would be handling money, so I think it's a legit reason to not hire. sm
To me, it makes perfect sense to not hire someone based on poor credit when that person would be working in an environment such as a bank, handling funds, etc. I see less reason to do so in other jobs, but in a bank, sure, it seems only logical to me. Sorry.
Yes - does not work! Hoax if you ask me. MetaboLife doesn't work either.
The only thing that works for me is exercise and eating correctly! No quick fix, unfortunately.
You dont work for them, you work for YOU. If you
x
I TRIED to work, WANTED to work, but
So now I have to scramble for the rest of the week, trying to catch up on what I didn't do today. And of course, working today was in hopes of catching up on whatI didn't do last week. This job is a never-ending hamster-wheel of lunacy.
Everyone has to work once in a while!
Normally in this industry, you are paid an incentive to work "holidays". When I was in-house, I was offered a day off other than the holiday I worked, which was great. I was also offered to only work a 4 hour day, in-house. At home, you should also be given an incentive for those holidays! Some people think that Martin Luther King Day is more important than Christmas because they may celebrate Kwanzaa. Some people feel that April Fool's Day is important, so they are willing to work Easter. It goes on and on... There will be times in your life when you have to make a choice, "one day off" or a career in the "medical field". I would have to agree that we are important especially on those holidays. For example, most hospitals and emergent care units are staffed with one doctor, so it should really be only STATs you are typing. It is hard to "choose" when you want to be "sick". Hence, our salary!!!!!!! Most people will work all kinds of crazy schedules to accomodate their own lives, so why be so uptight about working Christmas because your employer requires coverage. On the other hand, this should be rotated amongst a pool of typists. I worked with a lady that would always volunteer for Thanksgiving (she had no family), so she could have Christmas off just to make us all mad! She'd say "well, I've worked the last 10 Thanksgivings, so I deserve Christmas off! It was so sad! Hmmmpphh! :) Good luck! Have a nice holiday (no matter how you spend it)! 
He did see my dog and work him up sm
and everything came back negative. I'm going to push him more on Tuesday when I call him. I like our vet a lot-have been using him for years with all of my dogs and so far he hasn't steered me wrong. I'm just not sure I want to wait much longer on getting him some medication. The poor little guy suffers so and it just scares the heck out of us. I mean, there isn't anything we can do but hold him and ride it out and just be there when he comes out of it. I just haven't had to deal with anything like this before.
Nah, I do it, too, the more I work, the more I do it.
on vacation, notsomuch!
Does this work?
testing
Both will work actually.
For people who want to learn about something, anything, Google is a great tool. If you want to get into semantics about it though, personally I have real-life, first-hand experience with these critters called OTTBs. That stands for off-track thoroughbreds. They live until their late 20's and sometimes into their 30's and that is rarely taken into consideration by the racing industry, who I feel should kick in a little cash at birth, for every single horse they register with Jockey Club, to ensure that these animals can be cared for, for the rest of their lives. Oh wait...that would put a crimp in the breeders bottom line though, wouldn't it.
I used to work
with someone who would say the quirkiest things. got on my nerves.
And I used to work with someone who had
a stick up their rectum and made everyone's lives mundane.
No, not every day and get this- I only work
part-time. She is always available when I want her to come over, can stay the night if I am working later, whenever I want her. You are probably going to start throwing rocks but my pay to her is anywhere from 50-75 dollars a day, depending on what she does, any extra things I have her do like cleaning the closets, putting up seasonal clothes, other than the regular clothes washing and the house cleaning (she does not iron on a regular basis but if I need something special, she would do that)- she used to cook for us but my hubby does that now. I DO NOT want to quit even my part time position- heck my husband might think I had the time to do housework too and ugh!!
Never during work...
I don't get that. They could buy a lot more if they only shopped on the off hours ;)
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