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Link to NY Times article - there are plenty of others

Posted By: mt47 on 2007-02-02
In Reply to: Please provide documenatation; I find that very hard to believe. - giddy pc guru

http://www.nytimes.com/2007/02/03/us/03texas.html?_r=1&oref=slogin


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Here's the link to the article I got it from
http://articles.moneycentral.msn.com/Taxes/Advice/SeeWhenYouWillGetATaxRebateCheck.aspx
Well at least post a link to the article!

This comes from Money Magazine e-article. See link inside.
http://articles.moneycentral.msn.com/SavingandDebt/ManageDebt/Your5MinuteGuideToManagingDebt.aspx


When the collectors are knocking
If you've gotten in so deep that debt collectors are at the door, know your rights:

Debt collectors may not harass, oppress or abuse you or any third party they contact. (See "Make a deal with debt collectors.")

They may not falsely imply that they are government representatives or that you have committed a crime.

They may not tell you that you will be arrested if you do not pay your debts.

I hope this helps.
You are SO RIGHT. But obviously there are plenty

It is a shame.  Let's just sit on our butts and blame the system. 


I have lost jobs and I have found jobs, when I picked my sorry butt up and moved on.


It is easier though to suck one's thumb, whine, and blame everybody else for your situation. 


Oh, please! End times! People have been saying that since the beginning times!
It's just sensationalism. It seems that journalism has gone to a warm place in a handbasket. I briefly majored in journalism back in 1980, and what passes for journalism now would have flunked any of us right our of an entry-level course! It's all sensational reporting, because networks think that brings in the viewers, and thus drives up the advertising price that they can charge during broadcasts.
Another of my pet peeves in "journalism" is the phrase "Unconfirmed sources say . . . " Yeah. Right. Unconfirmed sources is just another way of saying, "Rumor has it . . . "
Next time there is breaking news, listen for it. It's said over and over again, because the networks and stations want to get the news out first. I don't know what happened to fact-checking and pursuit of the truth in journalism, but it's all about getting info out fast, and keeping the public tuned in with the most sensational reports that they can put out there.
Back in the days of the Roman Empire, people were treating each other pretty badly and in unbelievable ways, too. Crucifixion comes to mind. So, I don't really think modern news reports are pointing to end times any more than at any other time in recorded history.


link inside - try this link to narrow one down in your area
http://www.bcnys.org/inside/chambers.htm
Plenty of ice and elevation will help a lot!
At least it did when I fell off a ladder in my house last winter and onto my right (pedal) foot onto a hard tile floor. Speedy recovery to you!
I think you're right...but they have plenty....sm
plenty of USA MTs working for them........
Oh, I have plenty of my furkids if any would be
interested. That is all I have pictures of right now but taking them right and left. Ran out of batteries in 2 days and invested in battery charger Saturday and back to the snap, snap, snapping.
Plenty of victims ...
Kids falter in school and education due to it. Adults perform poorly at work and lose jobs because of it.

We have had deaths due to drivers being under the influence of it.

YES, it has victims.

Drink plenty of water...
I try to start my day with a pitcher of ice water on desk, like a 2-liter bottle and try to drink that during my shift, which really helps. Hubby and I went on program with Dr. and took Adipex and B12/B complex and followed the attached diet. We were on 1500 cal/day and he lost 65 and I lost 35. We quit taking the adipex but stayed with the diet. I lost 30 on this same diet several years ago too. It is well rounded. Somewhere I have an 1800 cal if you are interested. You don't count calories, it is already figured out for you. Daily meal plan gives you a break down of what to eat in a day (1 bread, 1 fruit, etc)and then the individual breakdown (breads, meat, etc.) lets you know what these include. (i.e. 1 bread - 1 slice of bread, 1 fruit 1 small apple or 1/2 cup canned fruit). No expense of buying diet products and you can eat regular food with your family. Funny. We used to eat 2 center cut chops a piece and with this we would split 1! There are free foods too so you could pile up a big salad for lunch and save other stuff for dinner. We did not quit drinking sodas, just switched to diet cokes 0 calories as opposed to 140 or so per drink. Good luck.

http://www.gatepharma.com/Adipex-P/Diet_Index.html
I (humbly) have plenty to be thankful for!!
 
I am a preacher's kid. I got spankings, plenty of them.
It did NOT make me sneaky behind my parent's backs.  It made me realize that there were consequences for what I did and I knew exactly what those consequences would be.  I, in turn, spanked my children.  They were never beaten.  They were never abused.  They also behaved well in church, in school and social situations.  Teachers and others told me how well behaved they were when I WASN'T around.  They are now healthy, happy adults with whom I have great relationships.  They do not resent having been spanked as children, just as I don't resent it with my parents either. 
What sounds wrong about it. There are plenty
on this board who are exactly the same. I am no different. As I type this he and I have been together most of the day in my work room just being together. No work for either today and we are going out in a short while as I am treating him for his b'day dinner. There is more love here that the law allows.
Oh, I beg to disagree. I know plenty of "older"
people who are in bad shape financially. They're getting squeezed out of jobs because young college grads with good technical skills can be hired for much less money. They've got a "want it now" mentality after living it up in the ྌs. They owe money on houses, cars and credit cards. Sweeping generalizations won't work on either age group. Some do, some don't. Age has nothing to do with it.
Already put in long hours and have plenty - sm
of work, so that is not a problem....would love more per line of course...only get .07 and .08 now. DH could play chauffer that is for sure but one activity one daughter does ends in 2 2 weeks (and is free) and won't start up again until October, but would cut out one of their other activities at $120 a month...though will keep them in dance at only $60 a month...don't want them to lose all they do...Between the two of them they do 4 things, only pay for 2 and they will lose 1 of those. They are 8 and 10 so don't want to burden them with this though I do want them to be aware. When I am driving them to their activities I do take my laptop with me and usually work in the car when I have to wait an hour, though not going at all would be a bigger help. He already does the cooking, though I do everything else though I am not what you call a regular house cleaner, once a month or so for everything, and touch-up vacuuming in-between. I suspect if it happens he will sit in the LR all day watching TV, saying he is done with working as he is almost 50 and wanted to retire at 55 as it is and that it is my problem to fix (because of the cc issues). He inferred this last night when he dropped it on me and ran. So it will not be pretty, even w/o the debt it would be tough though less to worry about and more doable. ---I do have a plan of actiion thought out and if I have to beg my dad or his parents for the money to pay the house off I will--I will pay back every penny too, just may take a while. They don't know of our (my) past issues, etc. but will confess all in order to get help, don't want to but more than willing to do it if it means keeping this roof over my head.
I have a fairly new HP printer and I have plenty of paper in it but it always think it is out.

I adjust the paper but it keeps saying this. Seems to be an ongoing problems.  I can hear it drop on to the paper but it doesnt pull it. 


 


it's different, but I use an old hair claw. Holds plenty. NM
.
oops - bad link - here's the correct link ....S/M
http://www.msnbc.msn.com/id/16948093/
False. I'm sure there are plenty of skinny dim bulbs living in poverty
s
Rainy, cool, dark. Home working with plenty of work. Hubby and kids are sm
picking up toys, taking them to Goodwill. LOVE days like this.
see article
http://www.caycompass.com/cgi-bin/CFPnews.cgi?ID=1018801
the web article said...
Don't know though, never tried anything but softener sheets.  Geez, I can't go without my fabric softener sheets or something.  I can't stand staticy clothes, rough towels...guess we are danged if we do and danged if we don't...
The article also said--sm
and this was FOX, not CNN, my mistake. Anyway, the article also said that she had been sitting in her cell for 23 hours with absolutely nothing to do. I guess she had picked out quite a few books to take with her, but the prison would not allow her to bring them in with her. awwwwww. poor thing! It's funny how she always ends up getting what she wants...or is it her daddy's money?
Who was the article about?
xx
WoW - can you believe this article

www.healthmad.com/Men's-Health/Circumcision-of-Males-in-America-and-How-it-is-Viewed-by-American-Women.541911


Apparently women are responsible for infant male circ's? Well, perhaps they are - perhaps they aren't - but what is so wrong in circ'g. Isn't that recommended by docs??


Here's one article:
http://www.usmagazine.com/news/jon-and-kate-dads-three-month-affair-confirmed-200955
Interesting article...
http://www.msnbc.msn.com/id/15769975/site/newsweek/
Check out article :)

The Meaning of R.S.V.P.


Let's Clear Up the Confusion



I hope that this week's tip will benefit hosts and guests alike, because there seems to be a lot of confusion about the meaning of the above term.

Lack of RSVP's - A Growing Problem


I hear more and more often, and have found in my personal experience, that hosts often do not receive firm indications whether guests plan to attend their parties, even if R.S.V.P. is clearly printed on the invitation. This could mean either one of two things. First it could mean that rudeness is a growing trend in our society. Or, as I would prefer to believe, people no longer understand what the term means. Assuming the best, and that the decline in R.S.V.P.'s can be attributed to ignorance and not rudeness, I will clarify this for the record.

What RSVP Means


The term R.S.V.P. comes from the French expression "répondez s'il vous plaît", meaning "please respond". If R.S.V.P. is written on an invitation it means the invited guest must tell the host whether or not they plan to attend the party. It does not mean to respond only if you're coming, and it does not mean respond only if you're not coming (the expression "regrets only" is reserved for that instance). It means the host needs a definite head count for the planned event, and needs it by the date specified on the invitation.

Why It's Inconsiderate to Not RSVP


An incomplete list of respondents can cause numerous problems for a host including difficulty in planning food quantities, issues relating to minimum guarantees with catering halls, uncertainty over the number of party favors and difficulties in planning appropriate seating, among other things.

So the next time you see R.S.V.P. on an invitation you receive, please call your host and respond promptly.



I had not seen that. I just read an article--sm
on the web today that said the wheat gluten, rice gluten was put into the chicken feed and the pig feed, as well. I don't recall reading anything about them buying the dog food and using that. How dumb! It has already killed thousands of dogs and cats, and they are going to try to kill the rest of our livestock too? animal murderers!
Very interesting article........

Here is the link........


http://www.newstarget.com/022096.html


This article is along the same lines...

I read this a short time ago and thought it was interesting:  http://articles.moneycentral.msn.com/Investing/Extra/VictoriasSecretBossWereTooSexy.aspx?page=all


Moderator


cnn.com article schedule
http://money.cnn.com/2008/04/28/news/economy/rebate_update_monday/index.htm?cnn=yes
That's a poor article.
That article is written by a self-proclaimed expert writing on a conspiracy-theory website. It's mostly made-up nonsense.

If you want information, find something better.
You should read this article

http://news.yahoo.com/s/ap/20081202/ap_on_go_co/meltdown_autos_20


 


Found it rather amusing just reading the headline:


Ford says CEO will work for $1 to get loans


They did a huge article on him
in Homelife magazine. It is amazing the faith and courage he has after all he has been through!
I tried to find the article
but I don't think they have it online. He has a website called www.lifewithoutlimbs.org with some articles and video clips and tour dates.
I think the writer of this article sm
has too much time on his hands!

Having said that, there are places where I think jeans are in appropriate just like other types of dress. But to go to the extent the writer is going to is ridiculous.

I do think that most Americans don't pay attention to how they dress when they go out in public anymore, but again to just "boycott" jeans is ridiculous.

I will take my plain comfy jeans any day of the week!

Also, IMHO, in this bad economy people really are not worrying about what everybody is wearing. They are worrying about keeping their jobs and putting food on the table and keeping the lights on in the house!
The article said he had to get the principal's -sm
signature on a form allowing him to go, which the principal did sign (which says he can go obviously) but then said, well if you go you will be suspended even though I said it was okay. What total nits.
did you read the above article someone posted?

The Meaning of R.S.V.P.



Let's Clear Up the Confusion





I hope that this week's tip will benefit hosts and guests alike, because there seems to be a lot of confusion about the meaning of the above term.

Lack of RSVP's - A Growing Problem



I hear more and more often, and have found in my personal experience, that hosts often do not receive firm indications whether guests plan to attend their parties, even if R.S.V.P. is clearly printed on the invitation. This could mean either one of two things. First it could mean that rudeness is a growing trend in our society. Or, as I would prefer to believe, people no longer understand what the term means. Assuming the best, and that the decline in R.S.V.P.'s can be attributed to ignorance and not rudeness, I will clarify this for the record.

What RSVP Means



The term R.S.V.P. comes from the French expression "répondez s'il vous plaît", meaning "please respond". If R.S.V.P. is written on an invitation it means the invited guest must tell the host whether or not they plan to attend the party. It does not mean to respond only if you're coming, and it does not mean respond only if you're not coming (the expression "regrets only" is reserved for that instance). It means the host needs a definite head count for the planned event, and needs it by the date specified on the invitation.

Why It's Inconsiderate to Not RSVP



An incomplete list of respondents can cause numerous problems for a host including difficulty in planning food quantities, issues relating to minimum guarantees with catering halls, uncertainty over the number of party favors and difficulties in planning appropriate seating, among other things.

So the next time you see R.S.V.P. on an invitation you receive, please call your host and respond promptly.


Here's an interesting article to read.....
http://www.michaelreidministries.org/live/index.php?id=240901m

“My faith is built not on what I’ve done but what He’s done for me”.


Read article the other day and as children age
the amount of pleasure with the parents went down dramatically. From infants and toddlers great but reaching preteens and older, just took a dramatic downturn. I would totally agree with that article, lived it myself.
The alternative list is in that article
and this is for many, many things but other than the mention of aluminum foil, I did not see an alternative for fabric softener on there. Aluminum foil? I would think that could break down and then you would have aluminum to contend with? Never-ending!!
I cant even bear to read the article
These girls must be monsters. Also the pro football player just indicted on charges of dog fighting sickens me. If you want to help, you can go to the Humane Society website and they have pre-written letters that can be sent off to the powers that be for him to get maximum sentencing. This world is a mess.
Read the article, and it's not a tsunami -
o
Article with brand suggestions (sm)
http://findarticles.com/p/articles/mi_m3374/is_14_22/ai_65953286

featherbed...long article

Ms. Evelyn is an extraordinaryly bright little young lady with real sharp wit and humor.  Here's the bi-weekly column that she writes.  Cat


*************************************************


Here and There: New mattresses can't beat good featherbed

By Evelyn Richardson












Featherbeds were once a luxury when compared to a hard felt mattress or a pallet on the floor. They were a definite step up from a straw tick whose stuffing became pulverized by the time the next threshing season came around to provide fresh straw.

We never raised geese, so when we dressed chickens, we gathered their soft breast and underside feathers to fill our featherbed. There was no concern about dander and feather allergies because we had not heard of such.

Not only was the featherbed luxuriously soft but also it was warm. As we lay on it, the fluff came up around us to give us a snugly feeling.

Of course, when the season changed to summer, we didn't want to sink into the featherbed. It was put underneath the mattress next to the open coil springs for storage until the hot weather was gone.

When this switch was made, we took all of the bed equipment outside for cleaning. The sunshine revitalized the featherbed and made the mattress smell sweet.

Dust and lint were thick on the springs and it fell my lot to deal with each coil individually and get them clean. My mother bought a cleaning tool from the Stanley salesman that was especially designed to fit the conical shape of the coils and I welcomed it as a godsend. These were the days before the miracle of running water and the availability of a spray hose to wash away the dust and lint. We propped the springs against a tree trunk and I began the painstaking task.

There was a knack for making up the bed when the featherbed was on top. We lifted, patted and punched the higher spots to redistribute the feathers evenly. When linens were changed each week, we flipped and rotated the featherbed before tucking the clean sheet tightly around the sides.

Blankets and quilts were added and a counterpane was the top decorative cover. Then to make the bed appear perfectly level, we took a broom handle and smoothed the surface, much the same as we would level a measuring spoon of salt with a spatula. We were not allowed to play on the bed when it was made up or to sit on the edge because there was no way to repair the dents without starting from scratch.

Today we have scientifically engineered sleeping foundations, some with pushbutton controls, to give our body the support it needs when we are at rest. Once my father had a severe back problem during the days when doctors made house calls. A new doctor in town visited him and declared that the first thing he should do was to get rid of the featherbed. My father was both angered and insulted by that young whippersnapper. I suppose he took the pills prescribed, but he kept right on sleeping on the featherbed and eventually got better.

Water, foam, air and all sorts of materials fill our mattresses here in the twenty-first century to give us a wide choice. And they cost considerably more than striped ticking that we sewed to make our own featherbed.


Just read a new article on sentence
I didn't get a chance to read it, because I'm on my out, but the headline read they his sentence is now 33 years. My daughter said she heard they upped it. Not sure if it's true or not, but he certainly deserves it.
Where was the article? Not a tabloid I hope.
I hope it's true in any event. I used to like Tom Cruise, but now he's just too strange for me. I had heard about the breastfeeding too. I was always wondering if it was true. Tom Cruise talked about the silent birth as well as another star that's a scientologist.
An article for you...and woohoo...congrats ;-)
There appears to be a trend of older women dating younger men, notably illustrated by celebrity couples including Demi Moore and Aston Kutcher, Halle Berry and Gabriel Aubry, and the most recent fling between 48-year-old Linda Hogan and 19-year-old Charlie Hill. According to a study of 50,000 women daters over 30, conducted by an online dating site in 2007, more than one-third of the subjects showed interest in men at least 5 years younger. And in 2003, an AARP survey revealed 34 percent of 3,500 women (between ages 40 and 69) dated men who are 10 or more years younger than themselves. This trend appears to be shocking to some people, but I don't find it so unusual.
Socially, there's a role reversal of sorts going on, women are more powerful now than ever before and may want men who are younger, and perhaps, more flexible; men who can handle it if the woman's career and lifestyle takes priority over their own. Media portrayals in "Sex and the City" (like movie characters Smith Jerrod and Samantha Jones) and "Desperate Housewives" are also showing women that dates don't have to be older. Women who have high-powered careers -- or a well-developed self-image -- are exercising more choice. Women who have been divorced and are established single moms may enjoy having a playmate, someone to have fun with; who doesn't try to control her.
Can these older woman/younger man relationships last?
In my counseling office, I have seen many relationships succeed with this kind of older woman/younger man scenario.
The media focuses on the age difference, but what really makes or breaks the relationship is how well the couple can form a partnership that works
The media focuses on the age difference, but what really makes or breaks the relationship is how well the couple can form a partnership that works.
Age difference is an adolescent worry: When you're a teenager, an age difference of even two or three years makes a vast difference in your experience and your outlook on life. Such a difference can interfere with communication, life goals, outlook, and relationship experience. In addition, for the young, the social reaction to such a relationship is often negative. If one partner is underage, a sexual relationship is even against the law.
But, as you get older, life experience and emotional growth help to equalize your relationship skills and resources. A 10-year or more difference in your ages makes little difference in how well you can conduct your relationship.
Don't focus on an arbitrary numbers difference in your ages. If you are getting along, you have good communication and problem solving, and you love each other, that's a precious thing, and far more important than any age difference could be. If other people have a problem with it, let it be their problem.
Whether or not a relationship is healthy is not determined by age differences, but by the interaction between the partners. A 10-year difference is not too difficult to bridge, but a 20-year differences or more in age can lead to some difficulties as the partners get older. For example, the younger partner may mature and reconsider his or her choices, or an older partner may confront aging problems much sooner. But, as long as both parties are adult, and the couple has talked about their age difference and the future possibilities, I don't make judgments about their respective ages.
Dealing with the generation gap
There are healthy and unhealthy reasons to date someone of a different generation.
One inappropriate motivation for dating a younger person is fear of aging on the older person's part.
One inappropriate motivation for dating a younger person is fear of aging on the older person's part. A younger partner isn't going to reverse the aging process or protect you from old age. Obviously, a man or woman who dates someone as young as his or her children is going to run into some social opposition, but the differences that can cause the biggest problems within the couple's relationship are differing maturity levels.
As more and more women choose younger partners for relationships, the question arises: Are women in their late 30s and early 40s likely to be successful with partners who are 10 to 15 years younger than themselves?
Success in these relationships depends on what the motivations of both people are. Some older people feel younger at heart than their contemporaries and like to date people who are as active as they are. Chronological age doesn't always reflect either physical capability or emotional maturity. Sometimes an age difference creates a mentoring relationship the older person advises the younger one on life or career. This can backfire if and when the younger person decides he or she has learned enough, and wants to move on.
If you're asking: "Is it OK for me to have a partner who is much older or younger than I am?" You'll do better off if you forget about your ages and concentrate on whether the relationship works for both of you, or not. What really makes a romantic relationship succeed is the emotional connection.

Article about this in the last Woman's Day magazine....
Changes go into effect 07/11, and there are tips in the article on how to fight them jacking your rates, too. I only use prepaid credit cards but I skimmed the article anyway and it seemed very interesting.

Check their archives and have a peek at it. It might be able to guide you in stopping that interest rate hike.

Good luck.