No way would that save me money --
Posted By: shopaholic on 2008-10-21
In Reply to: Have your spouse cut your hair - Sara
we'd end up divorced and that's more expensive than a haircut!! LOL!!!
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let me save you some money
You are so smart and brave, and it is just amazing that at this point in your life you would strike out on your own with two children. You are amazing. You are right though about the boy. It is going to take every ounce of strength you have to keep him in line......so he doesn't turn out like his dad.......
Suggestion - save your money (sm)
Unless you need the Tylenol for pain, the only other ingredient in TPM is diphenhydramine for the sleep part. You can either use Benadryl or the generic - costs a lot less, same ingredient.
Been tempted to just to save the money- sm
but I use it to unwind at night before I go to bed. I just limit their TV time, hour in the morning, then 1-2 hours at night after dinner, off during the day. I do plan on giving them spelling lists over the summer as for some freaky reason my one daughter (5th) grade really did no spelling this year, about 2 months and that was a joke, they would give them 3 written words on a test and have them pick the one which was spelled right. Luckily she is an excellent speller and it really has not effected her but going to reinforce her skills over the summer. She loves to write so have suggested to her that she started making a collection of short stories, she started a couple days ago on her first one. Basically just going to have them play outside as much as possible and limit the TV, computer and video game time...that way they don't become slugs and get fat. Just need to figure out how I am going to deal with work as I have more now than I did last year, guess it is time to get up early though I like to sleep in in the summer, the price we pay to stay home!
I'd tell him to save HIS money for a divorce lawyer sm
He seems kind of rude to me. No way my hubby would dictate to me like that. He knows I would show him the door
Save your money, other ways better spent
NM
I use rechargable batteries and save a lot of money.
x
Save your money - just buy generic Benadryl (same ingredient) unless you have pain.
nm
Save the Cheerleader...Save the World...
l
How much money rasied for Katrina, how much money for the diasters due to the tidal waves and what?
Every single one of them have had some smoke around it with the money not getting to where it was supposed to go. I did not contribute, I hardly watched, was not caught up again as I have seen things like this before. They should give a all you can give benefit for Darfur where people are being massacared each and every day. Genocide going on there each and every day. I have not seen any benefits to help them out yet.
Any to think they can save us also-
There was a rescue dog who had the boy scout's scent and sniffed him out today. That dog is really in his prime now, smiling for all the cameras. So happy - see how they can turn out to be out bestest friends!!
It actually does save me a lot - sm
I make enough to almost fill two five gallon buckets and those two buckets will last me about 6 months.
House full of teens, one of them who is very sensitive to a lot of perfumes in different detergents.
My own home made laundry soap seems to get the clothes a lot cleaner too.
It took awhile to get used to not seeing the soapy suds as you do with other laundry soap tho.
how do you save
I know that it sounds like a stupid question, duh, don't spend it. But how do you get over feeling sorry for yourself when you have plenty of money, but you tell yourself no, or you dole small treats out to yourself, but it make you feel worse because you did not stick to your goal? I am chasing my tail!
But her money is her money to spend as she pleases -
I don't understand how you can think it is wrong for her to spend whatever she wants to on whatever she buys. It is their personal money they spend. It is not like they are saying give me those shoes and add it to the taxpayer's bill.
And in all actuality, they are saying spend, spend, spend to get the economy going.
I am sorry, I am jealous that some people still have plenty of money to spend and I don't, but I don't expect those people to quit spending just because I had to.
another great way to save
The extra money towards the principal is a great thing to do, especially when planning on being in the same home for a long time. Some companies also offer a program where payments are made bi-monthly, with the first one being made two weeks ahead of the due date, which also winds up with a lot of interest savings over time.
My best way to save -- my mom and I share
the "club card" for our local grocery store (we only have 1 in our little town). We accumulate the points together and usually qualify for the higher percentage off when it's time to cash in (20% off 1 bill rather than 5%). Then we pick a day we can go together and ring our order up together. Of course we use our coupons, too. We just went 2 weeks ago and qualified for 15% off our total bill. Before coupons/discounts, our total grocery bill was $550 but after our discounts, it was only $283. We saved almost $200 ---- unbelievable but true.
Before dining out, I check the website of the restaurant we're going to for coupons. They usually offer a free appetizer and that helps to fill us up so we can order smaller meals. We have 3 kids and my 2 younger kids share a kids' meal since they can never eat a whole one themselves. I also like to order water -- that always cuts about $5 off the bill.
Remember -- if you donate clothes to Good Will/Salvation Army, it's a deductible dontation, so keep track.
PS: It might save her life, too.
I once had a landlord who, when his son was in high school, bought the son the kind of car he wished HE'D had as a teen - a fast, racy, brand-new muscle-car. Then one day, with a bunch of friends in the car, he was showing off, going too fast in it (as people in muscle cars have a tendency to want to do), and wrapped it around a telephone pole.
Incredibly, all survived with only minor to moderate injuries. The car was totalled, as was the telephone pole.
Not only did the kid learn his lesson, the dad did, too. No more car. If the son wanted one, he had to get a job and buy his own. The kid spent the rest of his high-school career car-less. He bought a used bike, and rode it a lot. But they lived up in the hills where there were big fancy houses, but no bus service, so he had to rely on friends all the time. If he went on a date, he had to take the bus or go with friends.
When he finally had the money for a car (roughly his 2nd semester in junior college), the one he bought was old and beat up, but he treated it like it was an expensive new car, and from what I hear, hasn't had so much as a parking ticket since.
Ways we save
My husband has a 401K plan and we also have mutual funds. I had a very large retirement plan with my previous employer that we rolled over and invested. We're definitely not touching any of it, but it's nice to know if we got into a huge bind we'd have the money available.
Maybe Jacob will save Locke.
n/m
Mighty Mouse - Here I come to Save the Day!!
SAVE ON HEATING BILL!
A friend told me about these and my husband brought an article home today. They are Heat Surge Fireless Flame miracle heaters produced by the Amish. I will try to attach the link to the web site so you can check them out....don't panic at the price! You can order the mantle right now for $298 and get a FREE heater (normally around $600 together) The mantle (which goes around the heater) is solid wood. Right now you can order 2 per household. Click on the link that says "do not have claim code" to see where in the country you are and get the phone#. You only have 48 hours to order, and mine started yesterday.
I sure hope he wanted me to order one, cuz I did!! We already have a wood stove but this will help me not have to get up to put wood in it all night long to keep it going since I have not turned on my house heater in 3 years and refuse to!!!!
This is a great idea - save your hearing
for work. (The electric ones are much quieter).
Since you have a slope, it matters whether it's rear-wheel drive or front-wheel drive. One of them will give you trouble, but I can't remember which. Salesman told DH.
Oh, Lord, save me from your Christian followers.
x
I think she is hoping to help save his political career so (sm)
she tries to appear supportive - for future money for herself probably. To keep him from going completely down the tubes so he can support his children. Won't work in this case I'm sure though. But it also could be that they feel sorry for the guy...I mean not only does he have to deal with his betrayed wife, he has to face the entire country and lose his career. He's probably near suicidal. I would probably have to feel sorry for my husband if he were in those circumstances, just a a basic human compassion.
This is the smart way to save - it is called "paying yourself first" and sm
is endorsed by Suzy Orman, Dave Ramsey and other financial planners. If you save it b/f you see it, you're much more likely to leave it alone.
Personally I've been debt-free (including my home) for 7 years and have never felt better. I don't understand people who have the urge to buy things they do not need (like the poster who said they had jackets coming from QVC today - why?).
This makes me want to have more babies and save their stem cells. sm
But, I'm confused. Is America not doing any stem cell transplants? Is that why she had to go to China? I wonder how credible this story really is. I have family in the Joplin area. I hate to be a skeptic, but I really wonder if this is true.
Please read "The Gift of Fear" by Gavin DeBecker. It can save your life. NM
x
Go for it and just change jewlery, purses, and shoes, or even just jewlery. Gotta save a buck! nm
s
Set my budget a year in advance, save all year and
nm
You are right on the money here...
What great advice!!! I too did a lot of what you have listed in your post. It worked!!! When rules/expectations are in black and white, it's pretty hard to argue about it...
My 2 teens do their own laundry, clean the kitchen after supper, clean their bathroom, and now that they both work, buy the majority of their "things."
The key, I believe, is responsibility. Kids thrive with responsibility. They may moan and groan about it, but in reality, they thrive with rules and responsibility. Good luck!!!
She is right on the money about that - sm
As I said in my post above. The discipline at our former (private) school was a joke. Luckily the majority of the kids at this school are good kids, but there are a few bad apples that would never be allowed to get away with what is tolerated at this school. The nutcase (or strangler) in my daughter's former class at the private school would have been expelled by now from a public school. Amazing what they will put up with for $6K a year and an alumni mother. Oh, and of course they have no type of a counselor or psychiatrist at the private school, no nurse even. They had a real cow when Jenny was in chemo and dealing with that. But that is another story.
Money.
Money or a gift certificate to whatever craft store they shop at when they get supplies for the kids. You can also donate money to the teachers "account" at school and it's tax deductible.
Where to put my money
I am selling my house and moving overseas. I will have between 250,000 and 275,000 after agent fees and loan pay off. I want to take about 50,000 and put in a money market account attached to my checking and savings accounts for easy access for things as I need them and for unforeseen expenses.
I don't know how best to use the other approximately $200,000. I will not have a job. My only income right now will be about $1150 a month from my rental property. I would like to invest my other $200,000 and live on the interest combined with my rental income. What is the best return I am looking at?
Of course I know I need to talk to my accountant and maybe hire a financial adviser but I'd like to hear some thoughts and get some direction so I can research it a bit myself.
5% for a money market is okay but is there a better way to structure this? In a couple of years I may want to use this $200,000 to purchase a home or business so it can't be away for good but 3-5 years is okay.
I keep getting told about going offshore because I won't have to pay taxes on the interest and with internet banking it is easy to transfer funds and make payments.
Of course you can tell I am a novice but I would like to start researching my best options. Any advice?
Money - Should I be mad or not?
Suppose you had a friend who was very nice all the time, to everyone, can't stand to hear anyone say an unkind word about anyone. Suppose this friend had come crying to you several times over a period of a couple of months with financial difficulties, and rather than loan them the money (which would prolong the difficulty in my opinion), you just gave it to them to help them get caught up. It was a necessity and children involved, etc.. So you helped them....anyway...
What if after that, it became a regular monthly, and sometimes semi-monthly event, where there was some major issue of why this person needs money, you figured they must really be having a hard time, felt sorry for the children, and helped a couple more times.
It is my feeling that when you give someone something, it is theirs, so you shouldn't even ask what they did with it. But suppose now you find out that they have purchased something fairly expensive ($400) that is a completely unnecessary luxury item (game), that they had to have purchased during the timeframe you were helping them, and mentioned some other things they have been doing recently - things that you yourself can't even afford to do!! Would you feel you had a right to be upset or would you just say to yourself that they have a right to have a life and once they had money, to spend it how they want? This happened to me recently, and while I have decided not to give them any more money, I am not sure if I should be angry or not?
Boy, that's a lot of money. I think about that old man in WV? who won
xx
Well, let me see, about money
I have been given money beyond my wildest dreams, from money I got after being outsourced 6 years from a previous employer, over 100,000 (where did it come from?, got retirement when I left there to money given to me by family member and then after this person's death, sold property left to me by them, sold a property I had before this one- the main thing though and I have said this time and time again- I try my best to help others out, choose either animals or people, whatever touches my heart. This Christmas picked some people out from Craigs List and did things for them. I do not do to get because my heart is just like that but things are always coming to me. My mother told me as a child I was like this, giving and I really believe it just comes back- Karma.
Money...
First of all, I can't understand why you would give him money...secondly, he probably is getting it from another woman. Guess you should just deal with it, it's really not any of your business where the money's coming from...are you engaged or otherwise committed to one another?
Boy, do I need the money
I might not receive it as I made just under $3000.00. The rest of my income was around $11000.00 from SSD. I had two major surgeries last year, and being an IC, have no benefits.
Now, if people in my income level don't need the refund more than the upper limit that was set, I don't know who does! Why in the world they would need it is ridiculous. I can definitely use it for bills, or better yet....FOOD!!
The money came from
my father- I was his only next of kin- no siblings living on my side or father's side, his wife not living. My son and his family had already received close to $100,000 from my father earlier.
you had money for that
the possibility of being on welfare? seems to me welfare wouldn't even have been a possibility if you had money for her college tuition plus. probably could have dropped a job or two. ?
See when it comes to having money around
I usually don’t have, don’t keep as much as $5.00 in the house but when I take her home and pay her, usually stop at the bank to use ATM so no money could be taken from the house. I think if you needed items such as the ones I listed (hubs said also has been missing laundry powders and things like cleaning solutions- he notices these things much more than I do (1 time had told me he had missing herbs he had bought- did not have to worry about me using as I do not cook). I hate to think about losing the help but then again cannot stand the fact of her stealing- by the way, the panties so new might have still had tags on them??
Where is all the money going
money
Has anybody ever heard of a Transcriptionist winning the lotto? thought not...lol, and if you did, I bet she didn't keep on working! 
He kept his $10 and only used her money for gas.
x
We can get you MONEY
The injury lawyers always say that phrase and I hate it!
It's my money and I want it NOW!
x
Of course they are...where's the money in
finding a cure for ANY ailment or disease? Wouldn't you think with all of the fantastic doctors and scientists this country has, the numerous telethons, fund raisers, charitable contributions, endowments, etc, that one cure for one disease would be found? Healthcare is the one industry that will probably never face a downturn, let alone financial crisis. Baby boomers = ailments and disease, ailments and disease = money; any wonder drug dries all that money up. I sometimes type people who are on 10, 20, 30 medications...what a racket.
money
I can agree completely. Robbing Peter to pay Paul. Just stinks all around.
I would bet a lot of money
you did not read a single link that I posted. Not a single one.
Now your posts have degenerated even below jeering; you're going for personal attacks on my family. About whom you know absolutely nothing. As if that will somehow bolster your case.
It's pathetic, really.
Got money?
Golf courses, so I have heard.
Right-e-o -- all they want is more money.
nm
money woes
Here is the real question: Does your husband work just as hard as you, but doesn't make as much, or is he a freeloader?
If he works as hard as you, I think it's a terrible idea to put your money into another account. You need to be a team and if you can't be a team on this matter, you won't stay together. If you're still in love with each other, you can make this work. You should be doing the bills together, so he can see how much is left and why you can't afford the things he is buying. Men are selfish creatures and they can be dumb, too. Don't assume he understands exactly how you feel. Tell him you are feeling taken advantage of.
If he is a freeloader, well, I don't know what to say except that most likely he will always be one. Do you want to live this way forever?
Have you heard of Dave Ramsey? He is very wise regarding money and has a lot to teach couples. daveramsey.com
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