I live near Ft. Lauderdale Beach, my homeowners

I bought the condo for just under $300,000 (now worth close to $400,000), 1500 S.F., and across the street from the beach...The only thing that came down, per Governor Charlie Christ, just recently was the property taxes come down for this next year by $500.  Property taxes, however, are SKY HIGH - Close to $5000/annually!. 

HTH (hope that helps) :)

• anybody from the Cape Coral area of Florida? I have a question.( sm) - SP
  • Homeowner's insurance - sm
    • Exactly what is happening further up the coast - In my section tornados
      • In VA about 2 hours from the coast, after the last hurricane - sm - Laura E.
  • More than that, I would worry about the - Have heard
    • I am the one who lives in FL from below. - sm
  • Yes, I am.... - sm
  • I live near Ft. Lauderdale Beach, my homeowners - $2500 annually for homeowners here...sm

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Sometimes if it is a motorized vehicle it will not be covered under homeowners insurance since you are supposed to have insurance on those independently.  Most of the time boats, motorcycles, scooters, cars are not covered but each policy is different but don't be surprisied if they are not.   Usually it is the home and contents.  Again, I feel for you but if you did not want them stored at your home then your husband should have followed your BIL home to take them off the trailer and see that they are stored in a safe place.  Especially since you know them and describe them as such and they have already had a loss.  But I guess this is a situation in which everyone learns a question, an expensive lesson but a lesson.  Am not sure if you would even win in a court of law as it was not an intentional act and you did not carry insurance on it..  Also with regards to their home owners it might not be covered as it is not theirs.  When my niece was borrowing a computer from me and they had water damage because the computer was mine and not theirs  it was not covered.   Good luck but to me this looks like a no win situation for anyone.

What fun it is to decorate a new home for the holidays (and expensive).  Maybe you could talk one of your friends/family into throwing you a housewarming party -- make the theme Christmas decorations. 

We're in the process of building, but we're not expected to be in until after the new year.  I can hardly wait.  It'll be like having 2 Christmases this year.  Good luck -- hope all goes well!

I have a dilemma.  I am an animal lover and have something I cannot come to a conclusion about.  At a restaurant where I eat lunch every Friday with a friend of mine, I have noticed a young male kitty hanging around outside looking for food.  This past week he ran up to my friend and rubbed her legs and quietly meowed.  I purposely did not try to pet him because I knew I would get attached and ignored him.  Well, ever since then I find myself thinking about him and wanting to rescue him.  Meanwhile, I already have 4 inside cats (2 rescues, 2 Maine Coons) and hubby really does not want another cat in the house because a few years ago I promised we would  never have more than 4 (had up to 5 at one point previously).  I actually have a huge screened deck he could stay on indefinitely because I do not believe in letting cats run loose for their own safety.  I could provide plenty of food, a warm place to sleep, and veterinary care.  At some point I would even probably work him into our household, but I just cannot do it at the moment.  Just not sure I would be doing right by that kitty because I am sure he would be upset and confused for a good while as to where he was and what was going on, but is that better than being hungry and cold?  I know there are lots of animal lovers out there.  What does everyone think?? 

after I found HUGE holes in the walkway between my house and barn.  I thought they were just little mice stealing grain, but then I spotted one and it was a HONKIN RAT!  My poor olderly cat was out there with me at the time and saw it, and he hissed at it and ran away! 

I asked for advice on what to do at a local agricultural board, because I have other animals and didn't want to use poison and conventional traps weren't working.  They advised putting a large pale of water out with some seeds floating in it, figuring the rats would go for the seeds and end up drowning.  That was a no-go because the water just froze up solid.  I wound up reluctantly going with Decon because I just can't have my house destroyed.  I haven't had seen any more rats or evidence of them stealing grain, so I'm guessing they have died.  The guy at the grain store promised me the rats would not die in the building and stink the joint up, rather they would crawl off and die outside.  I don't know if I believe that, as it is still winter here and decomposition would be holding off until it warms up.  We'll see, but at least the destruction has been halted.

Good luck and I too say have no mercy, because you just don't need them destroying hour house or causing a spark chewing wires and burnin' the place down.  It is war!   

  (How un-PC is this emoticon?!)

Take the kids to Assateague Island, only a short way from Ocean City.  There is a beach for day use and they might see the wild ponies keeping cool by the ocean.  Just spent last week there. 

I don't mean for a vacation; I mean as far as living there. Any information will be most appreciated.

Thank you.

here on the West Coast of Michigan in Muskegon.  Bought the house from a man who was a nut and who had bought it in foreclosure for 17K.  Huge yard, 100 x 100 feet, all fenced.  Two bedrooms, one bath, just over 800 square feet (pretty small).  All new siding, all new triple-pane windows, new furnace, new fridge, new hot water heater, new stove (found the receipt, $1700 for the set), and a totally re-done kitchen.  It's in the inner city, I call it my "little house in the hood."  Taxes are about $900 a year.  The only repairs we needed to make were to the plumbing, of which there was none, and I mean none.  So, my nephew and I spent just over $200 and learned how to plumb -- all connected and flowing, PVC is my new best friend.

There's tons of houses even cheaper than this here, just not the best neighborhoods, but you can houses anywhere from 2 to 5 to 20 grand as fixer-uppers.  I take my child to school of choice out of district, cuz I wanted him to go to school where I went; it's only a 5-mile drive.  Gotta love it, good enough for now.

I think I have most of my bases covered, but just wanted to see if anyone had any other ideas for the trip.  We're off to Ocean City MD for the fireworks - woohoo!

I have 3 boys, ages 10, 7 and 5.  We figure it'll take about 6-8 hours to get there, depending on stops.  We have a DVD player for the kids and they each have a portable video game to take.  I think I have the drive down pretty well covered, but if you have anything to add, feel free.

At the beach -- we borrowed boogie boards from a friend for each of them to try.  I'm very nervous about the ocean -- it just scares me, always has.  We also got some sand toys for building castles.  Any other suggestions here?  I'm afraid 1 or 2 won't like the boogie board thing and get bored very easily with the sand toys.

We're also planning our restaurants for each night and the boardwalk.  Anyone else know of anything at OC, MD that was really great for kids?  Hubs and I have been there without the kids last summer, but really just enjoyed eating out and walking the boardwalk.  I don't think my kids will enjoy the boardwalk as much, and I don't want to hang out at the arcade/amusement park every night.  We usually vacation at resort towns - like Disney and Dollywood - where there's tons of stuff to do right in front of you. 

Just looking for suggestions!