If it is like my bank they will cover you up to $500 -sm
Posted By: on 2007-04-18
In Reply to: which is worse. - Money problems.
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
Complete Discussion Below:  marks the location of current message within thread
- which is worse. - Money problems.
- If it is like my bank they will cover you up to $500 -sm -
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
no, nobody knows but the bank, they will cover checks you wrote
nm
if you cover it, it will be much less dry!! *S*
I pay most through my bank
Most banks offer a bill payment option. I get to pick and choose when and what and how much. I love this option as I generally seem to forget to buy stamps! Out of all my household bills, only one is not paid online and it is simply dropped off.
Does anyone not use a bank?
I'm getting so sick of fees and am tired of trying to second guess my bank. Does anyone not use one or not have a checking account?
use a bank
I would recommend trying to find a credit union. They are more user friendly. I have been using one for over 15 years now and never looked back. There are Very few, if any fees and good service. Hope this helps.
bank
I have used a credit union for 31 years. If you can find a credit union in your area, it is the best way to go if you think you have to have a bank. I only have a savings account at a credit union so I can cash my check for free, but I still have to deposit some of it or they will charge me. Otherwise, Wal-Mart will cash your check for a fee and you can buy money orders for like 35 cents a piece at Wal-Mart. that works for me cuz I only have 6 bills, mortgage, gas, lights, water, car insurance, phone to pay. Or listen to financial guru's like Dave Ramsey and see what they have to say about it. Also there is checkfinder.com. They have some rules but may be the best way if you feel like you have to have a bank/checking account.
HOmeowners may not cover
Sometimes if it is a motorized vehicle it will not be covered under homeowners insurance since you are supposed to have insurance on those independently. Most of the time boats, motorcycles, scooters, cars are not covered but each policy is different but don't be surprisied if they are not. Usually it is the home and contents. Again, I feel for you but if you did not want them stored at your home then your husband should have followed your BIL home to take them off the trailer and see that they are stored in a safe place. Especially since you know them and describe them as such and they have already had a loss. But I guess this is a situation in which everyone learns a question, an expensive lesson but a lesson. Am not sure if you would even win in a court of law as it was not an intentional act and you did not carry insurance on it.. Also with regards to their home owners it might not be covered as it is not theirs. When my niece was borrowing a computer from me and they had water damage because the computer was mine and not theirs it was not covered. Good luck but to me this looks like a no win situation for anyone.
I believe the tip goes to the franchise to cover --sm
the amount of gas prices, etc. I would continue tipping the driver the same amount, if I were you, and no, I would not tip any higher amount on Superbowl Sunday...it is not a holiday. lol.
Just to cover all bases, could she be
nm
An IPOD cover. nm
x
I cover mine at 350 and put
a teaspoon of olive oil on the bottom of the pan first. I happen to use a clear glass or ceramic dish with a tight cover. It seems they turn out more moist with that type of dish. I know you don't want to add anything, but I like to sprinkle a dash of salt and pepper on mine and put some finely sliced garlic (not much, a small clove) in the olive oil. That way the flavor from the garlic circulates around the dish and adds a hint of flavor, but doesn't overwhelm it. I can't tell you how long to cook it, but I can always tell mine is done just by the way it looks. It does shrink a good bit.
Did insurance cover this or how much?
nm
Keyboard cover?
Does anybody use a cover on their keyboard (while working). I dumped tea all over mine the other day, and had to buy a new one. I always wear the letters off the keys within weeks, and thought maybe a cover would help. TIA
Implants they do not cover any of the
cost as it is considered cosmetic. The denture they will pay a portion but not much sorry to say!!
You should have just cashed it at their bank - sm
I know in the past that a bank had to cash a check drawn on their bank; they may charge you $5 to do this if you do not have an account there (I have had that happen recently. Did that years ago when an ex-boyfriend owed me money, took me 2 months to beat $150 out of him; day I got the check from him I took it to his bank and cashed it to be on the safe side.) I have no idea what they do if the funds are not there, but was under the impression they had to cash it no matter what. But if you deposit it, and it bounces you will not see a dime of it and the bank will charge you a couple bucks for their inconvenience. The store will get slammed with a bounced check charge though. The bank should mail the check back to you if it does bounce though so you can re-deposit it at a later date hopefully when the funds are there; at least that is what mine would do when a former employers checks to me would bounce from time to time (and I would be charged $3 for it bouncing which stunk). If you deposited before 2 (sounds like you did not though) you will have the money tomorrow, if it was after 2 then it wil be there on Friday; check in the morning of whichever day is applicable and you will have your answer. Good luck.
I really do not resemble a bank so therefore
do not loan, give money away. The best way you can lose a friend or family members is when money gets involved. I, in your instance, would put distance between me and the other person, sounds like just using a good thing.
I said closing the bank...
…NM
I doubt homeowners would cover this, but
to do? How would the carpet store fix this? Just wondering....
She's using her tail to cover the delicate
parts, hehehe. That's more than my dogs do, course they have a lot more fur-clothing on.
he needs to be taken out, quietly, under cover of darkness
nm
A "fee" to cover their time.
It's a fee for the time they took calling the police and looking at video tapes. The probation officer said that stores rarely do it but that they can. I guess we're just extra special.
We go before a special youth council next week....and revisit with his doctor about the Respirdal and the hair pulling, etc...
You can never judge a book by its cover, can you? sm
Simply amazing. Gave me goose bumps. Her voice is pure joy. Love it every time I hear it!!!
Yes, and we have separate bank accounts ;)
x
Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
Used to work in a bank, under some circumstances...
they will waive the fees, as another poster said, call them and explain the situation. I would do this occasionally after looking over the person' s account and taking a few things into consideration. Overdraft protection, as stated before, is a great idea too. I keep a $400 to $500 cushion in my account; as far as I am concerned, when I only have that much in there I consider it $0. BTW, how can you not know when DH gets paid? Is he on commission or something? Good luck, call the bank, they should be able to help you.
Also at my bank if you have direct deposit
of your paychecks you can get a direct deposit advance on your check and that does get posted to your account immediately. Has saved my butt more than once! LOL
If you are serious contact the seller/bank- sm
and make an offer. How low they will go depends on how long they have been trying to sell, what they have invested in it. IF the previous owners owed a lot on it, the bank will probably still want fair market value. Years ago I thought about buy the house next door to my parents (about 3500 sq ft with a huge 2 car garage and an old pool that either needed to be filled in or total destroyed and redone), I went through it with the relator. The house was about 30 years old then, the previous owners and their 6 kids had basically destroyed it, burned/scratched up hardwood floors, broken doors, windows, etc. the kitchen was original from 1964 as were the bathrooms, etc. It needed lots of work, a new roof, you name it, it needed it. The bank would not take less than $200K-- I was not willing to spend that kind of money on a house that needed at least $100K worth of work on it. They eventually got some sucker to pay it though; and boy did they spend some cash on it. Looks great now and work about $400K at least, but they probably spent that much to fix it and buy it. --- one note of caution when you buy a forecloser though, I believe previous owner has a year to reclaim the property-- if they show up with back payments in hand, etc. they can take the house back from you, improvements and all and you do not get a penny back. So be subtle in your home improvements or wait a year to do anything major.
My bank has free on-line pay so I pay all
of them except 1 that I have to send in the paper account info on. I also like on-line paying because I can set up my payments in advance for the due date when the bills come in and don't forget to send something in.
New Bank Policy on Credit
I went to the bank today to apply for a new line of credit... they had this sign posted outside the door.
Check to see if your bank has any programs
Wachovia has a "way to save" account. Every time your use your debit card, they take $1 out of your checking account and put it in a savings account. We have been doing that for about a year now and have built up about $1500. It's nice because it's automatic and you don't even have to think about it.
I have 4 bank accts and pay no fees at all.
nm
"I ran over your mother in line at the bank
That was a cute game!
he did not handle money at his last job with a bank.
Just because a person has bad credit, does not mean he's dishonest. He did not bounce checks. He did not live beyond his means. He got caught in a layoff. It's a huge stretch from being jobless to embezzlement for crying out loud. There are many jobs at a bank that do not have anything to do with money.
The way things are going with this economy, some of you might be in this situation. I'll be sure to thumb my nose at you when you start wondering what happened.
Is there a debit card available where a bank
?
How can he check bank accounts
I have my own accounts, that is right, mine, not his. He is not allowed to see my accounts. I have more than him and I do what I please with MY money. I made, received,and had before our marriage so literally it is mine.
Obviously didn't cover many details in a post.
I am not emotionally selfish. Heavens. And I am a Believer, while they are not. I am an animal lover, not above humans. But when I have gotten together with my family in the past, they have chosen those visits to ridicule my family and our love of animals - family get-togethers were nothing more than lets bash the youngest over her love for her animals. Its a bigger picture than I am comfortable to explain here - basically even covers the hunting versus anti-hunting personalities, etc. I have never ever pushed my philosophy on them - its always been vice versa. As an animal lover, I can sense disdain when I am around others who are not as close as family, but who believe animals are worthless - the old dog belongs outside in a dog house philosophy, or the only good cat is a dead one. We can discern these types and I would certainly rather not spend my time in their presence. While you are feeling the need to explain that you don't disapprove of your mother and her choices, your whole theme has honestly been one of disapproval of her and her choices. You don't need to speak those words to her. She can discern your real feelings, but perhaps you are not discerning your mother's. Just a thought from one Biblical Christian to another.
Dr. Phil DID cover this very topic a few months ago...
and there was a guy who supposedly went to Africa and needed all this money to eat, get out of prison, get home to see this woman he was chatting with and told he loved so much. She fell for the whole thing until Dr. Phil exposed the whole story on his show and had other women there who had also fallen for this guy and sent him money. I don't know if you can get a DVD of the show or not, but it might be worth it to try.
Did insurance cover prophylactic mastectomies? (NM)
dd
I bought Cover Girl's and I love it too
In time I'm sure all the cosmetic companies will have this type of make up.
they always request more to cover what others don't send - plus what their budget won't buy -
x
Toilet seat cover on an airplane...sm
My mom and I were flying back from Las Vegas. We were completely "rummy" tired and absolutely everything was hilarious to us. I think this would have been funny anyway though:
There was an older gentleman on the plane and he was one of those who was always getting up and down and up and down (overactive bladder?). Well, when he walked onto the plane, we were all getting our bags put into the overhead storage and getting settled in our seats. He turned around to put his bag away and my mom and I noticed that he had a toilet seat cover hanging out of the back of his pants. He had his wife with him who was elderly also, but she didn't say anything to him. She had to have seen it because of all the getting up and down that he did. Neither my mom or I had the guts to tell him and I guess that we had a pretty spineless group of people on the flight because NOBODY told him. After we landed he walked through the terminal to get his bags with the flippin toilet seat cover STILL hanging out of the back of his drawers!!! I can only imagine his reaction when he figured out that he had had this thing stuck to the back of him for like four hours (or more) and didn't know it!!! Too funny. My mom and I still roll with laughter every time we talk about it.
file garnishment on bank account
so it hits his account the same day he deposits pay checks (usually Friday).
Lawsuit! How to find a company's bank?
Ok, this is it and hope you can help me. I purchased a dinette suit 04/01/2006. The company said 4-6 weeks before delivery. Paid $640.93. I never got my furniture. I called, got very few calls back from them and finally decided last July after asking for my money back to file a lawsuit. The company did not answer the first filing in 45 days and then had to put in for a default. Just went to court today finally and got a default. By the way, the company did not appear in court!! Now I can go for a garnishment of the company with this documentation but do not have a clue as to where I would find out which bank this company does business with. If anyone able to give me any insight on this, I would appreciate it. Thanks.
Either the bank or Military Surplus store.
There would be only two reasons for me to run away from my home. One reason would be voluntarily, as in winning the lottery--hence the bank. The other would also be voluntary but there would be retribution involved--hence the Military Surplus store.
Either online or by phone with bank card. sm
I can't even remember the last time I mailed a check to anyone.
I'll bet Bank of America isn't liking this
In a revealing example of what she says the average homeowner faces, a California Congresswoman spent more than two hours on the phone trying, without success, to find someone at the Bank of America who could help a struggling constituent modify his mortgage payments. ABC News "Nightline" cameras were rolling as Congresswoman Maxine Waters (D-Ca.) was repeatedly put on hold for long stretches, disconnected, transferred to extensions that did not work and ultimately switched to a recording which directed her to the bank's website.
"The average American trying to negotiate a loan modification will not be able to get it done," said Waters. "It will be impossible for them to get in touch with the right person, and even if they get in touch with a so-called counselor, they have a cookie cutter kind of direction that they go in."
Heard several weeks ago about bank scam
My husband received email the other day from Bank of America asking him to update his files, which of course includes social and the like. We had heard and funny because he does not even have an account there. I also received a call from a person who said she represented BOA wanting to know how I was enjoying my acct. Told them working, no time to talk.
Whatever fluids you use, keep basting during baking, then cover with foil out of the
s
I use Revlon Lash Tint and have used Cover Girl.
xx
Accounting for time doesn't cover the bases
Trust me on this one. I just found out last spring (May 07) that my husband had been cheating on me. We were gone to our lake cabin and when we arrived home I checked the caller ID (as I always do). I seen a name on there and casually said, "who is this?" thinking it was one of the kid's friends. My husband proceeded to go out to his shop but I knew something was off. He called MD over to the shop to tell me that this was the same lady that had called his boss and tried to cause problems with them. "Anyway, when would I have time to have an affair. I am never late to come home and I never go to work early, etc." So, I believed him. Mind you, I had caught him talking to a lady on the cell phone a year prior and he told me they were just work-related "friends." He says he stopped that right after I found out.
Well, come to find out that evening (when we got home from our cabin) he did have an affair with this woman. He admitted it to me that night because he couldn't take the guilt any longer. He was screwing around with her over their noon hours and on the occasional nights he didn't come home right after work. He wasn't all the late though and he always fed me a line of something and I believed him so him coming home 15-20 minutes late once in a blue moon was no big deal to me.
Now, before you all jump down my throat on my stupidity for staying with him. I have invested 15 years of my life with this many and we are still together. Probably not such a great move but we are making it work. Our life is actually better than it has been in 15 years because we are way more open about things.
I have no advice for the sex line calls. I just wanted to expres the fact that accounting for their time doesn't mean jack!
Did you talk to a bank or mortgage company and see if you can get pre-approved? Seems
s
|
