Just got my yearly free credit report this week and -
Posted By: Amanda on 2009-05-31
In Reply to: Why does closing a credit card account negatively affect your credit report - Why?
Every one of my closed accounts from the last couple of years is listed under my positive credit file as having been paid on time/never late/closed by subscriber.
It does still count as good credit.
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free credit report.com commercial....it
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Why does closing a credit card account negatively affect your credit report
Especially when I never use it anyway, and really never wanted it?
With all the bank rearranging going on in the past few months, one of my accounts was tranferred to Bank of America. I was sent new cards and a new agreement, new interest rate etc...
So I called them up and cancelled but before they did, I had to listen to a spiel about how this would negatively affect my credit report.
Huh?? Why is that?
they can be put on your credit report...
I know for sure b/c I have one on mine. :(
if it does show up on your credit report sm
You could try to get it removed. Tell the credit agency to remove it because you don't owe the money, that you sent a certified letter within 7 days to cancel this and that legally you don't owe it. Check out the state attorney general's office. If it were me, I would not pay it. If it does end up on your credit report, i don't know if paying it will get it removed.
F.R.E.E. credit report.com baby. LOL.
That guy rapping with his little rice burner is HILARIOUS.. I find myself singing that song in the car.
I don't think medical bills can go on your credit report
Even though they referred you to a collection agency, I don't think medical bills can be reported on credit report.
Free credit reports
A lot of people don't know this, but you can get FREE annual printed copies of your credit reports online in seconds from the 3 major credit companies.
There are a lot of online companies out there saying you can only get this information if you pay for it and try to get you to sign up for some type of credit services. Not true.
''This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion''.
www.annualcreditreport.com
is the official site to help consumers to obtain their free credit report.
Hope this helps others : )
I LOVE THE FREE CREDIT GUY!!
and the songs are so catchy. bite your tongue, woman!!
free credit checks.
Is there a way to obtain your credit report for free? I have never checked it. I have always been afraid to, but now I would like to check it now matter how bad and figure on a way to make it better. I have looked on line and found several sites offering "free" credit checks, but then pay a monthly fee for something. I don't want any monthly fees as that is my problem now. I have too many straws in my bank account. I was wondering if my bank would do it or maybe an 800. If I ask, would I get laughed out of the building imaging something for free? TIA.
Cancel them now...rather be free of temptation. Credit score
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There is a free version of Efax that does not require a credit card. sm
Are you needing to fax out, in, or both? You didn't clearly state, but said you needed a number. I receive faxes for free through efax, but haven't sent any that way. Never have I given them credit card info. Check out myfax.com.
I have to have a MRI yearly sm
It does not bother me at all. Though that pounding noise can be annoying.
I hope your MRI comes back normal.
Ever have a yearly exam, cleaning?
They give you a soft toothbrush, always.
what does a company normally offer for PTO yearly
Starting fulltime and just curious?
what does your brother file yearly to the IRS?...nm
nm
my company offered me 10 yearly, is that low/fair?
Thanks in advance...it is probably low but I will still take it. Was just hoping someone else would share their info
I wish we could all go the week of the graduation but their graduations are always a week earlier th
ours. So actually all three of my kids are still in school this week while all of hers will already be out. My youngest is actually missing school to go but my two older kids have finals so they can't go at all that week.
Thank you. I guess I'm just trying to find a nice way to say it without causing friction and keeping the peace.
My DH is your typical male, just deal with it when the time comes whereas I want to take care of things right away without hurting anyone's feelings.
You're free to pray, but not free to discriminate
It's as simple as that.
Would you report.
If you saw someone moving there furniture out of the house 2 days before their housefire?
That's right. I had one report where pt had SM
cancer of the pancreas and, according to report, was supposd to be dead ten years ago. The guy was alive and doing fairly well with gastrostomy tube. I doubt when doctors give so much time left to live, unless the patient is in really bad shape and we are talking about days; but years? No. SIL may be around for a lot longer.
As for me, I would go to Europe. Maybe stay in Europe! LOL!
Here's two from the same report
Cataractectomy and hyperpotassemia. I used to always change these to cataract extraction and hyperkalemia but in these days of verbatim, I put them through as is. They just look stupid to me.
My ER report today -
CHIEF COMPLAINT: Difficulty pooping. 
Third report of the morning...
Doctor starts to spell patient's name...D - i - g, as in Zebra. Yes, he's an ESL and it's too early in the morning for this! 
Get a copy of the op report!
Request a copy of that report or call the physician who performed the procedure. I was put under general for a procedure that should have been done under conscious sedation. I complained of throat soreness, and couldn't understand why. Hence, the OR report confirmed general anesthesia! Oh my gosh! How rude for that tech to say that to your husband! I have never heard of having a colonoscopy without at least some Valium preprocedure, but I guess it could be.
this was a preliminary report - sorry....sm
preliminary is what Dr. Perper just said........and they do think a combination of drugs got her........but won't know for about a month.
I read the report--sm
and this is what I gleaned from it.
First off, this doctor may be an orthopedic hand surgeon, but in this case, along with others, he was a *study researcher*. He and some colleagues, also *study researchers* read 117 reports, but they did not specify where these *reports* came from. (hmmmm). This was not something he had *discovered* on his own and through his own work as an orthopedic surgeon. This was something he *read.*
Anyway, his conclusion from *reading these reports* was, *A major risk factor for carpal tunnel is genetics.*
The very next sentence says, *Exactly what these genetic factors are is not known.* (hmmm)
Then he also says *The quality and strength of evidence supporting genetics or inherent risk factors was felt to be MODERATE.*
Moderate??? 117 reports?? With all the carpal tunnel cases in the United States alone, I really do not feel that 117 reports from unspecified sources is the end-all and know-all for saying that repetitive use does not cause carpal tunnel. First off, I would want to know who these reports were written by, and pointing to only a *moderate* strength of evidence does not convince me, either. Basically, I would need much more proof than this. AND I would wonder exactly how much money this doctor and his co-researchers were paid to come up with this *conclusion.*
But, this is just my opinion. I do my research too and if it doesn't sound right, it usually isn't. Thanks for the link though and for giving me another opportunity to scrutinize yet another empty claim.
Take it seriously and report to the person
you would think would be most instrumental in getting the assistance she seems to need.
I wish to report my hubby
for the crime of stealing the affection of our foster dog, Cedric.
DH is home sick and I think it's a scheme to spend time with Cedric (though he would never admit this!) to win Cedric's heart over to love only him.
How did I lose control ... LOL.
In this day and age..absolutely. I'd report it to someone.
`
do not wait - do something now -- report her
Before another family or child is scarred by this counselor you need to write a letter to the principal and to the school board documenting everything that has happened. If you let it go, it will continue and harm other children. I am all for making children accountable for their actions and sometimes feel that parents do coddle too much sometimes but in this occurence -- do not and I really urge you to do something about it and report it. If you stand by and let this continue then you are partially responsible -- more of us need to become involved and do something about things like this. Let us know what happens. Just document in writing everything that has happened and does happen.
Report length
The longer the better if it's by one of my favorites.
Header on an ER report
I will never forget--
ATV versus Tree.
ATV lost.
Rates right up there with bus versus bicycle. Bicycle lost. Car versus semi. Car lost. Car versus pedestrian. Pedestrian lost.
I'd report her to her superiors.
I'd be into that principal's office in a hot minute, have that teacher, and her union rep right there and have her disciplined. That is a breech of confidentiality and by no means should she have done that; it is nobody's business what condition that young boy has or deals with every day.
The bullying needs addressed as well with the principal and those parents called, and then what you do is request he be switched to another school in the district or you'll take to the local newspaper.
I am so tired of these teachers thinking they can just speak to students any way they choose, and not expect any repercussions from it. I had a teacher tell my son that his "mother's sob story doesn't fly that you are adjusting to a new school." Well, I was hot! I set up a meeting and put her in her place, and the principal actually agreed with me and not her. I will not tolerate this any longer.
I am now wondering what to do about the fact that my son is being punished for swearing in the hallway to another student and has to serve a detention but the swearing occurred about a month ago. If that was the case, it needed to be addressed when it happened, not a month later. My son didn't even know what he was being called in about it was so darned long ago. These teachers need to understand that they are the ones that students are supposed to look up to, and this teacher in this OP's life obviously is not setting a good example. This just goes to show how this world has lots to improve upon including people in positions where they are impressionable on our youth. She was wrong, no ifs, ands, or buts about it. JMO.
Please report this to the police (sm)
This is threatening and dangerous behavior. he is not afraid to knock on your door or to leave a note. Please call the police and report this immediately.
GOOD REPORT~
My brother and his wife & son went to see them this a.m. and when they walked in Lindsay's room she was texting someone on her phone.. she actually, so they have said has worse injuries than Mikey, she messed up her spleen, lacerated her liver, had some internal bleeding & said they might have to do surgery, not sure about that yet, what they thought was a break was an old wound, not a new break.. Mikey's parents talked to the dr. this a.m. & said he would heal, had a collapsed lung, etc, but he is out of danger as far as whether he's gonna make it. so thanks for all the prayers and Thank God for them both going to be okay..
Reminds me of a GYN report I typed
was in her 80's and thought she was reaching for the KY jelly on her nightstand, but grabbed body wash instead while she was making whoopee. Poor thing had a terrible infection, hence her visit to the GYN. I still have to commend her for having you know what, plus KY jelly! Woohooooo! What a night, she must of had! Boy, did she pay for it in the end.
I would call the sheriff right now and report - seriously.
That is very, very unusual behavior and you need to make a record of it and protect yourself. Lock all your doors and be very, very cautious now. He knows you are alone now and vulnerable and who knows what he might do. Be careful!
According to news report today......sm
the reason it didn't pop up was because the system is not integrated and so this info would not have been found. I find it weird and scary that the state of Virginia found this man mentally ill and as a threat to himself and OTHERS, and STILL the system just let him walk off and back into the university system without any follow up on him.
Report this to animal control!
You need to file a report of both killings to the animal control officer. My neighbor had 2 Akitas (aggressive like chows) who attacked and killed my cat. Unfortunately my cat for some unknown mind boggling reason jumped over her fence into her fenced-in yard, BUT . . . these 2 dogs had also gotten loose a couple of times and attacked a woman getting her mail from her mailbox! Vicious dogs are vicious dogs and this needs to be documented by you. I feel so bad for your cats, but please don't let it happen to any other poor animals!
Thanks to everyone and I am happy to report I have been demoted... SM
to handing out programs at the service, another part of this wedding I do not understand. Is this a normal thing, programs at weddings? Maybe I've just been out of touch for too long or I'm just too kuntry, but I've never heard of a guest book attendant or having programs at a wedding.
Ah well, I'm just happy that when the food is served, I'll be comfy at my table ready to eat and not standing by some silly book making people sign it!
You're doing my husband's report? (nm)
You may have to report it but not as sibling abuse (sm)
Child abuse and neglect by the parents that BOTH children live with. The 8 year old doesn't need to be punished, they both need to be taken care of. The thing is, as you know DHS is not always going to fix the problem and if the mother finds out it was you, she will probably not let you see your GS again. That is a problem. I am not sure. Does your son have any type of rights to visitation, etc? Can he not go to court and say that his child is not being taken care of appropriately? Where is the older child's father?
Report it to EBay. Did you use PayPal to
pay for it?? If so, maybe they can cancel the payment.
Did that report say how many people celebrate Christmas...
for religious reasons as opposed to it being just a secular holiday for them?
Op report won't note combativeness, etc. Just 'discomfort'
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Missouri wedding guest...please report in! :) nm
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nope...it's real...see report link
http://www.safecosmetics.org/docUploads/A%20Poison%20Kiss--The%20Problem%20of%20Lead%20in%20Lipstick.pdf
REPORT: Another college campus shooting. sm
From MSNBC: A gunman opened fire Thursday in a lecture hall on the campus of Northern Illinois University, wounding as many as 15 people
I had a report with a baseball stuck in a man's rectum -
when the nurses asked him why a baseball, he responded that his wife was not home and it seemed like a good idea at the time!!!
Just saw a report on news where they listed it as a dangerous drug
apparently caused something that looked like malignant polyps in the colon but other than that, people told not to take it on a first date, not good idea and you should maybe, starting to take for first time, wear dark pants. I guess that is so the orange diarrhea won't show through so much.
Time to report the owner to Animal Control if you have a
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