Obviously your on the side of insurance companies
Posted By: but still the rates go up on 2008-04-24
In Reply to: Obviously, you haven't had much experience with insurance. - Risky behavior does get rated!
Maybe you should educate yourself on insurance company profits rising via higher premiums despite more claims being denied due to risk. The problem is not the supposed risks, its the corporate greed. No matter how much you pay for insurance, a sizable portion of it goes to salary someone to find (and legislate)loopholes so they won't have to pay anyone's claim. Go ahead and buy into their propaganda that its other customers causing the problem, not their CEO's new mansion or their profit margin. Then see how much they appreciate your loyalty next time you file a claim.
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So you are saying you do not like insurance companies????
![Belly](http://smileys.smileycentral.com/cat/4/4_1_219.gif")
Insurance companies always get --
past medical records, no matter what insurance company you apply with. Once they get the records and the diagnosis is documented on your record, it is considered a preexisting condition.
I agree - insurance companies are in it for big bucks (sm)
Even if they made the obese pay extra they wouldn't give the rest of us a discount anyway. Who are you kidding? Do you really think they are on our side any more than the pharmaceutical companies? Do you know much about managed care and how it affects our industry? Insurance companies make a mint and they try to share as little of it as possible.
When 2 cars ride side by side on the interstate...sm
and block traffic so nobody can pass. I will get irate over this. I don't know where people's brains are.
There's one side, the other side, and the truth
And boy is it true.
I will say you sound like my aunt, who never speaks up, gets walked all over and then cries about it later.
Her kids/grandkids have no idea why she is always depressed, they think nothing of doing whatever they want without regard for her because she hasn't expressed an interest or opinion on anything and they don't know any better.
Yes, they use her. Yes, they could do things for her, but she never asks anything or says anything, so they don't press it, because it's always been that way. And she's a martyr, so it'd upset her pattern if things actually changed.
And the truth (and maybe reconciliation) lies in the middle somewhere.
Sad.
There is teacher's side of story, kid's side of story
x
I think so many companies are just trying
to cover their but so they won't be sued. I once read on a stroller a tag that said do not collapse while child is in stroller. LOL
We tried one of these companies
and it was supposedly a "reputable" one, recommended highly by just about everyone. Searched online, you name it. Thought I did my homework pretty good. Well, they were a rip off. Thankfully I kept logs of everyone I talked to about what and when, etc. They screwed up several of my accounts, didn't pay them for almost 3 months (even though they received payment) and none of my interest rates were adjusted. I contacted one of the lawers for the cc company that was handling the collection at that point since my company failed to do so and they said that this was a very common thing and that they really did not like to deal with companies like that, would rather deal directly with the person.
Good luck to you though, sounds like you actually found one that does some kind of work.
Mortgage Companies
We have a good one, but it is funny when there is an error on their part they call your employer... When they want to loan you some more money, they call your house!
Yep. OIl companies don't like the price low.
They cut production to get the prices up again. If we're not _____ by the oil nations, we're ____ by the American oil companies. G-R-E-E-D is the name of the game in the last few years.
Government tells us to cut our driving. Well, I hate to tell them but between a pickup and a car, we drove a total of 5,838 miles last year, and most of that mileage was 100 miles a day for DH to go to work. I get to the store once a month anymore, 2 mile round trip. The only thing I can cut down on is to walk to the store and back. Been there done that, but I'm no spring chicken and carrying 5 bags or more, well....you'd see a bag every 100 feet.
Mystery shopping companies
 Mystery shopping...Has anyone done any work with reputable mystery/secret shopping companies???
no different than amer. companies offshoring.....sm
I don't see how it's any different that american companies are hiring illegals here versus american companies offshoring (which I detest) because the issue on either side is -- bottom line - the dollar - and what American employers are willing to pay today...........and in either case, we are all losing our jobs to foreigners (whether they are legal, offshore, or illegal workers).
just my opinion.........
He ought to add the MEDICAL TRANSCRIPTION companies
8
Really now. Do you think MT companies really care? I wear
xxxx
As an IC, I don't think they are allowed to have you on a set schedule. Other companies have
gotten in legal trouble because they were treating ICs as employees. With my IC job, I let them know when I can work and, if they need extra help, they will call and ask if I can do more, but they do not TELL me when to work.
I feel sorry for companies. With all the PC nowadays,
They'll be slapped for saying Christmas...they'll be slapped for not.
I agree -- people should be far more tolerant than they seem to be. I'm a Christian but would not be offended if anyone sayd Happy Kwanza or Hannakuh or Happy Allah Day or whatever!
However, in the interest of keeping politically correct and not being offensive to everyone, they resort to the measures you brought up.
I think we should make sure and not be as sensitive about the word Christmas not being used as those we are complaining about are to it being used. We don't want to be viewed as oversensitive, critical or ugly as they are.
As religion really is a personal choice, we should remember that keeping it alive in our personal lives is what is so important.
JMHO
Like if you diss AAMT, certain companies, -
management, etc. or even if you write some perfectly good words that aren't cusswords, you either get that "bad word" thing, or get booted out altogether.
spyware? Sounds like what companies use
to shadow in to fix technical problems. Also, many services and hospitals have this ability to keep tabs on their work/workers. I had one use it to break in and type a message to me when they needed a stat.
but, sounds like your hubby needs to take up golf or something.
I agree with trying to negotiate with the CC companies
yourself first. That's what I did. We had a medical problem and we went from paying on time for years to 90 days behind in 3 months. We wound up living off the cards...which is an absolute no-no, but couldn't be helped, and wound up with $45,000 in CC debt.
I called them all and they all have programs for hardship cases. They set up payments for you which are lower than what you would usually be paying and they lowered my interest rates again (in the good times, I was paying 9%) from 19% to 21% down to 9% again and one company even lowered my interest rate to 6%!
They automatically take the money from your account and you just have to remember to keep the money in there. Payments are much lower since they lowered the interest rate and all the cards will be paid off in 4 years.
One company did close my account, but none of the others did. I haven't used a credit card for 2 years and most of the cards I had for 10 years.
Hope this helps and good luck. There is light at the end of the tunnel.
The credit card companies are going
to be do everything they can get away with in the next year because of the new rules that will go into effect in 2010. Keep an eye on your interest rates. I have a couple that went up for no apparent reason. I called them immediately. One company lowered my interest rate below what it had previously been. The other did not, and I paid it off and did not use it for a while. They sent me a notice a recently that my credit limit had been increased and the rate had been reduced (back to what it had been previously, of course).
The link below has a synopsis of the new rules that will take effect next year.
Those companies you listed at non profits
All of those companies you listed are non profits as described and accepted by the IRS.
I'm afraid you're going to be out of luck with your animal rescue lady, unless she reorganizes as a non profit, or makes you officially part of the company.
But, DON'T TAKE MY WORD FOR IT. Check with your tax person, or if you can't reach her, find another tax person. Call H&R Block. There may be some loopholes that you can use to get the deduction.
sorry - Only helps the big formula companies make $.
Toddler nursing is a normal! The criticism of a 22 month old breastfeeding is just a reflection of people's anti-breastfeeding attitudes.
Not so much by unknowns but by my own credit card companies,
all foreign people, trying to sell me the credit protection. The last one called me for around 10 days straight (unknown # on the ID)until I finally answered! I told them all to put me on THEIR "do not call list" or I'd cancel the card. Seems to have worked. ;)
Sounds like offshore companies.....aren't
xx
millions called their cable/tv companies...
There are companies that specialize in refacing cabinets
Veneer is tricky stuff to work with. If none of it is chipped off, you might be able to glue it back down. But if it's chipped, there's not a whole lot you can do except use wood filler to fill in the gap and paint all the cabinets. 
Actually I guess all the internet companies are going to be doing the same thing. nm
:
Yes that angers me, but are your companies not categorizing it correctly? sm
My DH gets bonuses from time to time and they are tax free. I always thought gifts and bonuses were just that, nontaxable, not to mention the tax write off for the company contributing or did that change somewhere over the years?
Pharmaceutical companies have lobbyists in Washington
and there job is to make the company wealthier at it appears any cost.
Israel's #1 export is pharmaceuticals. 4th is weapons.
Conspiracies to make men richer are nothing new. Medications are sold at a fraction of the price to other countries but in the U.S., the patients' cost is enormous comparatively speaking.
Medicare plan D or K, whatever it was that provided pharm. co. with an increase in medicare payments to drug companies approved by Bush is an example of why govt and pharm. co. do not have the patient's best interests at heart.
I have a friend who does this regularly. I am on-call for a few companies locally and sm
am awaiting my next assignment. For the poster below who stated if it's too good to be true...This is a very legitimate business, not a whole lot of money to be made, but legit and fun too. You just have to write down every single thing you've witnessed and check off boxes if a survey is included in the shopping and/or eating experiment.
WalMart also contracts out companies they know hire illegals. There was
not too long ago.
No wonder more companies are hiring people from India, at least they work.
.
You just nailed it. Companies hire illegal immigrants.
zz
China bailed out some large US companies. I guess we are
nm
Anybody see the new thing now that internet companies including Comcast are going to monitor monthly
internet usage.
side sm
Buy a bag of frozen fries and put them in the oven on a cookie sheet or some minute rice - quick and easy. Do both, have fun!
from the other side...
My MIL said that she thought I should have never had my first son while I was pregnant with my second and that I should probably abort him (her son and I were married at the time and I am and was 30). That hurts. I can imagine that she probably does not think that seeing the baby is a priority for someone who suggested she give it up. I know that she is 18 and stupid, but this is her child and try to put yourself in her place. I cannot allow my MIL to be alone with my children until they are older because I am afraid that she will put her difference with me ahead of their safety. When my son was 1, she allowed him to play with a fork (running around) and refused to move her vodka out of his reach just to spite me. What will she do if I am not around to watch her and them? I must put their safety ahead of her desires. That is just hte way it is. I am not saying that you would do any of these things, but keep in mind that she and your son will probably not work out, as they are so young, and she will have your grand child forever. Perhaps, you should try to create peace and apologize, even if you think that you are right.
Trying to look at it from the other side
Guys are funny creatures (and not in the ha-ha way). As women, I think somehow we learn that it's okay to talk about feelings. Guys, especially of a certain age, don't have that luxury, and a lot will use humor to 'hint' at something that is bothering them rather than come straight out and ask (heck, I even do it myself, especially if it's something that is really bothering me on an emotional level and I'm afraid of the answer!). It's possible that he feels badly about you paying his way...yes, we're independent women now, but you can't change thousands of years of hunter/gatherer instinct overnight. He probably wanted to hear how you responded to it...depending on whether you joked back, how you joked back, or whether you got angry, he may have thought he'd get an answer that told him how you were feeling about it without straight out confronting/asking you about it.
Never forget that men are just as insecure in relationships as women are; they're just better at masking it behind stupid comments!
side note--sm
and don't forget to remove the neck and giblets in the bag inside the turkey prior to baking. I learned from experience. :^)
Ditto on that, I am an A on one side, AA on the other - sm
talk about fun! Either go without or those stretch ones since I don't need any support really except on the 1 side a little bit. There are more AAs out there now but 5-10 years ago other than shopping in the girl's department it was impossible!
tell her to get mac&cheese or another side--sm
she doesn't HAVE to eat mashed potatoes. Pizza gets tiring all the time. She may be nice, but she doesn't sound very flexible. Enjoy whatever you decide on. have fun!
Flip side--sm
I would just like to interject my own experience with getting dentures.
I had an immediate denture procedure, meaning the denture was made prior to the actual removing of the normal teeth and placed immediately after removal. When I first saw my denture in my mouth, I cried! It was way too big and I looked like Bugs Bunny! The dentist that made this denture then went on vacation and I had to wear this atrocious looking appliance for another month while a new one was being made. I had to go to work with this thing in my mouth and even at 42 years of age, I had to be the recipient of cruel joking from my coworkers. But I finally got my new, smaller denture and even though it looked better, it did not fit well. My gums shrunk quicker than normal and I had to have it relined within two months. (another expense). So with that horrible experience, I decided never to return to that dental group again, which I did not. I tolerated not being able to eat anything with more hardness than a peanut butter sandwich, or my denture would pop out. That meant no meat, no corn on the cob, no pickles, etc. I also had to deal with slippage while speaking, etc. Not every one has a good experience with dentures and if I had it all to do over again, I would NEVER NEVER have my own teeth removed for a pair of plastic useless torture appliances!
I have new dentures now, which I paid for on my own and even though they are 80 percent better than what I had previously, they are still not all that comfortable and they still have their problems with eating certain foods. I can eat steak and corn on the cob now, but no apples. Most of the time when I am at home, I do not wear them. They still hurt to wear for any length of time.
This has just been my experience and I just wanted to share it so that you can hear both sides. No matter how bad your own teeth may be, they can be fixed and be made very presentable. Once you have dentures, you can never go back. I would take my own natural teeth back in a heartbeat, if that was an option for me.
I wish you all the best of course, no matter what decision you make.
visit to the other side
I was at a bridge and on the other side I saw people sitting on lush lawn and playing in the water, lots of laughter, etc. I was met by a spirit who said (telepathically) that I had things to do before I came in but that it was totally my decision to stay or return. I chose to return. That evening I told my doctor the whole story, from the moment the nurse told him I had passed to what they did to my body next and my experience on the other side. Needless to say, he was speechless. This was in 1964 and none of these experiences had been published yet.
Actually, my side is to the door. sm
Can't put the desk anywhere else but in this corner.
side effects
Does anyone know it the Hoodia causes any side effects or if it affects blood pressure? I have both diabetes and hypertension and have to be careful what I take. Should be extra diligent in what I eat, but if I was I wouldn't be asking about Hoodia, now would I? Am really interested in learning about this. Need to lose a LOT of weight for health reasons, as well as clothes shopping. TIA
Look at the bright side
You have a great story to tell - your child will enjoy hearing it when she/he gets older. I laughed out loud when I read your post!
ON THE LIGHTER SIDE
Did you catch Gene Simmons' rectal examination and colonoscopy Tue night. The KISS demon himself. hahahaha
I have one on the right side of my lower
abdomen, only see it in swimsuit. Really wanted one on the back of my shoulder, but decided not to get one that would show when I was "dressed up." My ex told me I could NEVER have one, so when we divorced that is the first thing I did!!!!
that would be the dark side.
and I have moved on. this conversation is so over for me.
keep on the sunny side. I just want
to put my hands over my ears or slap her every time I hear it. Don't care for dreary phil collins, either, or at least I think it's phil collins - I can feel it coming on, oh lord.
On the gift side, do like we do...
he wants a $1200 item this year; fine, he can have it, but I get that same amount to do something with. If he wants to buy me a ring or some such bauble, fine, or he can just give me the cash to buy what I want.
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