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If you can handle the rent payment,

Posted By: see message on 2009-03-20
In Reply to: He said he was moving, so I would say ok to that! - Maria

then let him move on and do not give him any money. Let him figure it out for himself.


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interest-only payment
We'll just be paying "interest only" for the house, so that would be around $2700 monthly.  Do you think our combined income would be enough for this?  If we don't get approved by a finance institution, someone will co-sign for us to get the house. 
They do have payment options
it may be if you're not already in arrears with them, but I have had a payment plan with them before. When you file for the automatic extension, it only allows that the deadline to file the return itself is extended to August 15th, but if you are going to owe, you are still supposed to pay by April 15th. (What's the point, right?) I think it is more a means for people who have complicated returns to get more time to complete them, but still have to estimate how much they owe and go ahead and pay that.
P.S. They DO lower your minimum payment due (nm)
x
Info on stimulus payment...
I looked on irs.gov and looked under where is my stimulus payment. It said if you did not send you taxes off until April 15 or close to April 15 you taxes weren't late but the taxes weren't processed by April 15. So you will not get your payment on that date on the schedule. It can be up to 6 weeks later. I mailed mine on April 15 so that is why I didn't get it today.
Did anyone's credit card payment any go up
seems chase is changing policies on their credit card holders. charging 10 service fees if you want to keep your promotional rate. also doubling minimum payments. Didn't they have financial problems in 2008?

Payment process was restructured.
x
My only bill is the house payment, which is quite taken care of
with one of our checks each month. So, think what you will; our life is good. We save and know how to manage our money. Merry Christmas!
She received a 160K disability payment sm
Something about a back injury that didn't allow her to work (but did allow her to carry 8 babies? Strong back....?) and she also gets some money for a couple of the first 6 kids who are disabled in one way or another (not sure of the details).
Can you rent yourself out to me for a few
I would LOVE to pay you to come stay a week at my home and set my neighbors straight. I've started hybernating in my home because of the rude people who live around me. I wasn't raised to violate other people's home space or behave badly, but obviously that isn't the case with any of my neighbors.

Seriously, give it some thought and name your price :) :) :)
Only my rent. - nm

rent
We used to own a double house and we rented to this old lady who was just a wonderful tenant, so we never raised her rent from, I think it was, $375 per month, or some sort of ridiculously low rate.  We lived in the other side with 2 children, so it was really important to us who lived next door.  Unfortunately, she went to a nursing home, so we had to find other tenants, but we charged quite a bit more.  If you are a really good tenant, I would discuss it with your landlord.  It might be worth it for him to keep you and take the cut.  If Helen had asked, we would have lowered her rent to keep her.  If you are dealing with some sort of big rental company with hundreds of units, you might be out of luck, as they don't care that much who they rent to, as long as they get paid.  Good luck.  By the way, if there was any way you could possibly do it, look into buying a house.  You are not going to get a cheaper housing market than now and it is not going to stay this way forever.  Sometimes a mortgage can be cheaper than rent, but there are other expenses involved with owning, as well as responsibilities.
I,. first of all, would pay her rent until she
gets out of the 'hole'. I sure would not like to be your daughter.
would it be possible for you to take the rent money to her? nm

Can you rent a houseboat? Might
xx
It would almost pay my rent for a year.

Tell him you want $100 a month of that $180 he gets for rent. nm
x
How would you handle it!

My mother has this friend who she knew in highschool “Mary”.  My mother moved away very young, but after we moved back (40 yrs later) they started talking again.  Mary used to call my mother and they would go and eat dinner and such.  My mom is 70 and this lady is around same age.  


 


Just for a visual.  Nothing against the weight…My mother is 6’2 and average build and very modest and clean.  Mary is about 5’5 and about 300+.   She has food issues and will just pile food up.  I’m sorry but she is disgusting.  She just wants to sit around and eat and sleep.  


 


Mary had started calling to go out and eat or for coffee and then not pay, expecting my mother to pay for everything.  My mother has taken food to this lady’s house when she cooked a big meal or pot of soup etc. and this lady never returned bowls.  Well one day my mother went and got her and they went to dinner.  When she dropped Mary back off at her house…as my mother says…”She passed gas 4 times, and did not bother to say excuse me!”   My mother is a very well mannered, modest lady and that thoroughly disgusted her.  She refused to take any more of her calls.  She would speak to her in passing or if she saw her at a restaurant but tried to avoid her.


 


Mary just gets bigger and bigger and wears the same clothes days in a row with food spilled down them and will not bathe!   It is disgusting.  My mother and friends have talked with her daughters about getting her some psychiatric help but she has all of her faculties.  She just says she can’t get in the tub and out.  Well, sit on a chair and bathe.  Now she only takes a bath once a week, yes once!  This is when and if her cousin will come and bathe her.  This has become just sorriness.  I have seen these super obese people who can bathe themselves.   She can manage to get up and down and walk and drive and go to restaurants.  If she manage that much she can change her darn clothes!  She is not disabled or so morbid that she cannot manage this, she just does not care.


 


I went to see my mother Sunday.  She said Mary had called the day before and asked to meet for coffee.  First time in over a year.  My mother agreed.  She never, ever talks during this time.  During coffee she asked if mother wanted to go and eat at a particular restaurant, being cordial my mother agreed, 6:00.  Mary called at 5:00 she was ready, then wanted to go get coffee again.  Getting up to go and pay Mary proceeds to gas my mother out again!  Too which my mother again is thoroughly disgusted.


 


Well I had spent the night Sunday night, cleaning for company to arrive.  Mary calls.  My mother who is sick was in other room and I did not recognize number.  Mary asks how she is and I say sick.  My mother had already told her she was sick and would be busy getting ready for company.   I told her she had gone to the store.  Within 5 minutes this lady was banging on the front door!   We were trying to ignore her, assuming it was her.  I was trying to look out window.  Mother usually keeps the door locked for this reason but I was in and out mowing lawn and cleaning.  This heifer (no pun intended) just walked right in, “Hey, how are you” and sat down.  Mother and I mad as fire!!!!  My mother would try not to hurt anyone’s feelings unless they push her.  I was floored.  It was her house and I did not want to say anything.  Well she has on the same clothes from the day before and she is reeking with BO!  Had to Febreeze that end of the couch!   Well she sat on that couch, did not say a word, then proceeded to sleep in my mother’s nice air conditioning for 3 hours!  Snoring like a freight train.  She then woke up and helped herself to an entire box of Cheese-It snacks.  Finally after waking up good at 7:30 p.m. she asked if my mother wants to go eat.  My mother laughs and says sure why not!  Just to get her out of the house.  My mother expressed fears that this lady would come over every day while my family was in town. 



Company arrived yesterday morning.  I called today my sister says “well we had unexpected company POP IN today!”   I told her to tell her not to do it again.  She said same thing, peeping out window and this lady walked right in.  Sat there sleeping.  She waits for someone to cook for her!  My sister said whoo she smells and this is supposed to be “bath day”.  That lady had the same clothes on since Saturday with the same food spilled down the front!


 


Not quite sure how to handle this one, other than my mother ignoring her and not answering the phones again.  She is just too good hearted.


I'm with you. I don't think I could handle that
either.  I think even though you choose to forgive and go on, would you ever be able to really feel the same after that?  I think once trust is broken it is difficult.  I admire couples who work through this.  Maybe in some cases it makes the marriage stronger. 
how to handle
Hi,

Wow. I'm not really sure what to say, but you sound like you really need some support. Have you tried AL-anon or some other support agency for families of alcoholics? Maybe they can advise you, or maybe a lawyer. I think if you call a lawyer, at least the initial consultation is free, but check when you call. I wish you luck and hope things improve for you. Hang in there.
How would you all handle this? sm

My SIL and BIL moved to town in November.  So far I have arranged every get together during the holidays, Super Bowl, picnics, birthday lunches and dinners, and call her on a regular basis.  She has called once.  Yet every time we get together we have a ball and talk for hours on the phone and she says yes she will call, but never does.  I mean, her phone dials to my house, right?  Not even sure what to think here and would hate to lose her friendship, but do I always have to make all the effort?  Is there something I could say that would not sound rude but let her know it would be nice if she made plans once in awhile or picked up the phone? 


Unfortunately, we're not rent-controlled here. - sm
A very few places downtown are rent-controlled, left over from the 70's, I think, but NO ONE moves out of a rent-controlled apt. there unless they DIE!
The recent prime-mortgage fiasco is compounding the problem. A LOT of people here lost their homes this past year, and now they're driving up demand for rentals. I just looked on Craigslist at an area nearby that was affordable, in the 700's-900's just last year, and now I notice that most of the rents are above $1600. That's my entire month's salary!
For that kind of rent, she should become a transcriptionist!
Sorry for the joke. I just had to throw this one in, just a bit of "sarcasm..."
BTW: Sometimes I feel like a call girl with the production work we do. "work it girl, go go go, get those lines!" LOL.
I didn't know you could rent generators.
That is a great idea. I'm sure they are probably all gone by now. We have been planning to get one but never have the extra money.

Thanks for the heads up on Sunday. I had no idea about that. We are in Southeast MI. I think it will be less here than most of the state but we don't live in a populated area and our roads are the last to be plowed and power lines are the last to be fixed. The toilet was a big concern, otherwise I think we will survive. :) Just might give the 10yo a run for his money with boredom. lol
Single moms - is it better to rent or buy? sm

I am separating, about to become a single mother of two children.  I am wondering if I should buy a home or rent one.  While buying seems like a good idea, I would also be giving a chunk of money for a down payment (which if I rented I could keep as emergency savings) plus I would be responsible to repair anything that might break.  I would appreciate any advice on this. 


thanks :-)


That's right! If you rent it is NOT your 'own' home.

Would you charge 18yo rent?

Son is turning 18 in a couple of weeks.  Has a part time job (going full time when turns 18 due to labor laws), no plans for college, not really sure what he wants to do, oh - and he has to go to summer school to finish a course and get credit for school.


So - would you charge rent when he turns 18 and if so, how much?  What about groceries (he's skinny as a rail and eats ALL day long! ha).


what's PH? Posting Handle?????

posting handle!!! lol

You asked how others handle it. They sm
handle it by being the grandmother who stays out of it.  You sent me a nasty email saying you weren't interfering, and did not wish to be judged, but you ASKED, how do others handle it.  Others handle it by letting the parents, not the grandparents, handle it.  Nuff said.  Please do not email me again.
the mammas handle
I have a dad exactly like this. We are estranged 10 years now also. Truly, truly your mom needs to step up to the plate and handle daddy. Her hiding out is cowardly, forcing you and your husband to even discuss daddy on the lawn is unbelievably rude. Your life is not a Jerry Springer show! You're the kid in this. The girlfried can handle him or your mom. I think if you put it to him this way, his pride will get the better of him and he will get off the porch!

I feel your pain! Hang in there!
The handle are coming off ...
and DH has welded a few back on. This set is about 10 years old, but it shouldn't be doing this.
Here's how I handle finances ...
I am doing well when I see others are not but it takes some priorities and discipline.

I have a budget set. I follow it religiously. It took time to develop it. It includes expenses for maintaining the car and home, clothes, gifts, haircuts, emergency saving, long-term saving. If I have a fluctuation in income where I have excess left over - it goes to savings, not in my spending fist.

I have everything I can set up on electronic banking. It helps keep you on track if you cringe at the thought of being overdrawn and messed up on an electronic withdrawal problem!

Income is direct deposited into 3 accounts: Household checking, personal checking and savings. Household checking is where all expenses are paid out of. Savings, self explanatory. Personal checking is the allowance I have for myself from each paycheck. It is my personal spending.

Once the bills are paid, each payperiod I have a set amount I withdraw in cash from household checking. This is for gas/groceries. That is it. When we run out of cash for gas/groceries, we run out.

Don't carry credit/debit cards or checks with you.

Single most important staep you can take: Live below your means. Whatever your income is, subtract 10% for your savings and then live on the rest. No exceptions. No matter what changes you have to make, if you do not do take this one most important step, you will never have any savings and never get ahead.


If your mother does not handle this
You will all be on the news. This is your mother's problem that she is refusing to handle. She is lucky to have such a responsible daughter as yourself. But not dealing effectively with your father is just sticking her head in the sand. I hope he can't get a gun, because it sounds like he is slowly getting up his courage...
How to handle mama cat.

A few months ago a stray calico started coming to my door.  I found her to be very friendly and so I let her in when I am working.  I started feeding her.  She keeps me company.  I haven't really taken her to the vet yet as I was still wondering if she might be a neighbors cat but none will claim her so I guess she is officially mine.   H agreed to keep the cat outside.  He doesn't want house animals of any kind so I feed her outside but I will let her in during the day time and H has agreed when the weather is cold she can stay closed up in the Utility room at night.  Anyway, she had 4 kittens in the neighbors wishing well a week ago.   I am taking her to the vet to get her fixed as soon as she quits nursing.  I don't know how long that will be though.  The neighbors said that she and her babies can stay as long as they need to.  Anyway, as I was typing along I heard a mew mew.  I looked behind me and see mama carrying one of her kittens into my girls bedroom.  I have my door open and she can get through a hole in the screen.   My girls would love that but I know H wouldn't.   What should I do? 


I rent also and live in a huge complex
They hired someone to do the vinyl and afterwards they were installing the new doorbells. Well, they could not figure them out and while I was working the doorbell was ringing constantly! I went down there and started to explain to them and they could not understand me, not a word. I then called the company myself (got the name off the truck) and threatened to call immigration and explained that if these people passed the citizenship test surely they'd know a couple of words of English. Within an hour they were gone and have not been back. It was funny watching them hightail it out of here from my window :) LOL
If you rent movies by mail, which service are you using and
s
If you rent, it may not be allowed. Rotties, pits,
dobermans, chows, and german shepards are often on landlords 'not allowed' lists, for liability reasons.

I'm a dog-person, and have known quite a few rotts, and none of them were friendly to anyone but their master.

I think one of the best choices for a 'first big dog' would be a labrador retriever. Laid-back, not as barky, usually love everyone, great family dogs, yet big enough to possibly deter a burglar.
I have an 18-year-old daughter and we charge her rent...

I think it teaches them responsibility and what the "real" world is like, there is not a free ride and to be accountable.  The rent we charge does include groceries, cell phone, etc.  She just pays my husband and I a lump sum at the beginning of the month and it covers all expenses at home.  She buys her own clothes, make-up, personal items and even helps with her college expenses at the local community college.  I think it's a great idea! 


Had my feelings hurt, how to handle?

About a week ago my elderly aunt called and told me she was having problem with her scalp, asked what did I think she should do, dermatologist she asked. Told her I would be happy to check on an ole timey medicine to apply to scalp, used for daughter before and worked. Distributor no longer made but phamacist suggested something else. I took to her and did not want money for it and told her so. Today I get the cost of the medicine back and then she goes on to say what a terrible smell, stung when she first put it on (says so on the directions which I am sure she read), awful smell, could not go out anywhere, had to wash her hair, just terrible putrid smell. Now, except for a doctors visit every one in awhile, she does not go out and that is not every week. I did this out of kindness and now I feel hurt, not only about her returning the money but most of all how she went on and on and on about how she could not use. She is not senile, has plenty of sense, although elderly still drives and no kind of problems except I think she was kinda rude to me. Any ideas? Should I say something, let it go, not involve myself any more??


The cleverest way to handle the situation is to
I know exactly what you are going through. I think that the great majority of us who work at home and who have children have gone through this. You'd think that this mom would be more understanding if her husband works at home, but apparently not. I also know that parents who work outside the home have all sorts of scheduling/transportation issues to deal with, as do we work-at-homes. But, I think that over time, they ask so often for these little favors that they become completely oblivious as to how rude they are. Maybe they get this way out of desperation, but once they get a "yes" from someone, they return again and again asking for favors.
I have three teenagers, but I've gone through this with neighbors and "friends" when the kids were little. The only way you can get it to stop is to firmly say no. Simple answer: "No. I'm sorry that I can't help you, but my work schedule does not allow me the time to do that." Then quickly finish the conversation. If you are there in person, say that you have to leave and turn away. If you are on the phone, say that you have to go now. Good-bye. Hang up. Don't give her the opportunity to ask why or to say something like, "But it's only a few minutes out of the way, etc." Just end the conversation.
She'll get the message very quickly, and even if she's very dense, she won't ask more than a few times.
I know you feel reluctant to do this. No one likes a confrontation, and you don't want to be rude. But by being short and to the point, and then politely ending the conversation, you should solve the problem. AND the beauty part is... after you've done this once or twice, you will feel empowered and will be able to do this again if someone else wants to impose upon you.
People don't understand that work-at-home does not mean "totally available". They should understand, but most of them don't. You have to stand up for yourself and educate this demanding woman.
Not so much jealous, as they just can't get a handle on why things
m
Exactly, like when people say God will not give you more than you can handle?
How about asking the parents of a 4 year old with terminal cancer how they feel about that?

People amaze me sometimes.

I think it's called brainwash?
They are adults and can handle it. After all, this is the tradition
with your husband's family. If they don't want to go, then let them stay home. Surely they were aware this is what your husband's family does on Christmas Eve before inviting themselves to spend the night. Don't ruin family time with your family and your husband's family.
How do you handle being jealous of stepkids?

Big problem, girls!  I have a stepdaughter that I am so jealous of I cannot see straight most of the time when she is here.  The child is 9 years old and has her daddy so wrapped up that when she is here I am just pushed aside completely.  He does not see it, thinks I am just overreacting and is even to the point of starting to take her and spend his visitation time somewhere else and not bring her around me.


I do not begrudge her getting her daddy's attention... I just feel that I should be involved more.  If they are watching a movie, he loves on her and holds her while I am pushed over to the recliner by myself, when its time to go to bed, I go to bed alone while he sleeps with her and if I want him in the bed with me, I have to wait until she goes to sleep and then go wake him up and ask him to come to bed with me.  We cannot close our door when she is here because she will get upset and start banging on it and crying and he will run right out to her (even if we are in the middle of a conversation), we cannot sit together on the bed and watch TV even if she is in her room by herself because as soon as she knows he is in the room with me she starts hollering for him and he runs to her and then proceeds to crawl up in her bed and watch TV with her.  If they are going somewhere it is usually just the two of them and I am not invited because they need to spend some time together.


Granted, he does not get her on a regular basis (his fault, not mine) and he wants her to know that he loves her, but why can't he see that I should be included too?  He wants me to love her and spend time with her and do things with her (especially when there is a football game on he wants to watch, or somewhere he wants to run with the guys for a little while), but then he makes it where I don't want to because once he is ready for her back, I am just pushed aside. 


She calls me "She", not my name; she does not acknowledge me when she comes in the door until he forces her to speak to me; after our living together since she was 4 years old she gets very upset and says that I am not her daddy's girlfriend and that I am just a "friend" and she tells everybody that.  I feel like he enforces that idea when he pushes me aside and he says I am just being ridiculous and selfish by wanting him to spend more time with me when she is here.  I don't even ask him to forego time with her, I just want him to make some time for me (maybe give her a bedtime and have grownup time with me after she is asleep even?).


Am I just ridiculous as he says, or am I right in feeling the way I do?  Help, please...


how to handle a pet you do not care for anymore

In October we got a 7-week old cat from a local vet.  We loved her, she was a sweet ball of fluff.  She is mainly an indoor cat but does like to go out a few times a day.  A few weeks back she started eliminating (both) on my down comfortor, which is a PITA to wash!!!  I thought it was just the comfortor so I would just put it away every day after i woke up.  I thought maybe it was the litter so I have changed the type of litter I used and that seemed to help.  But last night she peed on the bed itself, not the comfortor.  The mattress is only about 6 months old, i'm very upset about this!!


Consequently to me disciplining her for this, the cat does not like me anymore.  She does not allow me to pet her, she will no longer sit in my lap.  The only time she is friendly with me is when I am making food in the kitchen and she comes and rubs on my legs because she wants food.  The only thing I did was take her and put her outside when she eliminated on the bed.  I use a spray bottle to keep her off of the table and now to completely keep her out of my room.  She does not eliminate anywhere else in the house but my bed and the litter pan.


Besides this she plays rough.  She is always biting and scratching.  Maybe it has just been too long since I had a kitten and forgot but do they normally do that? she is not very loving.  This makes me sad as I wanted a lazy Garfield type cat LOL.  I know it's not fair for me to expect her to act a certain way but I can't help being dissapointed.  She is ruining my bed.  I have started putting her outside more but my youngest gets sad when I do as he thinks she won't come back and that is a battle.


Anybody had problems like this?  I know there is a spray you can buy so they will not eliminate on certain places but won't she just find somewhere else to do it?


 


 


What's your opinion on the Monster handle?
I've been researching steam mops, and this one has lots of good reviews. The only negative that I'm finding is that some people find the handle to be flimsy, and a few have noted that they've snapped the handle when they've pushed too hard. I'm on the verge of buying one of these, but I'd like to know about the handle. Thanks!
he did not handle money at his last job with a bank.
Just because a person has bad credit, does not mean he's dishonest. He did not bounce checks. He did not live beyond his means. He got caught in a layoff. It's a huge stretch from being jobless to embezzlement for crying out loud. There are many jobs at a bank that do not have anything to do with money.

The way things are going with this economy, some of you might be in this situation. I'll be sure to thumb my nose at you when you start wondering what happened.
Eviction. Foreclosure. Are you still in the trailer? Do you rent the land?
x
In some locations, you can rent an exerciser instructor to lead
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Donnie and shower. Go to movies or rent a movie?
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Have U renogiated credit card debt when minimum payment got too high? Do they take your card away,
s