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PS: The timeshare he wanted to sell cost 17,000 and we "owned" it. But still sm

Posted By: nm on 2007-07-25
In Reply to: Waste of your money. They sell you into this idea that sm - nm

one week out of the year? I'm not young. What if I only have 10 years left? Or less?


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do you still own the timeshare?
Have you ever used it?
Toying with the idea of a timeshare (M)

I would appreciate any timeshare owners out there who could share their experience with me, where it is,  and/or have any advice.  Thanks!


Timeshare/Vacation Club

Last summer, my husband and I got suckered into one of those timeshare talks while on vacation.  We ended up buying into the "trial program".  It wasn't overly expensive, only about $1000, and we would receive 1-week at one of their resorts and a "price freeze" should we decide to buy in after that.  After returning home and reviewing the package a little more closely, we decided that we wanted to cancel the trial package.  I did a little research online and found that we had 7 days to cancel a timeshare.  I immediately sent a certified letter to the resort company requesting to cancel the purchase agreement.  They never responded and I ended up calling them to see if they had received my request.  They confirmed that they did but that it was non-cancellable.


We stopped the autopay that we had set up on a credit card.  From that time on, we began to get collection letters.  I contacted the real estate commission for that state and asked for this to be investigated, to which I received a blanket letter from them stating that they tried to mediate but that the resort refused to resolve this.  The resort basically stated that it was not cancellable and that we owed the money.


What I am wondering is, what happens now?  The resort said they would continue to pursue this issue through third-party collectors.  If I legally am obligated to this debt, why wouldn't they just take me to court?  Why would they continue to draw this out?  What effect will it have on my credit score?  Anyone ever been in a similar situation?  I should also note that we never used this vacation package.  It expires July 2009.  The total due has now escalated to about $1500 due to their "late fees".  I don't want to ruin my credit over $1500, but I also don't want this package.  Any suggestions?


I would sell it on ebay, it would sell like -sm
a hotcake! Then possibly he could donate half of the money to a charity he likes and keep the other half as his prize for the contest, best of both worlds. This way he could maybe get himself a couple games with the money.
Cost about $750 my cost, with insurance.
x
My husband wanted me to pick out what I wanted....sm
I narrowed it down to 2 choices and let him make the final decision on which style/carat size to get.
see if you can sell her to the
If parts are that expensive, sell her to the mechanic that gave you the quote. He at least will give you the amount you still owe and he can part it out.
You know it does not cost too much
to have your hearing checked. That probably would be a good idea for you.
to sell more books
She wants to create more hype about the books. I agree, I don't think it was at all appropriate to discuss that in relation to what is marketed as a children's book.
At least you have kids trying to sell them to you....sm
around here we'll oftentimes see the scout "moms" with tables set up outside of Wal-Mart and grocery stores selling the cookies for the troops and have maybe only 1 scout around at that time.

We also sold them for 50 cents/box when I was a kid. I still love to get the thin mints and freeze them, then pull the box out on a hot day in July. Ahhhh -heaven!!!
sell the sale
As you are shoving the leftovers in the fridge say,

"Amazing sale on turkeys at such and such, you should go get one!"
My mom used to sell it years ago and

when I decided to do something to pad my income, I asked her about.  She said she made good money back then, but so much has changed and the people she buys from now say it's hardly worth it. 


After doing some research on my own, I found another direct sales company that offered their reps more with less out of pocket and less financial responsibility.  I sell jewelry to people at home shows.  I signed up in January and since then, I have made about $7,000 in profit (about $1000 extra a month).  The benefits are that the customers pay up front.  The customers handle their own returns/exchanges.  Everything is backed with a lifetime guarantee, so no complaints if they don't like it.  The orders are delivered to the home of the hostess, so no deliveries. 


The startup cost is zero.  I earned my display kit free with my own home show and it also came with enough paper supplies to get me started.  Since then, I have invested in some marketing materials, etc, but it's still very profitable.  I really enjoy the money I make and a couple of nights out a week with the "girls"! 


If you'd be interested in hearing more, you can email me privately.  If you decide to go with Avon, good luck, and remember -- you only get out of it what you're willing to invest in it!


And cost wise?
Read all the above and thanks so much. Now in the midst of trying to get my yard in shape after the grubs set in and do not want to spend an arm and a leg on flooring. Thanks again.
Cost wise?
Heard sodding expensive.
Cost of fence??
Hi. My husband and I are getting ready to buy our first house and would like to know the approximate cost of getting a 6 ft privacy fence. We have absolutely no idea how much something like this costs :) Our new backyard is 85 x 110. I know the cost can vary, but can you please just give us an estimate if we had someone build it and also if we just bought the supplies and did it ourselves? Thanks for any info! 
cost of fence
My hubby is a carpenter as is son. They buy their supplies for fencing through Home Depot or Lowe's or any building supply. I would go on line and Google fences, how to build and that should bring up some sites for building a fence, as to what supplies wood versus vinyl. The cost depends on where you live, as some areas are more expensive than others. I know you can buy directions on web sites on line, as I just ordered a design for a pergola my son is going to build for my daughter. You have to measure where your fence will be, then go to a store or on line. There should be someone at Home Depot or Lowe's or lumbar supply place who can help you. Also, having a company install a fence is much more expensive than doing it yourself. I know this well as my husband and son have put up a few fences. Hope this helps.
yeah, but she did not like the $400 cost with those..nm
nm
$20,000 is less than most cars cost

You should have no problem getting a home loan for that amount ANYWHERE. They will probably try to jack up the interest rate because of your bad credit score, but don't let them. Bargain with them and if they won't deal, tell them you'll go to the bank next door. Get them down to 6.5% or less if you can.


Good luck!


$9K??? love to know what they did that cost - sm
that much, holy cow! As for handing the bill to you, that is really odd, I have never heard of that. The bills always go to the insurance company, unless they do not have insurance then I can see it being handed to you as you could give a bogus address, etc, but you can still just not pay the bill. Still $1800 an hour for treatment, crazy. I think the births of my kids were less than that and I was in for 4 days with one and 1.5 with the other. No wonder insurance is so high!
hair cost sm
I was told years ago that the markup is ridiculous by someone who took a beautician course.. I found a good girl, shopped around, could not believe what WALMART (just stopped by to qestion in person) is charging for simple highlights and cut, even the local Regis Salons which also includes Supercuts, etc., are getting a hundred bucks or more. So what I did was establish an agreement with a girl who rents space nearby and she is excellent. She has been charging me $65 for color, cut and blow dry and style. So today I gave her a very generous Christmas tip and she tried to give it back to me. I told her I so appreciated what she does for me all year and she started to cry and gave me a hug. I told her I was aware of what others charged and I knew she gave me a break all year. Everyone won, nobody lost. Shop around, the markup is ridiculous. Corporate wins, not the stylist (much like our profession). Just find someone you can trust and develop a relationship with and give them a little extra once in awhile. I am very glad I did this,I had a great day and I feel wonderful and so does my stylist. It can be done, be an educated consumer. Don't fall for the high prices, what costs them a few bucks turns into literally hundreds when it comes to highlight or color and cut! Shop around.
cost of hair
In defense of the cosmetology profession, I have to add that one never knows how much money and time the big stylists put into their business. My oldest son spends $10,000.00 a month in overhead, salaries, rent, seminars, etc. He stays current on everything, is a certified colorist, etc. They earn every penny they get - I had no idea until he filled me in. By the way, he lives too far away to make it worth my while to go get a haircut every 5 weeks, so I still go to local girl. $12.00 - she is way too cheap. Please don't bash them if you do not know the inside of the business. Anyway, Merry Christmas! Everyone tip your stylist - if it is a man, bake him something - he'll love you forever!!
The cost of Nutrisystem
is fairly reasonable in my eyes.  However, I am financially able to stay on it, where I know there are others who cannot.  It costs approximately $270.00 a month, and then you still have to buy your veggies, dairy products, and fruits.  It is based on the glycemic index, where you eat good carbs.  Most of the time I do not have a problem with being really hungry; however, there are times when I am.  I am going to be 50 years old and have undergone a partial hysterectomy but I wonder if I still do not have some PMS symptoms and this is when I am the most hungry.  I read up on Curvelle and it sounds pretty safe and it appears to work.  I read some of the testimonies, etc.  I might try it and see how it works. 
The cost of groceries - WOW!!
I nearly had a stroke at the register today.  Eggs here in AL are, get this, $3.49 where I am, but you can get 50 cents off by being a store member, which I am.  That is still 2.99 a dozen - good grief!  Sweet potatoes were $2.51 a pound, outrageous!  Normally I do not look a whole lot at prices and just buy what I like, but these prices are even making me look!  Gas just went up to $3.35 a gallon here.  They are saying $4.00 by summer. 
During her interview, it was said it cost...sm
100k total for all the in vitro procedures.  I have not heard an answer as to how she paid for all this.  Does any one know? 
I wish my house had cost that, or
I consider that I got a deal on my house, but it was not that kind of a deal, and I did not buy it at an auction. Although the value of my home has decreased due to the current housing market in my region, it is still valued at more than I paid for it. It was a good investment for me.

I simply worked (a lot) and sacrificed in other areas so I could pay off my house. That was my goal, and I am glad I was able to achieve it.

I do not flip houses. I have friends who do, and I have worked for them and/or with them on some projects. Working with experienced renovators is a great way to learn how to do home repairs and a painless way to figure out what you will be able to do yourself and what to let the experts handle. Of course, it does not hurt to know the experts in question if you ever get in a bind.


What is the estimated cost of
x
And, I'm not talking about WHO the stores sell to, I'm

And, no I don't buy from businesses that knowingly sell homosexual material of any type!


Threaten to sell him to the gypsies!
x
I would love to sell the baskets
but she does visit from time to time. I am not sure I could get away with it. My husband is such a peacekeeper, when I talk to him about it he just nods his head and says "I know". Thanks for the suggestions, and Misha thanks for the laugh.
No don’t have to sell but this property is 1 big headache
We have to go every month to cut the grass (6 acreas) and I told my sweet hubby today if something happened to me, hello, he would have to fool with all that. I have no use for it but have had since 2004 now, did not make up mind to sell until about a year ago. I told the realtor just to let me know when he got other offers..
Property I am trying to sell right on the lake
and the people around there kinda sound like you and yours. That is why I am selling!
yes, they sell it all over online. but what does that have to do with mums?
..
Publix is our big supermarket and they sell

rule for Publix Grocery stores is - AFTER 2 HOURS, if the chicken(s) is not sold - they throw them out!!  They cannot risk selling to the public if the chicken has been sitting cooked in their cases MORE than 2 hours.


Take that under advisement please....and do not eat that chicken nor serve it....


Boobs still sell. Insanity
.
The government could manufacture and sell
universial health care a hundred times over. Problem solved.
Tell 'em you're going to SELL them to the

If I find something to sell or do for extra $,
Of course, if they'd pay me a living wage, I wouldn't have to do that. But since they don't, no way would I ever have any guilt about it. It's all about SURVIVAL.
What kinds of things did you sell?...nm
nm
Does anyone sell Lia Sophia jewelry?

Just curious if anyone sells Lia Sophia or how you make out with it moneywise.  I just signed up and it seems like a pretty good deal.  I hosted a party and then decided to sign on after seeing the amount of commission you could make.  I had 6 people at my party and took 4 or 5 outside orders.  I think the lady made about $200 off my party, plus I got a bunch of free/discounted jewelry.  Is it really that easy? 


I have 4 parties booked in January and 1 more yet to schedule.  I'm hoping to bring in about $1000 per party and 2 parties a week, so maybe $600 a week.  Is this realistic?  Anyone else been doing this for a while and can offer any advice?


sell the car and buy her a brand new shiny
bus pass.
Tell you father to sell the property...
buy something decent and let you stay there for free.
Until everything is settled, move in with your father.
You are definitely living in danger.
How, for heaven's sake, can your father hire sex offenders to work in your house?

I have no desire to sell my house sm
and couldn't afford it anyway. On top of that, regardless of hte neighborhood, I DO NOT want to live where there is an HOA!
I would never wear those sneakers, even if they sell them for $ 1.--,
cause they are UGLY.
I am not a 'label' wearer.
the cost to see thru the eyes of love....
God bless him is all i can say. 
Cost is approximately $300.00 for series.

How much does it cost you for TV, Internet and Phone
I'm around $190.00 ;-(

No cell phones please...

Oh and who do we have.

Phone: Verizon
Internet: CableVision
TV: CableVision
You're more concerned about how much it cost
xx
$75 would be a bargain here - mine cost $250! - sm
But it was done in the pet hospital, which sits on some pricey real-estate right in the middle of town. STILL... considering the total bill came to over $5,000 --- you would think they could at least cough up the euthanasia for free.

Anyway, that was a year ago and I'm STILL paying it off.
Were you unaware of cost before she applied?
x
Except that with what things will cost, on an MT's wages, - sm
we won't be able to afford to buy ANYTHING at the market, even if we could get there.

Meanwhile, the US is working on sending men to Mars while our whole infrastructure is crumbling. Sure hope the economy is better up there.
So correct....*Free* always comes with a cost....

If everyone who wants this fabulous free healthcare would just do a little research they would find out it is not such a great thing. We have several friends in Canada who hate the healthcare system. Canada faces a shortage of docs because they come to the US for better training and the potential for more money and practice here instead. People, do your research, don't believe everything you hear from someone who just wants your vote.