New Hampshire - yes, must disclose
Posted By: MQQA2 on 2009-05-14
In Reply to: Question re: disclosure of a suicide... - nola
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Actually, she should disclose
the diagnosis to the underwriter, even if she no longer carries the diagnosis at the time of the application or the interview. To not disclose it would put her at risk for them using an undisclosed medical condition to drop her coverage in the event she would have a major claim that might trigger a full review.
That said, your best bet is probably diet and exercise followed by repeat labs.
I think it is true that the seller has to disclose this
fact.
This way the buyer can decide if he still wants to buy and live in this house.
Assume he buys the house, then neighbors tell him the story. He might freak out and not want anymore to live in this house.
Some people are superstitious and believe even in ghosts or that this house may be haunted.
I think there is even a law in real estate that demands that the seller discloses all flaws of the house and does not keep anything hidden.
Honestly, I myself would not buy a house where somebody committed suicide or was murdered.
I remember when we bought a house, the agent even told us that the father of the owner had died in this house, a natural death, and he showed us exactly in what room and where.
I thought it was a strange disclosure, but it is obvious the law.
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