Timeshare/Vacation Club
Posted By: I got suckered on 2008-09-11
In Reply to:
Last summer, my husband and I got suckered into one of those timeshare talks while on vacation. We ended up buying into the "trial program". It wasn't overly expensive, only about $1000, and we would receive 1-week at one of their resorts and a "price freeze" should we decide to buy in after that. After returning home and reviewing the package a little more closely, we decided that we wanted to cancel the trial package. I did a little research online and found that we had 7 days to cancel a timeshare. I immediately sent a certified letter to the resort company requesting to cancel the purchase agreement. They never responded and I ended up calling them to see if they had received my request. They confirmed that they did but that it was non-cancellable.
We stopped the autopay that we had set up on a credit card. From that time on, we began to get collection letters. I contacted the real estate commission for that state and asked for this to be investigated, to which I received a blanket letter from them stating that they tried to mediate but that the resort refused to resolve this. The resort basically stated that it was not cancellable and that we owed the money.
What I am wondering is, what happens now? The resort said they would continue to pursue this issue through third-party collectors. If I legally am obligated to this debt, why wouldn't they just take me to court? Why would they continue to draw this out? What effect will it have on my credit score? Anyone ever been in a similar situation? I should also note that we never used this vacation package. It expires July 2009. The total due has now escalated to about $1500 due to their "late fees". I don't want to ruin my credit over $1500, but I also don't want this package. Any suggestions?
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do you still own the timeshare?
Have you ever used it?
Toying with the idea of a timeshare (M)
I would appreciate any timeshare owners out there who could share their experience with me, where it is, and/or have any advice. Thanks!
PS: The timeshare he wanted to sell cost 17,000 and we "owned" it. But still sm
one week out of the year? I'm not young. What if I only have 10 years left? Or less?
Club Med
I would recommend it highly. I've been to Club Med 5 times, twice before I got married and three times with the children. We have so much fun. It's like a cruise on land. There's so much to do or you can do nothing at all. There's clubs for families and the kids have their own clubs within Club Med. My daughter learned to water ski. They had Circus School at the Club Med in Florida, so she leared the trapeez, etc. She loved it so much we barely saw her the whole week we were there. The foods is amazing. Truthfully, I wouldn't go on vacation anywhere else but an all-inclusive. Unfortunately, we're not going this year due some medical problems within the family, but hopefully next year.
Christmas Club...sm
I have three grown kids (includes 1 in-law) and I have money taken out of my paycheck through the year and whatever the amount is when I get the check, I divide that by 3 and that is how much I spend on the kids. It's usually around $200 to $250. I put back through the year from my OT and get my husband something nice and then I just pick up a few inexpensive things along the way for a couple of other people I like to give a little something to. I don't think anybody really cares how much I spend on them, but I do try my best to be equal in what I spend on the kids, even at their ages now!
Join the club!
I cannot get mine threaded! Couldn't believe that. Will wait until after the holidays to try again.
Club Med is amazing
You could also try Club Med. They have places all over the world. We've been to the one in Cancun twice, the one in Florida twice (very family friendly), and Bermuda. Just the kind of vacation I love.
There are some Club Meds that do not
admit anyone under a certain age. Not all are family friendly, some very adult themed.
Very correct about Club Med
There are only a handful of Club Meds that that cater to families. There are probably over 50 and there are some that are supposed to be quite wild.
My daughter is into Club Penguin!
 She's a computer geek already!!! Just kidding!!! LOL
Find a Steelers fan club
We moved away from Pittsburgh 20+ years ago. Most cities have fan clubs. We belong to one in our city, and it's a lot of fun going on Sundays and watching the games.
country club dressing sm
Just attended a wedding at a country club. No matter where you go, everyone dresses differently. I would wear a dress or nice pants & top with some jewelry if you have any. Some of the men had suits and some had just a shirt and tie (with slacks, of course!). I wore a plain short dress with a jacket handy because the place was so air conditioned, and a nice necklace, nylons and a slight heel. Everyone was dressed differently. Just make sure your hair looks neat, your crowning glory, then the rest of you will feel just fine. I think since it is your family, you may feel better if you just look neat with a little jewelry that's in your budget. They are very fortunate that you are celebrating their milestone. Wearing a smile and taking lots of pics and giving a copy to the couple will put you high on their list. Have fun!!!
I would hit Costco or Sam's Club and grab (sm)
some big bags of tortilla chips and salsa, something more bland maybe for the kids - and maybe even offer hotdogs/buns for the kids so they won't waste friend chicken? You can also buy big cans of Bush's Baked Beans and I'd get a potato salad or macaroni salad as well - you want them to fill up on the less expensive items so you don't run out of meat - kids usually love spaghetti also - that and some french bread would be a good side - I worry about fried chicken and the mess... have fun!!
Dear Columbia DVD Club
I know I was a sucker and a moron to ever sign up with you and probably deserve all the grief I am now getting with you charging my credit care for things I didn't order. However, I believe this just might be FRAUD (ya think?) on your part. Please stop charging me. Thank you.
Anybody on the NBC Biggest Losers On-line club? How much is it? sm
is it worht the cost? TYIA.
Wasn't she on the Micky Mouse Club?
I thought I read that somewhere.
Was this the sniper trained guy whose while was singing in a club?
//
I swear, I should be working. But, I just got done combing through the new Sam's Club Christmas s
catalog. You would not believe the kind of stuff they have in there now! I was impressed, shocked, thrilled, all at the same time. Now they have "packages" that members could buy and here were your 3 choices. You tell me which you'd choose, okay? Remember, this is just for fun because obviously none of us are millionaires (or at least I don't think we are :)
1. The Tony Bennett package which includes: Round trip tickets for 4 to London, VIP passes, meet Tony, autographs, 5 star hotel, gold VIP seats, food. Price: 44,000.
2. The Super Bowl package: Round trip tickets for 4 to Miami, tickets to the game, party with Dan Marino, 4 signed autographed jerseys, limo rides, 750.00 per person for spending money, 8:00 tee time at NFL golf game with an NFL player (OMG, how many husbands would be in awe of this??), 5-star hotel, amazing seats to the game, PLUS - 57 inch plasma t.v., surround sound for your home, camcorder, digital camera. Price: 77,000
3. The New Cessna Mustang (BEAUTIFUL), personal jet: Price: 2,400,000 (or something like that). To the person purchasing this: You must wire transfer 275,000 upon agreeing to buy it. This is MY choice, especially since I have a son who lives 4 states away.......
But, how much does a personal pilot cost? How much does it cost to "store" your plane?
Ahh, the lifestyle of the rich...How nice would it be to get your hubby the NFL package for Christmas???? It just doesn't compare to a tie, does it? Sigh..................
My husband is a runner and is very active in his track club.
He drives me a little crazy, because it's nothing for him to run 10-miles for a "simple" workout. But he does a lot with the club by setting up races, some of which benefit charities. And he's very good, by the way. He's finished well in national track meets. He's also the treasurer for our son's boy scout troop. I'm an assistant scoutmaster and do all of the outside stuff with the kids. Hubby HATES camping, hiking, backpacking. But that's the stuff for me! Our interests overlap in a few areas, but there have been times that we even take separate vacations. (Lots of people gasp at that.) But, occasionally, we can combine them. He's running in Maine next year, and I know that there is a river that passes in front of our hotel. I'm bringing my kayak! He can run all he wants! :)
I composed a song about the Westmister Kennel Club and put it on CD SM
and have written poems and want to submit them, just don't know where, as I see warnings not to submit them to many publishing companies. Any good ones I can trust? 
Maybe a nice garden/gazebo/outdoor wedding at a club/restaurant etc nearby? Get
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My vacation and yours?
I am this year planning on taking myself out to the wild west visiting Yellowstone, Montana, Wyoming and the like. My family does not like to travel so this year, as last when I went to Alaska, I will be traveling by myself there only to meet up with a tour and it is loads of fun! Hopefully as in Alaska there will be not only the beautiful scenery but also loads of animals. I am in 7th heaven just drooling about this all. Everything planned out for you, all you have to do is pay your money and meet up with their start point. Could not be easier... I will send you postcards!
vacation
If you haven't seen your brother and family for years, I say go for the pricier condo with more room. The last thing you want is to be on top of each other, getting on each other's nerves. 8 days can be a long time! Go for it and celebrate spending time with your loved ones. After all, it's just money!
Vacation
My kids start back to school this month.
Why did you vacation with them?
And why did SIL agree to vacation with you? If I had a family member who did not like me or vice versa, no way would I spend the time or money to vacation with them. I find your brother to be at fault also. If you two are so close, why did he not speak to wife and especially daughters and tell them to act civilly at least for the one week? He is the parent too, and to allow them to behave like that, especially to his sister, is wrong.
Vacation
When you have plenty of time you should continue where Skyline Drive changes into the Blue Ridge parkway and goes down into North Carolina. The spring or fall would be the best times. There are miles and miles of beautiful mountains. The highest mountains are at the lower part of the Blue Ridge parkway. Some things you could see along the way would be the Mabry Mill, Biltmore House at Asheville, and the viaduct.
You need a vacation.
dd
at least you got a vacation!!
x
Vacation? What's that
Oh yes, that's what you take when you don't owe the IRS thousands in dollars because they didn't take out enough last year and this year your taxes double (and I had a hard enough time surviving on what was left after sending in taxes last year).
A vacation isn't a vacation when
Your in-laws wake up at 6:00 a.m. when you want to sleep till 9:00.
Your houseguest mistakes your guest room for a hotel with maid service.
Your hostess has a Doberman with an anal gland issue.
I'm with you - give me a hotel!!!!
You took the gnome on vacation? lol
Getting a kick out of this thread! Thanks ladies. lol
According to my vacation planner
where I go Wyoming, Utah and the like is west, leaving from Denver-have been to California but am sure will enjoy wherever it is. Going solo, my family do not want to join me in my vacations. Oh well, I will send them a postcard.
Florida vacation
There are several things to consider when planning your vacation to the theme parks: If you stay in Kissimmee you'll have to drive to the parks. There has been a lot of road construction on southwest side or Orlando. I don't know if it's completed or not. The hotels associated with the parks have a lot of extras for the kids so you can relax while they watch movies in the pool, ect. The rooms are often suites with murals and fun beds for the kids. There are some that are close to the parks, with shuttles, that might be a bit more affordable than the big ones on the parks. While you certainly have to go to the Magic Kingdom, especially for the younger kids, if you love the big rides Universal's Islands of Adventure is a must too. Our kids are into the bigger thrill rides so they prefer Universal. There's also a nice area for the younger kids at Islands of Adventure that has a Dr Suess theme. October will still be hot down here, but if you want to take a day trip over to the beach it's best to come before December. December temperatures are typically fall-like, but it can get down into the 40s on occasion.
I would never vacation in Mexico
They are sucking the blood out of this country. They come here by the thousands everyday because people like you will hire them.
They pop out babies every year at the American taxpayer's expense, and then we pay for their health care and education.
They sneak into this country, keep wages down, crime and the birth rate up, overcrowd our schools and our jails, then have the nerve to march in our streets and DEMAND citizenship.
On their side, they do not respect our laws, will not extradite criminals wanted in the U.S.
I would never give them one penny of my vacation money. They are NICE to you when you are there because they want your money.
OP says nothing about vacation just camping.
//
Please Please enjoy your vacation. sm
I just went on vacation with my family and had something (nothing compared to your worry) that I just had to put on the back burner and enjoy every second I possibly could. I hope you have faith, because God does not give us anything that we truely can not handle. I will pray that your worries are unfounded. You have been given some wonderful advice above and just believe in that. Happy vacationing.
vacation from husband
Don't divorce him, it's a hard life out here without a husband and there's no prince charming to ride up and save you from being destitute. Doesn't matter if you love him, if you don't like to do the same things, just do your own thing and let him pick up your bills. Don't even really have to like him, just tolerate him. I had one who made 75k+ and paid all the bills, my money was just that, my money, and now I'm supporting myself and my older sister and cranking it out for this bloody bonus.
Take a cruise or go on a vacation by yourself (sm)
give him a taste of what it is like without you there! And if he doesn't change - then leave. Even if you just leave temporarily....
Vacation ideas
Am looking for somewhere not real expensive but interesting, with either malls or shopping areas, for my daughter and myself to travel to on vacation, distance does not really matter - have been to Mall of America and the Sawgrass Mills in Florida, looking for something similiar, - any suggestions would be appreciated.
Vegas Vacation
"haven't seen a beatin' like that since somebody stuck a banana in my pants and turned a monkey loose."
I'm on vacation this week, so ...
brought some movies along to catch up on. I watched 27 Dresses, which was just okay. I loved PS I Love You. Also been watching The Office with my sister and DS, and Emergency!, which aren't exactly movies, but lots of fun. It's been a great week with my family. Almost hate going back to work on Monday!
Jamaican vacation
...anyone planning on going to Jamaica to Couples Negril - save your money. My fiance and I returned from there after 2 weeks vacation. We frequently visited the "Couples" message boards and were very excited to go. Now I find out that they only allow "positive" postings about their resorts. If we had known the truth, we could have saved a few thousand dollars. In a nutshell - bad service, chunks of glass on the beach, employees mocking visitors (although if you don't speak the lingo you wouldn't know this) and "get your own drink because I can't get a tip" attitude. We were thinking about planning our wedding there but have changed our minds. The mgmt. hoards all tips and the employees never see the "pool" of tips that they "allow" vacationers to give.
For my vacation I have a lady
who comes over once a day to feed and water my 3 cats. I would rather have them here at home where they are comfortable than leaving and going to be caged up while I am gone. This is on trips hubby and I take. On trips I made alone hubby is here every other day and he gives extra food and water in between the days he is home. Of course he always gets calls most every day wanting to know how they ate, did they have their "treats," etc. They give me so much pleasure and I want them to have the necessities (and a few treats, their toys, etc., etc.)
Summer Vacation
We plan on going to either the Jersey Shore or Maine for a week this Summer. I've never been to either place even though we live in NY State and it's within a reasonable driving distance. Also, my daughter's friend is visiting from Florida, and we'll also take a lot of day trips that week to keep her entertained.
Wanting a vacation now
My husband never wanted to go on any vacations. So, when the kids were young, my kids and I went on a vacation every year. We either drove or one time took the train to the Grand Canyon from Chicago. Not once did my husband go with us. We went twice to Disney and had such a wonderful time. My kids are now grown, and I really miss those vacations. My husband missed out a lot.
vacation blues
We are going on vacation tomorrow - to the beach. Internet says it is 10 hours 15 minutes to get there. I have been there many times and with the normal amount of stops, it takes about 12 hours. Problem: Hotel we booked with (small hotel, oceanfront) called today saying their office closes at 6:00 p.m. on Tues. If we will not be there by then, we will need to make other arrangements to get our keys - so I say okay, we probably won't be there until about 7:00. She says she will leave our keys OUTSIDE UNDER the newspaper machine. Does this sound like a good idea??? I don't know what other recourse I have besides trying to get a room in another hotel once I get there. I have stayed at this hotel many times in the past and never had a problem but have not been there for probably 10 years. What would you do? By the way, my fiance is flipping out about it.
Yeah! Took it on vacation and took pictures of it
had him sitting on the 2nd balcony railing and went down to take a picture and laugh at ourselves (of course) and SPLAT! He hit the floor!! Too bad we couldn't get a picture of OUR faces!! All the OOOHHH NOOOO looks!
We've enjoyed our little gnome, as ugly as he is with his duct-taped head!! LOL
He's still a member of the family and has his little photo album complete with sticky-note messages on the pictures proudly displayed in the back den! LOL
In the past, great vacation
I have been to several Club Meds, started out in Eluthra in the Bahamas, then Cancun about 3 times, Paradise Island in the Bahamas, Ixtapa in Mexico, Playa Blanca in Mexico and then the last trip my daughter and I took was to Turks and Caicos. You can see, I really loved Club Med at one time when children or just my daughter and I traveled together. I loved the fact that all you had to do was get your suitcase there and from then on your trip all paid for. Now having said that, I feel now Club Med is overpriced for the deals you can get now days. At one time the all inclusive was Club Med and now so many others have the same to offer at lower prices. The last time I was in Cancun I was very disappointed in the food, not like I had been all the other times. I had a wonderful time for those years I did go, though.
Florida vacation spots
My favorite spot is Santa Rosa Island just on the other side of Pensacola, FL. Although was run out twice due to hurricanes (10 years apart exactly) but was on the last night of vacation. I can also recommend the Iberostar resorts in Mexico - Carmen Del Playa and Cozumel for family - Cancun is more for the young adults/adults. It was actually less to go to Mexico than Florida with an all-inclusive package.
when I vacation in Mexico, I never find
the people there to be anything but absolutely wonderful, nice, giving, assistive. I love going there and have never thought I was hated, in fact the other way around. I have let people work here at my home and they might be legal and might not have- having said that they will work a lot harder than most I know and no whining, no this and that, no sitting down when there is something to be done and whatever the job is usually pay $10 per hour and then a tip if the work is good.
It's not a vacation if you're still working! :) nm
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