MI's been in it's own one-state recession for years
Posted By: muskegonite on 2008-06-18
In Reply to: I live in Michigan....and yes, we are in a recession. sm - MT and worn out
All forgotten here. Rumor has it MI was once a super-power, but not in my life-time. Boarded up, gravitti-ridden, poverty-stricken. Highest in unemployment, top-ten in foreclosures, top-ten in high gas prices. Our warted governor certainly is not spending our tax dollars wisely. My only salvation has been to not get in over my head. I drive a $700 car and bought my house for 13K. Gotta love the clean beaches, too.
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OJ SIMPSON GOT 15-16 YEARS IN STATE PRISON
for the Nevada crimes. I bet the Goldman's are jumping for joy.
recession
I agree with you. We live the same way, no CC and no car payments. My husband is disabled and he helps me and we have a 25 daughter still at home who buys the food. We can honestly say that God does provide for us. We're not rich, but the recession is not really hurting us that much, other than we don't like the increase in gas and food, but so far, so good, we have some savings. We do give regular our tithes to the church, 10% as was in the O.T. and God blesses us. If more people followed these Bible principles, they would do better.
Not just gas prices, but the recession sure will.
We are staying home this year and saving every dime we can. Our fed and state refunds went right into savings, and our "stimulus" rebate will too.
Recession/depression
I think we are at a "stuck" point, where it could shoot up or fall down into a rescession. I hope to God, it shoots up. I heard gas isn't coming down til after the first of the year (2009)
recession/depression
I think Michigan is already in a recession. It is just sickening to see all the homes that have been foreclosed. Everytime you watch the news or read a paper it is just more people losing their jobs. I don't know how much more people here can take. Hopefully things pick up soon!
Recession Explained
THE CURRENT GLOBAL ECONOMIC CRISIS EXPLAINED
Adam is the proprietor of a fast food restaurant in New York. Sales are low and, in order to increase them, he comes up with a plan to allow his customers to eat now and pay later. He keeps track of the meals consumed on a ledger.
Word gets around and as a result increasing numbers of customers flock to restaurant. The suppliers are delighted and are very willing to sell more and more raw materials for the meals he prepares. Adam shows them his ledger of receivables and they extend him credit.
A young and dynamic customer service consultant at the local bank recognizes these customer debts as valuable future assets and gives Adam a credit line and then increases Adams' borrowing limit.
Taking advantage of his customers' freedom from immediate payment constraints, Adam jacks up the prices of his Burgers and Shakes. Customers dont mind as they are not required to pay on the spot. Sales volume increases massively; Banks and suppliers lend more; Adam opens more outlets. He sees no reason for undue concern since he has the debts of the customers as collateral.
At the bank's corporate headquarters, expert bankers recognize Adams' customer loans as assets and transform these customer assets into BONDS. These negotiable instruments are given exotic names such as FISHNCHIPSBOND, DOUBLEBACONBOND, BEEFBURRITOBOND AND CHOCOLATESHAKEBOND. These securities are then listed on the Stock Exchange and traded on markets worldwide. No one really understands what the names mean and how the securities are guaranteed but, nevertheless, as their prices continuously climb, the securities become top-selling items.
One day, although the prices are still climbing, a credit risk manager of the bank decides that the time has come to demand payment of one of the debts incurred by Adam. Adam in turn asks his clients to pay up. One by one they refuse; the clients cannot pay back the debts. Adam refuses to serve them any more. The clients stop coming.
Adam is really screwed now. He cannot fulfill his loan obligations and therefore claims bankruptcy. All Bonds drop in price by between 80 to 95%.
The suppliers of Adam, having granted generous payment due dates and having invested in the securities are faced with similar problems. The meat supplier defaults on payment to the sheep and cattle supplier and claims bankruptcy. The Cheese supplier is taken over by a competitor; Adam lays off the cook and staff.. Bankruptcies soar, unemployment mushrooms.
The bank that lent the money in the first place is set to collapse. It is saved by the Government following dramatic round-the-clock consultations by leaders from the governing political parties with Adam commuting back and forth in his Executive jet and Mercedes 500SEL, brokering the deal.
The funds required to save the economic collapse are obtained by a tax levied on the citizens, most of whom do not eat Burgers or Shakes.
UNDERSTOOD?
Precious! Many places will have state-to-state drivers form a chain
s
I live in Michigan....and yes, we are in a recession. sm
Regardless of what the drive-by media says, we are in a full-fledged recession. Our governor even signed legislation giving big breaks to movie companies who come to Michigan to film their movies. Well that might be alright for the east side of the state, but that doesn't help us on the west side of the state. Electrolux and Bissell to name a few were only the tip of the iceberg. Our schools are going south in a handbasket also. Things just don't look good for Michigan. Especially now that gas is over $4 a gallon. I am predicting $5 by the end of the month, first part of July and any tourism dollars that would be spent here by out of state people or traveling locals, will now be kept at home. Michigan needs help, but then don't we all.
Think you can go to dot.state to get h'way conditions, but here in lower NY state, we've been
s
POLL: Are we headed for a recession/depression?
Do you think we are headed there or already there. Some people have told me they think it is going to get really bad like during the great depression. opinions?
Haven't you heard? We're in a recession and/or depression?
so, why would there be a raise in benefits if there is no inflation?
The State of Arizona is opting out. Anyone else's state opting out? NM
:
My husband is 7.5 years younger. Been together almost 20 happy years...nm
nm
My feelings; people shacking up together for years and years
and then all of a sudden deciding to get married don't need a thing, obviously. A shower should not even be given. I lived with my now husband a while (nowadays who doesn't!) before we married and I also had been married before years ago but he was not....so of course HIS mom wanted a shower. I told her absolutely not unless it was just the immediate family, his mom, sisters, etc, more like a celebration/get together. And so that's what we did. Showers are tacky, period. Unless it's a couple of young kids getting married straight out of the house and that doesn't happen much anymore.
Been with a man 13 years older, now with a man 4 years younger.
Younger is better, at least in my case ;)
Sorry, meant 75 cents. Still, that was years and years ago.
xx
I studied to be a scopist years and years ago
Back in the early 1990s I took a course called Note reader Scopist. They read court reporter notes (those long skinny papers that looks like a cash receipt) and types them into documents. I had found the course through something called At Home Professions but just didn't finish it because it was too expensive for me. But I am familiar with them and even found my book from the first course I took. Looking back I think it would have been a blast if I had kept up with it.
It is definitely legitimate. A lot has changed since the early 90s, so I'm not too familiar with the industry now. I do remember what was really weird was it didn't take a lot for me to learn it. For instance I could look at a line of court notes and see something that looked like: NV p srn - and I seemed to know exactly what it said. Just weird. My DH used to say that I understood it because I was an alien and my ship crashed in Roswell. HA HA HA Anyway...that's what I know about it. But if you Google note reader scopist or at home professions i'm sure you could probably find a lot of info.
I have been vegetarian on/off for 35 years, was vegan for about 5 years sm
not that hard. Right now, I am having so many issues with food allergies and celiac disease, having to give up nightshade veggies...nothing left to eat. I am eating some meat now, but not when the gastroparesis sets in!
Being vegan is not hard...unless you are a celiac. This is how I figured out the celiac part because so many of the meat analogs and vegan packaged foods use gluten for the protein and I got really sick from it. I gave up all the premade things and the whole grains with gluten and I was fine.
There is vegan and then there is VE-GAN. By definition, vegans don't wear, use or consume anything that is derived of animals...no leather shoes, most shampoos and toothpastes are off the list, as are deodorants. No wool or silk. Anything with soap usually has animal byproducts. It is very involved and rather difficult to do.
Giving up meat, eggs and dairy is no big deal, except for cheese. You hear that ad about "comfort proteins" in a baby formula and there is such a thing. Mother's milk, be it human, cow, goat, whatever...contains a chemical that triggers the release of endorphins in the brain so that feeding feels good in more ways than one. The purpose of this is ensure that the nursed young want to nurse and thrive. Human milk has a lot of these, so does cow's milk and cow juice triggers the same reaction in the adult human brain. Cheese is concentrated milk and therefore these chemicals are also concentrated. As a result, cheese is an addictive substance. This is the hardest thing to give up when going vegan. Vegan cheese substitutes are nasty and they don't melt. If a dairy-free cheese melts, it contains casein, an animal protein and not vegan.
I studied this years and years and years ago
Most definitely is legitimate. In the late 1980s I studied to be a note reader scopist through a group called At Home Professions. I loved it, but unfortunately could not continue due to no funds. It was reading the court reporters notes which looked like a grocery receipt with a bunch of letters scattered on it. The weird thing was I found it extremely easy. For instance I would see a line that looked like: av e cr, and for some reason I would know what it said. My DH told me that's because I'm an alien and my ship landed in Roswell. HA HA. Well I know that a lot has changed, after all it's been over 20 years since I took the first course and know a lot of it is computerized now, but it is most definitely legitimate and I've heard people like to do it. I think I remember one of the courses was in medical terminology and another course was in legal terminology. Should be able to find a lot of it on google, or maybe go to your local college if they offer it and talk to an instructor.
Must be that state of the art leg
she just has to program it and it does the cha cha, disco and rumba all by itself. The other contestants don't have a chance this year.
In my state . . .
Not sure about this, but I think the doctors in my state do an ultrasound before any abortion procedure anyway just to see how far along the mother is. I guess the mother is not required to look at the monitor? I don't believe in abortion for myself, but at the same time I do not thing anyone has the right to tell you what you must and must not do. It is a woman's body and she must live with her decision. I will say this-both times I was pregnant seeing the babies made it all seem real. I knew it was real, but seeing it really hit home that I was about to be blessed with a small wonderful new life.
LOL. Well, he was at our state
fair and we were going anyway, so we figured we would just go the night that he was going to be there. I was absolutely crazy about him when he first came out, then it faded! It was really good last night, though
#1 what state are you in....
I'm curious as to what state you're in and if this is public or private school (I didn't read the entire thread). I want to add that writing something 100-200 times was outlawed in many states years ago - this just makes kids STOOPID (more stoopid). As I know it, also paddling was outlawed DECADES ago in many states........so I'm curious if you're talking about public vs. private school. PADDLING FOR BEING LATE????????? OMG......they better find another way (the schools)........
gee, the censor here said I had to change the spelling of stoopid (bad word apparently).....
What state are you in and
what's growing in your vegetable garden right now?
Broccoli (ending), snow peas, onions, garlic, spinach, red lettuce, dill.
Just planted yesterday: tomatoes, sunburst squash, bush beans, with much more to come . . .
Well I do know that our state is 50-50 (sm)
so 50% of the house is mine but so is 50% of all debt. Regardless of whose name it is in. I have talked to mine about it in the past but not recently. He told me not to ever mention it again unless I was ready to go. As far as family, mine lives 8 hours away and is in no position to help anyway. All I have is God, my kids and my friends. But you know I am very grateful for all of them.
What state are you in?
Oh, I would be road-kill if I brought home another kitty though.... *whine whine whine* :)
in my state...
I can call my contact person at the child support agency and they can draw up the papers to have the child support increased. No cost to me. Or, call the legal aid in your town and see what they suggest.
Please use state boards. NM
Goldbird
I do not think underpaid here in my state
nice that the person won, however as far as putting up with the children, most teachers would never have to do that if the PARENTS did their job now days and taught the kids to respect, mind their elders, share, get along, in other words prepare them for life once they get through school. I think the parents are failing, not the schools.
Once again, depends on the state.....
xx
Sad state of affairs when he is in the top 2
because if people are really thinking they are voiting for talent, far from it. I think the vote is the cutesy vote, not anything close to anyone with staying power nor star power the likes of Carrie. Oh, could be a shooting star, flash across the night and then gone. He is really 1 of the weaker singers I have ever seen on this show and watched it each and every year. Malinda will do very well. She is strong and will probably outshine most on there this year. I hope people will come to their senses and at least vote Jordin in.
ummmm, D, it looks like CNG is a no-go in my state. SM
Sounds like some fraud and duress has been going on.
Here's a report I found: http://dfi.wa.gov/consumers/news/2006/check_n_go.htm
Wow that's great, what state?
xxx
I don't, but there are individual state
boards too, see State Boards right under Word Help.
Sad state of children
Good for the boys who have been guided under your scout leadership. They will truly have a gift to pass on to their children some day. My boys are 8 and 10, both cub scouts, the oldest crossing over at the end of this year. Most of the boys at school feel that scouting is just for those who are not popular and laugh at it. Fortunately, my oldest son is assertive enough to smile and let them know that he is proud and feels fortunate to belong to scouts, even stating that some day he hopes to be an Eagle Scout who will become President. He has learned so much from scouting--including the true meaning of RESPECT and practices it on those who do not even deserve it. We have to keep plugging away to keep these values in our children, so many kids are lost with parents who are lost. Thank you for your years of dedication and teaching....maybe with one child at a time we can turn this sad trend around.
You state below that you done know if you can make it - sm
or let him go, etc. You never "had" him in the first place. He responds by saying, "you are strong...you will make it." From that response I deduce he does not care, as long as you go away quietly and don't cause him any trouble. I cannot relate unfortunately as I have never gotten involved with anyone over the internet and don't ever intend to. You have made your "relationship" with him into much more than it really is. He says his wife is a "good woman" , that alone speaks volumes and the fact that he is sweeping you under the rug and you can only contact him at work, which is conveniently ending soon and he is cutting you off so his wife doesn't get PO'd. Email and speaking on the phone does not totally tell the whole picture about someone. You have never met him, you have no clue his idiosyncrasies, habits, etc. All you know about him is what he has told you, which is not much from the looks of it. If you cannot handle your "breakup" on your own, then go to a therapist, cleryman, trusted friend, or someone who is close to you and can help you through this. You vested way to much in an unattainable man, which as pointed out below is a definite issue and you need to find out why you did that. Concentrate on the positives, you say he has helped you become a better person, well w/o him try to continue to be that better person and go out and do things, get involved with and organization and keep busy and try not to dwell on this "wonderful guy" who lied to you about being married, and tosses you aside when he deems it unacceptable to continue being your "friend".
I DID state my opinion. Where do you see a
x
You can state yours w/o criticizing someone else's though (nm)
x
me too (lower NY state)
had to go out for son's teacher conference
Gas prices here in NY State
It's anywhere from $3.19-$3.25 a gallon. We're going away for a few days next weekend and I can only imagine how much it'll cost to fill up (Usually around $60.00).
I think I would tell here you just could not afford it, and state what
you can do, i.e., the week after. He is not obligated to go, especially if it is a $2000 trip with all things considered. If she cannot accept that, that is her problem. Be gracious, but just tell here there is no way to afford the trip. Or, why not just move your trip up a week, go for the entire week, and if there are not enough tickets for everyone, then your DH can go to the ceremony and the rest of you meet them afterwards.
That's the thing - they don't take out for my state.
just one of them things i guess!
Find out what state he is in as he
may not be from your state. Refer him to the suicide hotline of his state. Please be careful, Craigslist has had a lot of problems with stalkers, a woman was killed answering an ad, pedophiles, etc. You sound like a very caring person but please realize he may be lying. Think with your brain and not your heart in this type of situation. It can be very, very dangerous!!
Are you WA state? I am and you just described our weather!
My kids keep asking me to put on the heater but I don't want to because this is when I'm supposed to be SAVING money on electricity. I wonder if the mountain snow is a record of latest lower-land snow? This year has been CRAZY weather!
Look into the state where you live.
Most now have online FAQ sections. Look for child custody or friend of the court with your state. I know in my state they mandate court appointed psychological evaluations. They do them as a mix of the family. (i.e. father-son, son only, mother-son, and so on.) I think this format would definitely be in your favor.
in state of stupidity nm
x
State jobs.......
Problem is with state jobs the application process lasts for a good period of time, so he needs to review the cut off date for applications. It could possibly be another couple of weeks before the cut off. But, state jobs are horribly slow in replying to the applicants. I would give it this week, check the cut off date for applicants, and then call them and inquire if the position has been filled. At least he will know then.
I don't know what state you're in or if that
makes a different but when my husband was hired by the state, he interviewed in July and didn't start until September. First off, as someone else mentioned below, it depends on what the closing date is. Whether they have 3 applicants or not to interview doesn't really matter; it goes by the closing date. They legally cannot make their choice until the position is closed. After the closing date, they will do an extensive background check before notifying the chosen applicant. My husband's references called to tell him they had gotten a call. They only check the top choice's references. If his/her background check, doesn't pan out, then they move on to their second choice. After the chosen one's background passes, they notify the applicant via written letter that they have been selected for the position, but it is pending medical approval. You go through a bunch of blood work and a physical exam and a TB test. Then finally, you get a start date. Depending on the type of facility, he may need to go for training. My husband works for the state pen and had to go for 6 weeks of defensive training.
All in all, it's a very long process. The waiting is agony, but if he gets the job, it's definitely worth it. The benefits are unbeatable. Good luck -- hope your hubs gets it!!!
In my state you yield to the car on your right. - nm
CA
moving out of state
Check your divorce laws in your states. Many states will not let you or your (ex) spouse move out of state without permission of the other. Some even have a mileage radius. I think it's to keep both parents close to the kids and not having one parent run far away so the other can't ever see the kids again. My kids were 5 and 1 when I was in the process of getting divorced, and I moved out of state before I realized this. Fortunately my ex realized and understood the need for me and the kids to be close to my family for support, so it was written in the papers that it was okay for me to move out of state and he signed it.
in my state, pa, there was some controversy about this
and whether people would also need an auctioneer's license to do this. i'm not sure what became of it.
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