This is total BS ! Every policy policy must have a beneficiary!..nm
Posted By: Jan on 2009-03-06
In Reply to: There was no name listed at all on his policy - Interesting!
Even one's bank accounts have a beneficiary named!
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How come?? Every policy NEEDS a beneficiary!...nm
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How is he going against any policy? He is not
reading passages to the students, it is just on his desk. Even though they have taking organized prayer out of the school, each individual has the right to pray during school, and any student can bring their Bible to school and read it during breaks, etc. No violation as far as I can see.
I also saw an IVF doc on TV who said that it is actually against their policy to do IVF.....sm
in these circumstances, he basically condemned the doctor (and of course he does not know who the IVF doc was), and said that the doctor would be going against medical ethics to use IVF on a fertile woman who already has six children, that the procedure was meant for infertile couples, and that the doctor was really going against sanctioned medical rules in this case....I have to wonder why, I understand that the girl could be psychologically ill and unbalanced, but does that mean that her parents and the medical community had to go along with her distorted fantasies........how cruel is it to bring children in to the world you cannot possibly provide for, just for your OWN sick gratification.....and if young girls are seeing this, how many chldren can the government possibly fund for 18 years??? I am so thankful and blessed with my children, but we stopped having children when we knew we could only truly and adequately support the babies we already had. This is unbelievable!
The best policy is
I don't recommend lying. Your mom needs to learn something anyway.
If she can't understand your reasons (no matter what they are), it should be her issue, not yours.
I just tell them I have a personal policy
related to telemarketing and take my number off their list. They have to do that by law once you tell them. Eventualy the calls do stop.
Wow..wish we had a nit free policy. sm
I agree she DOES NOT need to be in school. This family has been educated on lice and the health department came to help them clean last year. They are just LAZY. I do not need to embrace the family and help them clean up the lice like the above poster mentioned. I am with you...nit free policy and no school if they have them!
There was no name listed at all on his policy
Out of his wife, his children (2, me being 1 of those) I was the only living child. When I was contacted about the policy, I was told they would try and find the heirs (my brothers 2 children who then would half my brother's share as brother had died in 1973). My father died in 2004. These children were not located by the insurance company in a year and they sent me the balance. I knew they were entitled to the other half as my brother's heirs but not found. Probably good thing in the long run, sometimes others in charge know because both children were druggies, in trouble with the law (girl 37, died in 2007)and had they been found, might have caused their demise earlier than real life did. Father's estate not probated as he wanted to give most everything away prior, had all arrangements made as far as his funeral down to having things paid for and even the music selected.
I never saw the policy, never knew he had
He could have made it out to his second wife (who died before my father) but I have no idea. I was contacted saying I had insurance money coming to me. I had to furnish a death certificate of my brother, my stepmom and then they asked for names of kids of my brother, last known address. An insurance company is pretty thorough when getting information. They do not take just at face value. They do their work before paying out the $$$$.
eBay policy states.....sm
that the sender has 30 days to send the product. If they don't or can't prove they sent it then you can file a complaint with eBay, and they'll check with the seller who will have to either prove they sent the item (i.e. provide postal information with confirmation #s, insurance information, etc) or the seller will have to refund the money. They do tell you that if the seller has "disappeared" that they may not be able to get the money back; however, at the same time they will block them from selling again. My husband & I have bought a lot of stuff on ebay as well as sold a lot. We always ship within 72 hours and most items we've won we've received with a week. I did have one purchase that the seller kept coming up with excuses for not sending it until the 30 days came and eBay contacted her to ship it or else and she finally sent it... but she did refund my shipping fees because of the aggravation and she wasn't asked to do that.
New Bank Policy on Credit
I went to the bank today to apply for a new line of credit... they had this sign posted outside the door.
Depends upon company policy.
When I was a waitress at a restaurant, we had to pay for our own food. However, we got to eat "mistakes" instead of tossing the food out. One of my kids works at a restaurant and employees only get discounts.
Wal-Mart corporate policy states....sm
that if you ask the person at the kiosk overseeing the self-check out lines to check you out they have to. Wal-Mart has gotten a bad reputation for not hiring people and then claiming their lack of check out lines being manned by humans is due to not having enough staff. Bull crap - if you pay well you can get good employees. I NEVER check myself out and provide free labor. I rarely go there but when I do, if there's more than 4 people in line ahead of me then I go to the self-check out lines and have the person overseeing them check them out. A couple of times they gave me flack about it and I requested the store manager be called... and then the store manager made them ring me up because the manager knew it was corporate policy.
My husband has asked the manager why they even have 20 checkout lines when he's never seen more than 2 cashiers working at any time of the day. Good question I say!
I wouldn't want to make policy on this issue
With my own cats, though, I have always harness trained them. You put a harness on them instead of a collar and hook the harness to a long leash that's clipped to the clothesline. They can run up and down the length of the clothesline and it seems to satisfy their need to be outside. They can chase butterflies, watch squirrels, and sniff all the good smells that are out there. I didn't want them running loose because there are too many things that are dangerous and could hurt them. I also didn't want them getting into neighbor's trash.
I'm not in favor of cats running loose b/c it's too likely they'll get run over or otherwise hurt, but I'm not sure it's as bad as the article states. Atleast not with domestic cats. Sounds to me more like a feral cat problem. They need to know for sure before making laws that might not even fix the problem.
New high school cell phone policy
Friends of our work at a local high school. That school has become fed up with cell phone usage in their school, so they have become rather devious.
If a cell phone is caught ringing, the teacher takes it and sends it to the office. The only way the student can get their phone back is if the parent come to pick it up. Even if the student is 18.
But the nifty thing? The V.P. scrolls through the address book and tries to identify some of the other students. Then she goes to their classroom, stands outside the door and calls their phone from the confiscated phone. If she catches the student answering the phone - automatic Saturday school.
Sounds almost like entrapment.
I have had luck with QVC. A little pricey, BUT, great return policy and good selection. This is a gr
to buy a swimsuit - very low prices. Oh, how could I forget? I got a really cute bikini on ebay this spring and I loved it! I don't walk around wearing a bikini, but I do like to wear bikini tops around our pool and it was a really nice piece. It was around 5.00 brand new. Good luck.
oops - ONE WILL (not per beneficiary)...n/m
.
Total shock
That's all I have to say. 
I am in total agreement with you.
I have been working today and just thinking about not ever having to do any business with anyone who talks like the ones I have done today. I laughed the other day when 1 on here asked when did she go from Transcriptionist to interpreter. You may not know this, but years ago we got a difficulty factor, just for dictators like we have to do day after day now, unbelievable, isn't it? None of those dictators could even approach what we hear now. It is irritating. Some days I have taken off a little early when I know I am having 1 after the other, can make up that time another day- just too irritating and getting on my nerves to continue.
I am a total believer and do believe that
kids see things before they are old enough to think they are not supposed to. I still will smell my dad's aftershave every so often. I just think of it as he is coming around to see how I am doing. (My BF thinks I am crazy by the way.)
total witch
you are a stalker and i am reporting you
Thanks. I am total IC and work for one company..sm
and I have worked for them for 3 years. I do have a FED ID #, as my employer requested that I have one when I first started. Hence, I also have a business name, but I file under my SS# and my personal name, not my business. I thought maybe that would make a difference. I still have the letter, as I keep all of that stuff *just in case.* I know that being an IC, we are *suppose* to file quarterly and I did read somewhere that there may be fines involved if you don't, so I did not think too much about it when it happened. I file in April and everything is in their officed prior to the 15th, so that could not be a reason why the fine, either. Needless to say, I am confused. Maybe I will seek out an accountant this year and leave all that stuff in their hands. It is getting to be a drag and too time consuming for me anyway. just trying to save a buck, even though I know it is deductible. thanks for answering me. I appreciate it.
My stepmother and father (a total man's man)
just had their bathroom remodeled and had a big sunken tub put in just so he could take baths. He is 64 and in very good health, but finally realized how good a tub soak feels. My step-mom tends to light candles for him and add bubbles and he loves everybit of it. BTW, she often joins him as well. they also have weekly at home massages by a masseuse. Men need to slow down a little sometimes and enjoy the gentler things in life.
This Southern Gal is in total agreement with you! Nothing else need be said.
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This will be total and much needed catharsis....
I am almost 54 years old and the permeating thought in my brain is that I am "a monstrosity," something my mother called my sister and I because we were tall. My father is still alive at 86 and says about some "pretty little thing." THAT drives me INSANE because I am not. He asks when I am going to play piano for him, and I laugh, but I think, "Never, because you have always criticized me." Still does. God help us all. That's the thing that has totally messed up my brain. I am a "monstrosity" and will never be a "pretty little thing." There. Now I have said it on the internet.
But, FYI, I am not a tall humongous woman, I am just tall and not a "pretty little thing." There, I typed it and that's almost like saying it out loud.
This thread ROX!
My husbsand is a total embarrasement
He thinks boxer shorts are shorts to wear at home when company comes over.
I bought him a nice denim lined shirt/jacket that he took to our seamstress and had 2" round buttons to replace the "normal" looking buttons. I swear, all he needs now is a Tonka Truck to complete the look of a properly dressed 2 year old.
HELP!!!! I think things need to start vanishing when I do laundry!
Those total sons of you-know-whats.
My situation was not QUITE the same.... It turned out I was the other woman; the guy I was dating and thought I was exclusive with turned out to have a fiance he didn't bother to tell me about. Looking back, there were a few hinky things I should have noticed, but they weren't the usual things, so I was thrown off my guard.
I do have a very good male friend whom I call my adopted big brother. (He's married, has been for decades, and his wife is aware that we are friends/business associates.) I asked him flat-out why men cheat, and he said (a) because they can, and (b) the thrill of the chase, or some bullhockey like that, that we testosterone-deficient females can't seem to understand, I guess. He also bluntly told me that I probably was not the only one, i.e. the only "other woman." I would not be surprised if that were true, but I never actually found out, since the SOB (and I do NOT mean 'short of breath') married the fiance and left town.
My best friend put it rather succinctly, when we were discussing another topic:
Men don't change, and women just learn to be abused gracefully. (Because this too is a form of abuse.)
Aw heck, I'm a total hick and even I know to call...
on an RSVP to let them know that they can count me in or out. It just seems like one of those common courtesy things...at least call whoever to let them know you got the invite for sure and it wasn't lost in the mail. 
Smaller total amount of more feedings?
Have you tried feeding him more than 2-3 times a day and just putting a smaller overall amount in the dish? He might think he's actually getting more.
I am white but my hair is a total 'fro!
Always has been and I can relate to your distress! I would use any conditioner but only lightly rinse it out after shampoo. I also use a wet my hair with a spray bottle of water and use a little bit of conditioner straight on my hair before combing it out...and I always use a pick--just like you would if you got a perm or had an afro. Seriously! The bigger and wider the teeth, the easier it is. Or, if you absolutely hate the idea of a pick, use a vent brush. The trick is to not comb through or brush out dry curly hair because it will only frizz and boof, know what I'm sayin? If a hairdryer is necessary, like for wintertime, get a diffuser so no direct blast of air hits the hair because it will frizz out.
During my school years, a braid or ponytail was my best friend. I wish I could do it now but all I can manage are Pippi-Longstocking braids and they look kinda gay on a 35-year-old chick.
you need to buy the brush to put it on, total price for the first time is $28
you can apply it in two different ways, one way in which you let your moisturizer dry and the put it on and another is use a bit of moisturizer to get that "dewy" look. Also you should always start off with less (at least with our brand) because it is layerable for a fuller-coverage. Also there are 6 different shades to choose from so you should be able to find a perfect match.
I saw it. A total hoot. My teenagers loved it
and so did I. 
I was a total cougar til my prey caught ME, lol!
My boyfriend is YEARS younger than I am. Started as a one nighter that turned into a 4-day sleepover...I thought he was totally hot but also totally dumb as a pet rock.
Fast forward 2 years...He's sitting on my couch watching the news, and we've been living together 1-1/2 years. He's still totally hot, but not at all dumb as I had initially suspected and, in fact, handles our finances, etc.
Yeah...being a cougar totally rocked, but it turned out even sweeter than I expected when my prey caught ME!!!
Takes a total of about 10 seconds to click
on every site. I sincerely hope anyone that visits this site would want to help all of them.
Dave Ramsy, The Total Money Makeover....
His message, "Live like no on else so later on you can live like no one else." Budget is not a bad word and saying no to the kids is not wrong and does not make you a bad parent.
I am in total agreement. 13 years old and wanting to date - no way!!..
One of the problems is, as a previous poster write, is DRAMA. Some girls live for the DRAMA (i come from a family of six girls). These kids (but not all) want to and in some ways are forced to grow up too danged fast and it can lead to life-long problems if they do not have a strong mom/dad or just an extended strong family support system. The media has played and contuinues to play a role in the evolution of our teenagers as well (MTV, etc). That is why it is important to keep these kids busy and involved in activities because it is helpful,. JMO..
The Illusionist - total chick flick! Great movie!
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Ooooooo! That's an awesome theory! I'm a total Lost freak too. SM
I can't believe I missed this thread!
Make your own income, hire a plumber. Total unnecessary. Men are useless in the family plan.
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