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Thanks for all the great feedback. One more question...

Posted By: sm on 2007-04-10
In Reply to: Self-employed/IC and buying a house? - sm

Isn't it the underwriter that actually decides what other documentation/paperwork we need? This particular loan boy hasn't even sent our application to the underwriter yet, so I'm not sure if this documentation is really even necessary. I would really love to be able to just find another mortgage company, but this one has already ran our credit and I don't want a bunch of inquiries on there lowering our score. In case you can't tell, this is our firs homebuying experience and hasn't been too pleasant thus far.


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I appreciate feedback from all of you! - sm
None of you have said anything I haven't said to myself. The arrangement is only two weeks old, and we're still reevaluating to see if it is going to work. Except for this one girl spending the night it wouldn't impact my daughter's social life. But, like you said, who's more important? He is like a second, "virtual" son, and having him live with us seemed like a reasonable option. He didn't want to leave his job when his folks moved (in two separate directions). He just graduated high school and is working part-time, wants to save up and eventually get an apartment with our son and another of their friends. He's really a good kid, but I know teenage hormones, too. I remember what I did next door to my parents' bedroom when I was a teen. That's not going to happen here.

We're going to let it settle, and see how it works. Next year, and she and her friends graduate, we may be renting out space to one of her friends, you never know!
Thanks for all of the feedback.
Great suggestions. I have been checking with vets in the area but to no avail. I will research foster families for pets. I just hate not being able to take the dogs for her. If I did not have two, I would have no problem. Again, thanks! And, yes, she is a real trooper. The first time she was deployed, she was in Texas and my husband and I were out at dinner and she called just as she was getting on the plane. It was heartbreaking but she came back to us. I did a lot of praying.
appreciate the feedback (sm)
Thanks for the info, guys.  Sounds like it might be more of a headache than a help.  Guess I'll look into some other options :)
LOL! Thanks! I'm an MT who loves QA feedback.NM

I did and his feedback score was around 98-99%.
nm
Thanks for the positive feedback
I was just sharing a story.
Thanks for the feedback folks....sm
The 15-year-old now doesn't like ya'll but they'll get over it! I only posted it because they thought it wasn't fair to not give them the same amount of money. "Too bad" is what I said - we live on a budget and buy what is necessary not just what is wanted around here because we're paying off some bills.
Gee thanks for the positive feedback
I beg your pardon but I am certainly NOT spoiled. I have been in a marriage with someone who likes to point out all my flaws and correct me constantly, someone who told me I am just average looking and someone who has not touched me in over a year. I am staying for my children and have been staying for the last 6 years I've been miserable. Don't you dare judge me. Have you ever had your self-esteem taken away, your self-worth. A husband should tell his wife and think that she is beautiful, not average my dear.....I feel worthless and hopeless and ugly and hurt so please refrain from calling me selfish and putting me down - have enough of that already. Words of encouragement are needed.
Did you read this person's feedback?
If not go and read it - it may give you an indication if they have had these problems before. If they have positive feedback, I'd return it and hope for the best. Post the outcome on his feedback. One time I ordered expensive cream and I got samples sent in an envelope and was charged a lot of postage. I went back and looked at the add and it did say samples, but I missed the fine print. I did complain about postage charge in the feedback. There were many other complaints on this person, but I didn't read it before I purchased.
Appreciate your feedback, if you visit the site.
//
Do not engage - do not give feedback of any sort.
Give no feedback whatsoever. Any feedback will be misinterpreted by them but none at all will give them less to think about and eventually they will slowly drift away.

I had a four month relationship with a guy who did this. I did not answer phone calls or return e-mails. I just totally ignored him. It took about two months and then he just stopped.

This is my theory. Do, though, keep a record of his attempts to communicate and keep a close friend well informed. Have a friend/relative contact you daily to make sure you are alright in the event he turns out to be a whacko with a vengence that could lead to hard.

Yes, I have stopped being friendly because of him. Very sad but emotional problems are not as rare as one would like to think, even in adults.

Limbo. Great song, great game. Also,

The girls all line up and walk through a room as if they are modeling on the catwalk. Get a couple of bright colored boa's from the party store. It's a real riot and the kids have a blast especially if a couple of brave boys grab a boa and do it too.  We've had many a birthday party doing this and it was totally hilarious.


Wow!! What a great attitude! I love that - great perspective!
x
What great determination and help from a great friend! :) nm
s
I am sure that you are a great mother and a great cook,
and that you tried everything, now try the 'hunger diet'.
Great one! Thanks!! nm
nm
That's great!!
A great big congrats to your daughter! She is so fortunate to have such a supportive and helpful family!!
Did he say anything at all about how great a new job for you would be? I'd keep an eye on him as
s
Wow, that's great!

We had always said 3 and that's when we stopped.  They are all teenagers now.  Wouldn't change a thing either.


 


That was great.
I'm glad they did that. What fun. Not only was he thin, but his clothes were nice. No jump suit. I preferred his hair when it was his natural brown rather than the black dye job.
That's great - sm
I'm glad I don't need them anymore then! Also check with your state regarding laws about those things. For example, in Florida you are only allowed to borrow 500, in which case I would be weary of anyone offering more. Thanks for the tip - looks like you should be advising me!
Great, thanks!
I listen and take all ideas I can.
My mom did it and it looks great.
She did not fill in the cracks, and it looks great simply painted.


DS, he does a great job.
e
For her age, I don't think she looks great at all
isn't she around 20? She looks more like 30 and haggard half the time. Oh, and you too can have that body with the cocaine/alcohol-only diet! Get real!

She is such a piece of garbage. But they say her mother is too (was desperate for fame so pushed her daughter into the spotlight) and her dad as well (didn't he just get released from prison)?

Sad.
That's great! Another one sm
I haven't seen Chuck and Larry yet, but will definitely ignore the reviews and see it. I love good comedies.

Another one, if you haven't seen it, is the Wedding Crashers. I thought it was just supposed to be a silly romantic comedy, but my daughter and watched it on cable last weekend and I cannot remember the last time I laughed out loud, spewing drink laughing, in some time. See that movie.
I think it would be a great job (sm)
True they don't pay real high but you are at your kids school, no child care costs, good benefits, and summers off - sounds pretty good to me!!! They are hard to get where I live also though. Best wishes to you!
That was great. Thanks. (nm)
.
Great Job
There should be more people like you!
They have been a great help to me
in dealing with a similiar situation with a family member. Sometimes you hear things that you don't want to hear but the people in these groups have been in your shoes and they understand what you're going through like no one else.
I got to do this. It was great.
I contacted her because I was going to the 20-year reunion. I couldn't talk her into going, but I did get her to meet me for another trip back home.

There was plenty to talk about. It was great.
Have a great

weekend everybody


Thanks. Those were great! nm
nm
They are not that great...SM
They are great for a while, but then if the DVD player breaks, you are stuck with a TV with a broken DVD player and end up having the buy a whole new DVD player. If the TV breaks, you are stuck with a DVD player that you can't use because the TV part is broken. I would not recommend getting a TV/DVD player combo. I know many people who had had these problems with them. I would buy each component separate so that if one thing breaks, you only have to replace that.
That was great! Thanks. nm
!
Great tip! Thanks!
Thank you for that website. I'm going to check them out. Thanks to everyone for all of your informative posts on this subject. You have all be very, very helpful. I appreciate you!!
That's a great one!...sm

Rhinoceros where stomping out fires (the fire brigade)...We wore the tape out watching it so many times...I suppose it's on DVD by now. Thanks for reminding me of that one!  Cat


This is great!
This is the greatest thing I have seen in a long time. I just cannot stop laughing.  I know I will remember this one for as long as I live! Thank you so much for this holiday memory. MERRY CHRISTMAS AND HAPPY NEW YEAR TO ALL. (I did not mean to yell, just consider it a loud voice LOL.)
The Others is GREAT!
I saw Rosemary's Baby but not the other ones. Thanks for the suggestions. I am going to get the Mothman Prophecies and THEM! on sale on the DVD club too. One really good and the other a classic. I love sci fi too and got my kids all into star trek. The Borg are the scariest but they love it and so do I. LOL.
LOL. That was great! Thanks, V8. nm
x
That's great. You should both be
xx
Hi, Kim, that would be great!
Yes, the Casino is one in the same. I've actually never been there if you can believe that. My in-laws go there a lot to gamble. I wish I was in Georgia. I hate snow! My parents live in Utica. Small world.
He is a great looking dog. I really
wished we could hear him talking there when he won.
You are a great mom!!
I understand what you are saying and do agree.  I became upset when I read statements such as "weird, sick, "it" - because you know as well as I, people still feel that way about gays.  I get so angry that people can be so heartless and cruel when it comes to lifestyles that they feel are not of the norm.  You are a great mom and your son is very lucky!!  For those who know that someone is gay and have not been told yet - my feeling is they will say something when they are comfortable with it themself.  Unfortunately, people are quick to judge how others should live and love - never considering that it does not matter as they are the same person no matter who they love.  To come out is a very frightening thing as there are those people you think would be okay with it and they go absolutely bonkers.  I commend those of you who are so accepting and nonjudgemental.  It still amazes me that this is 2008 and people still act as though gays should be "put away". 
great thanks!
that's what i use so i think i'll give it a try when i can get a line out. thanks!
I have one of those! That would be great! SM
I have a lot of great suggestions from everyone!  Thanks to all of you for your help. It can be a real problem and you have all really helped!  I bought a spaghetti lifter some years ago. 
Well, that's great for you, and that's your right...
but it is not your right to tell others what their priorities should be, especially when you have minimal insight into their life.
The www is great, except for the (sm)
impersonalization aspect.
Great!
As for one whose been there, we sought professional help from a psychologist. Great help because when our daughter did not talk to us, she talked to the psychologist. Believe me, in this day and age, professional help is the way to go.
Great! Thanks! nm
x
THESE ARE GREAT!
i'll post mine as soon as i upload one!

And here I thought i was the messiest person ever!!! i always have to explain to people though that I am messy, not DIRTY. there is a differencE!!

great post :) wish more could share