I think different states may differ in rules...
Posted By: sm on 2007-11-10
In Reply to: Question about mortgage and divorce...sm - AJS
but the answer was yes in my case. He "quit claim" deeded the house to me, but the mortgage was still in both names. No way is a bank or mortgage company going to let one off the hook in case the other defaults.
Hope this helps.
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Rules is rules. Cant make exceptions or everyone
x
I have always made my rules and the rules were
no overnighters for my son or my daughter with their girlfriends or boyfriends. I would never back down on my values and as long as you pay to be the boss, then you are. Simple.
but I differ on some (sm)
Brad is getting on my nerves following Victoria around. He should get with Sharon and be done with it. I love Nick and Phyllis together (especiallly Nick with a beard - now that's HOT). Victoria and JT I like together. Jack and who knows who? I like Lily and Daniel together. Couldn't stand Dru. I hope she NEVER comes back. Yes, it's always good to have someone to chat with and figure out what's going to happen. - LOL
Ok, this is where we differ
I moved into my new home in 2004, at my previous one had been on the budget bill for electricity like you. I was told if I wanted the budget for this home, I would have to accept the old homeowners budget bill moving out- or else pay for 12 month straight before I could get on my own budget. Mind you, same company, just 30 miles down the road some. The woman said this was a different home from mine and I said yeh, and different family. Long story short- the previous owners were paying in excess of 200-300$ per month. I just had my bill reduced once again from 80 (wound up with credit paying that each month) and for the next 12 months $76.00. I tried to tell her- different family!! I would never accept their price because knew I did not use that much.
I beg to differ on this (sm)
My mom was in a health care plan supposedly run by doctors. Well, they would NOT cover a hospitalization or doctor because,even though I had prior consent to use this hospital and doctor ahead of time, they refused to pay the bill! I had to beg the doctor to release her ahead of time as Mom did not have that kind of money to pay out only living on $500 a month. 
I took them through the appeal process and did win. They had to pay...but found out,in talking to others, that they were even worse than a regular insurance company! I dropped that insurance fast and got her signed up with regular insurance!!! No more headaches. 
Beg to differ
First of all, this forum is called GAB - it means we express our opinions. SO, stay off this board and keep your judgments to yourself. Your're judging us just as you're complaining about how we are judging the Spears kid.
Secondly, this does concern all us. Not only because it affects the young people in our lives, who will be talking about this among themselves, but also because this 16-year-old child Jamie Lynn is having a baby who will be going to school and living in this country. So, that child will indeed be affecting my tax dollars. I may not pay for the delivery of the kid, but everything that impacts that child's life is paid for by our tax dollars.
You would have to an @diot to be happy about this kid having a kid. There is nothing nice to say about it unless you just have no clue.
I beg to differ . . .
nobody's trying to shove any agenda down anyone's throat. Just because you personally don't like homosexuals, doesn't mean they don't deserve the same rights as anyone else. Otherwise, we would still have slaves and women would still be considered inferior beings!!
I beg to differ
I have met quite a nasty handful of man hating mothers lately who have raised a bunch of foul mouthed daughters who hate men. My son deserves better!
I beg to differ.....going by who she hangs around with.
Jay-Z attended George Westinghouse High School in Downtown Brooklyn and Trenton Central High School in Trenton, New Jersey but did not graduate. He claims to have been caught up in selling drugs, which he refers to in his music.
Jay-Z was accused of stabbing record executive Lance "Un" Riviera for what he perceived was Riviera's bootlegging of Vol. 3... Life and Times of S. Carter. The stabbing allegedly occurred at the record release party for Q-Tip's debut solo album Amplified at the Kit Kat Klub, a now defunct night club in Times Square, New York City, on December 9, 1999.
Jay-Z's associates at the party were accused of causing a commotion within the club, which Jay-Z allegedly used as cover when he supposedly stabbed Riviera in the stomach with a five-inch blade.
Nice role model, huh?
LOL
I beg to differ - Carpetbagger ! sm
New York State does NOT bring you Hillary Clinton! She is, was and always will be a carpetbagger - the only reason she came here was to set herself up to run for President! She swore back then she would not do that. See how honest she is? I'm ashamed of anyone who voted her into office!
I differ in my opinions - sm
Everyone has limitations and personal problems, including those with high IQ. When we examine those on the other end of the scale, the mentally challenged, many of them seem very happy, and easily contented with the simple things in life. Its because they are able to concentrate on that one thing and enjoy it. Often the rest of us are too distracted by what's going on in our head to enjoy the here and now. The smarter one is, the more easily they can identify what is wrong with a situation, so perhaps the more problems they see the more they tend to be distracted by worries, etc. and cannot enjoy the simple things in life.
Alcoholism? The tendency to that type of escapism is inheritable. Wise people that know it runs in their family will never indulge at all. But smart doesn't necessarily equal wise. In fact, smart often leads to arrogance, which leads to risk taking. You can also wonder how smart people can smoke, gamble, vote the way they do, whatever. These behaviors may be unwise, but they don't make them any less smart (except when the activity actually kills their brain cells). Guess what my ex said to me - "I have so many more brain cells than most people, I can afford to kill half of them off and STILL be smarter than you". Gee, I wonder why I divorced him...
I knew a brilliant guy (not my ex) that I posed your question regarding self-destruction. He claimed it was his brain, and his right to waste it, or not, as he saw fit. I suppose it will be between him and his maker to discuss whether or not it is a sin to do so. I don't think anyone blamed his mother. Nobody blames my ex's mother (indeed she has tried very hard to make him see the error of his ways). They lose the respect of people that had high hopes for them, yes, the definitely do. Their future looks really dismal. But they can still run rings around us in calculus, even three-sheets-to-the-wind. Aggravating as heck, but oh well,
I am one that believes that if a person wants to trash their life, its between them and God. But as I told my ex, when judgement day comes, he'll have some explaining to do, and I wouldn't want to be his his shoes.
Begging to differ. sm
If I had Michelle's figure, the world wouldn't be ready for me! I've been short, stocky and usually overweight from day one, and even at my age, I'd love to have a figure like that! :D :D
I beg to differ; NOT just the *rich and famous*..sm
this problem crosses every socioeconomical level.........it's not just involving the rich and famous.........
i beg to differ. I wish i had freedom FROM religion
I get treated by a leper because I am athiest.
I beg to differ -- Our menstrual cycles
are designed to repeat approximately every 28 days, therefore allowing us the opportunity to avoid pregnancy or seek it. Of course, I know not everyone is regular enough to rely on the rhythm method, but it certainly seems that Mother Nature designed it that way on purpose. A little bit archaic though, I think, to say that we shouldn't be deciding whether we want children or not. Planned parenthood has been around for decades.
I beg to differ. Forgiveness, even Biblical terms, can
only genuinely happen AFTER the offender repents for having hurt/offended you. Forgive and forget is just a wimpy nonconfrontational thing. The only way one can feel true forgiveness is if the other party repents. One can make informed decisions and move on, but forgiveness is not one-sided, though it sounds all warm and fuzzy.
I beg to differ - chocolate tastes better than "skinny." LOL. NM
.
In most states...sm
From my own personal experience, in some states child support is until the age of 18 UNLESS the child is going to college full time, in which case it runs until 21 or the time the child is no longer a full time college student. That's how it was when my sister and I were covered under child support from my father, and that's what it is here in a different state for my ex-husband to pay for his son. :)
Your idea of details and mine differ greatly.
Details would be a blow by blow. Simply stating I conceived my child 9 years ago on this night is not detailed. Saying I did or didn't have a BM today is not detailed giving you a play by play explanation of said BM would be detailed. We all have sex and we all have BM -- saying so isn't gross. Doing it in front of you would be gross. Showing home movies would be gross.
Yes, true, the daily lifestyle does not differ, but the nightly does,nm
nm
In the credits it states that some of the
eliminations are discussed with the producers.
Going to the source and this is what the CDC states about
HPV in men.
http://www.cdc.gov/std/hpv/STDFact-HPV-and-men.htm#cancer
No, actually one of the lowest COL states in the U.S.
Oklahoma.
I have a friend who works cleaning houses (we decided it would be too weird for her to clean my house) and she charges $30/hour. It works out to about the same thing - it takes between 2-3 hours to clean my house.
Not true in MOST states
I believe Idaho is the only state where the age of consent is 18, most states are 16. And even then, the perp usually has to be at least 4 years older. Even if this was true, this would of course be the absolute worst thing to do. She's 17 and it sounds like he's only a year older. This would definitely ruin your relationship with your daughter. If she just lost her virginity at 17, that's not bad nowadays anyway. I know it's hard to hear that your baby is growing up, but just make sure she's completely educated on everything that goes with having sex and hope that she'll make safe decisions.
just so you know, many states have laws
against any corporeal punishment now, especially for "kinship" care (relatives raising kin children). For example, in many states I cannot even give push ups or running laps as punishment, forget about spanking! And throwing cold water on a child would get the child taken away from me. There are laws you can't withhold food as punishment or send a child to be early. There are over 5 million children being raised by relatives and just under 600,000 in state foster care. Things ARE much different now.
there's a states forum here, hit TX once there..NM
Go for it. Most states cannot even get decent
immigration reform laws passed because of the business lobby. How about we take all the out of work American and have the states and feds hire them as immigration officers? Then they could have decent benefits and there might be enough manpower to hunt down all the hundreds of thousands illegal immigrants and immigrants who do not speak English (what is that threshold going to be because I know some teenagers who are deficient in this area) and then we can process them all (more jobs for OOW Americans) back to their countries of origin. Of course, we would have to raise everyone's taxes to pay for all the salaries and benefits of all the new government employees, the holding facilities, the transportation and court costs. And of course, prices would go up across the board for goods and services that previously used cheap labor, and all those signs in Spanish and Vietnamese and Portuguese and whatever else can be repainted or reprinted in good ole American English, which our kids won't even be able to read because of the rotten public school systems where we had to pull even more money out of to pay for all the additional immigration reform costs. Then we can write all new, mega-restrictive immigration laws and create new testing centers and monitoring laws and now all the immigrant rounder-uppers can become babysitters, or maybe we could just section off part of the country, say....North Dakota...as a holding area for potential immigrants to stay for an allotted period of time until they are able to pass all the benchmarks for citizenship within the designated time frame. We can implant RFID chips in each one so we can easily track them down if they escape. If they cannot meet the requirements and don't freeze to death or get trampled by a buffalo herd, then they are sent back to their home country to try again in 10 years or never. We can then tear down the Statue of Liberty and return it to France.
Some States will allow you to transfer
your kids to a public school in a different town/district but you have to pay A LOT of money to do so. Many times it' just as cost effective to send them to a local private school rather than a public school in a different district.
eBay policy states.....sm
that the sender has 30 days to send the product. If they don't or can't prove they sent it then you can file a complaint with eBay, and they'll check with the seller who will have to either prove they sent the item (i.e. provide postal information with confirmation #s, insurance information, etc) or the seller will have to refund the money. They do tell you that if the seller has "disappeared" that they may not be able to get the money back; however, at the same time they will block them from selling again. My husband & I have bought a lot of stuff on ebay as well as sold a lot. We always ship within 72 hours and most items we've won we've received with a week. I did have one purchase that the seller kept coming up with excuses for not sending it until the 30 days came and eBay contacted her to ship it or else and she finally sent it... but she did refund my shipping fees because of the aggravation and she wasn't asked to do that.
I just heard on Friday that one of the states out
west is considering paying the mother $500 to carry her child to term rather than have an abortion!!! They feel the mother will want the money and carry the child. When will this madness end?
I have bought 4 homes in 4 different states
with my husband and I am an IC. I have never been asked to get a letter from a service stating I would have work for a period of time. Anyone you contract with, would probably not do that. They cannot promise you anything. WE know that.
BUT what I am asked is how long I have been in the business. That seems to matter the most, as it should. And when I say *over 32 years*, then there is no problem.
If you are happy with you mortgage company and have good rates, then just explain to the loan officer how your job works and emphasize that you have been in the business for 6 years.
As an aside - the last mortgage officer knew I was self employed but when we went in with our W-2s and 1099s, he was shocked at my earnings. He said, *Most of the time, self-employed means no income and a lot of deductions." Make sure your mortgage company knows you make money at this and are not using it as a tax write off.
Good luck to you! and congratulations on your new house! 
I heard that in some states you can bill the MD
I heard this quite a few years ago, never tried it....but our time is as valuable as anybody else's time (outside of emergencies/extenuating circumstances) and I worked for an MD who kept the patients waiting for 5 hours in his waiting room....the elderly were the victims in this case....it was 20+ years ago. And don't you just hate waiting in the waiting room for over an hour and then waiting in that examining room for any length of time beyond 10-15 minutes?!?! Usually a 30-45 minute wait and I don't like that either....
Most of us have places to go, people to see, things to do.....all as important as anybody else.....they are not gods....far from it, actually.
Yeah, they pay our bills/mortgage/rent but doesn't mean we have to like 'em....*l*
thanks for the place to vent...
Same here - retire, hop in an RV, travel the states!
x
if he states he thinks he may be an alcoholic, he is asking for help
nm
I thought in most states kids had to be 12 or at least 10 -sm
to be left alone w/o an adult. So even if your state is 10 they are in the wrong for having an 8-1/2-y/o look after a 6-y/o. CPS or whoever should put a stop to that right away I would think. I would report them and also apply for formal visitation via grandparent rights and get it on the records in court. If things escalate with the abuse maybe try for temporary custody of the child (with the aim of getting full custody in the future). I am guilty of sleeping in until 8 or even 9 sometimes but my DH is up at 7 or earlier with the kids and they are 8 and 10 and I don't have to worry too much about them doing stuff they shouldn't. Plus I am usually awake, just lying in bed trying to go back to sleep which never happens!
Wal-Mart corporate policy states....sm
that if you ask the person at the kiosk overseeing the self-check out lines to check you out they have to. Wal-Mart has gotten a bad reputation for not hiring people and then claiming their lack of check out lines being manned by humans is due to not having enough staff. Bull crap - if you pay well you can get good employees. I NEVER check myself out and provide free labor. I rarely go there but when I do, if there's more than 4 people in line ahead of me then I go to the self-check out lines and have the person overseeing them check them out. A couple of times they gave me flack about it and I requested the store manager be called... and then the store manager made them ring me up because the manager knew it was corporate policy.
My husband has asked the manager why they even have 20 checkout lines when he's never seen more than 2 cashiers working at any time of the day. Good question I say!
Of course not - The United States show some dignity?
So typical of our so-called institutions of higher education taking cheap shots at an INVITED speaker.
As to cruel and petty dictator, you have to look no further than the Whitehouse...
CASA, etc in many states have been known to threaten kids...
Without seeing the tapes, etc, I can't blame the kid, especially not knowing the age. Mine, at 7, was chastised by the court-appointed social worker and GAL (guardial ad litem)about not wanting to be with her dad, even though the social worker had learned and verified that her dad had molested another child and attempted to molest an animal (not to mention all his porn they found). Courts and court-appointeds were determined she would "learn to like" her dad,and it was all my fault that she didn't. According to them, he was only trying to help her relax when he had her hand up her nightgown. I have the only appeals court record in the country that I know of (has been cited in several court analyses nationwide) where they specifically stated it is "normal male behavior" for a 50-YO man to be looking at pix of girls believed to be 12 to 15 years old. She is back home with me finally and recovering from the nightmare, but it was not done with any help from the family courts. The Titleman case is the only one to actually be accepted by the US Supreme Court for review.
some of these states make home visits
monthly to monitor, speaking with the children in private, so ya, it could happen. Educate yourself on the laws of your state and then give yourself a break.
Schools' hands are tied in many states....
My daughter teaches third grade. This year, she had a child from Yemen, an Arabic country. His dad, who barely speaks English, bought a convenience store and ran that. His mother speaks NO English. His older brother of two years understands a little more English and can speak it better though. But my daughter's student can't even read the instructions, read English, take a test, nothing. WHat is more frustrating, she is still expected to teach him like the other children (they have no special teachers for ESL students), even though she can't communicate with him. His father is very considerate if he is absent and writes her a note (very badly written at that) but that's all. Now get this....he can't understand anything in class, my daughter is expected to just give him F's or whatever and just keep going, BUT when standardized testing is going on, she is REQUIRED to count his grade in her overall classroom score, which brings the overall score DOWN. Now how dumb is that? This was going on all year but she went in last week, no child, no explanation. She gets a call from the office asking to look in his desk to check for any books he may have left. Come to find out, she was told he and his family had been put on the next plane OUT of the country and back to where they came from. We believe they were here illegally BUT how did they get here, buy a store, and go about their business? Our government allowed their being here....they should be required to explain why that family was here in the first place and why they suddenly disappeared. Our government is so busy trying to cater to everyone, they are screwing the rest of us.
Rules
Here is the reasoning listed in an article on NJ beach rules:
Ocean City passed a law in January prohibiting the feeding of seagulls from beaches or other public property. Officials say they acted to prevent bird droppings from contaminating waterways and spreading disease, but also note the avian scavengers have just gotten too brazen in recent years.
By the new rules
the bp is a bit high. The diastolic isn't too bad, but the systolic is high and might need meds to control it. It's the top number that generally gets high if you're under stress. As for the migraine, who is to say it wasn't the body warning of impending hypertension?
I have the same rules as you. nm
x
ass ? really? is that against the rules?? sorry!
pathetic aren't you
you want my post removed because you can't deal with the truth.
Some states require a Doing Business As license if you work
s
New School Rules
 Not every child does this for attention. If you had read the post -- you do know how to read right? The original poster stated that her child has a medical condition! I think it is wrong to punish a child for doing something that a body does naturally especially if it is due to a medical condition! There are a lot of good teachers out there and a lot of not so good teachers. There are a lot that need to get back to teaching instead of worrying about this sort of thing. If you ignore it -- children will not do it because it did not bring about the attention they sought to get. And if it is due to a medical condition the teacher will have to deal with it! I have GERD and my stomach makes noises all day long. Are you going to come after me too?
New Class Rules
I have 2 children and neither have to the best of my knowledge done this in a classroom. However, if there is a medical issue behind this I do not believe the child should be punished. I do agree it is rude if done on purpose but I do not believe that was the situation wiht the original poster. When I have parent teacher meetings I am praised up and down because my children are the best behaved in the class so I do not believe my personal parenting skills are an issue here. I think everyone is making way too much out of this. Boys will be boys. Sooner or later they will out grow the behavior. Maybe the problem with the world today is that kids cannot just be kids anymore? Things are different now then they were years ago. I cannot remember school shootings or threats at my school. Twice my daughter was sent home because of a bomb scar. This never happened when I was in school. The world is different now and if the worst a kid does in class is burp or pass gas I think the teachers should be grateful.
New school rules.
My children do not do any of these things to the best of my knowledge. They do not do it at home because they were taught that it is rude, but if it happens to say excuse me which I believe is the polite thing to do. I have never heard of them doing this in school either. However, I do believe that if a child has a medical problem he/she can politely say excuse me and should not be punished. I'm not saying it is proper behavior -- just that if it happens the child can say excuse me. At my daughter's school not all of the teachers allow children to leave the classroom during class to use the bathroom. I don't agree with that either. I guess that makes me a monster.
Your house your rules. I would not even
open that door to letting them sleep together at your place because then it will only get worse - trust me - with kids 30, 28, 24 and 17 - I've seen and heard a lot. Stick by your guns - you will be happier and the kids know where you stand.... you are not a prude and don't think for a second you are!! Best of luck!!
EPSON RULES
I have the Epson CX6600 it has four different ink cartridges but I spend less on ink that I ever have. the photos I print look like I got them from the store and it is much faster than my husbands and daughters (cannon/Hub and HP for daughter) Everybody uses moms printer for anything special and they buy ink more often than I do lol
hope my opinion helps!
No but he is abiding by the rules now....sm
so that is a BIG plus. Plus now his girlfriend's parents have forbid her to call him or text him so at least they will have a break from that. Maybe when she gets her phone back they will understand.
Thank you!
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