I only got 5. Pitiful score but fun to do!
Posted By: Silly Girl on 2008-11-23
In Reply to: Ouch! I only got 7! - Horski
thank you!
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Who do you think will win and what will the score be
I did and his feedback score was around 98-99%.
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Elevated ALP score
Has anyone ever been told they have a high ALP score? My was a little elevated to 130 and told that I will need additional blood work and ultrasound of my liver.
I am a little stressed out - any comments will be appreciated - thanks
good info but what does it do to your credit score?
I basically did what you are doing but on my own. I owe a lot. My credit card companies wouldn't work with me as far as lowering my previous rates so I investigated and found a site that lists all the current 'deals' with other cards and did balance transfers. Let me tell you for one I got 0% for a while and then 3.9 for the life of the balance! I still can't believe it. Another was 0% for like 18 months and then 8.9 for the life of the balance. So I'm proof it can be done! You do need near perfect credit though to get these really good deals but it's worth the little bit of work involved for those who do pay on time and are just tired of paying those high interest rates :)
Credit Score will hardly be touched by closing them
xx
The more available credit, the better the FICO score is what Suze says.
dd
Closing an account affects your score because
if you carry balances on other cards, by closing an account you instantly increase the percentage of available credit that you are using. An assessement of the percentage of use is a significant element in your credit score.
If you have other cards with high limits and low or no balances, closing an account will have only a small, probably temporary, effect, unless you are closing the account with the longest history. As another poster mentioned, length of credit history is another significant element of your credit score.
If you have high balances on other cards, leaving open an unused account will make those balances a lower percentage of your available credit, which can boost your credit score. However, in that case, paying down the balances will have a much larger positive effect on your score.
Cancel them now...rather be free of temptation. Credit score
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