One thing I do is I have an auto money transfer - sm
Posted By: XXX on 2009-02-04
In Reply to: how do you save - money?
set up from our checking account, it takes out $50 a week and transfers it over to savings. Granted I use it when I have to but have about $1500 over there now that way. We also have money taken out of my DHs check before we see it and it goes into the 401K, we save over $11K a year that way and we are not maxed out at 15% as yet. We are pretty cash poor but have a great retirement fund so in 20+ years we won't starve at least.
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- how do you save - money?
- One thing I do is I have an auto money transfer - sm - XXX
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Too bad...I have used bill pay to transfer money...
this way, but after reading your post, I looked into it and can only do it from one bank and not the other. They all have their own rules, I have just never had the need to do it the other way around.
Now you sound like you have issue in the money thing
talking about the money husband makes and my getting a lot of money, sounds like greenen-eyed jealousy to me. This son has not visited me since when I married in early 2000s I said closing the ank, it was very obvious from then what their terms were. I do not care nor will I be around people who do not care for me. As long as I came across with $$$$$ it was visit time, DIL calling, etc. etc. - that stopped suddenly- so now think about that.
Providing references when getting auto loan
I have to buy a car and the finance company (Capital One) requires 10 references. I don't know this many people. Has anyone been in a similar situation...what did you do?
I have family, but do not want them to know that I am buying a car. Any advice?
My auto clock fell back too, just had to adjust it...
make sure to check yours again next Sunday morning. The auto clocks are on the previously scheduled time change rotation, not the new one (my clock is 2 years old). the newer ones should be on the right schedule.
transfer
As long as it is the same bank name, I figure you can call all the accounts up and once, and transfer the money. I woul
Some States will allow you to transfer
your kids to a public school in a different town/district but you have to pay A LOT of money to do so. Many times it' just as cost effective to send them to a local private school rather than a public school in a different district.
I have a two year degree, so some of that would transfer, could still do MT (sm)
from home. I am considering just researching and enrolling and just announcing it like he does to me!
I had an interdistrict transfer in high school...
but you have to have cooperation from both school districts--so some diplomacy is best when giving the reasons why.
that doesn't sound normal to me at all. i would request transfer to another facility that has be
i got CT scans in the ER. why the need to wait? assuming they had to wait on orders. does he have a PCP? i'd call the PCP if so and explain the situation and what has transpired and see what he recommends, i.e. jump someones tail or transfer. their should be neurologist on call for this reason. they should make rounds daily whether it is the weekend or not. i'd definitely be there waiting on that neurology consult and fill his ear full and find out what his future plans are if you don't transfer to another facility.
Transfer your banking business to a free checking account
Washington Mutual Compass Bank, and many others offer completely free checking accounts. There’s no reason you should be paying maintenance and annual fees for a checking account.
How much money rasied for Katrina, how much money for the diasters due to the tidal waves and what?
Every single one of them have had some smoke around it with the money not getting to where it was supposed to go. I did not contribute, I hardly watched, was not caught up again as I have seen things like this before. They should give a all you can give benefit for Darfur where people are being massacared each and every day. Genocide going on there each and every day. I have not seen any benefits to help them out yet.
But her money is her money to spend as she pleases -
I don't understand how you can think it is wrong for her to spend whatever she wants to on whatever she buys. It is their personal money they spend. It is not like they are saying give me those shoes and add it to the taxpayer's bill.
And in all actuality, they are saying spend, spend, spend to get the economy going.
I am sorry, I am jealous that some people still have plenty of money to spend and I don't, but I don't expect those people to quit spending just because I had to.
Happiness is a heart thing; pleasure is a head thing.nm
You are right on the money here...
What great advice!!! I too did a lot of what you have listed in your post. It worked!!! When rules/expectations are in black and white, it's pretty hard to argue about it...
My 2 teens do their own laundry, clean the kitchen after supper, clean their bathroom, and now that they both work, buy the majority of their "things."
The key, I believe, is responsibility. Kids thrive with responsibility. They may moan and groan about it, but in reality, they thrive with rules and responsibility. Good luck!!!
She is right on the money about that - sm
As I said in my post above. The discipline at our former (private) school was a joke. Luckily the majority of the kids at this school are good kids, but there are a few bad apples that would never be allowed to get away with what is tolerated at this school. The nutcase (or strangler) in my daughter's former class at the private school would have been expelled by now from a public school. Amazing what they will put up with for $6K a year and an alumni mother. Oh, and of course they have no type of a counselor or psychiatrist at the private school, no nurse even. They had a real cow when Jenny was in chemo and dealing with that. But that is another story.
Money.
Money or a gift certificate to whatever craft store they shop at when they get supplies for the kids. You can also donate money to the teachers "account" at school and it's tax deductible.
Where to put my money
I am selling my house and moving overseas. I will have between 250,000 and 275,000 after agent fees and loan pay off. I want to take about 50,000 and put in a money market account attached to my checking and savings accounts for easy access for things as I need them and for unforeseen expenses.
I don't know how best to use the other approximately $200,000. I will not have a job. My only income right now will be about $1150 a month from my rental property. I would like to invest my other $200,000 and live on the interest combined with my rental income. What is the best return I am looking at?
Of course I know I need to talk to my accountant and maybe hire a financial adviser but I'd like to hear some thoughts and get some direction so I can research it a bit myself.
5% for a money market is okay but is there a better way to structure this? In a couple of years I may want to use this $200,000 to purchase a home or business so it can't be away for good but 3-5 years is okay.
I keep getting told about going offshore because I won't have to pay taxes on the interest and with internet banking it is easy to transfer funds and make payments.
Of course you can tell I am a novice but I would like to start researching my best options. Any advice?
Money - Should I be mad or not?
Suppose you had a friend who was very nice all the time, to everyone, can't stand to hear anyone say an unkind word about anyone. Suppose this friend had come crying to you several times over a period of a couple of months with financial difficulties, and rather than loan them the money (which would prolong the difficulty in my opinion), you just gave it to them to help them get caught up. It was a necessity and children involved, etc.. So you helped them....anyway...
What if after that, it became a regular monthly, and sometimes semi-monthly event, where there was some major issue of why this person needs money, you figured they must really be having a hard time, felt sorry for the children, and helped a couple more times.
It is my feeling that when you give someone something, it is theirs, so you shouldn't even ask what they did with it. But suppose now you find out that they have purchased something fairly expensive ($400) that is a completely unnecessary luxury item (game), that they had to have purchased during the timeframe you were helping them, and mentioned some other things they have been doing recently - things that you yourself can't even afford to do!! Would you feel you had a right to be upset or would you just say to yourself that they have a right to have a life and once they had money, to spend it how they want? This happened to me recently, and while I have decided not to give them any more money, I am not sure if I should be angry or not?
Boy, that's a lot of money. I think about that old man in WV? who won
xx
Well, let me see, about money
I have been given money beyond my wildest dreams, from money I got after being outsourced 6 years from a previous employer, over 100,000 (where did it come from?, got retirement when I left there to money given to me by family member and then after this person's death, sold property left to me by them, sold a property I had before this one- the main thing though and I have said this time and time again- I try my best to help others out, choose either animals or people, whatever touches my heart. This Christmas picked some people out from Craigs List and did things for them. I do not do to get because my heart is just like that but things are always coming to me. My mother told me as a child I was like this, giving and I really believe it just comes back- Karma.
Money...
First of all, I can't understand why you would give him money...secondly, he probably is getting it from another woman. Guess you should just deal with it, it's really not any of your business where the money's coming from...are you engaged or otherwise committed to one another?
Boy, do I need the money
I might not receive it as I made just under $3000.00. The rest of my income was around $11000.00 from SSD. I had two major surgeries last year, and being an IC, have no benefits.
Now, if people in my income level don't need the refund more than the upper limit that was set, I don't know who does! Why in the world they would need it is ridiculous. I can definitely use it for bills, or better yet....FOOD!!
The money came from
my father- I was his only next of kin- no siblings living on my side or father's side, his wife not living. My son and his family had already received close to $100,000 from my father earlier.
you had money for that
the possibility of being on welfare? seems to me welfare wouldn't even have been a possibility if you had money for her college tuition plus. probably could have dropped a job or two. ?
See when it comes to having money around
I usually don’t have, don’t keep as much as $5.00 in the house but when I take her home and pay her, usually stop at the bank to use ATM so no money could be taken from the house. I think if you needed items such as the ones I listed (hubs said also has been missing laundry powders and things like cleaning solutions- he notices these things much more than I do (1 time had told me he had missing herbs he had bought- did not have to worry about me using as I do not cook). I hate to think about losing the help but then again cannot stand the fact of her stealing- by the way, the panties so new might have still had tags on them??
Where is all the money going
money
Has anybody ever heard of a Transcriptionist winning the lotto? thought not...lol, and if you did, I bet she didn't keep on working! 
He kept his $10 and only used her money for gas.
x
We can get you MONEY
The injury lawyers always say that phrase and I hate it!
It's my money and I want it NOW!
x
Of course they are...where's the money in
finding a cure for ANY ailment or disease? Wouldn't you think with all of the fantastic doctors and scientists this country has, the numerous telethons, fund raisers, charitable contributions, endowments, etc, that one cure for one disease would be found? Healthcare is the one industry that will probably never face a downturn, let alone financial crisis. Baby boomers = ailments and disease, ailments and disease = money; any wonder drug dries all that money up. I sometimes type people who are on 10, 20, 30 medications...what a racket.
money
I can agree completely. Robbing Peter to pay Paul. Just stinks all around.
I would bet a lot of money
you did not read a single link that I posted. Not a single one.
Now your posts have degenerated even below jeering; you're going for personal attacks on my family. About whom you know absolutely nothing. As if that will somehow bolster your case.
It's pathetic, really.
Got money?
Golf courses, so I have heard.
Right-e-o -- all they want is more money.
nm
money woes
Here is the real question: Does your husband work just as hard as you, but doesn't make as much, or is he a freeloader?
If he works as hard as you, I think it's a terrible idea to put your money into another account. You need to be a team and if you can't be a team on this matter, you won't stay together. If you're still in love with each other, you can make this work. You should be doing the bills together, so he can see how much is left and why you can't afford the things he is buying. Men are selfish creatures and they can be dumb, too. Don't assume he understands exactly how you feel. Tell him you are feeling taken advantage of.
If he is a freeloader, well, I don't know what to say except that most likely he will always be one. Do you want to live this way forever?
Have you heard of Dave Ramsey? He is very wise regarding money and has a lot to teach couples. daveramsey.com
With that kind of money,
she could have easily afforded to pay you back without filing on the insurance. She should have offered to have paid you half back at least. I think that would have settled it.
Don't take your parents not choosing sides personally. They are probably trying to not make the situation worse than it already is. They are probably hoping you two will work this out somehow. Them getting involved will only make it worse.
Besides everything she has done, losing your family is just not worth it. I hope that you can find a way to work this out. My brother passed away and my sister is missing. I would give ANYTHING to have them back.
counting up the money
Who do you work for if I may ask?
She will get her money back
I had my money back within 24 hours when it was fraud. You go to the bank, fill out the forms, and while it is being disputed you get the money. They will reissue you another debit card but I kept the same account. Then in 60 days they said it was resolved and I could keep the money. So unless she made the charges and just does not want to tell you -- she should not have a problem getting her money back and still keeping the same account.
Who cares about the money? --sm
She couldn't take it with her and it did her absolutely no good while she was alive. What about the baby girl she left behind? Why is everything always about money.
The lawyer and the money
Well, it seems kinda funny that shortly after her court case was settled her son died. Then, she had the committment ceremony with the sleazy lawyer. Now, a few months later she dies? Wonder who her beneficiary is. It could shed some light on the events surrounding her and her son's deaths. I wouldn't say it's all about the money, but it does seem suspicious. I still wouldn't be surprised if it winds up just being a drug overdose though.
Do you think a) they will give me my money or
b) I will have to take furniture out of their store? I bought some furniture, has been over a year ago and never got it, got the runaround, they never returned my money with my asking for the return after several months of no show. I filed a lawsuit, they would not answer, did not show up in court when told to and bottom line now the courts found they do owe me and if they don’t pay me by the 15th of this month (over $700.00) then I get to go with an officer of the court, take a big truck and load up more than what I think is enough to cover what they owe me in the first place. Do you think this is absolutely crazy for a big store to ignore they owe me and do they not care about how it will look if there is a police at their door as we cart off furniture? I would, of course, go on what I would hope to be an extremely busy day for them, say a Saturday. Needless to say when all this is over I will be calling the Better Business Bureau and word of mouth also so that no one else will be caught in their business dealings.
Wow, so only people with money
have any class? I know plenty of people with lots of dough who are still low class and probably always will be no matter how much they have. It amazes me that some people seem to think that having money automatically elevates them in the class department and gives them the right to look down on everyone else.
And by the way, its riff-raff.
No money for illegals
That was such a good observation. They also buy up chunks of our property here, but if we "buy" there in Mexico it "reverts back to the government" after 99 or 100 years. If that is how they are to us, then I say no US property should be sold to those without citizenship. I think she should spend another two dollars an hour and hire Americans to work around her house. There are good American people out there who, like us, only want to make a living wage and these people are driving them out of employment.
would it be possible for you to take the rent money to her? nm
Ernest money is yours to keep regardless. It
However, even if the buyer pulls out, the money is yours.
You really need to consult a real estate attorney or a real estate broker with your question above.
Ernest money
My husband and I were selling a house --on our own -- (SIL was an agent and helped us and it was an easy assumable VA loan) and received ernest money. We did not put it into escrow right away, and then two weeks later they backed out and put stop payment on the check. Our ignorant fault for trusting them. Since the house was off the market for 14 to 20 days, we felt we were owed something and they had no just reason for backing out. Anyway, long story short, we had to show we attempted to obtain the money - put the money through escrow -- bounced- and then went to court and the court awarded us 75% of what the ernest money was since the house was off the market for so long. So, the agent is right, put immediately into escrow and then if they back out for no good just reason the money is yours -- read your ernest money agreement it will tell you. But to protect all parties it needs to go into an escrow fund and then dispersed when the property is sold. That way no one gets away with it. Patti
Maybe he's a little over-protective of money.
Hard to say, but hey, at least she's working more.
Boy nice to know EVERYONE wants money - sm
Yes, money is nice, but not everyone at my wedding gave us money. We received many "gifts" that we actually use, guess your "friends" don't know what you like (oh, yeah, it's money). Of all our "gifts" I only returned 1 as we just did not like it, some sort of crystal tray; my DH picked out a very nice roasting pan in its place and we use that all the time. We received a dinner cruise from one friend, baseball tickets from another which we used with my parents, towels which we still use after 11 years (very good quality though 1 set is finally dying), T-Fal set we still use today, pasta machine which makes incredible homemade pasta, a toaster oven (that died from over use), picture frames (can never have enough of them) and a ice tea maker. All of them get used, some more than others yeah, but we appreciated every gift, as well as the monetary ones which basically ranged from $20-200, with an addition $26K from the parents ($1K from his, $25K from mine-and his are wealthy) None of this money went to paying for the actual wedding though we did use maybe $800 to pay for the hotel for my DH, and for the honeymoon. The rest we banked and eventually bought some land as an investment which since we bought it has doubled in value. By the way our wedding was about $5K total, including honeymoon, fully catered (that was most of it at about $2500), and only 50 guests. W/o the parents $ we received close to $3K; in your greed I am sure you got more but what did you do with it? Buy fancy car or home, take an extravagant vacation/honeymoon, pay off the wedding debt? I bet you have nothing to show for your "friends" generosity. I sure hope you wrote thank you notes but from your entitled attitude I doubt it.
Money woes
Years ago I too had money problems but then I took bankruptcy. I had no credit for years and did not want any- if I could not pay cash then lived without. When I finally applied for credit, say 10 years down the road, my slate was perfectly clear. Now having said that, I learned my lesson and this is something others should do, do not let yourself get in so much debt it is hard to get out of. I recently had some cards I paid completely off- have no debt now- only my utility bills and DH has suggested that instead of an open to buy $20,000.00 on my Visa, that I call and ask them to lower to $2,000.00- something that probably suits me better. I just sold some property, put $$$ towards principle on house, put back $15,000.00 for taxes on the property sold in a CD to earn interest until tax time, paid all bills and even put some in a CD at the bank left over. I have become more disciplined in later years- I learned my lesson but took me some time to do this.
Money Woes
You can have "anything" removed from your credit report, so long as there is not a balance, after 7 years. I also check my annual credit report for free just to make sure it is intact. I also use credit cards with cash back offers and make sure I write down every purchase, keeping a total, so I can pay them off every month. Figure going to the gas station, filling up your car and you have this little card you swipe for an additional 3 cents off, charge it to your credit card and get an additional 5% off....but this is only a good deal if that balance is paid in full monthy. I allow my husband and I only a certain amount per month for fuel, since you'll tend to run around more because you are not putting out that cash up front, and once hitting that mark or when getting close, it's time to stay home more, especially when you have to fill a boat at a marina (fuel is more due to special permits to sell fuel along the lake) and that boat has a 120 gallon tank - OUCH. Also, when purchasing say new furniture, say they have this offer for 6 months free financing and no interest; I use a credit card that has 1 year at 0% interest and make sure it's paid within that year. The downfall there, if you are one payment late, you have to pay all that back interest so you have to really be extra careful there. Do not, I stress do not, use department store credit cards as the interest on all of them usually runs 19% or higher in interest - if you feel you will not be able to pay it off when that bill arrives. Department store credit cards get people into more financial trouble than you can imagine. The interest is unreal, regardless of your credit rating. My credit rating is in the high 800s and my, say for example, Kohl's credit care is like 19% or so. I also agree with keeping the credit available on any card low, but you do need at least one credit card with a high credit availability for emergencies, though suggest keeping it at a reasonable amount because, unless you can qualify for a home equity loan, a bank will charge you more interest than that credit card, if you have good credit that is. I have a friend who purchases her vehicles on her credit card because she is locked in at 5.5% APR, though now days, all dealerships offer 0% APR.
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