Should be no problem sm
Posted By: mammamt on 2007-08-15
In Reply to: Best mortgage company for not so perfect credit? - DAS
Actually with 165,000 down payment, you will instantly have that in equity in the house and a $20,000 loan, no matter what your credit score, should not be a problem. I agree to check your local bank and credit union first and if they do not want to approve you then go to a mortgage company. We are going through Clearwater Mortgage right now for a refinance because our rate is so high because of our really bad credit and they are taking a while, but we should be able to get a much lower rate and lower our payments by about $250 a month. Good Luck to you no matter how you go.
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