I would tell your sister that either they claim the loss on their homeowners ins.
Posted By: or you will take them to court. nm on 2006-11-14
In Reply to: please don't take on any guilt that someone--sm - nn
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When filing a homeowners claim consider this...sm
Homeowner's policies are determined by how many claims you file in "x" period of time, not the dollar amount. Therefore if you file a claim for instance for the carpeting and the replacement is $4000, then have another claim then you'll probably be cancelled or have rates go up, regardless of whether or not the next claim is for something with a high ticket dollar amount or not.
It is generally recommended by the insurance industry to not file claims for things that aren't for major ticket items, i.e. a fire or loss of thousands of dollars worth of stuff.
I don't claim to know much about but as - sm
far as I know any deposit money the buyer has put down on your house goes into an escrow account (not into your pocket--and this is considered a downpayment), then at settlement the money in the escrow account is applied to the sale price of the house. The money is the buyers until settlement; granted they may lose some or all of that money if they pull out of the deal depends on how your state/or realtor handles that problem, I think they are all different. If they did pull out, then in theory you would get their deposit money, either all or minus some commission for the realtor as well. No matter what you will not see a penny until the papers are all signed, sealed and delivered.
I claim all.
I have 2 large bags to take in right now but haven't because I need to itemize a list first. It really helps during tax time. A donation is a donation whether you claim it on your taxes or not.
Priests claim
that Catholic confession is done so they can absolve you of your sins. Only Christ can do that. I've never heard a priest say confession was to make people feel better! Confession is not the same as counseling.
Quick definitions (absolution)
noun: the act of absolving or remitting; formal redemption as pronounced by a priest in the sacrament of penance
noun: the condition of being formally forgiven by a priest in the sacrament of penance
Do you claim all your donations
I do not claim what I give to church. I just don't think it's right to use that ... MY PERSONAL OPINION ONLY!
I haven't ever claimed what I give to goodwill or anything like that.
I claim ALL donations
x
HOmeowners may not cover
Sometimes if it is a motorized vehicle it will not be covered under homeowners insurance since you are supposed to have insurance on those independently. Most of the time boats, motorcycles, scooters, cars are not covered but each policy is different but don't be surprisied if they are not. Usually it is the home and contents. Again, I feel for you but if you did not want them stored at your home then your husband should have followed your BIL home to take them off the trailer and see that they are stored in a safe place. Especially since you know them and describe them as such and they have already had a loss. But I guess this is a situation in which everyone learns a question, an expensive lesson but a lesson. Am not sure if you would even win in a court of law as it was not an intentional act and you did not carry insurance on it.. Also with regards to their home owners it might not be covered as it is not theirs. When my niece was borrowing a computer from me and they had water damage because the computer was mine and not theirs it was not covered. Good luck but to me this looks like a no win situation for anyone.
Homeowners insurance ? (sm)
I'm wondering if anyone has heard of this happening. My niece spilled a small bit of bleach on her carpeting, about the size of a baseball. The spot is in my brother and SILs living room. There is also a small spot going up their stairs. So, they called the place where they got their carpeting (about 3 years ago) to see if there was anyway they could fix it, and they informed them that the homeowners insurance would cover this and that since the carpeting is wall to wall, they should be able to get the entire house re-carpeted. Does anyone know if homeowners will really pay to have your entire house re-carpeted just for a small bleach spot? If so, I am going to call about our kitchen floor that has a large scratch on it from our table!!
Do they have homeowners insurance? sm
That's who I would have filed the claim with.
Congrats to both of you new homeowners
What fun it is to decorate a new home for the holidays (and expensive). Maybe you could talk one of your friends/family into throwing you a housewarming party -- make the theme Christmas decorations.
We're in the process of building, but we're not expected to be in until after the new year. I can hardly wait. It'll be like having 2 Christmases this year. Good luck -- hope all goes well!
My homeowners association does not allow
along with vegetable gardens, your animals roaming around loose, parking on the streets, loud playing of music, so on and so on and I love this place.
Okay, my sister and I are doing Thanksgiving this year and since my sister can't cook, that means
I'm doing the cooking. My sister gets equal billing cause we're doing it at her house. :) Soooo, I'm looking for some vegetable ideas. I am about sick of green bean casserole! Does anyone have any really tasty recipes for vegetables side? Any kind of vegetables. I'm looking for something different and fabulous.
I had a corn casserole at one potluck I went to, but never got the recipe. Anybody got a good corn recipe?
Thanks Ladies!
Kind of hurts her claim that she is not a gold-digger - sm
When I first heard this I assumed it was $20K a month, which is a bit more reasonable, though still nuts; but $20K a day, what does she do buy gold plates every day and dispose of them? I could do a lot wtih $600,000 a month. I doubt she will get that though, maybe her lawyers figured they'd start with some totally outragous amount so she could end up getting what she attually wants (i.e. $20K a month or $100K, whatever it is). It will probably all end up being sealed in the end so no one will know.
I doubt homeowners would cover this, but
to do? How would the carpet store fix this? Just wondering....
You mean like bond money for 1st-time homeowners?
nm
I live near Ft. Lauderdale Beach, my homeowners
I bought the condo for just under $300,000 (now worth close to $400,000), 1500 S.F., and across the street from the beach...The only thing that came down, per Governor Charlie Christ, just recently was the property taxes come down for this next year by $500. Property taxes, however, are SKY HIGH - Close to $5000/annually!.
HTH (hope that helps) :)
I'm very sorry for your loss. NM
NM
I am SO sorry for your loss--sm
I have followed your posts about Misha since you started and had high hopes that all would be well with her. I am crying now, and feel her loss probably as much as you do. I love animals and have had many in the past, some that I too had to let go. It is not an easy thing to do and I feel so badly for you! Misha is comfortable and happy now, and at peace. You will see her again and she will see you. Sasha may grieve, as well, now. I wish you all the best in the future. Take care.
Good bye Misha. You touched so many hearts!
ks
I am sorry for your loss, too. .. nm
x
So sorry for your loss also..nm
/
Your loss
I am just so near tears reading your loss. I am so, so very sorry.
So sorry for your loss :-( nm
x
I am so sorry for your loss.
jm
I'm Sorry for your loss - NM
NM
I'm sorry for your loss
My pets are my family, and I know how you feel. Hang in there...
So sorry for your loss
Sending cyber hugs. Believe me I know how it hurts. I'm sure kitty is at Rainbow Bridge, happy, healthy and full of life.
I'm Sorry for Your Loss Also - NM
NM
Sorry about your loss. when my dog
died last year, it was traumatic for me. Search Rainbow Bridge on the web. It is an inspiring story you may enjoy reading... susan
Sorry for your loss...
The recent news is just terrifying. I have 3 indoor cats and feed 6 outdoor cats the neighbors left when they moved. Luckily, I never fed my cats Iams on a consistent basis, but I have once in a while, as well as others.
Deeply, deeply sorry for your loss :(
I am very sorry for your loss...
I lost my brother to suicide almost 8 years ago. It shattered my whole world because we were so close. I have a big family, but my family to me was my mom and brother.
It was by far the hardest thing I have ever had to deal with, ever. I went through many stages too, and still to this day I sometimes think maybe it was just a dream, not real. I know it was real, but this other side of me thinks this from time to time. It is really hard to put in words.
It does get better though. With time, you start to heal and pick yourself up and move on. It is during this time though that you have to lean on whatever comforts you have, whether that is God, your friends, your family, etcetera.
All of my grandparents are gone now too. Unfortunately I was never close to any of them other than one grandpa who passed away first.
Good luck to you and hang in there...it will get better.
I'm so sorry for your loss.
The reason I was buying the ultra-premium dog foods with no gluten products was because I was trying to get Misha healthy, so her illness actually protected my other dog from an early death.
My loss-
I lost my first pregnancy at 16 weeks. At that time I was completely heartbroken. I was confused and mixed up as to why it happened. It has taken me a long time to remember the date of my miscarriage and date the baby would have been born without making myself completely depressed. I have now seen all the events in my life since then and I have come to realize, which was so hard for me to hear and accept at that time- is that things may happen for a reason and be for the better. It is the worst to hear, but it is what you need to find on your own. I am sure your blessings in life will find you, whether they are a wonderful and happy life with your husband, the joy of a pregnancy to fullterm with a child to love or anything else in life that brings a smile to your face and peace in your soul. My child would have been 10 year this August. I always take that week of my estimated due date and just give a moment to think about what could have been. It does take time and I hope you find some comfort in time. My thoughts are with you and your loss.
Am sorry for your loss.
and am on oxygen at night, nasal cannula, not CPAP, and I absolutely hate it. I wake up and it has come off, so it really is not doing me any good. I should probably ask to be switched to CPAP. Again, very sorry for your loss. P.S. Am going in for lap band surgery and so hope to get rid of the oxygen totally in the future.
So sorry for your loss.
I lost my sister several years ago to cancer so I can relate. It makes you realize just how fragile life really is. What a beautiful way to honor your sister, thanks for sharing the pic.
First of all, I am very sorry for your loss.
A friend of mine and former boss lost her husband very suddenly in a work accident when they were both in their early 30s - 5 years ago this week actually. I think she might have tried the online way for awhile, but I know she ended up going to a grief counselor in person eventually, which really helped her. She took her 2 small kids for a few sessions as well, if I remember correctly, and when she was about to remarry, her finance went as well.
I'm not one to take meds unless I absolutely have to, but have you considered seeing your doctor for some sort of antidepressant? You sound very depressed, which is understandable. And people that tell you it's time to snap out of it can take a flying leap as far as I am concerned. Everyone grieves differently and at different paces. One step forward and 2 steps back a lot of the time. Just when you think you have a handle on it, something goes haywire.
((((hugs))))
I'm so sorry for your loss...
I'm close to my mom also and I do dread that milestone. We lost her sister suddenly 6 years ago, who I was extremely close to ("second mom"), and it took a long time, a couple of years, for me to be able to even think of her without crying.
Beliefnet.com has some good reading resources on grief, I think. I think they have forums also, but am not sure. It's definitely worth exploring the site, though, since they often mention other resources outside of their site.
Good luck to you.
I am so very sorry for your loss - sm
May she live on in your heart with the good memories you shared together...
I'm so sorry for your loss. sm
She has gone to the Rainbow Bridge where I think you are right, she is sunning herself and happy.
This is one of the most heartwrenching things to go through but it sounds like Mochi was in a lot of pain and was ready to rest and that was truly the last, best gift you could give her in setting her free.
Fly free without pain, Mochi.
So very very sorry for your loss. nm
!
So sorry for your loss.
nm
Sorry for your loss. RIP CJ nm
x
Sorry for your loss . . . perhaps you could
sprinkle them somewhere that the two of you enjoyed together or as a family, since neither of your children are interested in having them.
I'm sorry for your loss.
She's warm and comfy now. There will be 4 cats at my new job. Apparently some interact with the workers, whether they are expecting it or not. Should be interesting to be cat ambushed while concentrating on a new job, LOL.
For some happy news, I just scheduled a July vacation. My brother and his family are going.
Other family members could come also, but it's hard to get everybody to agree on a location. Some of the best-off family members are balking at the cost of the hotel instead of just saying "Wow, it's right on the beach and it has all these amenities and we are going to have a blast." Oh well, those that go will have fun and those that don't will wish they did.
I'm very sorry for your loss.
He was just adorable.
Sorry for your loss
and the grands that I reffered to who lost their gc to foster parents by the state was the state of Georgia, just outside of Atlanta. The child was taken from the hospital at age 2 weeks and adopted by the foster family at age 9 months, even though the grandparents (who already had the older 2 siblings in their care) were petitioning to adopt. This is a valid reason to keep kids with family.
So sorry for your loss. nm
I'm so sorry for your loss.
I lost my "first child" at 13 in 2000 and still miss him deeply. The pain does eas with time and the good memories stay, though it does take much time. God bless.
Very sorry for your loss
Thank you for sharing your story.
I am so sorry for your loss. She was a
beautiful girl. Hugs.
Very sorry for your loss..sm
You obviously gave your sweetie a good home and took wonderful care of her. Furkids do not have such long lives without constant love and attention. You had no way of knowing the exact time she was ready to go. You did your best to make her comfortable, and I believe she knew that and appreciated all you did.
When I lost my 17-year-old Whiskers in November, he was in an emergency clinic and I was not there. A scenario I never imagined. I was incosolable because, let's face it, 17 years (18 in your kitty's case) is such a long time to have someone in your life. There is a website that helped me through the grief--www.petloss.com. It may or may not be to your liking, but please at least check it out. You can write about your kitty and just get all the emotions out.
Please write again and let us know how you are doing. ((((hugs))))
I am so sorry for your loss...
it is so hard to loose our family member when they have been through thick and thin with us, giving us all their love. You should not feel guilty and have nothing to feel guilty about - you gave her a great life and she knows that. You did all you could (and more) to make her comfortable and she passed on knowing you were there with her and she no doubt felt it was a nice way to go....with her family in her own home. My thoughts are with you.
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