My best way to save -- my mom and I share
Posted By: shopaholic on 2008-10-21
In Reply to: Frugal ideas - Siren
the "club card" for our local grocery store (we only have 1 in our little town). We accumulate the points together and usually qualify for the higher percentage off when it's time to cash in (20% off 1 bill rather than 5%). Then we pick a day we can go together and ring our order up together. Of course we use our coupons, too. We just went 2 weeks ago and qualified for 15% off our total bill. Before coupons/discounts, our total grocery bill was $550 but after our discounts, it was only $283. We saved almost $200 ---- unbelievable but true.
Before dining out, I check the website of the restaurant we're going to for coupons. They usually offer a free appetizer and that helps to fill us up so we can order smaller meals. We have 3 kids and my 2 younger kids share a kids' meal since they can never eat a whole one themselves. I also like to order water -- that always cuts about $5 off the bill.
Remember -- if you donate clothes to Good Will/Salvation Army, it's a deductible dontation, so keep track.
Complete Discussion Below:  marks the location of current message within thread
- Frugal ideas - Siren
- My best way to save -- my mom and I share - shopaholic
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
Save the Cheerleader...Save the World...
l
Any to think they can save us also-
There was a rescue dog who had the boy scout's scent and sniffed him out today. That dog is really in his prime now, smiling for all the cameras. So happy - see how they can turn out to be out bestest friends!!
It actually does save me a lot - sm
I make enough to almost fill two five gallon buckets and those two buckets will last me about 6 months.
House full of teens, one of them who is very sensitive to a lot of perfumes in different detergents.
My own home made laundry soap seems to get the clothes a lot cleaner too.
It took awhile to get used to not seeing the soapy suds as you do with other laundry soap tho.
how do you save
I know that it sounds like a stupid question, duh, don't spend it. But how do you get over feeling sorry for yourself when you have plenty of money, but you tell yourself no, or you dole small treats out to yourself, but it make you feel worse because you did not stick to your goal? I am chasing my tail!
another great way to save
The extra money towards the principal is a great thing to do, especially when planning on being in the same home for a long time. Some companies also offer a program where payments are made bi-monthly, with the first one being made two weeks ahead of the due date, which also winds up with a lot of interest savings over time.
No way would that save me money --
we'd end up divorced and that's more expensive than a haircut!! LOL!!!
PS: It might save her life, too.
I once had a landlord who, when his son was in high school, bought the son the kind of car he wished HE'D had as a teen - a fast, racy, brand-new muscle-car. Then one day, with a bunch of friends in the car, he was showing off, going too fast in it (as people in muscle cars have a tendency to want to do), and wrapped it around a telephone pole.
Incredibly, all survived with only minor to moderate injuries. The car was totalled, as was the telephone pole.
Not only did the kid learn his lesson, the dad did, too. No more car. If the son wanted one, he had to get a job and buy his own. The kid spent the rest of his high-school career car-less. He bought a used bike, and rode it a lot. But they lived up in the hills where there were big fancy houses, but no bus service, so he had to rely on friends all the time. If he went on a date, he had to take the bus or go with friends.
When he finally had the money for a car (roughly his 2nd semester in junior college), the one he bought was old and beat up, but he treated it like it was an expensive new car, and from what I hear, hasn't had so much as a parking ticket since.
Ways we save
My husband has a 401K plan and we also have mutual funds. I had a very large retirement plan with my previous employer that we rolled over and invested. We're definitely not touching any of it, but it's nice to know if we got into a huge bind we'd have the money available.
let me save you some money
You are so smart and brave, and it is just amazing that at this point in your life you would strike out on your own with two children. You are amazing. You are right though about the boy. It is going to take every ounce of strength you have to keep him in line......so he doesn't turn out like his dad.......
Maybe Jacob will save Locke.
n/m
Suggestion - save your money (sm)
Unless you need the Tylenol for pain, the only other ingredient in TPM is diphenhydramine for the sleep part. You can either use Benadryl or the generic - costs a lot less, same ingredient.
Mighty Mouse - Here I come to Save the Day!!
SAVE ON HEATING BILL!
A friend told me about these and my husband brought an article home today. They are Heat Surge Fireless Flame miracle heaters produced by the Amish. I will try to attach the link to the web site so you can check them out....don't panic at the price! You can order the mantle right now for $298 and get a FREE heater (normally around $600 together) The mantle (which goes around the heater) is solid wood. Right now you can order 2 per household. Click on the link that says "do not have claim code" to see where in the country you are and get the phone#. You only have 48 hours to order, and mine started yesterday.
I sure hope he wanted me to order one, cuz I did!! We already have a wood stove but this will help me not have to get up to put wood in it all night long to keep it going since I have not turned on my house heater in 3 years and refuse to!!!!
Been tempted to just to save the money- sm
but I use it to unwind at night before I go to bed. I just limit their TV time, hour in the morning, then 1-2 hours at night after dinner, off during the day. I do plan on giving them spelling lists over the summer as for some freaky reason my one daughter (5th) grade really did no spelling this year, about 2 months and that was a joke, they would give them 3 written words on a test and have them pick the one which was spelled right. Luckily she is an excellent speller and it really has not effected her but going to reinforce her skills over the summer. She loves to write so have suggested to her that she started making a collection of short stories, she started a couple days ago on her first one. Basically just going to have them play outside as much as possible and limit the TV, computer and video game time...that way they don't become slugs and get fat. Just need to figure out how I am going to deal with work as I have more now than I did last year, guess it is time to get up early though I like to sleep in in the summer, the price we pay to stay home!
This is a great idea - save your hearing
for work. (The electric ones are much quieter).
Since you have a slope, it matters whether it's rear-wheel drive or front-wheel drive. One of them will give you trouble, but I can't remember which. Salesman told DH.
Oh, Lord, save me from your Christian followers.
x
I'd tell him to save HIS money for a divorce lawyer sm
He seems kind of rude to me. No way my hubby would dictate to me like that. He knows I would show him the door
Save your money, other ways better spent
NM
I think she is hoping to help save his political career so (sm)
she tries to appear supportive - for future money for herself probably. To keep him from going completely down the tubes so he can support his children. Won't work in this case I'm sure though. But it also could be that they feel sorry for the guy...I mean not only does he have to deal with his betrayed wife, he has to face the entire country and lose his career. He's probably near suicidal. I would probably have to feel sorry for my husband if he were in those circumstances, just a a basic human compassion.
I use rechargable batteries and save a lot of money.
x
This is the smart way to save - it is called "paying yourself first" and sm
is endorsed by Suzy Orman, Dave Ramsey and other financial planners. If you save it b/f you see it, you're much more likely to leave it alone.
Personally I've been debt-free (including my home) for 7 years and have never felt better. I don't understand people who have the urge to buy things they do not need (like the poster who said they had jackets coming from QVC today - why?).
This makes me want to have more babies and save their stem cells. sm
But, I'm confused. Is America not doing any stem cell transplants? Is that why she had to go to China? I wonder how credible this story really is. I have family in the Joplin area. I hate to be a skeptic, but I really wonder if this is true.
Save your money - just buy generic Benadryl (same ingredient) unless you have pain.
nm
Please read "The Gift of Fear" by Gavin DeBecker. It can save your life. NM
x
Go for it and just change jewlery, purses, and shoes, or even just jewlery. Gotta save a buck! nm
s
Would like to share
I'm a Christian... by Maya Angelou
When I say... I am a Christian, I'm not shouting, I'm clean livin'. I'm whispering, I was lost, Now I'm found and forgiven.
When I say... I'm a Christian, I don't speak of this with pride. I'm confessing that I stumble, and need Christ to be my guide.
When I say...I'm a Christian, I'm not trying to be strong. I'm professing that I'm weak, and need His strength to carry on.
When I say... I'm a Christian, I'm not bragging of success. I'm admitting I have failed, and need God to clean up my mess.
When I say... I'm a Christian, I'm not claiming to be perfect. My flaws are far too visible, but God believes I am worth it.
When I say... I'm a Christian, I still feel the sting of pain. I have my share of heartaches, so I call upon His name.
When I say... I'm a Christian, I'm not holier than thou. I'm just a simple sinner who recieved God's good grace somehow.
Had to share
Okay, actual statement made by my doc tonight. Sometimes, the funniest are the most simple:
The patient could hardly stand up after I got through doing a rectal exam.
No wonder I love this job!!!!
We share the same b-day. :) NM
NM
Just have to share.
I bought a bottle of the electrolyte enhanced water yesterday. I cannot even tell you how much better I feel. I will buy a case tomorrow.
Want to share a pic.
My sister passed away in Nov. She loved the beach so we waited until this summer to spread her ashes there. My sister and I dug a heart in the sand and filled that empty void with her ashes and covered it with green colored popouri, her favorite color and put down candles and then the waves came up and washed the ashes back out to sea. In this picture, hope it shows, (if it does not someone tell me how to get it to show) my sister was taking picture and I leaned down to pick up a trash tie that had washed up there and the shadow looked like the hand was reaching out of the ashes to touch my hand. Freaked my little sister out. Was like a sign but it brought some humor to the situation.
You are right about some PAs so I have to share this with you
My brother used to be a PA and just graduated from medical school this past May. The biggest complaint he got from the higher up was that he spent too much time with the patients. He worked in the ER and was told to treat and street. LOL
can you share
the name with us? Thanks!
Please share!
I figured David was definitely going. Victor will make sure of that. I agree on Skye - he had too much to lose with her. I just wonder if he found out about the connection between Skye and Adam which would mean Adam will be in trouble too. I noticed yesterday it looks like Heather might be getting mixed up in this whole thing with Walter. She's too curious. I have missed a lot the past month or so though.
No, what is this about? Please share!
xx
would you share how you do it?
we have some butternut we grew this summer and decided just tonight we'd use some as a side dish for our big dinner...would appreciate any suggestions. Doesn't need to be fancy!
Well -- I'd probably share it
Man A must be pretty decent to have understood the importance of being to work on time, so I'd probably share it. Of course, if he looked like trailer trash who would only blow it on booze and cigs, I might reconsider that.
Had to share this pic
Now who says all pitbulls are vicious?. Some might be, but this one certainly isn't. This is a my male pitbull, CJ, whose heart is full of nothing but love.
No. I share this earth with you unfortunately..sm
reality is what we make it. This is NOT MY reality..only yours.
share this with your people
nm
Take your share of the equity and go (sm)
Not trying to be harsh here, but if you want to lose weight and become better organized, that's for YOU to decide. I have struggled with my weight always, now am the highest weight I ever have been. I am not an organized person, never have been, never will be. Luckily, DH doesn't seem to mind any of this. If I had to struggle constantly to try to be something I wasn't, I'd be a basket case. It's not worth the effort. You decide how to want to be, NOT him. Good luck.
Take your share and go?? - Why doesnt he take his
I feel if someone makes you feel appreciated and loved, then you should want to be your best for them. If you are doing you best, then he has the problem and needs to lighten up or get gone.
If you really could try harder (being organized and being a healthy weight)and want to do that, then do it. (I am overweight, so this is not the advice of a person with a perfect body and I am also not organized!) You may be surprised how much better you feel about yourself and with all that new self-esteem, well just saying he better be on his toes and treat you good.
Just wanted to share...sm
I worked at a physical rehab center for 5 years. As another poster stated, the amount of improvement depends on a lot of things. However, I saw people leave or return for appts with no noticeable residual, others who still had deficits but were independent. Those who were permanently impaired learned to adapt. There are some really cool gadgets out there! One thing I learned from working at the rehab center was determination really *can* pay off. It was inspiring working there.
IF your dad needs extensive therapy, the hardest part for YOU may be keeping him motivated. So, best of luck to your dad, you and the family. Let us know how things are going.
Wanted to share
My friend who is the companion to Sophia who I pictured in lower thread just made this video, she is an amateur, it brought tears to my eyes. She rescued Sophia from the woods behind her apartment building. She and others just got through rescuing another backyard chow too, she will be beautiful one day like Sophia too. Enjoy!
I think he more than got his share of the money
How many grandchildren (other than the Hiltons maybe) get such a big amount from their gparents? I asked for a bowl and a crystal doorknob that belonged to my grandmother after her death, no money from any of my gparents. I was glad when they were given the money they got, did not work the other way around. As far as doing wrong by them, I think I had to work too much when they were growing up. I had a choice, working or being on the streets and I guess that was wrong but I always wanted more than to just be on welfare so I worked and worked a lot to see they had a home and not starve, guess I was wrong in working so much.
Yes, I will gladly pay my share of
taxes (as always) if you will quit throwing money down the toilet for your increased healthcare costs. You aren't doing us any favors. Quit lying to yourself - you lose even more than we do since you are throwing away your health for short-term comfort. Selfish, selfish, selfish.
Share a meal when you’re out to eat
Have you seen the portions that chain restaurants are serving up lately? There’s no secret why our society is so overweight. You’ll save your heart and your wallet by sharing a meal with your significant other. If you’re one of those people that feels bad doing it, make yourself feel better by tipping 25% to the server.
Share your recipe??
Funny - I've just recently gotten back into salsa (bad single days experience involving too much drinking and that was over 14 years ago!) Anyways, hubby loves salsa also and I would love to surprise him and make some homemade! TIA
Please share your proof
of life after death with us. I am very interested and quite sure everyone else will be also.
Yes I am sad to say I share the same experiences.
I am also 37 and post tubal x6 years. I am in the perimenopause state already. I don't know what is worse...
Anyway, I had a scare like that about 4 months ago. I really hate that. I have a friend here in town who is in about the same boat, only she discovered that she really is pregnant and fortunately she will carry a normal pregnancy. She is NOT too happy about it though. I must say I can understand. Her kids, like mine, are all teenagers now and almost out of high school. Now she gets to start all over again.
I did own a time share but
mine was bought down in Mexico. At the time I was told "nothing else owed on it" period end of sentence. Well, my debit card started getting debited X amount of dollars so often. I paid that off, closed out that card, opened up a new card and no more problems there. But, my aunt was getting calls from a collection agency because her last name matched up same name (not the first name, mind you) and trying to get her to pay a cell phone bill - my aunt in her 80s never had a cell phone- but they were endless in trying to collect someone else's debt- as long as they can get someone to pay, they don’t care. I agree with the above about challenging to prove you owe it. Also, if I am correct a place cannot call you at your business- you work from home- your business right?
Why do you feel the need to share this?
We all have our pasts as teenagers, but it is not our responsibility to tell our kids all about it. If you have good experiences not involving alcohol/drugs, then talk to them about that. I smoked as a teen and my kids would fall out if they knew that, but they are grown and I see absolutely no reason to share that with them. What I have always told them is don't take up smoking..... they have seen enough lives lost from lung cancer.
Just because you did things you would now do differently doesn't mean they need to know it but it also does not mean you still don't have the responsibility to always encourage them not to have sex before marriage and not to do drugs/alcohol/cigarettes. I've seen too many parents say they did those things so what business do they have telling their kids not to. They have EVERY responsibility to say not to.....that is their job as a parent; parents who use their past as an excuse not to properly parent are just looking for excuses anyway.
If you think you should have made better decisions, then maybe share just that remark with them but you don't have to get into details.
I did tell my kids I tried one of my grandfather's very strong brand cigarettes one day (which I did) and I got so sick I must have turned green (which I did), but I didn't bother to also tell them later on I smoked as a teen.
Your only responsibility to them is to encourage them to NOT make bad decisions and to keep their noses clean so to speak, not share your negative experiences with them where sex/alcohol/drugs are involved.
|
