Ideas to earn extra income
Posted By: jss on 2008-08-11
In Reply to:
In addition to your regular career what do you or your family do to bring in a little extra cash? I started a garden this year and it is doing so well that I think I may try for the local farmer's market next year. Not looking to make a fortune but it would be great if it could pay for extra things like a day at the zoo or pizza and a movie.
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eBay is great for extra income...
and also to get things on the cheap. I haven't done it in months so can't really you a monthly amount, but looking forward to getting back into. Good luck to you.
You should be able to earn
at least $35K if you are a decent Rad scribe... Are you sure your lines are being counted honestly?
Do more/better research. There are lots of opportunities in Radiology, but many companies have chronic management problems.
I cannot think of a better way to earn a $
I so love animals and have some of my own, wanted to volunteer at humane society close to my home. I do not want to be attached or get attached to ones they might decide to put down. It would kill my heart. I think your job is sent from heaven myself.
I don't even earn enough to
pay my basic bills. I have to use credit cards to keep afloat. Now they are jacking the interest rates (how sweet of them) even though I pay on time, etc.
I hope Obama puts a stop to that in the near future. I have heard him speak of it.
Actually, certain religious groups have to earn their
way to Heaven by "saving" people - getting them to hear the salvation message and be "born again"...They keep a tally, and believe that God keeps a tally, and first of all earn their place in heaven and then lots of bonus perks - some jewels in crowns, certain seats at the big old banquet table, positions of authority, etc. In particular, the Jehovahs' W group focuses on this. Poor things - they want us to believe that Heaven is for everyone, while they are busy earning bonus points - sort of like the old Green Stamp days, or earning frequent flyer miles! So, they don't care that they are obnoxious and in our faces - they believe this is what they have to do, and it has its perks in their sick minds. Poor things. And I believe this confrontational style in any religion turns away far more than it saves - even THE savior was meek and nonconfrontational - he never forced himself on anyone - but some just don't get it...though they will some day.
As long as you have an income
As long as you have an income you file. Over 70 is for social security where you can earn as much as you want and still collect your full SS. Boy is that was true all of the rich would be lying about their ages so that they did not have to pay taxes.
Too much house for you on your income...
especially with a new baby and all that requires...take into consideration if you have car payments, credit card payments, student loans, plus utilities, etc. Talk to a mortgage lender, what is your mortgage rate going to be, how much can you put down on the house, see what the lender says. Don't get in over your head...some people want it all right away, instant gratification. Take your time. Good luck
probably since any income is taxable
income for the year it is received. That is why you get a statement of earnings for it.
It is possible to increase your income
Pay off the house! Congratulations!:-)
Is it possible to increase you income temporarily to put towards the cc debt? Can your dh work side jobs or a second job?
After you pay off the house, I would start pay off the cc from the smallest balance first.
200
2K
4K
10K
I would not withdraw from retirement but stop paying it right now. After you pay off the house, put all your money into paying off the cc debt.
For the 4K and 10K I would write them a letter and try to get a lower APR.
If your income has been cut in half (sm)
I have to ask - what are you spending the money on? Rent is the first thing you should pay, then food, and then transportation. If you are worried about paying credit cards first, or some other debt, you are cutting your own throat.
I would advise you to do some looking at Dave Ramsey. He has several excellent books, available usually from the local library.
Also, as for the husband, sit down with him and talk to him - I don't know if you have done this or not, but his playing the video games may be a way for him to escape. If he has always been responsible in the past, then his irresponsibility now is probably a defense mechanism.
You both need to step back and take the emotion out of it. If you are not able to do that, the situation is not going to improve. You both have to show commitment to making the relationship work, even on so little money.
If you have a pastor or some sort of mentor/advisor, that might be a good place to start, once you have talked to your husband. A neutral party who can look at the situation from all sides can help.
Good luck, from someone in similar shoes.
HC
if we get to their 75,000 annual income qualification
then they can qualify us for that. 
How do you manage at income tax time?
Do you file separate returns?
Would you also want your income taxed at the 40% rate?
At one time England did that. The friends we had in Cananda said they were taxed to death on their income, but they were pretty pleased with their healthcare. There is no easy solution.
That puts me in the low income bracket. . . SM
Wonder why I don't quality for any help if that is the case. I have no medical insurance and was just at the ER and it cost me $1800 (so far as lab work not returned yet) to wait for 5 1/2 hours altogether and get a port and three meds administered with a CT scan of head. They charged me $396.00 for the attending on duty to talk to me 15 seconds after the resident saw me. A nurse told me in the ER that they would trim some of the cost for me, but when I called the hospital they said I did not quality. A working person falls between the cracks. Makes me angry they could not help me at all.
If he's elderly and low income, he needs to check sm
with senior services to see if he qualifies for some type of medical assistance aid.
Amen! We are just at a six-figure income..
but you would never know it by our lifestyle. We don't need to impress anyone or put ourselves in debt for material things that depreciate the minute you walk out of store with it or drive it off the lot. Americans need to SAVE money, a concept that has been long lost through the generations.
PS! One more - check to see if you qualify for low-income
It depends on your income range sm
I just got my taxes back and I had IC and employee income on there totally $38K. I worried. End result? $298 more to pay in, a VERY far cry from the $8K I paid in each of the last 2 years as an IC. (I have no expenses to speak of, no mortgage or rent, which really hurts as an IC.)
While on the phone with the tax accountant, I asked if withholding had changed. He said yes for most segments of the so-called middle class. He said that while I lived well and had the biggest ever year as an MT, my income is considered the low end of the middle class, so I get a break. I have noticed about a $100 INCREASE in my paychecks from lower withholding.
This is going to depend on your income range to some extent and also how you have your W-4 set. Mine is single with no exemptions, the highest amount you can have withheld automatically (unless you ask for an additional amount).
The projected tax burden for lower income Americans has decreased and so some of us will see a difference. I have, but it was to my benefit.
Not unless it's something extra that they just want. They
still make VERY good money for the amount of hours they work.
Sorry about the extra P! NM
xx
You show proof of past income if you need to (sm)
and that should be enough - especially if you have excellent credit. I actually had a mortgage person tell me that self-employed people are basically stuck and can never make more money - needless to say I moved on to another company.
Stated Income Home Loan
I am a self-employed IC and have purchased 4 homes in 4 different states as a single person. I was able to obtain a Stated Income Mortgage based on my credit, rather than my W2. No tax info was used, needed or requested. I guess, if your income is needed along with your husband's to qualify for a loan, then you would need the W2 info. But as a single person you can obtain a home loan based on your credit and not your tax info. Also, if you don't have enough for a down payment, you can take out a "second" against the house you are purchasing to finance your downpayment. You will have a short-term payment for the downpayment and your 30 yr note on the home. I was also able to obtain very low interest rates based on my credit rating.
Good luck, I did have to provide extra documents when I purchased one home with my exhusband.
I also have to consider my income - not just whether I enjoy the job; that is my main concern. nm
x
We just put every extra dollar
We could toward paying all the unsecured debt we had until we only owed for the house. Then we decided we didn't really need to be living so grandly, and we really weren't living where we wanted to be anyway, so we quit jobs, sold the house and bought a smaller one where we wanted to live outright with the profit. We had a few thousand left so hubby could take a bit of time and look for work. He's an industrial electrician, so he can really work anywhere. I decided to go in a different direction career-wise, and decided to become an MT.
It's not just MTs though I think we are extra prone to it.
I had much food for thought after talking to a friend the other day about my own antisocial tendencies. She said she had a friend who was extremely outgoing whose job had turned into a telecommuting job and she had practically turned into a hermit. My friend observed that it must be even worse for MTs who are the type of people who tend to be more introverted anyway. I thought she had a real point there.
Maybe a mall job wouldn't be so bad, if you have the time. Or volunteering somewhere you're interested in?
Weight gain, I can't help you with....I had to make peace with my big hips years ago. LOL.
And put on a few extra pounds?
x
I think the obese should have to pay extra for
and let's not forget the alcohol consumers.
Has anyone ever made any extra...sm
money selling things on ebay? I have went through the closets and have a lot of things I need to get rid of. I am posting them on ebay. After selling those things I may open an ebay store with things I may buy cheap and resell. I even thought about making little throw pillows and throws and things. I can make pillows. My mom is great at sewing and I can sew some things. Just a thought. Anything to make some extra cash.
Has anyone had success selling on ebay?
I do not plan to BUT will get an extra - sm
vehicle they can use, but it will not be theirs so to speak. My parents unfortunately treated my brothers and I differently. They were allowed to get jobs while in HS, save up and buy a car which they both did. I was not allowed to work at all with in HS, therefore no way I was able to save up and buy a car. Lucky for me all my friends either were given cars or had access to one that was a family spare. My one brother was kind enough to let me use his car for the whole summer after I graduated HS as he was unable to have it where he was living at the time. My senior year in college my parents allowed me to use my dad's second car (an antique) which unfortunately the brakes failed on. I think out of guilt, and as a pre-graduation present my parents bought me a Nissan Sentra wagon so I could haul all my junk around, and so I could get to work (worked 2 jobs while at school and usually rode a bicycle but it got wreaked when I took a turn to fast and crashed). I am sure that went over like a lead balloon with my brothers but my college cost a third of what theirs did so they could not gripe too much. After that initial car I was on my own, paid my insurance, etc. though my dad did lend me the difference on the money I needed to buy a Blazer in 1989 (bank would not give me the full amount I needed) which was kind of him. But I will not spoil them by giving them a car....my neighor has gotten his daughter 3 of those new Mustangs so far, she is 17, has totaled 2 so far. I still cannot believe how stupid they are.
Sorry - for your sake I hope the reason was too much annual income. (nm)
that's nonsense! I make a six-figure income all my myself being an MT. Hubby has no need to wor
xx
Agreed to let hubby have all the refund on the income tax and drat!
See, it is like this. I told hubby to take his check book today because it costs quite a bit to get our taxes filed at H&R and I basically did not care about paying for it this time (between paydays really). I said if you will pay the charges to file, then they will have your check and anything we get back you can have and if we have to pay a really big amount, I will go and take that out of a bigger account in my name and I will pay, so it will be win, win situation for you. Drat! Can I take that back now? He has paid most all the income tax this year, as an independent I did not pay my fair share but yet, now he is getting close to 5,000. Can I renegiogate? Anyone else do this sort of crazy thing and then wish they could take it back? Darn, drat, dagnab it!!!!
New information this morning on just how much extra put on
There is a news report just coming in on the hamburger drama. The chief of police said so much salt put on it was actually caked on, looked like shards of glass and not only that but pepper put on some heavily that the lettuce was entirely black.
Working all day Sat. for a little extra money so -
I can afford enough gas to drive into town on Sundays.
Life is Simple:
* Wake.
* Work.
* Eat (when I can afford it.)
* Work.
* Sleep.
* Repeat.
second that on condos. worth the extra $$$
we liked that a lot!!
If I find something to sell or do for extra $,
Of course, if they'd pay me a living wage, I wouldn't have to do that. But since they don't, no way would I ever have any guilt about it. It's all about SURVIVAL.
Plus there are ways of making that extra day
There may be temp work to be had for 1 day a week (a good way to explore other jobs). Or devote one day a week to starting a small business of your own, such as on eBay, or crafts, or doing odd jobs in the neighborhood.
Another way is to spend the day working on the house. Things there weren't time for with a 5-day workweek, like finishing that deck or BBQ pit in the back yard, or replacing a leaky toilet or faucet, painting, weatherstripping, insulating etc. There are lots of things that can: add value to the house, improve heating/cooling efficiency, etc.
Or, maybe one day a week take a class at the local junior college, trade school, etc. It could pay off in just doing something fun or interesting, or in working towards an unfinished degree, or in learning a new trade altogether.
Southern here, cracklins sold in lower income stores usually
I have been at roadside stands and never smelled them cooking nor saw them but mostly you see in stores like food depot. I know of no one who uses them. I am sure that various parts of the country have other foods that could turn a person's stomach. I remember a supposed pepperoni pizza I had 1 time in Buffalo and the tomatoes on it were whole like uncooked. Yuck for that. Everyone has a yuck I am sure.
Good advice. In this economy, lay low. Sounds like a PT job may be in order to increase income. (
dd
Make a list of budget/spending priorities for your self employment income
Dave Ramsey's book has a irregular income planning sheet. Basically you list your expenses with the cash flow sheet. With any steady income you allocate it. For irregular income, make a list from the cash flow sheet of what needs to be paid first. Keep a culmulative total.
I never mind the extra for shipping, have you seen those stores?!? lol
I do very little shopping at the big stores, NEVER during a sale, and most I do on line every year. I will sometimes even shop from home other times throughout the year when there are big sales, because many stores have the sales on line too, and if you have a credit card they will email you a notice and sometimes even offer free shipping or other deals. To me, it's just not worth going out and dealing with all that madness, it's too stressful and who needs that. Not me :)
Surprise extra blessing today.
We got out of the house and took Sasha to the dog park. In talking to a couple there, we told them how we lost Misha. The husband blurted out that he remembered Misha. I thought he meant from trips to the dog park, but no, he explained he was a vet tech at NCSU, and had cared for Misha on Christmas Eve. I got to meet and hug a guy that helped Misha get outside for her business and who sat with her and comforted her in her last hours. As the phenobarbital was controlling her health problems, he was soothing her spirit. He thought she was wonderful and he took great care of my baby when I couldn't be there. What a blessing God gave me to know she was cared for that way.
Would love to make extra money BUT
I have gone through the initial call with this company, some VERY nice people but the thing I do not like is you have to buy products each month and then get other people involved, is it any different now? The products seem like they would be pretty good, natural etc. Thanks!
Absolutely but if I can stay a few extra days
by just working a few hours each day - I'm there!
They used to do that with extra fingers & toes on babies that
s
OOPS!! Meant 300 per person and extra 300
Sorry, got the numbers mixed up.
I'd pay extra for shipping at this point if they can guarantee delivery. nm
s
I'm one of the few Grinches here who agrees with you. Enough w/the stress & extra calories in the
s
Do you think you look better with a little extra weight as you age so your face doesnt look as thin.
Just curious as to what you think.
I just hugged my Golden for an extra long time
I'm so sad for this poor dog. I know it is at Rainbow Bridge and at peace but what a horrible way for it to die, and it sounds as if it's life wasn't too hot either.  I hope it's owners get the book thrown at them.
To poster below, I have seen on TV for heatstroke they put alcohol on the pads/paws which supposedly helps cool them, also cold water on the body, etc. (I watch Emergenc Vets on TV sometimes - love those docs).
Bloody Mary for breakfast, extra vodka! lol
x
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