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Totally ridiculous, now everyone should stop buying it.......

Posted By: sm on 2007-03-12
In Reply to: You've misread. John Assaraf is the Secret theorist who - said the child wished her torture/death into her l

don't ya think? But they won't. Never believed in it anyway. The real SECRET is those people are getting mega-rich!


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It is totally ridiculous, my niece just went to hers
and got her dress and all the accessories at David's Bridal, it was more like 500.00 or so. That's not including the extra cash she needed to go out afterwards to *Friday's*. They are 14 years old! AND then they expect these Sweet 16 parties? LOL Well, if the parents do it, they're to blame. I don't really know if it's actually for the kid or just to *keep up with the Joneses* or to try to impress or what it is but it is getting out of hand now. We had none of that stuff growing up. I think our parents were smarter than that and didn't put themselves in DEEP DEBT with credit cards etc. So at least we'll be getting inheritances. These kids will be crying down the road that their parents spent theirs! Oh well ;) LOL
That is a totally ridiculous post. This woman wants to see her son regardless. nm
!
Amen Sister! She is totally unrealistic! Totally. Loved your post! sm
My grandparents (from VT), will tell you that my grandfather began farming at 6-7 under the supervision of his 10 year old brother. haha No major incidents - his mother tended the home and ran a nursery and she did have the siblings watch over each other. I didn't even think about all of this until you mentioned the farming post. I loved it!

I, for one, need plenty of sleep - so I must work during the day while they are here...Oops, I gottah go! My 2 year old just fell off the kitchen table.



just kidding
Stop! Stop! Memories

Keypunch machines. That's why my hearing is a bit off now. LOL


First personal computer and printer: An Epson and continuous paper printer with DOS operating system. Cost: $3500.


I still have my mood rings and my torquoise jewelry but lost my class ring in the grocery store.It was expensive, $50, black onxy stone and gold band.


Snowstorms that shut the towns down for days on end. Couldn't get out to go to work unless you worked close to home and could walk. Schools never shut down. Five of us walked a mile a day to school with snow up to our hips. Our lessons for the day? Study hall.


My first car was a ི Chevy coupe. Gas was $.27 a gallon and I chauffered 5 friends to and from school for $.25 a week. On Friday and Sat. nights there was a dance with a group that became 'almost famous.' They got as far as the Steel Pier in Atlantic City dance club. It was a big deal to be on TV in those days. On those nights, I would go to the next town and pick up anybody hitch hiking to the dance. (I wasn't allowed to go to the dances). I wired the car with an older portable record player that only played 45s and kept my records under the seat.Worked great except when I would hit a bump. LOL


Bandstand every day from 3:30 to 5:00 EST.


Sleigh riding in the winter on our Flexible Flyer. We did it on steep coal banks. Much better thrill. Then we found out cardboard worked even better. No getting stuck halfway down the bank because the sleigh rails would hit a larger piece of coal sticking up.


Hide-and-seek when it got dark. I missed the pole and hit face first. What a bloody mess, but you didn't run to the ER for it.


Throwing corn at the nasty neighbor's house at Halloween. He called the cops. We ran and hid. I was caught. Where was I hiding? In the neighbor's garbage pile. Today garbage piles are called compost piles.


 


 


Unless you are buying it yourself, yah, there is.

Maybe he has an heirloom ring that has been in his family for generations.  Maybe he just really wants to get something you that is a personal expression of his and his alone.  If he's buying it, don't look a gift horse in the mouth!  It's not about the ring, it's about the marriage...and marriage is gonna be all about compromise.  Congratulations on the engagement!



PS--I had to buy our rings and he got to choose what he wanted and so did I.


 


buying a used car
What's the general rule of thumb as far as negotiating price?  How much should I expect the dealer to come down in price on a used car?  I stink at this stuff
Yep, been buying here! sm
Never stopped buying.  Great time to buy in if you can.  Money to be made in the long run. 
Maybe she was buying food for someone?
If your car is above a certain value, you don't qualify for food stamps.

She may have buying food for someone with their food stamps/food stamp card.




You have to be buying the cheaper
brand because at the QT close to my house, about the cheapest, in Atlanta, the price is $2.40 something for the brand I have to burn.
buying house with BF
Bear with me. I am not judging here as I do not know the circumstances other than you stated you and BF want to buy a house. I am assuming you are young, which to me, anyone under the age of 40 falls into that category! If and when buying a house comes to be, consider hiring an attorney to protect your interest, and your BF should do the same. Buying a home with a BF/GF is VERY scary. Will both names be on the mortgage? If so, what if one dies, becomes disabled, flees to Tibet to do lunch with the Dali Lama? The other is left holding the bag with all the financial responsibilities. The same things can happen if you're married too, but it's harder to legally resolve such issues if you are not married.

I don't mean to rain on your parade here! Just want you to think. Buying a house is so exciting but it's the biggest financial commitment you will ever make. You don't want it to come back and bite you in the butt years down the road.

To save, keep only one credit card and pay it off each month. That saying 'pay yourself first' is tried and true. Open an account and have 5-10% of every paycheck auto-deposited in it. If you don't have it, you won't miss it. Open short-term CDs with your savings. They are risk-free, you can access your money if you truly need it, and you'll get more interest than a savings acct. Do your research, stay away from adjustable rate mortgages,and buy beneath your means. Think of every worst case scenario you can and talk them over with your BF BEFORE you buy. This is your financial future you are about to change. You will be committed to a house/mortgage, but not to each other - legally.

OK - my doom and gloom post is done! Regardless, all the best to you!
buying a house
Wow, this is great info as I am buying a house too.  I am wondering about one point though - my realtor did recommend an inspector that I set up an appointment with - is it  absolutely necessary to find my own inspector?
buying home
Thanks AnnieM! You gave some great advice and some things to think about that I hadn't thought of.
I would tell her that I was offended and was buying elsewhere (sm)
I have learned over the years to stop wishing in hindsight that I had said what I should say to begin with. She is being rude and thinking you will pay her asking price just to prove to her that you can afford it. She is banking on you being offended and trying to prove to her that you can indeed afford it. That is a sales tactic I have seen used before - don't bite the bait!
I'm with you. I can't believe they are buying her story. nm
d
Don't think people are buying it!
I have an ex-brother-in-law who is a compulsive liar and whereas we don't call him on the lies, they are a joke to us and we laugh about it later. So to the liars out there, don't think we're that gullible!

Need to know about cheese buying
I do not buy cheese but have 2 people on my list for presents this year that I would love to get some crackers and cheeses for. Do most cheese need refrigeration? I would think some would last longer than others, right? I can make this a 1 stop shop at Trader's Joe so need some ideas, anyone?
renting vs buying
Hi,
After I divorced some years ago, having had my own home at that time, and then having to live in an apartment, I recently opted to purchase my own home. You must weigh the pros and cons of your situation, particularly having children. I hated apt. living!!! You must consider that there will not be much room for your children to play. If they play outside, they will no doubt disturb other renters and consequently have complaints. No matter how good the apartment complex is built, it will always be noisy, no matter what. Being in this business, quiet is imperative and something I never found in an apartment. There is always someone or something to disturb you. You also have no privacy. I lived on a first floor apt. and someone was constantly walking past my bedroom window and patio doors. They cannot help but "peek" in and I hated that as well. I love bright sunshine and fresh air and refused to keep my blinds pulled. I did not feel that I should have to. Also, being a nonsmoker, I found it difficult to deal with those that did, what with their left over smoke drifting into my apt. on a constant day/night basis. I had a "nice" apt. with all the appliances, including washer/dryer, dishwasher, etc, plus a garage. It was nice, but after being aggravated by the 3 in the morning parties going on every weekend and sometimes during the week, and the managers not doing their jobs of shoveling snow, salting walkways, or mowing the grass and picking up other peoples cigarette butts, I opted to buy my own condo. I went with a condo because they do take care of the outside. the inside is your responsibility. yes, you have to replace things if they break or repair them, but to me the cost is minimal compared to the aggravation of living in an apartment. a down payment helps your bottom line, and of course, there are the closing costs, but you also have to consider that you get to deduct your property taxes from you 1040 at the end of the year. Each option has its pros and cons, but with children, i would definately opt for purchase rather than rent. but that's just me. these are just some things to think about. good luck.
Does anybody know anything about buying a house from a tax auction? SM

I live in a small town and in our local paper there are always public listings of properties that are going to be sold on the courthouse steps in an auction because of foreclosures or failure to pay taxes, etc.  I'm kind of interested in learning about this process because a cute older home I've had my eye on for a while is going to be sold this way in a couple of weeks and I am in a position to maybe buy it because I FINALLY settled with my insurance company over my house fire.  So I have a nice little chunk of money (not a huge amount, but enough to buy a decent home for me and my kids).  My ex-husband severely damaged my credit and so this may be the only way I can buy another house, besides I'd rather not use the money as a down payment on a big, huge fancy house I'll probably struggle to make payments on.  I'd rather just buy a nice little three bedroom that is comfortable and affordable and allows me a little wiggle room with my finances.  I'm living with family now and don't even get me started on how stressful that is! 


So I was wondering if any my virtual colleagues and friends here at MTStars had any experience or knowledge of how this whole foreclosure/tax auction process works?  Will there be an auctioneer and I will have to bid like at a regular auction?  And usually how much do houses go for when sold this way?  Do they go for the amount of taxes owed or how much the house is worth?  The public notice from the county says the buyer has to put 10% down and pay the remaining balance in 30 days.  So I'm trying to get an idea of whether I will have enough to pay cash the day of or if I will still need to get a small mortgage loan.


Any suggestions?  I'm really dumb when it comes to stuff like this.  I've never really had a head for business, but since leaving my ex, I've vowed to learn and be savvy and take control of my finances.  And this would be a big first step towards that.


Thanks!


Home buying grants.
Anyone know of some programs to apply for first time home buying grants?  :-)
Self-employed/IC and buying a house?

Ok, here's my story....I've been an IC for 3-1/2 years and an MT for 6. My husband and I are moving to another state and buying a house. The mortgage company wants me to get a letter from the company that I have a contract with stating that I can continue to receive work from them even after I move. My question is, is this normal to request this?? It seems really unprofessional of me to even ask them to write this letter as I'm NOT an employee of this company. The mortgage guy we're dealing with seems very young and doesn't seem to have experience with self-employed people, so I'm wondering if I really need to get this letter or if we should just use a differnet mortgage company? I would really appreciate it if anyone has been in a similar position could let me know if you needed to get this letter as well. FYI: We have excellent credit and have both been gainfully employed since we were teenagers. Thank you!


Thanks for your insight when buying a house

I wondered that too if all the houses gone up that much.  I know they did some remodeling since they bought it 5 years ago but we have done some remodeling in this house too (same kind of remodeling)  but I won't dare think it would sell for 66% above what we originally paided for it. 


Than again, I would have to get an expert to come through here and tell me what they think it might sell for.  I have not a clue. 


My gut feeling  tells me that they need to come down.  I saw the new house they were moving too.  It is a huge, two story, maybe $300K home.   DH and I think they have jacked up the price on this other home in order to help pay for the one they are in now.


 Then other things would have to factor in like property taxes, cost of utilities which I know all that would be more than what we are paying now for this little house we are in now. "sigh"  Oh well, maybe one day we will have something bigger. 


Questions to ask when buying a house

We are going to look at a house we are both interested in in about an hour.  I made up a list of questions.  First off, I think the seller wants too much and have already told them so, they want 125k.  They said they will consider coming down though I don't know how much.   It is a 3 bedroom 2 bath brick home about 1600 sq ft.  I don't think it is worth more than 80k and that is being generous, IMO but I am no expert.  It is a nice house but not flawless.  The outside gutters are coming off I know for sure.  Dh had been in and he said some of the carpet is comming up.  There are old trailer houses all in that block.   The house directly behind us is an old abandoned house with sheep in the backyard.  The neighbors beside us have chickens. 


Anyway, the questions I came up with is: Aprasial value, property taxes, age of the house.  Also I have been wanting to some how ask about Dh farm equipment.  He has had it parked out here and the neighbors have yet to complain the whole 8 years we have lived here.  However, some of my relatives across town have old cars parked in their driveway and they get complaints.  My bestfriend's mother lives 2 blocks away from this home and she says there is not a crime problem.  Howvever, sometimes kids drive up and down the street too fast so I would have to keep a close eye on my two little ones.  We would still be in the same school district so that is not a question. 


Anyone have any more tips to look for.  Is it too nosey to ask what the utility expenses are?  I thought about calling WTU but I don't know if they would tell me or not. 15 years ago they would because I asked about an appartment complex I was interested in living in.  However, back then they had a local office I could call, not anymore.    TIA. 


Not buying any more doggie medicine
where she gets the medicine it is twice what I can get here in my town. i asked my veterinarian and ordered it one time for them (and paid that time) but have not paid since. I was asking hubs about picking it up and sending it as I doubt very seriously my veterinarian office would mail to her out of town. Guess I will not do that now- not trying to enable as she would pay for it.
Who are you buying for, your kids or relatives? If you
know someone is going to return whatever then go with a gift card and let them get whatever they want themselves. But, whatever you give them they can do with what they wish. You have no control over that.
Go to Walmart. Remember, buying the SM
original toothbrush is one thing; every six months or so, you have to purchase the replacement brush for the device. Wonder how much that costs?
Anyone own a Volvo? Thinking about buying
a used one.  Are the tune ups and regular maintenance expensive on them?  Good and bad experiences are welcomed.  Thanks.
I've looked into buying them just to have
on-hand just in case, but there are sooooo many different kinds that I didn't even really know what to look for...
Buying a house with someone who is not legally your spouse, is

I'm buying mine concer tickets! nm
nm
What about buying a bottle of 'Liquid Paper 2-in1" -sm
(which is a cool little combination wide brush or pinpoint correction fluid applicator, depending on which cap you take off), then paint the letters back on the keyboard? Then, once the Liquid Paper has dried, paint over it with clear nail polish to protect it from getting worn off.

(Or, like the poster below, if you REALLY want to confuse people, you could always paint the wrong letters on the wrong keys!)
;D
I was not out buying designer clothes or stuff for myself - sm
in my case it was "we", mainly him, spent way more than we make. Everytime one of his cards got a large balance (he never looked at the statements and I pay the bills) I would tranfer it over to one of my cards, which again he never looked at, and I had a P.O. Box for--so in my case it was very, very easy to do, and with paperless statements today even easier. We had a lot of things happen in our life over the past 4 years which made the money/credit card issue much worse, easily added $40K onto it (at $89K now)--family death, serious child illness--still dealing with that some--, job loss on my part, private school tuition ($12K a year---no longer go there for the last 2 years), inability to pay bills and heavily borrowed on cards----d-u-m-b I know. So don't be so quick to judge, it is not always so black and white. Yes I did get a few things I should not have, but I know during some of this time I was depressed though not horribly so but enough so as to buy a few things I never should have, but for 95% of it it was my DH never denying himself anything (though he would have if he'd known, and now he is --granted not too happy about it---one tiny concession he has made is only 9 beers a day, down from 12, so maybe he can get 3 days out of a case of beer instead of 2.) So my days of robbing Peter to pay Paul are over. We plan to have an open book when it comes to finances once his are paid off, and mine are enrolled with a debt management plan--- then only use his cards for gas, and work stuff basically--I won't have any as they will all get destroyed and cancelled in the DMP, and will use my debit card for everything --which I do now anyway, so it won't be a huge change for me. I don't think she is lamenting, just realizing what a horrid mess she has to deal with, it is hard, and I have to deal with my DHs comments for years to come, he did a few zingers last night. I will be okay though and have to pay the piper, it is worth it not having to go through a nasty divorce and custody fight as I know it would not have been pretty.
my boyfriend (who is buying the car) wants me to get a Honda - I want a convertible! nm
x
Vote please on clothes buying scenario for kids...sm

Scenario:   15-year-old finished growing 2 years ago, stable sizes.  8-year-old growing like a weed, can't wear anything from last winter. 


It's getting cool now in my state and I need to get the 8-year-old some long sleeved shirts for school.  The 15-year-old thinks they should also get the same amount of money to spend on clothes - even though they have plenty to wear in their closet and state they have nothing in particular they want and make money doing neighborhood chores as well as chores around the house.  Also before school began both kids were given $100 to buy their school supplies and clothes. The 8-year-old spent the clothing portion on pants and new sneakers, the teenager spent it on various clothing items.   


Would you:


1.  Do it even though they don't need it because it wouldn't be fair to spend more money on one child than another. 


2.  Tell them that you're only getting the younger child clothes because they have no long sleeved shirts that fit, whereas the teenager does, and that they are welcome to spend their own money on extra clothes they want. 


Which way do you vote? 


Buying new living room furniture this weekend...
Can't wait!! :)
No, I'm sorry. That is beyond ridiculous to have
your children living with someone you hate and hates you so that they can be near a football coach? And then to have to ask advice for how to handle it that you each hate each other? This is her KID, for Lord's sake! She has him living with someone who hates her over a coach? Sorry, but situations like this are only contributing to the delinquency of this world. That is just plain shameful, and I will NOT apologize for thinking so.
Think it is ridiculous for all of this
graduation for small children, pomp and circumstance, proms next or are they doing those already at this age also? Why not make an overall speech to the individual class about how much all appreciated instead of handing out "rewards." That is why the kids getting out of control, it starts really early, don’t want to leave anyone out and it just escalates from there on.
This is ridiculous!
I knew the gas prices were going up, up,up but I have just checked a hotel/airplane package from my city to Las Vegas for 4 days and on Delta today it was $4,545.81!  Yes, I am in the US. I do not know whether to book today or wait until these prices go down!! Anyone else want to join me for that price??
This is ridiculous

http://helpmybabylive.com


This couple is looking for $50,000 to not abort their child...talk about a scam.


Well I think it's ridiculous!

Come on now, they've been together for what, 24 hours, and he's madly in love...engaged! Please... just last week he was popping pills and booze, mourning his poor dead wife.  Now he's all snuggled up to Donna, who by the way, looks just freaky to me...I think it's really just d*u*m*b...oh, but it is a soap, right?


ridiculous
I don't know what is wrong with today's kids. I don't know if they are not being taught right from wrong at home or what it is, but it is getting to the point that I don't even want my kids going to school and being exposed to these kinds of people! By no means am I a teacher, and I do understand that one day they will have to go to school, but there is no call for this. And on the "sex offender", it doesn't seem to me that he was a legal adult, and an age gap of 3 years is not all that much. I heard on the radio here about how a teenager in high school was slapped with sex offender because he smacked a girl's butt at school. THAT ticked me off. They made the sex offender registry for a reason, not for little high school kids and their parents to abuse.
Seems ridiculous to me
That anyone would think that way. If someone has a stable relationship then "dancing" should have no impact on it. It's a harmless show for goodness sake that takes a lot of hard work. I do know that, I think it was the year before last, (I don't watch religiously)Kristy Swanson and her partner ended up together and he was married at the time, but their relationship must not have not been very stable if this show broke them up. As another poster mentioned actors and actresses do it all the time in their jobs.
Well, I am sorry that you think it's ridiculous for me to think this way.
Stable relationship or not, there is no man on earth who could resist (Jesus was even tempted!) a woman when dancing close to her like that. Stability has nothing to do with it. It's wrong no matter how you look at it. I'd like to see you give your hubby up to one of those dancers to practice with them 6 nights a week 10 hour days for 3 months straight. Would you do it, LinK?
It seems ridiculous because it is - sm
You are not ready to divorce.  This issue has not been worked through yet.  You have too much unfinished business with your marriage.  You have got to get back to a marriage counselor.  If hubby will not go, go alone.  It may be you decide things will not work out, but I urge you to turn explore every avenue before throwing in the towel.  Then if you do leave him, you will know you did all you could and not need to look back.  Best of luck. 
Really??? That is ridiculous sm
Bleeding the beast? What happens to these people's logic?
Ridiculous.........
I suppose the news needs some garbage to throw out there to get attention. This is not a man, but a woman, with the body parts to have a child. Just no breasts. So what now, does a woman with a mastectomy suddenly become a man? Pleeeeezzze!!!! I do feel for that child. How in the world do you explain all this? Then again, if the child grows up among it all, probably won't think twice about it.....this will be the norm for that child.

I thought I would be sick watching Oprah oooh and aaah over this person, A MAN GIVING BIRTH........what a joke!
That's ridiculous, isn't it? There should be
continue to hire new workers when existing workers aren't able to get enough work to live on.
actually I don't think everyone else is ridiculous
I used to believe the same things myself.

As far as having an innate knowing, I believe deep down we all feel we have a hole inside if you will. I know when I was searching and seeking I felt that. Yet when I found Jesus, it was like he filled that hole.

I believe that it requires faith to believe. That is why we don't have an innate knowledge.

I believe that if someone doesn't have Jesus they cannot comprehend all that the Bible has to say. That is why we need the Holy Ghost, to interpret for us. I read the Bible at least three times cover to cover before I accepted Christ. I could have been reading a different language for all I understood. After accepting him though, I started to understand, and parts of Scripture stood out like neon lights when I needed them.

I used to believe that everyone could get to heaven any ol' way they wanted, just as long as they were good people. Now I know that isn't true. If we could get to heaven by good works, why did God have to send his Son to die?

I have studies on this a lot. Like I've said before, I was practically dragged kicking and screaming to Christ :) I did not want to accept what I knew as the truth. Why? Because doing so meant giving up my own selfish wants and needs. Giving up my own fleshly desires. No more going out and living crazy and doing what I wanted. But you know what? I owe Him that. He died for me. And you. And that is regardless of whether you believe Him or not. That's the amazing thing. He died knowing that even 2000 years later people would be practically spitting on Him. (Not saying that you personally are, but there are a lot of people who do)

Anyways check out that site, and if you are truly searching, I urge you to really check out that book by Josh McDowell. Ravi Zacharias is also an amazing apologist that really opened my eyes and helped me to understand a lot. He has a website with some essays and he also has a bunch of books (you can find them at Lifeway and I'm sure other bookstores).

If you ever want to talk, please email me. I know what it's like to be searching and to not know what you believe. I ran from God for so long, but when I finally came to Him I didn't understand why I had run for so long. No, life will not be a piece of cake if you become a Christian. More likely, you will endure hardship and trials and tribulations. But this life here is a blink of an eye compared to the eternity we spend with Him after.

Just imagine the things that could be done in this world if everyone allowed God to work through them and to bring forth the talents that he has given them. It would just be amazing!

Times are going to get hard soon, and people are going to have to make a choice. I know my Lord will be here when it is all said and done. I pray that you will be there with us!


That's ridiculous
What do they expect, for you to call every 5 minutes just in case they come up with something else? "This is me calling to see if you have made any plans in the last 5 minutes." Totally stupid.

I would have to wonder if they wanted me there.


this is ridiculous
This is absolutely the most ridiculous thing I have ever heard. Mean old people live A LOT LONGER THAN YOU THINK and news flash THIS IS NOT THEIR LAST CHRISTMAS, IT NEVER IS...
That's Ridiculous
Please ignore this person who obviously hates their life very much. 99.99% of us support you and think you did a good thing.

Some people just have no life and this is the only way they can get any attention. They say negative attention is better than no attention, so this person obviously needs lots of attention.

You know the rest of us support you. Ignore these types of posts.
Now, that's ridiculous.....
how does cutting off the outer ear to do with preventing ear infections? The absence of an outer ear enhances the possibility to get an ear infection.

I would rather assume that uncircumcised men miss out.