Lawsuit! How to find a company's bank?
Posted By: Sammie on 2007-03-01
In Reply to:
Ok, this is it and hope you can help me. I purchased a dinette suit 04/01/2006. The company said 4-6 weeks before delivery. Paid $640.93. I never got my furniture. I called, got very few calls back from them and finally decided last July after asking for my money back to file a lawsuit. The company did not answer the first filing in 45 days and then had to put in for a default. Just went to court today finally and got a default. By the way, the company did not appear in court!! Now I can go for a garnishment of the company with this documentation but do not have a clue as to where I would find out which bank this company does business with. If anyone able to give me any insight on this, I would appreciate it. Thanks.
Complete Discussion Below:  marks the location of current message within thread
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
Did you talk to a bank or mortgage company and see if you can get pre-approved? Seems
s
This major lawsuit had to do with--sm
the insurance company (SF) stating that they would cover and *wind damage* done by hurricane Katrina, but not flooding, as they had no flooding insurance on their policies, but the lawsuit contended that the flooding was still due to hurricane Katrina and should be covered. they won that case, but there is still some hassle over it because a judge did not like the way the wording read concerning some people who filed claims, but did not sue the insurance company. In my opinion, these insurance companies take peoples monies for years and do who knows what with it, and then when something major happens and people need help, they find all kinds of loopholes to not do anything. That is what insurance policies are FOR! but as far as bleach on a rug...no, if I were the insurance company involved in that, I would not pay either. jmo.
I think you are setting yourself up for a lawsuit
What gives your son the authority to check on someones records and then to tell someone else? That sounds like a lawsuit just waiting to happen. I think you probably are very naïve also if you expect your daughter to follow through on what she has said. I would really watch my steps if I were you. It happens all the time. I do not see where you should have any access to medical, jail, and so on records.
Talk about a lawsuit!!
We had a family file a lawsuit here because a teacher told another parent that a student in her class was on a certain ADD medication.
This parent was asking the teacher about ADD medications, she was reluctant to put her son on any, and the teacher was telling her of the success of one little boy in her classroom who was on the same medication. He was doing so much better with his grades, no behavior problems, etc.
Long story short, the parents of the boy the teacher named somehow found out that the teacher told another parent about their son's medical condition, and sued the school board. The teacher almost lost her job, but thankfully so much of our community supported her and the school, the other family was finally able to work something out and dropped the lawsuit.
Bottom line, the teacher or school cannot and should not tell other parents who the child is that started it or can't get rid of it. In today's society of suing for anything and everything, they are just asking for trouble if they share that information with anyone.
Yes, I think it is okay to send home a generic note..."Dear parents, a child in the third grade has lice, here is what the Health Department says to do about it. The school nurse/teacher/secretary/somebody will be checking EVERY CHILD IN THE WHOLE SCHOOL tomorrow". How hard is that. That doesn't identify anyone. Oh, I forgot. I'm just a mom with common sense, not a school administration. BTW, our school administration is a man, and doesn't even have kids!
just had a major lawsuit ruling
but these are mainly people down in the coastal areas whose homes were completely leveled or not habitable. Insurance companies should be ashamed of themselves...some of these folks have been paying the same company for 40 to 50 years and when they need them, they get screwed. I hope the homeowners actually get the monies so they can get what should have been theirs in the first place.
We lived further inland, so the winds were strong enough to blow off a roof, or blow rain under a roof, or turn trees over on houses and crush them, but not level a home....but every time a wind comes up or it rains heavy, everyone holds their breath because trees now have weak roots and are easily toppled over, even 2 years later.
For those who said "you might be in for a lawsuit" doesn't know what they sm
are talking about. My dad retired from law enforcement and they checked up on ALL of my boyfriends! LOL It is PUBLIC RECORD if they have done something illegally. The public has A RIGHT TO KNOW about a person's past history.
If your son doesn't dig up this info for you, just log onto zoominfo.com or something like that, and get all of the criminal records and past of any one who has a social security # or DOB. You're doing a good thing for her. I'm early 30s and I wish my mom and dad did more to protect me.
Are you hoping to milk a sexual harrassment lawsuit out of this?
xx
credit card debt lawsuit question
If there is anyone out there who has been sued and had a judgment placed for credit card debt....
What happens when you go to court?? I don't own a house and live week to week (part-time IC, not very supportive husband) so they can't get blood from a stone so to speak. But I was wondering if anyone has gone to court and what actually happens.
credit card debt lawsuit question
Anyway you can declare bankruptcy, chpt 7? I am going that route. :(
Do you have a lot of monies owed where bankruptcy is a real possibility?
I'm going through a similar time......talk about stress!!!!!!!
What's the basis of their civil lawsuit if they got their stuff back?
It's not like he's a habitual criminal. Tell the court you'll just add it to your bankruptcy because that's where they're pushing you. Or see if you can make $5 a month payments. The kid is crying out for help here. How is it going to help him if you guys have more bills?
I pay most through my bank
Most banks offer a bill payment option. I get to pick and choose when and what and how much. I love this option as I generally seem to forget to buy stamps! Out of all my household bills, only one is not paid online and it is simply dropped off.
Does anyone not use a bank?
I'm getting so sick of fees and am tired of trying to second guess my bank. Does anyone not use one or not have a checking account?
use a bank
I would recommend trying to find a credit union. They are more user friendly. I have been using one for over 15 years now and never looked back. There are Very few, if any fees and good service. Hope this helps.
bank
I have used a credit union for 31 years. If you can find a credit union in your area, it is the best way to go if you think you have to have a bank. I only have a savings account at a credit union so I can cash my check for free, but I still have to deposit some of it or they will charge me. Otherwise, Wal-Mart will cash your check for a fee and you can buy money orders for like 35 cents a piece at Wal-Mart. that works for me cuz I only have 6 bills, mortgage, gas, lights, water, car insurance, phone to pay. Or listen to financial guru's like Dave Ramsey and see what they have to say about it. Also there is checkfinder.com. They have some rules but may be the best way if you feel like you have to have a bank/checking account.
If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
You should have just cashed it at their bank - sm
I know in the past that a bank had to cash a check drawn on their bank; they may charge you $5 to do this if you do not have an account there (I have had that happen recently. Did that years ago when an ex-boyfriend owed me money, took me 2 months to beat $150 out of him; day I got the check from him I took it to his bank and cashed it to be on the safe side.) I have no idea what they do if the funds are not there, but was under the impression they had to cash it no matter what. But if you deposit it, and it bounces you will not see a dime of it and the bank will charge you a couple bucks for their inconvenience. The store will get slammed with a bounced check charge though. The bank should mail the check back to you if it does bounce though so you can re-deposit it at a later date hopefully when the funds are there; at least that is what mine would do when a former employers checks to me would bounce from time to time (and I would be charged $3 for it bouncing which stunk). If you deposited before 2 (sounds like you did not though) you will have the money tomorrow, if it was after 2 then it wil be there on Friday; check in the morning of whichever day is applicable and you will have your answer. Good luck.
I really do not resemble a bank so therefore
do not loan, give money away. The best way you can lose a friend or family members is when money gets involved. I, in your instance, would put distance between me and the other person, sounds like just using a good thing.
I said closing the bank...
…NM
Find a lawyer, find out where you would stand - sm
in the event of a divorce/separation, regarding custody, house, etc. Custody was my main concern as well since I lied on numerous occasions about the finances. Where I am I was told that would not factor in to the custody at all. I can prove that I am my kids caregiver 90% of the time, I ferry they around everywhere, help with homework, get ready for school, meet at busstop, etc. I could also point out my husband is an alcoholic, self treats his depression with alcohol instead of getting proper medical treatment, has threatend to kill himself (or me) numerous times (though he always says he was joking and did not mean it.....that is his standard answer to everything, or that he never said that). Now I do love him enough to deal with all that because deep down inside my DH is full of it, luckily for me, he has never followed through on anything he says he is going to do. But I thought my confession would be the straw that broke it all and send him over the edge. He still is angry with me, I am sure he will be for a long time, but is keeping it together pretty well, though he has said the stress was going to kill him, now he know how I felt I guess. I am sorry your husband is such a smuck. I feel like a dog sometimes with the sex demands, have to do it the night before he goes out of town....he will be traveling a lot for work for the next 3-4 months, which I am more than glad about, much calmer here then, though it gets tiring for me but as he is not really helping much right now it really won't be much of a change. As for yours going on 5 day weekends.....have you considered having him followed, sounds like there may be some infidelity afoot, and if so that would strengthen your case in the event of a divorce and custody I would think. Sounds a bit fishy going out until 1 a.m. and his frequent trips. My DH fishes too, but he goes 2 miles from here with one of our male neighbors, they shoot the breeze and he gets to unwind some which I encourage. Very rare weekends with a buddy of his, I am talking once every 2 years, which again is fine with me. Start keeping track of all you do, when he is home, where he supposedly goes, with whom, etc. He cannot show he will be a responsible dad if he is never there or never interacts with his own kids. My DH would probably suggest I take our older daughter and he the younger, spliting them up, he has the same perception, the oldest is mine, the youngest is his. Our younger daughter is much easier to deal with, our older daughter drives him nuts and she is only 10. My younger one (8) knows something has been going one though, and worries we will divorce, which she does not want. She is very perceptive for her years. I hope that if you do go the divorce route, which would actually probably be best in your situation, that it all works out for you and you get your fair share of assets, etc. Make sure before you do anything like that you have all your ducks in a row, so talk to divorce lawyer. I talked to one for 45 minutes, cost me $160 but was worth it to set my mind at ease. Good luck.
Yes, and we have separate bank accounts ;)
x
Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
Used to work in a bank, under some circumstances...
they will waive the fees, as another poster said, call them and explain the situation. I would do this occasionally after looking over the person' s account and taking a few things into consideration. Overdraft protection, as stated before, is a great idea too. I keep a $400 to $500 cushion in my account; as far as I am concerned, when I only have that much in there I consider it $0. BTW, how can you not know when DH gets paid? Is he on commission or something? Good luck, call the bank, they should be able to help you.
Also at my bank if you have direct deposit
of your paychecks you can get a direct deposit advance on your check and that does get posted to your account immediately. Has saved my butt more than once! LOL
If you are serious contact the seller/bank- sm
and make an offer. How low they will go depends on how long they have been trying to sell, what they have invested in it. IF the previous owners owed a lot on it, the bank will probably still want fair market value. Years ago I thought about buy the house next door to my parents (about 3500 sq ft with a huge 2 car garage and an old pool that either needed to be filled in or total destroyed and redone), I went through it with the relator. The house was about 30 years old then, the previous owners and their 6 kids had basically destroyed it, burned/scratched up hardwood floors, broken doors, windows, etc. the kitchen was original from 1964 as were the bathrooms, etc. It needed lots of work, a new roof, you name it, it needed it. The bank would not take less than $200K-- I was not willing to spend that kind of money on a house that needed at least $100K worth of work on it. They eventually got some sucker to pay it though; and boy did they spend some cash on it. Looks great now and work about $400K at least, but they probably spent that much to fix it and buy it. --- one note of caution when you buy a forecloser though, I believe previous owner has a year to reclaim the property-- if they show up with back payments in hand, etc. they can take the house back from you, improvements and all and you do not get a penny back. So be subtle in your home improvements or wait a year to do anything major.
My bank has free on-line pay so I pay all
of them except 1 that I have to send in the paper account info on. I also like on-line paying because I can set up my payments in advance for the due date when the bills come in and don't forget to send something in.
New Bank Policy on Credit
I went to the bank today to apply for a new line of credit... they had this sign posted outside the door.
Check to see if your bank has any programs
Wachovia has a "way to save" account. Every time your use your debit card, they take $1 out of your checking account and put it in a savings account. We have been doing that for about a year now and have built up about $1500. It's nice because it's automatic and you don't even have to think about it.
I have 4 bank accts and pay no fees at all.
nm
"I ran over your mother in line at the bank
That was a cute game!
he did not handle money at his last job with a bank.
Just because a person has bad credit, does not mean he's dishonest. He did not bounce checks. He did not live beyond his means. He got caught in a layoff. It's a huge stretch from being jobless to embezzlement for crying out loud. There are many jobs at a bank that do not have anything to do with money.
The way things are going with this economy, some of you might be in this situation. I'll be sure to thumb my nose at you when you start wondering what happened.
Is there a debit card available where a bank
?
How can he check bank accounts
I have my own accounts, that is right, mine, not his. He is not allowed to see my accounts. I have more than him and I do what I please with MY money. I made, received,and had before our marriage so literally it is mine.
file garnishment on bank account
so it hits his account the same day he deposits pay checks (usually Friday).
no, nobody knows but the bank, they will cover checks you wrote
nm
Either the bank or Military Surplus store.
There would be only two reasons for me to run away from my home. One reason would be voluntarily, as in winning the lottery--hence the bank. The other would also be voluntary but there would be retribution involved--hence the Military Surplus store.
Either online or by phone with bank card. sm
I can't even remember the last time I mailed a check to anyone.
I'll bet Bank of America isn't liking this
In a revealing example of what she says the average homeowner faces, a California Congresswoman spent more than two hours on the phone trying, without success, to find someone at the Bank of America who could help a struggling constituent modify his mortgage payments. ABC News "Nightline" cameras were rolling as Congresswoman Maxine Waters (D-Ca.) was repeatedly put on hold for long stretches, disconnected, transferred to extensions that did not work and ultimately switched to a recording which directed her to the bank's website.
"The average American trying to negotiate a loan modification will not be able to get it done," said Waters. "It will be impossible for them to get in touch with the right person, and even if they get in touch with a so-called counselor, they have a cookie cutter kind of direction that they go in."
Heard several weeks ago about bank scam
My husband received email the other day from Bank of America asking him to update his files, which of course includes social and the like. We had heard and funny because he does not even have an account there. I also received a call from a person who said she represented BOA wanting to know how I was enjoying my acct. Told them working, no time to talk.
Talk to a local bank or credit union.
That is a HUGE downpayment and that will more than likely offset any bad juju as far as credit rating. You may be pleasantly surprised...we were and we also had crappy credit but because of the large downpayment, that worked in our favor and were able to get an incredible rate with a local bank. Above anything else, avoid those pieces of crap you see advertised on TV and on the computer. Nothing but predators that should be smacked upside their heads with a 2x4.
Change your bank account on file with Vonage Right NOW!
nm
Well, in a bank he would be handling money, so I think it's a legit reason to not hire. sm
To me, it makes perfect sense to not hire someone based on poor credit when that person would be working in an environment such as a bank, handling funds, etc. I see less reason to do so in other jobs, but in a bank, sure, it seems only logical to me. Sorry.
I tried a big company, but
I didn't like the rigidity of their plan. You want somebody who is flexible in the cleaning rotation if they rotate their area of concentration. I mean, this company wanted to waste a clean by detailing my office and bedroom and laundry area. Nobody sees those areas, so if I have company coming over, attention needs to be paid to the areas we'll be using, you know? But they had to follow their national plan.
Plus, DH and I didn't appreciate having to spend every other day off preparing for them to come. Some days you want to spend in the yard and let the house go, but when somebody is coming to clean, you need to have picked up so they can vacuum and wipe counters, etc.
Which company did you use? NM
x
I went with a company...sm
We went with InCharge. The credit cards were out of hand and I was fed up. It took 1-2 months to get everything set up. We pay them $40 a month for their service, but the interest rates were knocked down to 6% so we are still saving bunches of money. We have have all the credit cards paid off in 2 more years. As for working out something with the credit card companies directly, they would not work with us so this is the route we went. Do not regret it at all.
Which company has this.
:
unwanted company
Ditto -- Just don't answer the door. We moved to the country to get away from that sort of thing and it still happens. I hate it too.
Just because a company offers 8....
Just because a company offers 8 cpl doesn't mean they won't up that for experience. I was offered 8 and said no and now I get 10 cpl.
For what company? See, that's the thing - I
have tested for numerous companies, and passed with flying colors, then when it comes down to the job offer, they offer me about what I am making now. That is why I would like to just know what companies out there are paying 10 cpl so I can just bypass all the ones that offer low pay; otherwise, I just see myself wasting my time, taking all these tests and in the end being offered no more than what I'm getting now. Can anyone out there who makes 10 cpl tell me what company they work for?
misery and company
I'm not glad that you all suffer too, but a little relieved. Mine is a little like an electrical hum - white noise came to mind for me also. I wonder if computer error tones started mine as it happened right after I had a series of bad dictations where I turned the volume up really high and then when I hit something wrong I got a very loud tone - someone has since told me how to change it to a more tolerable sound.
Actually, I worked for a PC company
a long time ago supervising the commercial aspect. They always tell you that, but they can and do die in walls. We were sent out many times to cut them out after people insisted on using poison.
The best advice that I can offer is that once you get rid of them, you seal off any areas where they can get back in. If you don't do that, then you will continue to have problems.
Now rats instead of mice, I don't know what to tell you to do if they are eating through the walls!
Me personally though, I had a rat as a pet. In fact, we had to put her to sleep about a month ago.
Maybe you should contact the company...
nm
|
