Thanks! I may get one for vet services. nm

• Anyone have any experience with CareCredit, sm - PetsRme
  • yes, I actually have one of the cards. I have only - wannie
    • CareCredit - vera
    • Thanks! I may get one for vet services. nm - PetsRme

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The main thing I'd say is to remain calm and explain to the investigator like you did here.  Their job is to sort out the truth from the fiction.  I was investigated once because my MTSO made false accusations about me to the police. 

I had to answer questions I didn't enjoy but when the interview was over the investigator was done she told me she believed me and I had nothing to worry about, but if the accuser made another call they'd file harassment charges against me. 

The truth is the truth and they'll sort it out.  Patience will serve you well. 

I am in a bad situation. I had my house foreclosed on last year but it was in a prior bankruptcy, that is good. But we had to let our car go back, which was in my husband's name and now they are hounding us over paying it back...they are saying 11k but if we give them 6k that would settle it.  Like we told them, if we had 6k we would not have let the car go back in the first place.  Plus we have several doctor bills.  We lost it all due to my health all of a sudden. No place to turn, no one to ask.  Wanting to get out lives back. Wondering if anyone has had experience with Credit Counseling and if they really do speak with creditors, get what you owed cut in half and help you out of a bad situation.

Thanks....

11 years old is much too young to be home alone all day, much less with a younger sibling. Even 13 years old is pushing it. Alone, maybe. With a younger sibling, absolutely not.

If it were me, I would call Child Protective Services. You might wait a couple of weeks after the incident you mentioned so it won't be totally obvious that you are the one who called. But this is a bad situation and it is not going to get any better unless someone does something about it.

Good luck!

freaking out!  My estranged husband, on whom I have a restraining order, showed up at my house today, obviously he had been drinking.  Long story short, one of my son's friends shows up, one that is not allowed at the house.  I immediately sent the teenager away, but my husband proceeds to start raging about how he would run things if he were still living here.  I then told him he could leave as well.  That I kicked the teenager and I expected him to leave too.  He refused and said he would leave if I gave him money because he needs to contribute groceries to his buddy with whom he is staying.  He doesn't work and hasn't worked for much of our marriage.  I told him if he wanted to help out his buddy, he should get a job.  He came into the house, sat down on my couch and refused to leave until I gave him money. 

My son called the police to enforce the restraining order.  The police show up and while he is in their custody, he tells them that I have 10 to 14 teenagers in my house every day and that he doesn't feel that it is a good environment for our 8yo daughter.  He tells there was marijuana in my house. 

So now the police are telling me they have to file a report with family services because my house could be a hostile environment and they have to follow up on every complaint.  The marijuana episode did happen; however, my daughter and I were not at home.  My husband was still living at home at the time and caught my son and a couple of friends smoking it and instead of stopping them immediately and kicking everybody out, I was told that he took a hit off the joint.  I was told that by all three kids whom I questioned separately.  When I confronted my soon to be ex about this, his explanation was that he didn't take a hit, he put it up to his mouth and nose to smell to see if it really was pot.  Still he did not put up fuss, punish our son, or kick anybody.  Instead I find out about the pot from the sister of one of my son's girlfriend who told me because she was worried about her sister and she was the one who originally told me my husband took a hit.

Now, because my husband is angry that I have kicked him out and am filing for divorce, he is telling these lies and half truths to the cops and now I have to worry about getting visited from social services.  I've been crying all evening and I'm wondering what I should expect.  I have to clean my house from top to bottom, make sure this sucker shines and I guess not let my son have any friends over ever again!

I am so upset!  I absolutely hate my ex-husband.  I live in a rat hole as it because he has refused to work and he has junked up with all the crap he refuses to throw away.  The man won't even through away magazines.  I have stacks and stacks of magazines and newspapers that every time I've tried to throw out or recycle, he picked them out of the bins and brought them back into the house.  Now I'm faced with this mountain of crap that I have deal with immediately before I get visited by the social worker. 

I'm sorry to go on and on.  I'm just so overwhelmed and stressed and I just want to curl up in a little ball and die.  My kids are my life.  I don't beat them, I feed them, I clothe them, I play with them, and have fun with them.  They are the reason I work, the reason I breathe.  The idea of having someone come into my home and question my fitness as a mother makes my physically ill.

You guys, thank you for continually listening to my saga.  You guys gave me the strength to kick him out to begin with.