My bank has free on-line pay so I pay all
Posted By: see message. on 2008-05-14
In Reply to: Do any on you pay your bills online? - Gina
of them except 1 that I have to send in the paper account info on. I also like on-line paying because I can set up my payments in advance for the due date when the bills come in and don't forget to send something in.
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"I ran over your mother in line at the bank
That was a cute game!
Free shipping on tons of toys on line at Toys R Us. nm
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You're free to pray, but not free to discriminate
It's as simple as that.
I pay most through my bank
Most banks offer a bill payment option. I get to pick and choose when and what and how much. I love this option as I generally seem to forget to buy stamps! Out of all my household bills, only one is not paid online and it is simply dropped off.
Does anyone not use a bank?
I'm getting so sick of fees and am tired of trying to second guess my bank. Does anyone not use one or not have a checking account?
use a bank
I would recommend trying to find a credit union. They are more user friendly. I have been using one for over 15 years now and never looked back. There are Very few, if any fees and good service. Hope this helps.
bank
I have used a credit union for 31 years. If you can find a credit union in your area, it is the best way to go if you think you have to have a bank. I only have a savings account at a credit union so I can cash my check for free, but I still have to deposit some of it or they will charge me. Otherwise, Wal-Mart will cash your check for a fee and you can buy money orders for like 35 cents a piece at Wal-Mart. that works for me cuz I only have 6 bills, mortgage, gas, lights, water, car insurance, phone to pay. Or listen to financial guru's like Dave Ramsey and see what they have to say about it. Also there is checkfinder.com. They have some rules but may be the best way if you feel like you have to have a bank/checking account.
If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
You should have just cashed it at their bank - sm
I know in the past that a bank had to cash a check drawn on their bank; they may charge you $5 to do this if you do not have an account there (I have had that happen recently. Did that years ago when an ex-boyfriend owed me money, took me 2 months to beat $150 out of him; day I got the check from him I took it to his bank and cashed it to be on the safe side.) I have no idea what they do if the funds are not there, but was under the impression they had to cash it no matter what. But if you deposit it, and it bounces you will not see a dime of it and the bank will charge you a couple bucks for their inconvenience. The store will get slammed with a bounced check charge though. The bank should mail the check back to you if it does bounce though so you can re-deposit it at a later date hopefully when the funds are there; at least that is what mine would do when a former employers checks to me would bounce from time to time (and I would be charged $3 for it bouncing which stunk). If you deposited before 2 (sounds like you did not though) you will have the money tomorrow, if it was after 2 then it wil be there on Friday; check in the morning of whichever day is applicable and you will have your answer. Good luck.
I really do not resemble a bank so therefore
do not loan, give money away. The best way you can lose a friend or family members is when money gets involved. I, in your instance, would put distance between me and the other person, sounds like just using a good thing.
I said closing the bank...
…NM
Yes, and we have separate bank accounts ;)
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Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
Used to work in a bank, under some circumstances...
they will waive the fees, as another poster said, call them and explain the situation. I would do this occasionally after looking over the person' s account and taking a few things into consideration. Overdraft protection, as stated before, is a great idea too. I keep a $400 to $500 cushion in my account; as far as I am concerned, when I only have that much in there I consider it $0. BTW, how can you not know when DH gets paid? Is he on commission or something? Good luck, call the bank, they should be able to help you.
Also at my bank if you have direct deposit
of your paychecks you can get a direct deposit advance on your check and that does get posted to your account immediately. Has saved my butt more than once! LOL
If you are serious contact the seller/bank- sm
and make an offer. How low they will go depends on how long they have been trying to sell, what they have invested in it. IF the previous owners owed a lot on it, the bank will probably still want fair market value. Years ago I thought about buy the house next door to my parents (about 3500 sq ft with a huge 2 car garage and an old pool that either needed to be filled in or total destroyed and redone), I went through it with the relator. The house was about 30 years old then, the previous owners and their 6 kids had basically destroyed it, burned/scratched up hardwood floors, broken doors, windows, etc. the kitchen was original from 1964 as were the bathrooms, etc. It needed lots of work, a new roof, you name it, it needed it. The bank would not take less than $200K-- I was not willing to spend that kind of money on a house that needed at least $100K worth of work on it. They eventually got some sucker to pay it though; and boy did they spend some cash on it. Looks great now and work about $400K at least, but they probably spent that much to fix it and buy it. --- one note of caution when you buy a forecloser though, I believe previous owner has a year to reclaim the property-- if they show up with back payments in hand, etc. they can take the house back from you, improvements and all and you do not get a penny back. So be subtle in your home improvements or wait a year to do anything major.
New Bank Policy on Credit
I went to the bank today to apply for a new line of credit... they had this sign posted outside the door.
Check to see if your bank has any programs
Wachovia has a "way to save" account. Every time your use your debit card, they take $1 out of your checking account and put it in a savings account. We have been doing that for about a year now and have built up about $1500. It's nice because it's automatic and you don't even have to think about it.
I have 4 bank accts and pay no fees at all.
nm
he did not handle money at his last job with a bank.
Just because a person has bad credit, does not mean he's dishonest. He did not bounce checks. He did not live beyond his means. He got caught in a layoff. It's a huge stretch from being jobless to embezzlement for crying out loud. There are many jobs at a bank that do not have anything to do with money.
The way things are going with this economy, some of you might be in this situation. I'll be sure to thumb my nose at you when you start wondering what happened.
Is there a debit card available where a bank
?
How can he check bank accounts
I have my own accounts, that is right, mine, not his. He is not allowed to see my accounts. I have more than him and I do what I please with MY money. I made, received,and had before our marriage so literally it is mine.
file garnishment on bank account
so it hits his account the same day he deposits pay checks (usually Friday).
Lawsuit! How to find a company's bank?
Ok, this is it and hope you can help me. I purchased a dinette suit 04/01/2006. The company said 4-6 weeks before delivery. Paid $640.93. I never got my furniture. I called, got very few calls back from them and finally decided last July after asking for my money back to file a lawsuit. The company did not answer the first filing in 45 days and then had to put in for a default. Just went to court today finally and got a default. By the way, the company did not appear in court!! Now I can go for a garnishment of the company with this documentation but do not have a clue as to where I would find out which bank this company does business with. If anyone able to give me any insight on this, I would appreciate it. Thanks.
no, nobody knows but the bank, they will cover checks you wrote
nm
Either the bank or Military Surplus store.
There would be only two reasons for me to run away from my home. One reason would be voluntarily, as in winning the lottery--hence the bank. The other would also be voluntary but there would be retribution involved--hence the Military Surplus store.
Either online or by phone with bank card. sm
I can't even remember the last time I mailed a check to anyone.
I'll bet Bank of America isn't liking this
In a revealing example of what she says the average homeowner faces, a California Congresswoman spent more than two hours on the phone trying, without success, to find someone at the Bank of America who could help a struggling constituent modify his mortgage payments. ABC News "Nightline" cameras were rolling as Congresswoman Maxine Waters (D-Ca.) was repeatedly put on hold for long stretches, disconnected, transferred to extensions that did not work and ultimately switched to a recording which directed her to the bank's website.
"The average American trying to negotiate a loan modification will not be able to get it done," said Waters. "It will be impossible for them to get in touch with the right person, and even if they get in touch with a so-called counselor, they have a cookie cutter kind of direction that they go in."
Heard several weeks ago about bank scam
My husband received email the other day from Bank of America asking him to update his files, which of course includes social and the like. We had heard and funny because he does not even have an account there. I also received a call from a person who said she represented BOA wanting to know how I was enjoying my acct. Told them working, no time to talk.
Did you talk to a bank or mortgage company and see if you can get pre-approved? Seems
s
Talk to a local bank or credit union.
That is a HUGE downpayment and that will more than likely offset any bad juju as far as credit rating. You may be pleasantly surprised...we were and we also had crappy credit but because of the large downpayment, that worked in our favor and were able to get an incredible rate with a local bank. Above anything else, avoid those pieces of crap you see advertised on TV and on the computer. Nothing but predators that should be smacked upside their heads with a 2x4.
Change your bank account on file with Vonage Right NOW!
nm
Well, in a bank he would be handling money, so I think it's a legit reason to not hire. sm
To me, it makes perfect sense to not hire someone based on poor credit when that person would be working in an environment such as a bank, handling funds, etc. I see less reason to do so in other jobs, but in a bank, sure, it seems only logical to me. Sorry.
I would buy it on line
and have it shipped
I am not sure it is so out of line...
I am 30 years old and I shared a bus with high school kids in Kindergarten. We also got two weeks off at Christmas and one week off for spring break. I think that this is fairly common. Also, when I was in sixth grade, the school district began charging a "bus fee" and we had to buy a bus pass or our parents had to drive us to school. I think the fee was $150 per semester. We had minimum days every other Wednesday and teacher inservices once a month. This all seems normal to me, but I understand that different places work differently, but I would not find this so strange.
Along this same line...
With the unemployment rate at 10% where I live I am shocked at the people who DO have a job - poor service, bad attitude, just downright stupid people. If jobs are so hard to come by, why are these people being hired and how do they keep their jobs?
Crossing the line...
I don't think so. What age should we start teaching our children responsibility? I said she forgot her lunch ONCE...and she never forgot again. (Besides, she eats about 2 bites of it anyway, so it's not like she was starved that day. And she had morning and afternoon snack provided by the school.) I'm a tough mom, but I'm not about to neglect my children's basic needs.
Needing a coat in blizzard type weather...well, here again I'm sure we will differ on opinion. You go from the heated house to heated car, from the heated car to heated school building. (And I'm sure my child would be resouceful enough to find antoher coat/sweater/jacket that she might have around to wear.)
No, I do not forget things. I make lists to make sure I never walk out of the house without something I need. I do not have time to be running back and forth for something I forgot, our family has a very tight schedule and return trips home are not an option. If, for some reason I ever do forget something, I'm sure I'll survive and move on wih my day and life.
Our children are all straight A students (all 3 speak/read at least 3 languages, even the 4 yo.), they two older ones are honor society members, they all belong to competitive atheletic teams, and they are contributing members to our Temple and our community, so I think we have done pretty darn well them.
I dropped you a line by the way, and yes -sm
you can email if you'd like. Probably a lot of guys out there like ours.
We have a life line
We have a life line you can get through your local hospital probably. There is a "base" connected to the phone. She can wear a necklace or a pin. If she needs help, she pushes it and believe me you will hear it, it says, "help call in progress, help call in progress". Someone will pick up and ask if you guys need help. You can answer, no we have it now, or yes we need help. It is approximately 40.00 a month. This is also good when you want to go out and she has to be alone.
My DH glances at it now and then on-line - sm
but he does not troll the sites much, he certainly does not take care of any business while on the computer, though he does have video tapes I know he uses now and then on the rare times he is home alone. A friend of his gives him Playboys and Penthouse as well about 2 x a year (lives in another state and saves them for him), again he does not "use" them, but does look at them. I have never felt threatened by them, they are not physically with him, I am, all they are are 2D pictures. As for the lesbian thing, that is a fantasy I think just about every guy has, being with 2 girls/lesbians, you get the picture. They might fantasize about it but if the opp every came up I bet 95% would run, I know mine would. If your BF has lots of it though on his computer he may have a problem he won't admit to though. You can always ask him about it but be prepared for him to explode at what he will see as you snooping on his computer, which you appear to be guilty of. I never look on my DHs computer unless he asks me to check or do something on it and he stays away from mine as well. I presume you will have to talk to him about this and I hope it goes okay for you.
Because that it just the subject line..sm
you are supposed to use the message space for the entire message, not the subject line. duh.
line counts
POST MOVED TO COMPANY BOARD
I met my husband on-line...sm
We were matched through eHarmony.com. We were married last June and he's definitely my perfect match!
You know what, I just read on line that this is probably what is sm
going on. I can't believe I haven't caught on before that he is jealous. At least now I can find a solution to this problem.
I did talk to him about it again tonight in a very respectful and helpful manner and told him not to be embarrassed. He said he just likes to pretend to be a baby again....My husband isn't home right now, but when he returns later we will discuss this problem. Thanks!
Have you heard the line about how
you should take care of those things in the morning before you come to work? I've had to explain that not everybody's body works like clockwork. How convenient when it does!
When I was little I was appalled to hear that some people went every day. I wondered how in the world they could stand to have all that pain and spend 30 minutes in the bathroom every day. I had no idea that normal people didn't take that long or have all that pain that you do if you only go once a week.
A penny per line does add up! (nm)
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The man in grocery line who said anything to me
would have not liked what he heard from me then. I am way past the age of caring what I say and whether I would be offending and would have used, probably the F word, (yes I do use that when I get that ticked off)when he had such nerve as to say something when I was trying to feed my babies. I have never had anyone that rude to state unsolicitated remarks to me regarding them but they would really get an earful if they did. I might be kicked out of the store, oh well....
Goin' to the end of the line!
How they handled Roy Orbison's passing in that video was so tasteful.
Okay, you Bob Dylan fans, here's a vid for you. This is the one my little girl likes because he looks "mad" when he sings.
http://www.youtube.com/watch?v=aKu31q9SBbA&mode=related&search= (I'm not sure how link it!)
And my husband is the first in line
Every year he goes out shopping in the early morning hours to pick up something that's on sale. Me, I'm sound asleep. When he comes back I'll get up and then we'll go shopping later in the morning. It's tradition for us.
its hard to tell enough on line, but not all
men who have anger and other problems are serious abusers; they are men with their own baggage that affects their behavior. Mine was one. The first 10-15 years were pretty rough, but these last 10 and esp the last 5 are great -- he's in control, learned to be considerate, etc etc. I agree how bad it is for the children. But our 2 daughters have turned out fine; one married to a wonderful guy with well-raised children of their own, and the other has graduated professional school, working a dream job and going for several years with a great guy. A woman has to make her own judgment calls as to the true nature of their problems/relationship/safety and whether there is hope or not. I just don't think you can rubberstamp these marriages as all doomed.
bottom line
The bottom line is the rules. We all have rules. We all have choices. There are consequences to our choices. That is life. Whether or not you agree to the rules and/or the consequenes is irrelevant.
If one does not like the idea of a teacher getting his/her jollies out of paddling a female student, then one must keep that in mind when choosing to break a rule.
There were 2 choices of punishment here and, one of which was not corporal, but IMO missing class would hurt your daughter more in the long run. I do think she made the right choice and I also think it was wise to tell her that next time she'll have to miss class.
It's so easy as parents to set rules and consequences and not follow through with the consequences, but in an environment with hundreds and sometimes thousands of students, teachers/administrators must follow through or there would be no education.
I'm not saying the punishment fits the crime here, but after the fact is too late.
It's obvious that you completely understand the above because you are not arguing the unfairness of the punishment, but anxiety over your child. Any good parent would feel that way.
I'm just posting this in response to the posts that argue against corporal punishment. I don't agree with it either just for the record. There are laws I don't agree with but guess what? In the real world, I break a law I don't agree with and I get punished.
I hope you slept well and all went well today (Monday). Please post a followup.
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