Never had any money, on account of....sm
Posted By: Ella (retired) on 2009-05-03
In Reply to: Hahahaha! You are really a witty lady... - poll
Though I made decent wages, I was divorced and had a daughter and later grandson to almost completely support for a great many years, all through her nursing school and college for her, because her father did nothing...but that's neither here nor there.
So if anything, I'm even a little better off now than before, LOL! As long as my loved ones are OK, I'm OK.
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How much money rasied for Katrina, how much money for the diasters due to the tidal waves and what?
Every single one of them have had some smoke around it with the money not getting to where it was supposed to go. I did not contribute, I hardly watched, was not caught up again as I have seen things like this before. They should give a all you can give benefit for Darfur where people are being massacared each and every day. Genocide going on there each and every day. I have not seen any benefits to help them out yet.
But her money is her money to spend as she pleases -
I don't understand how you can think it is wrong for her to spend whatever she wants to on whatever she buys. It is their personal money they spend. It is not like they are saying give me those shoes and add it to the taxpayer's bill.
And in all actuality, they are saying spend, spend, spend to get the economy going.
I am sorry, I am jealous that some people still have plenty of money to spend and I don't, but I don't expect those people to quit spending just because I had to.
Own account
Think about getting your own account to supplement this. They are out there. Got two this past month. They came to me -- no advertising. Tapes with pick up and delivery but good pay. Each account between 10,000 and 15,000 lines per month. Will be adding another local IC but because I do pick up and delivery I can only pay 8.5 cpl but it is gross 65 cpl. But that might help.
I do 400 LPH on my ER account
Love it!
Take into account where she is from.
She may have grown up in a place that had no blacks, or maybe her parents were racist; maybe all she learned FROM OTHERS for a very long time was a little skewed or backwards, and she has no idea she's not being PC.
I had an ex-BF who didn't know a single black person until he went to college, and he would say the weirdest things about blacks, not out of hatred or racism, but out of innocent ignorance to their life/background/culture.
In all honesty, the OP sounds a little simple in her language and view...or maybe it's just that she and I are from different cultures and we are both NORMAL.
Very easy for me- I have an account
with 1 of the major shopping channels, have my television in my work room, sometimes watching a particular show and get the number, call up the site and order. It really does not take that long and I still get 2000-3000 or over a day, no sweat.
I'm jealous, I wish I had such an account
as a secret one so I could sock away some extra $$ !!!
Can You Get Overdraft on your account
This has more than saved my life. It's well worth it just for piece of mind in case something should happen and you absoutely have to use your checking account and you're a little short. I hope that that one penny won't screw you up. That would stink. Maybe the bank would be forgiving.
Can you account for most of his time
when he is supposed to be either at work or home? I would be more upset if my husband were into a same sex situation than with a woman. Thinking he might be cheating (if into same sex) I definitely would not want to have sex with him, or really the other way either but especially same. You are much at risk if you do, better to not fiddle around. Thank the Lord I don’t have that crap now. I have gone through similar in my life and finally found a guy who I am 100% sure of - hard to find now days.
I just recently went out and got my own account sm
to avoid the arguments over money. He is not very happy about it, but I told him that after 18 years of being together I cannot have this argument any longer. My husband was a real mama's boy and he got whatever he wanted when he was a child (an ONLY child BTW). I came from a large family where I wore my brother's hand me downs and share clothes with my sisters. I have decided it is never going to change, but I needed to get that stress out of my life. I told him as long as you pay these bills, your leftover money is yours to do whatever it is you want to do. I am exhausted with this situation. I love my husband, the children adore him, so I am hoping this will help the stress in our marriage so we can stay together. I am sorry to stay this will only get worse. We don't even have a house, we rent an apartment for God's sake. He has no desire to even buy a house . . . I am going to try to qualify on my own. Wish my luck . . .
No checking account. sm
I have a prepaid debit card I have my pay deposited onto and then pay bills from that or get money orders. The only problem I have is if I get a check its hard to cash and I have to go to the issuing bank and they sometimes charge a fee to cash their own check. Like National City charges $10 to cash a check drawn on their bank if you don't have an account with them. 
I only have a savings account....sm
Better for me that way. I hate checking accounts. My husband and I have issues when I have a checking account because he thinks you can write a check and worry about covering it later. Not me.
Do you have a Paypal account?
Maybe a few of us could send you a couple of dollars to cover it.
I came home from Sunday school once with a chunk out of my hair but it was the work of some naughty little boy. 
But did you and your no account brother treat her
x
Seems most poeple are not taking into account
that this man beat her! He may have not hit her in the past four years but believe me, there is a good chance he will do it again. She is NOT in love with him so why stay with someone you have NO feelings for and do not desire sexually? Is therapy REALLY going to make her fall in love with this man again? Is he going to be HONEST with her....he hasn't been all these years; in fact, sounds as though he shows no emotion at all.
My question is - how do you stay with someone you do not love any longer no matter what unresolved issues there are. The only issue I would feel is that there is NO love - if there is NO love, I MOVE ON and did after 29 years.
Sounds like we work on the same account!
LOL
I get irate too, report after report about illegals and all the free crap they get, and doctors even giving them advice on how to get more freebies.
We had that happen with an old dial-up account
But there was no advanced warning or anything. One month our bill was what they said it would be and the next month it had doubled if not tripled. They told us it was because we were "unusually heavy users." I don't even remember what company it was, but we dropped them immediately.
My checking account is free too. I pay
most of my bills on line through them--no fee for that either. Whenever I need checks, I order them from one of those places you see in ads in the Sunday paper. They are cheaper and with paying online, I have not ordered any in probably 4 years.
I can use bill pay to pay to a specific account #
at any bank. Its free, too.
login to your account @paypal to see your history. SM
if there is no payment listed, then assume it did not go through.
or you could check with your credit card company...
file garnishment on bank account
so it hits his account the same day he deposits pay checks (usually Friday).
PayPal eCheck from my checking account
I know this has happened to somebody here before, I remember reading it. This morning I woke up and checked my checking account to see what little I had left before pay day this Friday. What I found was that somebody had taken $2420.00 from a PayPal eCheck, and now I am way in the negative. The bank says it takes three to five, possibly up to ten days to dispute and make the account right. That's just great. I have a direct deposit going in on Friday, and won't even be able to use that until who knows when.
What can be done, if anything, on my part? Is there someway to make PayPal responsible for making the dispute happen faster? I have no clue what to do and have absolutely no money until this dispute is over. It did take the whole ten days about six months ago when I got double charged for something, so I already know it won't happen before pay day. Maybe with this large sum of money they will expedite. I can hope!
Okay, back to work for me. Thanks.
First thing I did after reading this was check my account sm
All is well, thank goodness. How scary! I hope it all gets straightened out okay.
Hey Jan - You can also open a free account with photobucket.com
You can upload any pictures to that and then change the size. After that you can copy it onto the avatar secton here.
Hugs sue-ellen
My husband opened up a new Ameritrade account
so far, so good. We only put in $2000. He basically wanted some play money and wanted to give it a try. We do day trading and he's actually making a little bit. He tends to watch the companies that are closing to merging and makes a play for them. You can find out ahead of time what companies are planning mergers, when they expect to close, and how much they agreed on for the selling price per share. So far, he's done 2 of these and made out okay, but he's pretty conservative in how much he buys.
Closing an account affects your score because
if you carry balances on other cards, by closing an account you instantly increase the percentage of available credit that you are using. An assessement of the percentage of use is a significant element in your credit score.
If you have other cards with high limits and low or no balances, closing an account will have only a small, probably temporary, effect, unless you are closing the account with the longest history. As another poster mentioned, length of credit history is another significant element of your credit score.
If you have high balances on other cards, leaving open an unused account will make those balances a lower percentage of your available credit, which can boost your credit score. However, in that case, paying down the balances will have a much larger positive effect on your score.
Hate making a mistake on my checking account!
I typically write only 1 check a month (for my rent/water) and everything else is paid online or with my ATM/Visa card. I checked my balance this morning and thought, yeh! I can go get a latte! So off I went, spent $3.57 on a coffee and on the way home remembered something -- I wrote a check last week to the DMV for this year's registration/tag and I wasn't sure if it had cleared my bank. Got home, checked my balance and guess what? The outstanding check has NOT cleared and now the balance in my checking account is 1 penny short of clearing that check! Too late to go put in a couple of dollars for it to be posted tonight in case the check comes through 
Y'all keep your fingers crossed with me that the check won't come through tonight, or if it does my bank will be forgiving and not charge me $35 to cover that extra penny I'm short on  That would be some expensive latte!!!
If you have a Netflix account, you can watch online for free.
The membership is fairly cheap. My husband and I have one and watch movies online on their site all the time.
Where did you get the account of it from? The child with perception issues? Or another adult?
oooo
Change your bank account on file with Vonage Right NOW!
nm
Transfer your banking business to a free checking account
Washington Mutual Compass Bank, and many others offer completely free checking accounts. There’s no reason you should be paying maintenance and annual fees for a checking account.
Why does closing a credit card account negatively affect your credit report
Especially when I never use it anyway, and really never wanted it?
With all the bank rearranging going on in the past few months, one of my accounts was tranferred to Bank of America. I was sent new cards and a new agreement, new interest rate etc...
So I called them up and cancelled but before they did, I had to listen to a spiel about how this would negatively affect my credit report.
Huh?? Why is that?
If you are set on closing, do not close the old ones, close a newer account first.
Your credit is based on a mix of things like history, types of accounts, mix of credit (revolving vs installment), usage/utilization of credit available, and payment history. Where closing could hurt your score is the part of the score that averages history of accounts/length of credit. If you decide to close, close out a newer account first.
The best way to protect from ID theft as far as credit is to freeze your credit reports. It's around $10 per agency to freeze them. Each credit reporting agency tries to sell your their own monitoring plan when you get to the how to freeze information, so make
sure you are freezing it.
You can't freeze it over the net they each require a letter by registered mail. It takes about 1 month to freeze it.
Right now you can place a fraud alert on your reports for free. The credit *should* not extend credit or do a credit line increase without calling the phone # on your credit report first. You only need to do it at one credit reporting agency and the other ones will be notfied. The number for equifax fraud alert 1-888-766-0008. It's automated.
If you are concerned about ID theft try one of the monitoring plans. I've tried a few of them and Equifax has the best one. Their Score Watch is great, you set the limits to be notified and any change they send an email literaly the next day. I used it after I discovered ID theft. It might be a waste of money for you. I would place the fraud alerts, then the freeze, and check your reports 2x per year.
I've had ID theft as far as my name/social but what concerns me more than credit ID theft is bank account theft. I don't know how we can fight that. It seems like consumers get the raw end of the deal as far rights when deposit accounts are stolen.
You are right on the money here...
What great advice!!! I too did a lot of what you have listed in your post. It worked!!! When rules/expectations are in black and white, it's pretty hard to argue about it...
My 2 teens do their own laundry, clean the kitchen after supper, clean their bathroom, and now that they both work, buy the majority of their "things."
The key, I believe, is responsibility. Kids thrive with responsibility. They may moan and groan about it, but in reality, they thrive with rules and responsibility. Good luck!!!
She is right on the money about that - sm
As I said in my post above. The discipline at our former (private) school was a joke. Luckily the majority of the kids at this school are good kids, but there are a few bad apples that would never be allowed to get away with what is tolerated at this school. The nutcase (or strangler) in my daughter's former class at the private school would have been expelled by now from a public school. Amazing what they will put up with for $6K a year and an alumni mother. Oh, and of course they have no type of a counselor or psychiatrist at the private school, no nurse even. They had a real cow when Jenny was in chemo and dealing with that. But that is another story.
Money.
Money or a gift certificate to whatever craft store they shop at when they get supplies for the kids. You can also donate money to the teachers "account" at school and it's tax deductible.
Where to put my money
I am selling my house and moving overseas. I will have between 250,000 and 275,000 after agent fees and loan pay off. I want to take about 50,000 and put in a money market account attached to my checking and savings accounts for easy access for things as I need them and for unforeseen expenses.
I don't know how best to use the other approximately $200,000. I will not have a job. My only income right now will be about $1150 a month from my rental property. I would like to invest my other $200,000 and live on the interest combined with my rental income. What is the best return I am looking at?
Of course I know I need to talk to my accountant and maybe hire a financial adviser but I'd like to hear some thoughts and get some direction so I can research it a bit myself.
5% for a money market is okay but is there a better way to structure this? In a couple of years I may want to use this $200,000 to purchase a home or business so it can't be away for good but 3-5 years is okay.
I keep getting told about going offshore because I won't have to pay taxes on the interest and with internet banking it is easy to transfer funds and make payments.
Of course you can tell I am a novice but I would like to start researching my best options. Any advice?
Money - Should I be mad or not?
Suppose you had a friend who was very nice all the time, to everyone, can't stand to hear anyone say an unkind word about anyone. Suppose this friend had come crying to you several times over a period of a couple of months with financial difficulties, and rather than loan them the money (which would prolong the difficulty in my opinion), you just gave it to them to help them get caught up. It was a necessity and children involved, etc.. So you helped them....anyway...
What if after that, it became a regular monthly, and sometimes semi-monthly event, where there was some major issue of why this person needs money, you figured they must really be having a hard time, felt sorry for the children, and helped a couple more times.
It is my feeling that when you give someone something, it is theirs, so you shouldn't even ask what they did with it. But suppose now you find out that they have purchased something fairly expensive ($400) that is a completely unnecessary luxury item (game), that they had to have purchased during the timeframe you were helping them, and mentioned some other things they have been doing recently - things that you yourself can't even afford to do!! Would you feel you had a right to be upset or would you just say to yourself that they have a right to have a life and once they had money, to spend it how they want? This happened to me recently, and while I have decided not to give them any more money, I am not sure if I should be angry or not?
Boy, that's a lot of money. I think about that old man in WV? who won
xx
Well, let me see, about money
I have been given money beyond my wildest dreams, from money I got after being outsourced 6 years from a previous employer, over 100,000 (where did it come from?, got retirement when I left there to money given to me by family member and then after this person's death, sold property left to me by them, sold a property I had before this one- the main thing though and I have said this time and time again- I try my best to help others out, choose either animals or people, whatever touches my heart. This Christmas picked some people out from Craigs List and did things for them. I do not do to get because my heart is just like that but things are always coming to me. My mother told me as a child I was like this, giving and I really believe it just comes back- Karma.
Money...
First of all, I can't understand why you would give him money...secondly, he probably is getting it from another woman. Guess you should just deal with it, it's really not any of your business where the money's coming from...are you engaged or otherwise committed to one another?
Boy, do I need the money
I might not receive it as I made just under $3000.00. The rest of my income was around $11000.00 from SSD. I had two major surgeries last year, and being an IC, have no benefits.
Now, if people in my income level don't need the refund more than the upper limit that was set, I don't know who does! Why in the world they would need it is ridiculous. I can definitely use it for bills, or better yet....FOOD!!
The money came from
my father- I was his only next of kin- no siblings living on my side or father's side, his wife not living. My son and his family had already received close to $100,000 from my father earlier.
you had money for that
the possibility of being on welfare? seems to me welfare wouldn't even have been a possibility if you had money for her college tuition plus. probably could have dropped a job or two. ?
See when it comes to having money around
I usually don’t have, don’t keep as much as $5.00 in the house but when I take her home and pay her, usually stop at the bank to use ATM so no money could be taken from the house. I think if you needed items such as the ones I listed (hubs said also has been missing laundry powders and things like cleaning solutions- he notices these things much more than I do (1 time had told me he had missing herbs he had bought- did not have to worry about me using as I do not cook). I hate to think about losing the help but then again cannot stand the fact of her stealing- by the way, the panties so new might have still had tags on them??
Where is all the money going
money
Has anybody ever heard of a Transcriptionist winning the lotto? thought not...lol, and if you did, I bet she didn't keep on working! 
He kept his $10 and only used her money for gas.
x
We can get you MONEY
The injury lawyers always say that phrase and I hate it!
It's my money and I want it NOW!
x
Of course they are...where's the money in
finding a cure for ANY ailment or disease? Wouldn't you think with all of the fantastic doctors and scientists this country has, the numerous telethons, fund raisers, charitable contributions, endowments, etc, that one cure for one disease would be found? Healthcare is the one industry that will probably never face a downturn, let alone financial crisis. Baby boomers = ailments and disease, ailments and disease = money; any wonder drug dries all that money up. I sometimes type people who are on 10, 20, 30 medications...what a racket.
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