Paid bills
Posted By: ermt on 2008-03-15
In Reply to: So, what's everybody got planned for the weekend? - MT
Paid bills and planned with DH about how we can make more money so we can do more than just "pay bills". Watched a scary movie tonight. Tomorrow it will be work and some household chores. Gosh what an exciting life! I'd like to do a little more with my life than just "exist".
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We both have our own bills, both have
separate checking accounts. Running out of work each night MT'ing and a reduction in ASR pay rate has left my paychecks much smaller than they used to be!
We both have our own bills, both have
separate checking accounts. Running out of work each night MT'ing and a reduction in ASR pay rate has left my paychecks much smaller than they used to be!
paying off bills
In our case, we refinanced through someone in our church who had a refinance company. It included all our credit cards and no, we did not have to cut them up. We still have them and DO NOT EVER USE THEM. It also included paying off our cars. The reason we had so much debt is because I wasn't able to get enough work at that time, now it is great and I can only say we pray and God has blessed us above measure, more than we deserve.
paying off bills
BTW we also pay an extra $100 each month on our mortgage. Years ago someone told us to do that and were never able to until now. Yes, I work hard, but we are doing great and even eat out once or twice a wk and sometimes more. This friend in our church also agreed paying the extra $100 a month. I have heard other fincance people on the Christian radio station saying the same thing, so it does make sense. You pay the extra amount on the principal only.
Medical Bills
I just finished my chemo and radiation for breast cancer. I have health insurance but found out that they only pay 80%. I have become overwhelmed with hospital bills. Does anybody know if those companies are on the up and up, that say that they can help you cut your medical bills ?
Thanx for any help.
Donna
paying bills
x
Same here paying bills - NM
NM
Do any on you pay your bills online?
I've been doing it for a couple of years now and I love it. Sure saves on the ever increasing postage.
I pay just about all of my bills online
And for the same reasoning the cost of postage and I'm usually too lazy to go to the post office to get stamps.
Lots, pay off the house, pay off all the bills - sm
pay off my kid's prepaid college plans, set aside even more for their college, got on a very nice vacation to Disney (and a few other spots too), oh, yeah, quit my job (sure my DH would too), buy a nice house on the water here (river's nearby), get 2 boats- pontoon and a Bass boat, a personal trainer for a few months with a full gym at home and do Nutrisystems, make a new will and set aside 15 million to each kid in trust when they turn 30 they can get their mitts on it but not before then, get an abdominoplasty after I got in shape, new car(s) would be nice too, and get back to making jewelry in my spare time since I will have it and the money to back up my ideas and finally use my BFA. I'm sure I can think of more......Been playing getting about 10 tickets the last few plays. I'd be happy with the 1st place too though and not just the jackpot, though the jackpot would be really nice and solve a lot of problems, granted it would creat new ones but I'd rather deal with those than the one's I have now!
Second marriage. We split bills. I don't
xx
I keep all my bills in plain sight sm
with the due dates and amounts due right in the corner where the stamps go. Sometimes that is enough motivation. Other times I glance at my son's university bill, that's another motivation. Other times I have no choice but to leave the desk, go bake a a cake and go back to typing later in the day.
Umm...defiance...must have bills on my mind!! (nm)
x
What I have are children, bills & a big decision to make (nm)
nm
paying bills/wedding expense
My daughter is also getting married in March, if they don't change the date again. And buying me some software/books for work...
I don't think medical bills can go on your credit report
Even though they referred you to a collection agency, I don't think medical bills can be reported on credit report.
Here, too. Ginormous food bills! No trips for us. Some good chocolate &
s
paid
Do you actually know how much he gets paid? Yes, great that he won 10 g's. My MIL is a teacher and she gets paid great. No underpaying there at all. It all depends where you work. Sometimes i question she is teaching our children the future?????
Paid for Doing their Job
My point was it's a good amount of pay for the hours put in. There are lots of jobs where the pay doesn't come any where close to what is deserved (sound familiar?), but that's not exclusive to the teaching profession.
If parents would be parents, teachers could be teachers. When my son was in high school I always attended the parent-teacher night. One of his teachers said something that rang so true. When I asked how my son was doing he replied, "He's doing great. Every parent I've met tonight has a son or daughter who is doing just great. Of the ones who are lost, struggling and failing, I have yet to meet one of their parents tonight." We talked for a bit and he told me regardless of the phone calls to home, the letters, the one-on-one time with a student in trouble, the parents never pitched in, never made an effort, and he was losing the battle with those that needed help.
I will never say say teachers have it easy. Teaching is a tough job. A social worker has a tough job. A roofer has a tough job. A nurse has a tough job. Where does it end? There are a multitude of underpaid professionals in our society. If you go into the teaching profession for the love of the job, so be it. You know, or should know, what the average salary is before you make the decision to get your degree. Eyes should be wide open.
Back to the beginning: hour for hour, day for day, if the time clock was punched, the salary and benefits a teacher earns is pretty darn good. Go after the parents for them to do THEIR job so the teacher can do what his/her salary reflects: TEACHING.
paid help
I am so blessed. My mom comes in once a week and does my bathrooms, kitchen/utility floors, vacuums, dusts. Has been doing this for years. I think if you can get someone for $15.00/hr. go for it. Mom only charges $10.00 an hour for her paying customers. Refuses to take money from me. Good luck!
I paid
the month thing so I can go on-line and that is helping me to keep with it and not get discouraged too. I figure it is a healthy way to eat and I paid so I may as well give it a month. I had foot surgery and have just been able to start walking with little to no pain now so that may help too. Thanks again!
I have paid $50.00 and tipped $10.00 sm
but I don't really get my haircut too often and when I do, I love to make it a day just for me at a nicer salon, so I don't mind spending the cash. I like to feel like a "rich *itch stay-at-home while hubby works nothing better to do but spend his money lady" just for ONE DAY. Between the house, kids, and typing, I find it hard to make time just for me! So, if I get the chance and need a day to myself, I tend to make a hair appointment and then maybe go shopping for a new purse (my other luv). I have too many as it is, but I love purses and shoes and always have! I would babysit all week as a teenager just to purchase an expensive purse! Wish I had all that money now, but... it sure was FUN! 
I always tip 10-15%, but I have never paid $65 just for a haircut...
nm
For those of you who have paid help with the house ..
What I am wanting from someone is an hour each morning (M-F) to do:
1) Make 2 beds (changing sheets 2 times a week)
2) Vacuum 1000 sqft (with about 300 of it not carpet - sweep)
3) Unload dishes from dishwasher/load any dirty ones
4) Swish the toilet down and wipe down the bathroom sink/mirror
5) Drop any trash at the trash bin as they leave
My questions:
1) Do you think this is reasonable to be done in an hour?
2) I am thinking of offering $15 an hour...Too much? Too little?
Thanks
well of course they have paid for it in other ways.
for the poor. That's a just society. I would gladly pay $6 a gallon for gas if my health care were free and my children were going to college for free. That would be a bargain!
Maybe someone else paid the bill for you.
no msg
I have economized and it has paid off sm
I live in a mobile home I bought excessively used. It is fully paid for. My car is 1996 and while it has 123K for mileage, it is still running just fine and I am told will go to 200K. It is paid for. I own a lovely piano, paid for. Clothing I either make or buy on the sale tables from Walmart. I especially like that most of my tops only cost me $3 or $5. I take good care of my clothing and much of it I have had for several years. Since I have chosen carefully I like what I have. Same for shoes. Same for what little costume jewelry I have. Same for my budget bedding. I buy household stuff second hand because I like certain tacky nick nacks from the 1950s. I even shop for the lowest prices at second hand shops.
Now, I have not had a vacation in 13 years, it is true. I am just now getting used to having to take 2 full days off every week and managing those 2 days without sitting down to work is hard. I do, however, have a lovely home and no debt.
I only work one job and I do pretty well ($40K a year). I am able to have enough taxes withheld not to worry about it. I have insurance too. After that, I can pay my bills and I manage to put back about $500 to $700 a month, depending on my line counts. I have no idea what I am saving for right now, but it feels good to watch the numbers climb. I literally put every fourth paycheck in the savings account. I DO eat what I want when I want. I have also stock piled canned foods because of food prices. I buy lost leaders at the grocery store for the most part. If it has a store special tag on it, I am going to choose it over something else.
I am at a point where I don't use the car, but about twice a month to go the bank, which is not close enough to walk to. There is no place close I'd go out to eat even if I were inclined, which I am not. I am an avid sale and clearance shopper, and while I am not longer at the point in my life where this is a necessity, it is so ingrained (did I spell that right?) that I can't stop. Some people may get off on buying an expensive item, but I get my thrills out of seeing how little I can spend to get what I want. Example is a flat pack entertainment center I wanted. Original price was $120 and I got it for $32. Nothing wrong with it and it was easy to put together, just clearing out for new styles. I had wanted one for a year before I bought this one, but found that price and jumped on it with great joy.
Since I know perfectly well that working harder and longer is not really an option, I chose to cut my spending and now I am really happy.
You know I would have paid the friend SM
even though it would be a hardship. But after his last comment about "don't ask me to stay and put things in the right place," I said thanks, but no thanks...
Help is a safety net you have paid for sm
Food stamps are a safety net we all pay for, all forms of public assistance are things we have been paying for all along. TAKE the help you need! Do move closer to family if you possibly can.
I have been in your shoes myself. I lost my home to foreclosure 4 years ago because of having a near-fatal drug interaction and losing my job of nearly 7 years. I made a couple of moves and finally ended up in a small town out of state from where I had lived for 30 years. I lived with a close friend for about 9 months and had the opportunity to buy a mobile home for $3000. The people I bought it from said I could make payments and I was able to pay it off in 5 months. It needed a lot of work and it has gotten it, most of which I have done myself. This project really helped me to regain parts of myself I had lost. It gave me a reason to get up and get going on my days off. I turned this ugly old thing into a lovely, comfortable home I cherish. I have lost about 50-60 lbs since living here and I have brought the idea of vastly cutting expenses in line with making more money. The end result is that I am very well off financially, better than in my entire life.
DO get medication to help you if you can. I didn't have medication to help because I am allergic to every psychotropic in existence. I did this by pulling myself up by the boot straps, but if I could have had help, I would have. There IS a brighter future out there. You CAN have that brighter future because you DESERVE IT. That said, no one expects you to get there alone!!!
Don't be embarrassed to ask and receive help. You will be able to help others later. Years ago, when my kids were young, I was a single parent, no support and it was Christmas time. My kids didn't even have adequate clothing or food. A neighbor I hardly knew handed me a Christmas card. Inside was a $100 gift card to K-Mart. She said that many years before that, she had been in my shoes and someone had given her $100 one Christmas, she was now paying this forward to me. The only provision was that I return this favor when I could, and that I bought something for myself too because I deserve nice things for my hard work. It was a turning point for me. I have been more of a giver since. Although I could have paid this back last year, I didn't know anyone who would appropriately benefit. This year, I do and I had to tell her that I was going to do this and why. She cried and felt embarrassed because, she said, she was usually in the position to give and it hurt a little to receive. I reminded her that she was GIVING me the gift of giving with pleasure.
Others are going to give to you with pleasure, love, friendship and concern for your well being. TAKE IT. One day you'll post back here about how good things are and I'll want to hear it.
Just paid $1.67 here near Richmond, VA- sm
we are about 45 minutes east of Richmond, and have 5 gas stations within 6 miles of each other, and one recently reopened after being closed for over a year (was just doing car repairs, closed the pumps) and has been undercutting all the competition. The other stations are at $1.77 or higher.
You are under 30 and your house paid for?
Did you get at auction and you were the only one?
I just got paid today
and want to be lazy tonight, so I am going to order a pizza to pick up when I get off work for me and the bf. So much for trying to watch what I eat 
oops...should be *never paid quarterly*
nm
ET paid 4 million is what I read
My X never paid a dime - he still had his "rights." (sm)
You seem to be so afraid that you will lose all your rights. Why would you think this? I can't see how you would. Don't let him scare you. If you can't afford a lawyer, go to Legal Aid. They helped me immensely when my X refused to return kids after a visit.
mine always paid their own insurance
so they can understand what happens to the rates!
Betcha' she's gettin' PAID . (nm)
The "rag man" paid by the pound sm
My mom used to threaten to "sell us" to the rag man and when she was really mad, she would tell us she was "putting us in a 'home'." Yes, there were a lot of "homes" for unwanted kids then and there was also a "poor house." Oh gosh, I feel so old! And kids today think they have it bad when they can't play video games for the day!
We paid cash, spent about
$1000 total for grandkids and gifts for each other. We are debt free except our house. There is nothing like being able to sleep well at night and not be afraid to answer the phone should it ring. We have lived this way for many years, have learned to save money, pay cash for what we want. This has been to our benefit as we haven't had our CC companies drop our limits or increase our percentage rates at all; in fact, our limits keep rising even though we only use them once or twice a year. The thought of having to pay for something many months and years later is baffling to me.
She probably paid the actors to come to Chicago and act it out for her!
//
I got you beat on the price you paid
I will not tell you what year I bought my home but it was 15,500. Yep, 2 bedrooms, 1 bath and stayed for a long time. Sold about a year or so ago for 165,000. I had added on over the years and had 2 baths and 3 bedrooms when sold plus other updates. Pretty good profit, huh?
Just to think years ago paid $$$ for Botox and now
(this is in follow up to the moving eyes, which neurologist says has nothing to do with 1 another) I had about 5-6 shots in my face yesterday to stop the muscle twitching that started about 4 weeks ago. Testing including MRI both brain and carotids done, ok and then lab work for the B12, 6 and thus done and so far on the left hand side has quieted them down but doc says can take sometimes between 4-6 weeks to see results. He did not inject that place in between your eyes on your forehead where that line is though, heck, missed that one.
Some very dedicated teachers and low paid...
like firemen, police, military who risk their lives for really low pay unlike people with extreme salaries like sports or movie stars.
They see someone driving a nice car who paid for food sm
with food stamps, and this is where we began. They have no knowledge of income, housing, if that person owns that car or not, etc, etc. It is all jealousy and rage against a system they do not understand. As I said in the beginning, if you want to change it, then start by trying to change the regulations.
I've never paid and quarterly and never been fined either
nm
To restore credit, get a card that is pre-paid and use that
s
Huh. Paid for chores. Watta country!
Ha!
thought you said you offered to or paid for your children's
if you had that kind of money, that does not seem to meet welfare criteria to me.
Of course he should help and he paid child support because they are his kids (nm)
x
We have grown children and paid up condo. SM
I think about advice I would give others. Getting any part-time job I could, delivering papers, selling Avon (people still buy Avon), renting room out in house. If elderly people near you, offer transportation or shopping service. One thing is, no matter what, no one should just sit around waiting for another job, be they male or female.
I was wondering how she paid for fertility treaments. sm
A single mom with 6 kids, paying for fertility tx, it didn't add up to me. Some foreign heiress was all I could think of. Bizarre however it unfolds.
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