Mortgage? You gotta be kidding. - sm

• Post your money saving tips - Let's all save
  • I have economized and it has paid off sm - FrugalMT
    • Nothing wrong with being frugal. - T
  • Fixing a flat (soft drink, that is)....... (sm) - San Fran
  • I have been making my own laundry soap. It only costs me about $10 for a 6-month supply. nm - sleepy
    • I would love the recipe too! - sm
    • Do you have a "recipe"? - Let's all save
      • How I make my own laundry soap. . sm - Sleepy
  • While the rest of the country prospers, it sure seems like - we MTs are still living in the 30s Depression era!
    • No kidding. Some of these people sound like they live in a third world country. - T
      • I agree. They also don't state how much their mortgage - is or what kind of car they drive
        • Mortgage? You gotta be kidding. - sm - No chance EVER of home ownership!
        • Amen! We are just at a six-figure income.. - phillychick
          • Savings??????????? - That's dwindling, too.
          • Have you seen my car or home? - sm
            • As the poster below said...if you are.. - phillychick
              • Note my surprise... - sm
              • Perfect example of a woman who married the money - being all snobbish and haughty.
                • Why do you assume she married the money? - T
                  • You got it right on the illegals - sm - me
                    • Welcome to the 'Land of Opportunity!' - as long as you're an ILLEGAL, that is.
                      • Yeah. It's a sad situation when the "Land of the Free" literally means - me
                        • I think you've hit upon the answer! - (sm) - We should try it
                  • Thank you T...My DH worked his way... - phillychick
                    • I aplogize for any misunderstanding - - sm
      • Are you always so self-righteous and condescending, or is it - only with the anonyminity of internet forums?
        • Actually, yes I am. - T
          • If MT is all you've ever done, and yer too old for - sm - Fehhhh...........
            • that's nonsense! I make a six-figure income all my myself being an MT. Hubby has no need to wor - no message
  • No washer/dryer at my apt. building, and laundromat - is far too expensive. Plus - (sm)
  • My round trip commute is 30 miles. I ride the bus every day..... - MT and worn out
  • Eat out less. Really runs into money. NM - $$
  • garden, fewer trips to the store - sm - penny pincher
  • planting a garden - jss
  • Strive to become debt free... - phillychick
    • You must be an follower of Dave Ramsey. That guy is the best!!! - MT and worn out
      • We love him! He doesn't sugar coat... - phillychick
  • Good topic... - sm
    • I am trying not to overbuy... - susan

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Is the only way to get my name off a mortgage is to have my ex either refinance or sell the place?

Thanks

a family member needs to get a mortgage for a home they are currently "buying" from a friend on contract.  I say "buying" in a very loose term, because I am not sure that they even have a written agreement, sometimes it sounds like they are just "renting".  Anyway, credit is a problem for them.. bankruptcy 7+ years ago, collection accounts they are currently paying on, etc. and probably some current finance company bills and "of course" the "new-used SUV" they got about 8 months ago.  You all know what I'm saying here, this is not a "one time credit problem".... Supposedly, they tried one mortgage company but, according to the wife, after about 3 months they got mortgage approval but PMI insurer turned them down.  They actually have a good deal on the home, appraised at approx 90,000 and they are buying it for approx $78,000, so there is some equity.  Of course, they have actually no $$$ to really put down.  The situation is that they have been living there a few years and the seller "a friend of theirs" needs the cash by October, so that he can purchase a property he is currently buying on contract from his sister, who needs the money now, etc. and on and on it goes.  Anyway, if they cannot come up with a mortgage, they are out, have to move and of course, they will be trying to hit us up for cash or, heaven forbid, a place to live!!!   I need any suggestions anyone has or any names of mortgage companies that deal with this particular situation. The wife called us and asked us to co-sign, but that's out of the question.  Appreciate any advice

I am looking to buy a house that is $185,000.  From the sale of my current home, I will make $165,000 and will use all of that as a down payment.  Obviously, I am 20k short.  I don't have the best credit (low FICO score) so I am looking for a mortgage company that will loan me what I am short with bad credit.  Anyone know of any?

Thanks

So I have been diagnosed with an overactive bladder (you know like the pipes commercial). I thought I had bladder infection or UTI starting this week. I went to the doctor yesterday and had to give the sample, but it all came back negative. Doc. stated clean as a whistle so I said what is going on? All I feel like doing is peeing and when I go most times very little comes out. He tells me sounds like you are suffering from an overactive bladder. He puts me on the generic form of Pyridium (phenazopyridine) and says takes these, but states if I finish and it is still bothering me, I need to see a urologist.

Has anyone else suffered from this before and what can be done about it? I am at my wit's end. I had this a month ago, too. I am terribly uncomfortable! The pills help a little, but still driving me crazy! Doc. stated anyone can get this and there is no real cause they they know of. He did mention stress, and I have been under more lately. Anyone else out there got any advice. My first thought is I have something major wrong with my pipes like a tumor or cancer? Any and all thoughts appreciated. Thanks!

but my mother's bread pudding and rice pudding had to be the ultimate!  I just wish she had taught me to make them!

post that. The DEVIL made me do it!!!   LOL!  Thanks for appreciating my humor!

post this picture!  I think you're lyin' though.  ;-)  You're probably quite beautiful but keep downin' yourself just because.  I have a friend who does that and I wanna smack her! 

You want fugly?  Here ya go my dear! 

Especially American Wedding when Stiffler eats dog doo!  These movies make me pee my pants -- speaking of which, my fav romantic movie is Pretty Woman - that's her line in the opera scene when she tells those old biddies "it was so good, I almost peed my pants."

My best friend loves Grease, too.  She knows every single line (which can get quite annoying).

Not because I doubted their abilities, but because it seemed like in the first rotation or 2, they were showing some serious bias to the Chinese.  Shawn Johnson's balance beam was way better than Ying Yilan's and yet her score was ranked higher (not talking about the difficulty value, just the execution score) Even the commentators last night were talking about it.  Nastia's uneven bars got a lower score than it deserved as well.  I'm glad to see the judges got their heads out of their you-know-whats for the last 2 rotations and gave these girls the scores they deserved. 

I do feel somewhat bad for the Chinese girl, though.  I hope she doesn't lose a few fingers or toes over this.  Of course as young as she is, I'm sure she'd recover quickly.     That's something else that seemed strange to me, the American girls seemed very emotional and yet the Chinese - nothing (at least not last nice).  Could that be because our girls have a few more hormones running through them, like any normal 16-year-old would? Hmmmm

My son is 11 and the last few days has had a few "wet farts" -- there's no color to it, but enough to soak through his jeans.  He didn't even notice it, said he didn't feel wet, but we noticed it and so did another child at school.  At first, I thought he just sat in something wet, but when he came home from school with it, I took a second look at his jeans and noticed the position of it was more in line with "an accident."  He says he doesn't remember passing gas.  There's a slight discoloration to it and a slight odor. 

I've never had this happen to me personally except when I was getting over diarrhea.  Has anyone else had this happen without being sick?  Any ideas on what could be causing it?  I'm hoping it's not a rectocele or IBS. 

My cat likes to sharpen her claws on my leather office chair.  I always immediately scold her when she does it and I make her stop, but my chair has got little puncture marks on it which is irritating.  My sister had her cat declawed and he was in so much pain for like two weeks afterwards.  I just don't think I can do it no matter how irritating it is when my kitty scratches on my chair.  My vet offers declawing as a service, but she tells me it is akin to having all our fingernails and toelnails ripped off!  YEOWCH!

So I'm thinking no...