I know they told me 50 and I collect now at the same rate I collected
Posted By: dottie on 2007-05-04
In Reply to: Had a friend whose husband died - Willodean
after his death when the children were little. However, I was 49 when the youngest turned 16, so I had to wait 1 year to re-collect. The laws may have changed since her situation, but I know this is true for me and I have no other extenuating (?) circumstances.
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...NM up there. I'm pretty much collected out now, though. Got
s
Not if you don't re-marry and you are widowed. I collect, so I know
sorry!
What weird things do you collect?
Got this idea from a poster below and thought it would be very interesting! I don't collect too much, aside from movies and books, but I do have about 15 Care Bear stuffed animals (and I'm 25!). Loved them as a kid, but couldn't always afford them, so I figured I'd get them now!
What about you all? What things do you collect?
You collect widow's benefit's at age 50, not 60, unless you have a child
under 16. I had to stop my benefits for one year and then got them back when I turned 50.
Hubby thinks it is weird that I collect
so many shoes. I just don't see his point.
I collect small shiny things.
When I was a single gal, I used to have "issues" with home shopping channels, but I self-rehabbed. I have a retarded collection of jewelry that I will never wear because I'm scared I'll ruin them or lose them. I really should sell everything, but I could never get back what I paid. Totally not smart at all on my part, but I never could resist sparkly things. I don't collect anything anymore though. I actually have an anti-collect policy for some weird reason.
I collect scrapbooking materials but haven't made one yet!
nm
A spouse can collect widow benefits at age 60, but the benefit is reduced 21% because you took it ea
So, if his benefit is $1000, you would get $790. If you take you retirement at 62, you can keep the widow benefit, or your benefit, whichever is larger. It's worth taking it early because $790 x 24 months (the difference between age 60 and 62) is almost $19,000. My tax lawyer says always take it early.
Pay Rate
Hi. I'm interested in finding some doctors in my area to do work for extra income at home. I have 9 1/2 years of experience and work at home for a big national. I have no idea what the going rate would be or even the basis on which to charge (line, page, ???). I live in a rural area so it would probably be low-average. I appreciate any advice anybody could give me on this subject. Thanks.
I think that is more than most - we used to be about that rate (sm)
til things got really bad in our marriage.
Rate MDs
Hey I had posted awhile back regarding my frustrations finding a decent doctor. I came across an article talking about rating doctors on the Internet and it listed the RateMDs.com website. Of course, the AMA and other doctors are all in a huff about patients, God forbid, rating them online. Anyways, I went to RateMDs.com and found a doctor I had been to had already received a poor rating! Hehe I added to it. But I also used it to help me choose a new PCP who had an excellent rating. The receptionist also told me that they have new patients on Thursday and allot more time so they can go over their medical history and issues! Wow I thought, that's awesome. We'll see how it goes. But if any of you have a doctor you hate, like or need to find a new one, go check it out!
Wow! $700 is a good rate to go up there.
I can drive to NY and would spend more than $700 in a week. First, ask exactly what is included in the fee and ask the teacher to give you a better answer on the fundraising issue. If no fundraisers are being done, maybe you can offer to run a couple.
I think your plan is a good one. I usually come up with about a third of the cost of my kid's activities. (Only have the 16 yo left at home now.) The rest they earn by working or through fundraisers.
She'll have a great time in NYC!
We cant buy groceries on a cpl pay rate, so I'm trying to come up with one too.
Not really.
They are getting an hourly rate - just $2 is what I tip.
Yes, thanks for the info. At that rate,
we would have to clean ours every month. Taking a shower now is like getting rained on by rocks. We go through a hot water tank every 5 years. Doggonit! Guess I have to wait until we can get either a new well or a water softening system first. <sigh>
Hang on, though. The rate could have changed...sm
If any payments were late (or missed), the rate could have gone up astronomically for the OP. They may well have gone up and up. It's probably in the fine print of the card agreement that that will happen automatically with late payments.
And I have heard financial experts say that it's not a good idea to call and cancel a card if you still have a balance on the card, because then you have no way to negotiate with them. Though it doesn't sound like any negotiating was able to happen in this case, you're supposed to keep asking for the person's supervisor (and their supervisor, if necessay), and be persistent, until you get to talk to someone who can help you with lowering the rate and maybe waiving some of the fees.
Then I would apply for another card with a lower rate (and make darn sure you don't make any payments late or miss any payments!) and transfer that WA MU balance over (and ask if they can wave the transfer fee when you apply for the new card).
BTW, I recently applied for a credit card with WA MU because the offer was for 0% interest for 15 months on balance transfers, and the person was definitely in India. Every time I interruped him to ask him a question, it was like he then had to start over reading his "script" but I could understand him.
I asked if he could wave the balance transfer fee, and he said he was unable to do that. I didn't persist or ask to speak to his supervisor, but I should have. According to the experts, the time to negotiate is before they have your business. After they have you as a customer, they aren't so interested!
My property tax rate stays low
because there are so many mansions in my town. There is a house on the market right now for $23 million, plus lots of others in the 5-10 million dollar range. What is really sickening is that these are second or even third homes for some people. But they are paying such high taxes, it really takes the burden off us little guys who live way, way, way on the other side of the tracks.
Would you also want your income taxed at the 40% rate?
At one time England did that. The friends we had in Cananda said they were taxed to death on their income, but they were pretty pleased with their healthcare. There is no easy solution.
I got a fixed-rate mortage through
They kept my note through the life of the loan and didn't parcel it off to some other lender. I also had a decent down payment saved up which helped a lot.
I get a bit of real-estate sticker shock too when I see what friends and family have paid for their homes in other parts of the country.
I purchased my home for $86,000. The original asking price was substantially higher, but it sat on the market for quite a while and they had lowered the asking a few times. I think they were just glad to finally get it sold. I have 1600 sq. ft, 3 bedrooms, 1-1/2 baths, dining room, living room, and partial basement. It was built in the mid 70s, so the rooms are not too small like some of the older homes. But it is not as spacious as the open floor designs that are popular today.
Just closed on 4.375 interest rate! nm
Are they adults? No. R-rate means under 17 not allowed. sm
Easy answer.
Check out HGTV.com Rate My Space (sm)
Regular people redoing their homes upload pics and others comment on them. It's very fun to see all the rooms, and you can get some very good ideas for designing and decorating your own space.
Flate Rate Priority Mail
Yes, thanks for posting this! I did not realize that domestic rates apply (8.95) when shipping to FPO and APO. Awesome!
I suppose I related to the rate of capital punishments
xx
How many hershey's kisses fit into a priority flat rate mail box? sm
Apparently, there is a contest going on about this. what would you say? Just curious. I have a guess, but I'm going to keep mine secret! shhhh hahahah
and the crime rate dropped 20 years after abortion was legalized
x
Pay off highest interest rate debt first, then the next, and onto the next. The house can wait. Do
dd
At that rate, I could make in a week what I make
x
Dh just told me a something
before it got back home. He took my oldest daughter to an out of town football game. Me and the baby stayed home as it is really too cold for her to be out. Well, he told me that this gal (recently divorced and hot to trot) came and sat by him and they were enjoying the game together.  He said people were staring. All I said was "okay." Okay, I need to keep my head. I should just trust Dh but we are having marital problems and the subject of divorce has come up but I thought we were going to put it behind us and work it out. Help me not blow up and blow it out of proportion. I can sometimes loose my head.
That's what they were told - sm
That the repair would be so obvious, it would be like night and day. I don't know, I guess if it were me, I would definitely want to know just exactly how much my premium would be going up before I made a decision. They do have the option of just havig their LR done for 200-300 dollars though, versus having the entire carpeting replaced and paying a higher premium. So, in reality, they will be paying for the carpeting anyway, like a poster above said.
He just told her (sm)
that he was about to compliment her, and that she could ditch the surprised act and just say thank you. He said something like that a couple of times, in other words to not act so surprised she's getting a compliment and like, really? really? me? and just say thank you, and that's what she did.
She really sang great last night, like she does just about every time.
Boy was I just told - NOT - sm
I just got a call from the mother of this girl who comes over now and then telling me that I am a horrible hostest and how dare I make her daughter feel uncomfortable.
OH PUH-LEEEEEEZ!
I'm laughing, hoping this means we won't see this brat OR her nasty witch of a mother darken our doorstep again.
So this is what happened. The girl comes over to "hang out". I was up from my desk moving a load of laundry from washer to dryer and when I walked back into my office, there she is, typing away on MSN messenger talking to friends.
It is a well known rule in this house by EVERYONE, including the kids that come over, that they do NOT even look in the direction of my computer because it is a company computer and my income depends on it. There are TWO other computers that are for family use. STAY OUT! Clear enough? Apparently not to this little brat.
I came back into my office and told her she needed to get away from my desk, telling her for the millionth time that it is my work desk only. I was nice at this point but not happy.
She then tells me "Just a second, I'm talking." That's when I blew a gasket!
I said, "Get out. Go home. Now." Very firm but not yelling and screaming like I would have loved to do. She turns around and makes this face at me, then pushes my chair back really hard as she is getting up and it bounces off my bookshelf, giving it a good rattle. So as she was walking out the door I simply told her, do not come back. You are not welcome.
Then her witchy mother called. I couldn't care less what the hag was yelling about so I just interrupted her and said, "HEY! She's 15. She should know better than to act like that in someone's home and if YOU don't teach her that BEFORE she does that somewhere else, this will NOT be the last time she gets the boot!" And hung up on her.
My kids were hiding in the hall giggling as all this took place. They never had the guts to tell her to get lost.
Before anyone tries putting a guilt trip on me... this kid is FAR from neglected, comes from a nice home, parents are well off, just SPOILED beyond belief and she believes that everyone should jump when she says jump. I AM NOT PLAYING ALONG!
I told her she should have said
They wouldn't like you either!
What nerve, what stupidity on his part, what ignorance. I am going to address how I feel about cats personally in a separate post and comment on some of the responses I have received. I am very appreciative of the responses and the dialogue back and forth. It is in some way healing, at least to me, and I hope to others.
tell her exactly what you told us
and she needs to be aware of the STDs out there..They think it will never happen to them, but it can...that is why talking with a GYN or nurse practitioner would be a good thing to give her pamphlets and brochures and also keep the lines of communication open between the two of you.
I was always told not to mix
your alcohols (wine coolers, beer, cocktails, etc), but more importantly don't break the seal or you'll be in the ladies' room all night.
Have Fun!!!
Perhaps I should have told the
whole story, but just wanted thoughts based on the information I did provide and the assumption that it did happen. What would you do if it were your child and you were certain that this is what was said?
Thanks to those who have responded. I look forward to seeing what others have to say as well.
Told her that already.
x
What I told
I have three - told them the truth. It worked for my daughters, worked some for my son. One of the big issues was "parties" and I just said no. They asked why. I told them that I knew them and did not think they would find it especially fun to watch their friends and themselves drink and ralph on other people's shoes. I actually described a few parties I had been to and all the graphic details. They believed me and decided not to go to parties until they were old enough to leave on their own power whenever they wanted. I just told all of them the graphic truth (my mother did not tell me and let me learn everything on my own - that was not such a good idea either in my opinion and she could have saved me a lot of grief if she had only spoken up. My son did drink when he was 18, but only at someone's home and says he did not drive. I believe him because he is now 37 and has no reason not to tell me the truth anymore. So, tell what you feel comfortable with. I think parents can have a big impact on their children when they are honest.
Have you told them what you told us?
I'd lay it right out to them like you just did here. Maybe they truly have no clue as to how it makes you feel.
He just told you
that he's looking for other options. He was being honest with you - he looked and hasn't found anything YET. Get a lawyer, get out of the marriage, and get on with your life.
My ex-MIL told the ex that she would
x
When my MIL first told me.....
I told her that my SIL was lying. MIL said she thought so too until the doctor said she was pregnant. Still....no ultrasound or anything performed. Still holding out for this to be a false positive.
I have been told that once a dog sm
tastes blood the urge will never stop. I have no idea if this is true, but it seems to make sense in some cases.
I was told that
in the morning is the best time because the pregnancy hormone is most concentrated during that time.
Told ya so! About getting a cat, I mean
I remember when you posted about your mouse problem a few weeks ago. Good for you. I have a cat who is a mousing champion! He would rather catch mice than eat or sleep. I know it's gross, but I don't have any mice.
My DH has never hit me, told him before- sm
we married that if he ever did I would divorce him in two seconds flat (that and cheat on me). I will never put up with any man physically abusing me.
Ok, did what the vet told me to do
this morning, well tried to do it lets say. I was supposed to feed my big kitty separate from the other 2 so all 3 each had their own bowl, water and I took my big boy in my work room, set him and the food down and you would think I was punishing him! He went and crouched under a chair. I just gave up on that idea but what I did do was put all their food down, allowed them x amount of minutes and then took everything up, dried and wet food. Instead of several times a day treats now will only get 2 each at night (very small bits of treats) so hopefully can make it thru the day- might be like trying to get an addict to come off their drugs. Wish me luck.
This is what I was told
by H&R block. I owe big last year because even though I payed estimated I did not pay enough (like I only paid half of what I should have paid, so I owe a lot from last year), plus now my taxes have doubled this year, so what she told me to do is pay the quarterly on time and each month send whatever I can in to the IRS, but make sure I do it every month on a consistent basis so they see you are making good with trying to pay it off. I'll have to explain to them that there is only one income, my taxes doubled this year and I will be paying every month until last years bill is paid off. She said if you call them and set up a payment plan they charge you a $25 fee for setting it up, plus interest for not paying it on time. She said this way you'll still be charged the interest, just not the set up fee. I have worked with the IRS in the past and they really aren't as bad as everyone makes them out to be. They have always worked with me in the past and I never got any hassles. But you know...this just sucks big time. I was barely making it last year. Now this year I work 2 weeks every month just to pay taxes. That only gives me 2 weeks a month to pay the rest of my bills. Which means I will be working 7 days a week as many hours as I can fit in a day for the remainder of my life. Will this madness ever end?
What my vet told me
I know some of this is no good since she's already got parvo, but my vet told me this about parvo prevention:
Spray the yard with bleach water wherever the puppy will be going out until they have completed there shots.
NEVER let your dog walk into the vet clinic before they are done with there shots. I had to carry my boxer pup in yesterday and he's 20 pounds now at 12 weeks!
Things could change very rapidly. My mom had a puppy that was fine when she went to bed and dead when she got up in the morning from parvo. It takes over quick.
My mom and I have brought a whole litter back minus one from parvo before, but it required around the clock attention and we both work with horses and have both worked in a vets office where we knew how to give IVs, etc. It was a very long week for us, but after about five days they were back to eating on their own and drinking well and playing.
I wish you luck. I've become very attached to my puppy and if something happened to him I'd be devastated. We are both praying for your puppies good health!
She might have told him (sm)
People often know when they're are going to die. She might have told him it was going to happen and when.
It sounds like he might have been there when she died though, too. It's hard to say. That poor husband...
someone told me....
that I should get checked for vitamin D deficiency. I just started working midnights from home at my new MT job first of March, and the weather here has been stormy a lot, my step-mom I believe thinks I'm starting to have vitamin D deficiency because I've been complaining of body aches here the last few weeks to a month and am constantly tired and I've been feeling depressed in a way. I thought the tiredness was just from lack of sleep trying to get adjusted to this new schedule...I hope its not deficiency, but I wondered how long it takes for symptoms to show up since its only been a few months, I don't think that's it...
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