Questions about your card-

• Did anyone's credit card payment any go up - AnnieD
  • Just had to post what happened to me - yesterday (sm)
  • My husband has a CitiBank card - sm - watchful
    • i agree w/others - that is fishy and maybe not even citibank - cesspoolmagic0_0
    • There has to be a reason for all these calls - Something fishy
      • I am not privy to his statements so - sm - watchful
      • I have Citibank cards and haven't ever - received such calls. -Ditto
  • The credit card companies are going - sjk
    • Also, if you pay on time and regularly... - Kendra
    • never heard of the new rules before - thanks - fishbowl
  • maybe they are like discover and out to screw ppl - fishbowl
  • Questions about your card- - My take on this

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Credit cards have long been a very good deal for people who pay their bills on time and in full. Even as card companies imposed punitive fees and penalties on those late with their payments, the best customers racked up cash-back rewards, frequent-flier miles and other perks in recent years.

Now Congress is moving to limit the penalties on riskier borrowers, who have become a prime source of billions of dollars in fee revenue for the industry. And to make up for lost income, the card companies are going after those people with sterling credit.

We pay off our balance every month. If they do this (punish those who have sterling credit) Ridiculous!! I'll stop using my CC and pay by cash or check.

So much for reform.

I have breastfed and am currently breast feeding and would like to ask you

If you were on the air plan which would you prefer the mother breastfeeding her child to comfort and keep him/her quiet in this cramped uncomfortable environment or to listen to this child scream bloody murder making your trip totally unbearable???? 

Some thoughts:

Children that young dont know how to clear their ears when changing altitudes and it easier to either have them sleeping or sucking.

Also some young children that are breastfed refuse bottles completely.

Older babies do not like to have their faces covered while eating they want to see their mommy and surroundings.

Personally:

I am the mother of a ten month old that will be flying (on a long flight) for the first time next month.  I plan on breastfeeding him if needed and if I do need to I will have my older daughter there to hold a small blanket up as a sort of shielding wall. I am more than ready to be done breastfeeding and am working very hard to get him there as well but because his schedule doesnt agree with mine I dont think that I should be barred from traveling on a plane and I think the other passengers on the plane would prefer I comfort my child to the best of my ability so that they can try and enjoy their trip as well.

The sucky part about is I will be on the mentioned airlines soooooo may be my son wont get to meet his grandparent for the first time because my child comes first always!!!!  Take care everyone and enjoy your holidays I am climbing off my soap box now

Has she been anywhere that she could have come in contact with bedbugs? (stayed at a motel, slept over at a friend's house)

Is it possible she has been in contact with poison ivy?

We went through a similar problem with my husband a while ago. He has to travel sometimes for his job, and several years ago he picked up some bedbugs from a hotel.

Since then, we have moved to a new house and he got a new bed. When he started itching again we were concerned it was bedbugs, but the rash was similar to how you describe your daughter's rash, and we finally figured out he had probably gotten into some poison ivy in our back yard.

Good luck - I hope you figure out the cause (and cure) soon.

1.You'll never see me watch___? reality TV

2.You'll never see me wear___? a designer dress

3.You'll never see me eat___?  chocolate covered ants

4.You'll never see me buy___? any male enhancement products

5.You'll never see me clean___? at all, unless I'm getting company!

6.You'll never see me kiss___?  Jack Black, ewwww

7.You'll never see me talking___? about wanting to work outside my home

1. Egg Nog or Hot Chocolate?  - Hot Chocolate
2. Does Santa wrap presents or just sit them under the tree?  Mom wraps, Santa stuffs stockings.
3. Colored lights on tree/house or white? Colored inside, white outside
4. Do you hang mistletoe? No
5. When do you put your decorations up?  When I have time.  Usually get the tree the first weekend in December.
6. What is your favorite holiday dish (excluding dessert)? Turkey
7. Favorite Holiday memory as a child:  Spending Christmas with my mom's parents who lived 2 hours away and then coming home and seeing my dad's parents who lived right down the street.
8. When and how did you learn the truth about Santa? My cousin informed me in elementary school and took great pleasure in crushing me. 
9. Do you open a gift on Christmas Eve? I always wanted to, but wasn't allowed, so now my kids each get to open one on Christmas Eve, and my oldest is in college and still likes to do this.
10. How do you decorate your Christmas Tree? colored lights, all the oraments I have gotten my kids over the years plus the ones they have made in school since they were little, star on the top.  Probably nothing Martha Stewart would approve of - LOL.
11. Snow: Love it or Dread it? Used to love it, now dread it, but don't know why exactly.
12. Can you ice skate?  Yes.
13. Do you remember your favorite gift? Bionic Woman doll
14. What's the most important thing about the Holidays for you? Being with my family and Christmas Even services at church and singing all those great hymns.
15. What is your favorite Holiday Dessert? pumpkin pie
16. What is your favorite holiday tradition? Christmas eve candlelight service
17. What tops your tree? star
18. Which do you prefer giving or Receiving? Love to give and see the look on my kids' faces when they open their gifts.
19. What is your favorite Christmas Song? O Holy Night
20. Candy Canes: Yuck or Yum?  Yum

1. Egg Nog or Hot Chocolate? Egg Nog (loaded).
2. Does Santa wrap presents or just sit them under the tree? Wrap them all.
3. Colored lights on tree/house or white? Colored.
4. Do you hang mistletoe? No.
5. When do you put your decorations up? Weekend after Thanksgiving.
6. What is your favorite holiday dish (excluding dessert)? Baked ham.

7. Favorite Holiday memory as a child: Going sledding in Garmisch, Germany.  The adults went skiing.  Lived in Germany 10 years as a kid, and every Christmas was great there.  Very festive place during the holiday season. 
8. When and how did you learn the truth about Santa? 9 years old, my younger brother found all the gifts in the closet  - I was devastated. 
9. Do you open a gift on Christmas Eve? No.
10. How do you decorate your Christmas Tree? Leave that to my daughter and grandson.
11. Snow: Love it or Dread it? I like to look at it, but dread driving in it.   We have enough here in Colorado to share with everybody. 
12. Can you ice skate? I would be afraid to try it now. 
13. Do you remember your favorite gift? My first Shaded Silver Chinchilla persian kitten.  He lived to be 20 and I am now on my second one.
14. What's the most important thing about the Holidays for you? Giving.
15. What is your favorite Holiday Dessert? Irish Christmas pudding with hot Bird's custard. 
16. What is your favorite holiday tradition? Baking Christmas goodies, watching Home Alone, and homemade Eggnog.
17. What tops your tree? Star.
18. Which do you prefer giving or Receiving? Giving.
19. What is your favorite Christmas Song? Jingle Bell Rock
20. Candy Canes: Yuck or Yum? Yum.

Questions that I've been commonly asked in the "dating world" since I'm single.

"Why arent you married"

"Do you want kids?"

"Why hasn't someone snatched you up"

"Do you date?"

or when the guy states...

"I'm a really nice guy"

"I'm a great catch"

"I've always been too busy to meet someone special until now"

Another thing..for some reason, I find divorced men who have kids living with their mother to be a turn off.
I feel that they made their families and now they are dating while the brunt of child care is now on their ex wife.
Maybe it's ignorant of me, I don't know. I really admire men who LIVE with their children or I'd prefer to date men who didnt have children at all.

I guess the purpose of this post is mostly a rant..anyone identify with any of this?

A friend of mine is getting married for the second time.  The first time around it was a huge, and I mean HUGE, affair with an engagement party, bridal shower, bachelor and bachelorette parties, huge Catholic wedding with a huge reception with food and free booze, etc.  They registered at Macy's and expected everyone to get their presents from there.  There China was over $100 for a place setting!

The couple divorced and now she is getting married again and has sent out invitations to all the festivities.  She's planning another huge wedding and she has registered again at Macy's!  Now, personally I feel this is just wrong.  I think a small tasteful wedding is in order for the second go round and I don't think it is at all necessary to register anywhere for the second wedding.  How much China can one person use?  I mean, she got almost everything in her divorce!

I'm sort of a down to earth, pratical kind of person so Wal-Mart dishes are fine with me, so I guess maybe I'm not the best person to understand wedding traditions and etiquette, but do I really need to go to Macy's and get another expensive wedding gift?

1. How old is the first house? The one with the sewing room and the carpet coming up?

2. How many sq ft is the second house - the newer one?

3. Have the rest of the houses in your neighborhood appreciated 66% in the last five years?  (from $75,000 to $125,000)

Your husband has a good idea about putting the money in savings for six months to make sure you can afford to pay a mortgage that is twice what you are paying now. And after six months, you will have $1800 more to put down on the house.

This is strictly personal experience - but last summer we moved from a 25-year-old house to a brand new one. We lived in the 25yo house for 12 years, and the money we spent remodeling and updating (+ original price) it would have bought us a brand new house of the same size. So I would say go for the newer house if it comes to a choice. Older houses can be a LOT of work.

OTOH, you say your husband likes woodworking. If you're willing to live in a house that is in a perpetual state of remodeling...go for it!

My 72yo FIL was transferred to the trauma unit in a bigger city this past Saturday because of a fall and head injury he sustained Saturday morning.

Since he has been there (more than 48 hours now), he has not eaten and is not receiving a dextrose drip or the like through his IV. They only took complete x-rays, CT, and MRI on Sunday afternoon. The first time a doctor/resident evaluated him was on Sunday evening sometime after 9 p.m. Also, he is somewhat delusional. He knows his name and where he is, but he is grabbing at things in the air, wants to take the trash out, etc. This is definetly abnormal for him. He has always been alert and oriented.

My question is this: Should it take 36 hours before he is evaluated by a doctor? Is it normal not to give him any type of nourishment (no food, no IV) for more than 48 hours? Is it normal to wait 2 days to see a neurologist (who won't be in to see him until late today) when the main reason he was transferred was for neurology consult? I understand he went in on the weekend, but should it take this long to get answers.

Thanks for any insight you can provide.

Melissa

I had low back surgery in June of 2006.  About 5 days after my surgery, I had a huge muscle ball up in my back.  Then everything went to pot.  I finally was sent to pain management and they diagnosed me with myofascial pain syndrome. 

I know the dx of fibromyalgia is very skeptical.  All I know is I feel like I have been run over by a truck.  My joints are killing me in my hips, knees and ankles.  They are constantly popping and cracking.  My neck muscles are constantly sore to the point where I cannot hardly move my neck.  I even had 1 bout where all my muscles in my neck, down to my scapula and left arm locked up.  I have very little use of my left arm with lifting because of pain in my left shoulder.  Sometimes I feel like my body is misaligned. 

Can you tell me if this is consistent with fibromyalgia symptoms and pain?

1.  What ages are your kids?

13 and 8 (boy/girl).

2.  Do they have their own cell phone?

13-year-old just got cell phone last September.  8-year-old does not have one.  He's been responsible with the cell phone, and I like him having it in case I need him right away as he skateboards a lot outside with his friends in the neighborhood.

3.  Do they have their own TV and or computer in their room?  If so, are there set hours they're allowed to use these:

4. Do they receive an allowance?  If so, are they required to do chores to receive this?

They do not get a regular allowance.  I'm fortunate in that they really don't ask for much as they get what they want for their birthday or Christmas.  However, I will on occasion get them something special if we are out and about "doing my deliveries" and they are with me.  My son has to take care of the trash throughout the house twice a week.  My daughter has no chores.  I want them to focus on school and just being kids.  I was made to do chores from the time I was 5 due to my mother's legs (she had severe arthritis), and I was not always allowed to go places for this reason.  I figure in due time they'll have their own homes.  They watch me and will help if asked, but have no specific chores to do. 

1.  What ages are your kids?   Daughter is 8, Son is 6

2.  Do they have their own cell phone?  No.  They have no reason for one at this age.  I can see once in Middle School possibly, but not now. 

3.  Do they have their own TV and or computer in their room?  If so, are there set hours they're allowed to use these:  Each of them have a TV in their room that are only for DVD/video before bed.  They are not hooked up to dish for regular TV.  They do have a computer that they share in daughters room that is NOT hooked up to internet.  They have computer games that they are allowed to play on their so as not to tie up my computer!  They are allowed to play on the weekends on DH's laptop... daughter LOVES webkinz and son LOVES nick.com, but these are always monitored so they are not on something that they are not to be on.

4. Do they receive an allowance?  If so, are they required to do chores to receive this?  No allowance.  They are to help out when we are cleaning.  They feed dogs/cat and are to let dogs outside when they need to go out.  DH was never made to do chores and never got an allowance.  My sister and I always helped out at home, but never got an allowance. They get everything that they need now.

1.You'll never see me watch___? bloody, violent, gory movies or anything by Michael Moore

2.You'll never see me wear___? spandex or mini skirts - 2 very good answers I saw others posted and definitely wouldn't wear them at the same time!

3.You'll never see me eat___?liver

4.You'll never see me buy___?canned vegetables (DH has an amazing garden every year)

5.You'll never see me clean___? fish or game - you catch it, you clean it, and please do it outside

6.You'll never see me kiss___? my in-laws

7.You'll never see me talking___? religion or politics with someone not willing to have a rational discussion - don't want any shouting matches, thanks.

He teaches english at a technical college.

I do understand that men and probably even some times women have a curiosity and I agree 100% with your husband's comments. It's just that it is all secret and I know the minute I head off somewhere he is cruising porn sites and all that entails. The fact that he doesn't always erase the browsing history and does it on a work computer is because he is careless and lazy, to be perfectly honest.  If I ever confronted him about this I believe he would probably become physically abusive so my hands are tied.

As far as checking his browsing history and the ethics of that -- the first couple of times were by chance.  Just about anyone using his computer can easily stumble across the history if they simply wish to backtrack to a site they were using.  Now I do purposely look every few months.  For about a year I told myself that it had stopped and I just needed to have faith.  Then I checked about a week ago and it was there in lurid detail once again. I firmly believe that if you suspect something or have a hunch about someone's devious or even dangerous behavior that there's a good chance you are correct.  I absolutely want to know if someone is lying to me on a regular basis or putting my best interests or health in jeopardy.  If it requires me to occasionally check his browsing history to see if it progresses to solicitation then I need to probably get out of the relationship pronto instead of continuing to "spy" on someone as it is distasteful.  One should probably should get out of any relationship in which a person is perpetually lying and living a secret life. This has not just happened with the porn in my particular case, there also was an ex-girlfriend.  I say, arm yourself with knowledge in order to make the best decision. Pretending that things are fine when you know in your heart that they aren't is dangerous.  I am NOT saying it is ever a good idea to spy on your husband's life for no reason other than being nosy, only if you have real concerns about a person's honest, ethics and morals.

We have an HMO, and I really need to stop procrastinating and find a primary care doctor closer to where my husband and I live now.  (We've moved about 1-1/2 hours away from where we used to live.) 

We rarely have to go to the doctor, but I do take daily prescription medications.  We've had our current PCP for about the last 10 years, so it's been a long time since I had to pick a new doctor.

I've narrowed it down to about 5 doctors in the area here and plan to call and ask them some questions before contacting my insurance co. to make the change (which takes a long time to take effect, so it's not something you want to do a bunch of times if you can help it.)

The first thing I'll ask is if they are still taking new patients.  (Obviously need to ask them that question!) 

After that, I'll ask what their hours are and things like that, but does anyone have any suggestions for me as far as other questions to ask, or any other advice? 

TIA, guys.  I know you'll have some great ideas and things I might not think of. 

Hi,

Looking to buy a massager for my feet mostly, but would like to use on other body parts as well--those MT hands and fingers and elbows and...on and on, and so a versatile massager would be great. 

Was considering buying one of those little tripod jobs as a first time test, but they're $10 and it seemed foolish to drop that amount of money when I could get a serious one for 1-1/2 to 2x the price on eBay, etc. 

I've been checking eBay, Amazon, Overstock, etc.  In general, the customer reviews for Dr. Scholl's is a big, fat NO as regards a variety of that company's models, so I'm not interested and have taken them permanently off my search list. 

--Otherwise, anyone have any suggestions on model/brand, etc.?  I've seen on line several Pollenex and Sharper Image products that got good reviews and look like they're worth buying. 

--Can anyone fill me in on the infrared massagers and what's so wonderful about them? 

--Also, I have a sleep disorder; has anyone heard of a massager used near the head and/or neck causing neurologic interference or sleep problems due to the vibrations, electrical pulses? 

(Once I saw an acupuncturist who used a machine with pads and electrodes that were applied to my head area--against my better judgement I allowed it.  I should have told him noooo freakin' way, but foolishly didn't.  My sleep was severely disturbed for several days despite my medication which is extremely effective. 

Thanks a bunch. 

You can *feel* that we will all see them in heaven - but it's the age-old never-solved questions of life............no matter what your preacher, minister, reverend, Iman, or rabbi says.  Nobody knows!  Nobdy even knows IF heaven exists............

All we can do is try to be as good people as we can and try to put all our OOMPH into our work and positive things and trying to do only good things and we can all hope!

We are going to look at a house we are both interested in in about an hour.  I made up a list of questions.  First off, I think the seller wants too much and have already told them so, they want 125k.  They said they will consider coming down though I don't know how much.   It is a 3 bedroom 2 bath brick home about 1600 sq ft.  I don't think it is worth more than 80k and that is being generous, IMO but I am no expert.  It is a nice house but not flawless.  The outside gutters are coming off I know for sure.  Dh had been in and he said some of the carpet is comming up.  There are old trailer houses all in that block.   The house directly behind us is an old abandoned house with sheep in the backyard.  The neighbors beside us have chickens. 

Anyway, the questions I came up with is: Aprasial value, property taxes, age of the house.  Also I have been wanting to some how ask about Dh farm equipment.  He has had it parked out here and the neighbors have yet to complain the whole 8 years we have lived here.  However, some of my relatives across town have old cars parked in their driveway and they get complaints.  My bestfriend's mother lives 2 blocks away from this home and she says there is not a crime problem.  Howvever, sometimes kids drive up and down the street too fast so I would have to keep a close eye on my two little ones.  We would still be in the same school district so that is not a question. 

Anyone have any more tips to look for.  Is it too nosey to ask what the utility expenses are?  I thought about calling WTU but I don't know if they would tell me or not. 15 years ago they would because I asked about an appartment complex I was interested in living in.  However, back then they had a local office I could call, not anymore.    TIA. 

I posted this on the main board, but no replies as of yet.

Do any of you use Transcription Gear digital systems? I am new to this and have some questions.

1.  What treatment did your daughter receive?

2.  Will/did she require plastic surgery?

3.  You say you filed a police report, what was the police's resolution?

These are very simple questions.  Yet, when asked in the posts below, you choose to ignore them.  It's what makes people suspect that you are just in it for the money and that no real harm was done.

You first claimed that you just wanted them to pay your daughter's medical bills, that they shouldn't benefit from your insurance that you pay for.  Yet, later, you state that the $800 would be for pain and suffering for your daughter (as your insurance has already paid it).  Lastly, you state that $87 would be reimbursement for your medical bills and the rest would be pain and suffering for your daughter.  Pain and suffering is not something one generally reimburses another for without a court to determine the extent one is due. 

The only one suffering here is your conscience!  Again, I say, answer the 3 questions above, or are you afraid of what it might reveal?

Very new to this so need suggestions.

Can I download music to a CD -

Is an MP3 player or an IPOD a better way to go and which of these is the best

Any good sites to find music for free

Thank you