I wish my house had cost that, or

• Poll: Do you feel hopeful about - Poll
  • Not hopeful at all - I guess depends on - icytoes
  • Less hopeful all the time - LK
    • Does this post not belong on the political board? - Thinker
  • economy - history buff
    • Economy - Liz
      • Those under 30 are the gimme now, I want it now generation.... - sm
        • Oh, I beg to disagree. I know plenty of "older" - over 30 myself
        • Wow. - Under 30 MT
          • You are under 30 and your house paid for? - Stephanie
            • No. I purchased it when I was 22 on a - 15-year note, but paid it.
              • you are one smart lady and sm - MT 30+ years,
              • but WHERE did you purchase your house? - under 30 MT too
                • Question for you - Steph
                  • I got a fixed-rate mortage through - a local bank.
                    • I got you beat on the price you paid - Steph
                      • My friend has you beat... she paid $35,000 for a small piece of land - sm
                        • Ok, does it count if - Steph
                          • Another thing about the house I sold, - Steph
                • I live in Kansas. Our property values - are far lower than on the West Coast.
                  • First time I have seen a fellow Kansan on here. whereabouts? - They said what
                    • I live in South Central - Kansas
                      • Cool. Was born in SC. My brother lives in Butler County - They said what
              • I know a fella who got a deal like you - Stephanie
                • I wish my house had cost that, or - perhaps not.
        • the younger generation will be the heros - history buff
          • LOL. you are funny - They said what
            • How very sad for you that - your children are that way.
              • It may be sad, but I have to say, I didn't do it - They said what
          • They may be Guitar Heros, not the other kind! nm - nm
            • heros - get up to speed mam
              • they sure are my heroes :) - proud American :)
                • And, shall we say, light in the loafers! - nm

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu

in fair condition about 10 years ago, got into some medical problems, and have just now paid off the mortgage.  Hubby and I agreed we would do nothing to the house for remodeling because we wanted to pay it off first, then the medical bills.  I need to know of some websites/magazines/books to start researching for how to go about this.  These will be major repairs - roof, septic, basement, windows, pretty much everything except wiring.  Where do we start?  Maybe hire a general contractor just to do an evaluation and give us recommendations?  Hubby is a handyman but cant seem to get a handle on where to begin.  We would like to do as much of the work ourselves as possible - labor of love and all that...   

Thanks for any and all kind suggestions!

You should have no problem getting a home loan for that amount ANYWHERE. They will probably try to jack up the interest rate because of your bad credit score, but don't let them. Bargain with them and if they won't deal, tell them you'll go to the bank next door. Get them down to 6.5% or less if you can.

Good luck!

If everyone who wants this fabulous free healthcare would just do a little research they would find out it is not such a great thing. We have several friends in Canada who hate the healthcare system. Canada faces a shortage of docs because they come to the US for better training and the potential for more money and practice here instead. People, do your research, don't believe everything you hear from someone who just wants your vote.

I'd hold off on the wire transfer - they typically charge $25 per transfer for that.

Depending on your bank, they may have an option to add an account that is from an outside institution so you can transfer back and forth.  I had an account with Bank of American before they finally horked me off for good, and I was able to add my account with the credit union.  It was a $3.00 fee to transfer in between banks, and it took about 3 days, but it's cheaper than a wire transfer (unless your bank offers an option to do those for free.)  I was able to set everything up using the online banking system.  It took a couple of days for the set up because they have to verify the new account, but it was worth it.  Before I dumped them, anyway.

Part of article:

Credit cards have long been a very good deal for people who pay their bills on time and in full. Even as card companies imposed punitive fees and penalties on those late with their payments, the best customers racked up cash-back rewards, frequent-flier miles and other perks in recent years.

Now Congress is moving to limit the penalties on riskier borrowers, who have become a prime source of billions of dollars in fee revenue for the industry. And to make up for lost income, the card companies are going after those people with sterling credit.

We pay off our balance every month. If they do this (punish those who have sterling credit) Ridiculous!! I'll stop using my CC and pay by cash or check.

So much for reform.

I definitely agree that she should take the dog inside, but if she absolutely refuses maybe you could buy her a well-insulated doghouse so at least the animal will have some protection from the cold.  Animals have survived cold temperatures for years, but they need a place that shelters them from the cold, and she needs to provide that for them!!

I feel for you - vegetarian here :)  One of the big reasons I lost respect for my ex-best friend was the way she treated her animals.  She was always buying dogs and cats and then leaving them at the pound or pawning them off on people.  It really made me think less of her, because what kind of person does that! She also won't admit she did anything wrong!  arrrrgh! It drives me crazy when people don't take proper care of their animals.  They are a big responsibility - not just a cute puppy to show off when it's convenient.  I hope your daughter straightens up, but again, if she doesn't I highly recommend purchasing a good doghouse for the poor dog!

Girls, has your hubby ever gotten you a "practical" gift that you did not appreciate?  This video will put a smile on your face!  Enjoy the lighthearted fun. 

http://bewareofthedoghouse.com/video.aspx

I chuckled reading your post. I have 9 - yes 9 - cats, three of whom are kittens in the range of 7 months old.  I got them all about a week apart and they're each about a month apart in age.  They are refugees from the neighbors really bad decisions.

Nothing in the house is safe any more.  All of my bigger plants are now in hooks on the ceiling - the smaller plants were already there.  It looks silly, but it works.  There is nothing left on any flat surface.  It cracks me up when they get going and chasing each other.   My house is very cat friendly at this point.  I made the choice to put the good furniture in storage for now and I have washable furniture.   There are cat beds everywhere.  My office shelving unit is more cat bed than it is storage and I have 2 beds on the desk beside my computer.

Yes, I am the crazy cat lady. 

Rotel tomatos

Velveeta cheese

taco-seasoned ground beef

Brown ground beef and add taco seasoning (as in making tacos). Melt Velveeta and Rotel in microwave; add meat mixture. I transfer to a crockpot to keep it hot.  Serve with corn chips. This recipe is made with 1 lb ground beef, 1 packet taco seasoning, 1 small can Rotel, and half of a big block of Velveeta. Of course, you can vary it to the amount you need to serve.