I finally broke down and bought a box of cards
Posted By: willienillie on 2008-12-16
In Reply to: Don't feel like sending Christmas cards this year - Anybody else feel this way?
Sunday night. I haven't gotten them addressed yet, but I'm hoping to this week. We always did the same thing -- different colored inks, holiday stamps, etc. I just don't feel like putting the time into it this year. One year, I even bought cards from a scrapbook party to make my own. They went over really well. My grandma, 80 years old, told me not to send her a card because of the price of stamps. I'm planning to hand-deliver hers on Christmas day as well as others that I will be seeing or live close enough to to deliver personally.
I only have a few out-of-towners that I need to mail to and I'm hoping to get those done by Friday.
Why not try addressing 2 or 3 per evening? Get DH to help. I always feel guilty when I receive cards and don't mail them.
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I bought a scales yesterday to finally face the music. SM
I have been avoiding weighing myself but knew I put on a lot of weight in the past several months. Well today after my shower on break I weighed myself. It was almost like the comedians say when the scales flashes a message "One at a time, please." Wow. I have got to get a grip. I know it is emotional eating. Any suggestions? I did somewhat better tonight and will keep trying, but I have said this so many times before.
"Food stamps" now are paid on EBT cards - federal EBT cards which look the
have the option to have their pay on an EBT card as well.
She may well have been using her family's federal EBT card and working for the government for a living.
Or, if she is a foster parent, those children will receive state benefits and she could use an EBT card for food assistance.
Everything is not always what it appears to be. I'm sure you're a nice person, right?! See?! We wouldn't know any better if we believed the appearance you have given here! :)
When I broke my toe
it was because I kicked a door jam. There was much screaming involved. I couldn't put on a shoe. I couldn't lift my toes or put weight on the toes.
It sort of sounds like you may have broken a blood vessel, but I wonder why? I'd see the doctor about it.
When my husband broke his toe sm
His was red and swollen and black and blue across the top. His was due to trauma, but you could have a stress fracture. It would be a very good idea to have it x-rayed, just to be on the safe side.
I heard that they already broke up! nm
nm
My sister broke hers
when she was little when we were all in a car accident. It took a couple of hours before she started complaining about her arm feeling heavy. Mom was going to the ER to get her ankle x-rayed, which turned out not to be broken, and took my sister along for an x-ray just in case. Yup, it was broken. So yours could be too. All they will probably do is put you in a sling.
It broke up both our marriages.
Our two kids, their two kids, parents, other family. She lives in Texas now, on her third or fourth marriage. My ex never did remarry (he is also bi - as I said in another post today). Her ex is on his 3rd marriage.
Thanks for your kind thoughts. But as for me, I met a wonderful man whom I have been married to for 9 tremendous years and am very happy now. It just was such a betrayal that it still bothers me from time to time.
Oh, and no, she never did say she was sorry. It's like I never really knew who she was...
Re-gifting keeps me from going broke
I would throw away any food that I had reservations about, but I look at it as a challenge sometimes to find those horrible gifts a good home :)
To me there really isn't anything else for one to do but thank them for the gift then do with it what you will.
Look at it this way - if it makes you happy making a friend/relative happy by giving them the gift, then it has given you something.to be thankful for, albeit in a roundabout way.
Poll: How broke are you?
Last payday, I would have needed $200 to pay all my bills and then be broke. Payday is three days away. Here's my tally: Cash on hand: 48 cents. Checking: $3.58. Savings: 4 cents. Woohoo. Hatin' it.
Sure am glad this forced me to stop the cigarettes -- 18 days smoke free now.
Just a thought--if it ain't broke, don't fix it.
Why would anyone want to have a part of their body removed just on a CHANCE they may someday get some disease. This is just beyond my comprehension. That's like saying, well, I may as well kill myself now 'cause I'm gonna die some day anyway. ???
Miss Lily broke my toe.
So my lovely dog Miss Lily, who can't be more than 6 inches from me at all times, stepped on the back of my pajamas when we were walking down the stairs and I fell down a few of them. I broke my toe, just a hairline fracture, and it HURTS! That'll teach me to wear pajamas that are remotely baggy lol.
*This concludes my pity party* 
The straw that broke my back was
when my 90-year-old father was killed in an accident. I was only relative left, no siblings, no other living kids - well my son said I had got it ALL, thinking he should have more than the $60,000.00 my father had given him and his children for their school/college. How greedy can a person be? I should have had EVERYTHING but not the case. When my grandparents died, I think I got some dishes, maybe and oh, yeh and a watch from my grandmother. Rememberence type things which I am thankful for. My DIL's family just took completely over. I have a great life, though and I figure things will be like they are supposed to be. No sweat off my brow.
Like you, I have fibro and broke out with shingles for the first
time this past month. OMG, could not tell which was the worse. Do you use anything like fish oil or glucosamine? My hubby gave me the fish oil and it helped me a lot with the stiffness in the joints. My fibro started in my late 50s.
I broke down and got a pair of dedicated....
single-vision computer glasses. HUGE difference. They definitely aren't pretty because I wanted to keep the cost as low as I could, but my headaches are all but gone now thanks to them.
My other pair of glasses are bifocals, which I can use for work in a pinch like if I lost my computer glasses, but what happens is I wind up tilting my head too much to use the teeny bifocal part to see the monitor, which in turn causes headaches from muscle strain.
To save a TON off glasses, take your prescription and get them at a wholesale place like Sam's Club.
Good luck! 
That is cold. My furnace is broke...sm
Getting it repaired tomorrow. YAY! Freezing sucks! It has been in the 30s at night here in South MS and that is too cold for no heat. I do have the little electric space heaters though so that helps. Heat tomorrow finally!
i read that the mob broke the doors down
if they got it on camera, i think whoever knocked this person down should be held accountable.
Not broke here but in years past
could probably not really rub 2 nickels together. I am sorry so many others have lost their jobs, etc. I have been able to, so far, keep my job and my hubby has a union job and he is still there although at his job they have laid off some. I have money saved so if his job had been threatened, feel like have enough to get us through several months or even years if need be but I would hate to come to that. I have not changed any spending habits, in fact need to rein in my overspending. I heard cigarettes were extremely expensive now- a carton for over $50.00?
Not completely broke, but close
We live paycheck to paycheck for the most part. My paycuts really did our savings in. The bills are still all the same things and they get paid.
Hope for savings in the future is not too great. We rent and probably won't be able to buy a house till the kids are all off at college. Same for the cars. They are old and they run. I am grateful for that, as I have no car payments and they are too old for full coverage insurance.
We support 5 people on about $2500 a month for 8 months out of the year and about $3000 for the other months.
Cleaning lady broke something again!
This time it's really not replaceable. It was a tiny glass vase of tuilps that my MIL brought back from Italy. Each tulip was separate and just adorable.
I MIGHT be able to find something like it online, but I haven't looked yet. She/they have broken stuff before and while the stuff as been important to me it was not expensive.
I had this, and a few other things in my bedroom entertainment cabinet - to PROTECT it from HER. Today she decides to clean in there.
I think this is it. She cleans well and is affordable, but at this rate everything important to me will be broken in a couple of years.
I almost went blind from it as I broke out on half of my face and they
were invading my cornea but never penetrated through. I had them actually while on the delivery table with my son!! It was frightening to say the least, I looked like a monster for about 1 week, started healing after week 2 and then had terrible pain weeks 2 and 3. I was popping 800 Motrin without even looking at the clock, the only time in my life I was a pill popper!! Anyhow still can't tweeze my eyebrow on that area without strange neuralgia, when I get tired or stressed I feel the tingling, feels like my eyelid is drooping but no residual effects other than that. If it ever happens again (this was 16 years ago so knock on wood) I will just go somewhere with a bottle and drink myself to sleep for 3 weeks.
tried duct tape, no go, broke immediately, thanks though, NM
z
i broke a mercury thermometer - what a pain i
it broke on the counter right next to the fridge, so some little balls of mercury went down the crack between the fridge and counter.
Not broke but have changed spending habits.
I did reel in some spending a bit and changed a few things in the budget.
Have no intention of going broke.
Don't smoke either. LOL Couldn't afford to with the new taxes on those things!
not broke, just always struggling to keep head afloat.
Basically paycheck to paycheck with us, also. We are trying to manage our money better unfortunately we do well for a while and then fall off. It's getting harder and harder though; my goal is to have my credit cards paid in full (3 of them) by end of April as I am tired of paying all that interest. I agree with the gal who wants to get rid of banks. That's exactly how they make their money off of you. The middle class IS disappearing . . .
I broke my keyboard tray off when I was startled and jumped. Terrible startle reflex. NM
x
Elf yourself e-cards (sm)
 http://www.elfyourself.com/
This is from OfficeMax - free e-cards that you put your picture and/or family/friends and they dance. It's really cute!
I know there are cards that
are made for something just like this like maybe for a step-mother but don't actucally use those exact words. I know because it was so hard for me to get my "other" mother a card for Mother's day without feeling like I would be hurting my mother, even though she would have no idea. Don't know what this lady's hobbies or favs are, but anytime someone wants to take me out for a nice dinner just makes my day. Actucally hinted to my hubby this afternoon how nice that would be tonight but he said he needs to mow. Well, actucally that is a gift as well cuz he hates to mow and the yard really needs it. LOL!
Also, some people don't like this idea very much, making a donation to a fav. charity in their name to me is a wonderful gift. That is what I have always done for my kid's teachers. I have an aunt who is a teacher, and while she is greatful cuz she really loves kids, but she has talked about some of the "junk" she has gotten. I always made it to the Children's Miracle Network just assuming since they were teachers they would want to do something for children. A couple of times my children got the most wonderful thank-you notes. I absolutely love this idea.
yes, I actually have one of the cards. I have only
used it for dental work so far, though. Payments very affordable with the option to pay off in certain amount of time with no interest.
I always appreciate cards, too.
I try not to hold grudges about them, but it's hard to send one to someone who can't be bothered to send to you, so I know exactly how you feel. I think its extra tough when it's family, even if it is the in-laws. And I absolutely agree with the poster who said that cards are so inadequate in some occasions, but they are better than not sending one at all and I always add a personal message.
But finally came around
I've decided I didn't like having my son be in "special" classes because I couldn't believe that I would have a child who would not do well in school. Selfish, stuck-up, I know. I "let" him be put in speech therapy, and they put him in a special class for learning how to cut with scissors. Eyes rolling here. Dealt with the same school for 5 years and frankly he wasn't learning squat. This year didn't start off any better so we moved and I put him in a new school. He is doing wonderful! They are actually forcing him to challenge himself and do work. I don't care what they call the classes. They are helping him get to the level he needs to be for him, not for any district statistic. He's a much happier kid now that he isn't stressed about being able to participate in school.
Finally!!!!
which dog finally got from Ute and joe.
adf
I'm finally over that flu and then
the cold after that. Zinc tablets did help the cold; it was only bad about 2 days. Zinc didn't seem to help the flu at all, and by the time I figured out it was probably one of the flu strains it was too late for Tamiflu, but it had progressed to bronchitis so I was put on Keflex as well as an inhaler. The inhaler works, but can cause insomnia and crankiness.
You really have to stay on top of the cards
I do a lot of card flipping with balance transfers but also calling and trying to negotiate new deals. I just switched one with a balance transfer at 3.9 for the life of balance and then talked them down to a purchase rate of 8.9 (it had been up in the high teens). I also talked a card I've had a while into a 2.9 for the life of a balance transfer instead of the 12 month offer they were having because there was a delay in the electronic transfer to the other company causing me a bit of inconvenience. That transfer was actually for a loan I had at a pretty high interest rate, so some loans can be put on cards too which I never knew. I find websites that list ALL the latest offers for all or most card companies and I'm always checking. Sometimes I call my cards and tell them I am thinking about switching unless they can give me a similar/better rate or deal. Often they will so as not to lose the business. I have saved a ton of money doing this - it is sort of like consolidating on your own. I can post the site if anyone is interested, don't have it handy right now. Oh..I also have automatic electronic payment setup to pay a certain amount each month from my checking so the payment is NEVER late. You are so right about that, that's where they get you! I just thought maybe some of this info may help someone, I hope so. My credit is very good now but had been a mess in the past.
NO more credit cards
I had a credit card with a high balance. I got a second mortage to pay it off. I called the credit card and got the payoff balance and my bank sent a check to them. I kept watching on line to make sure they got it and when they did I noticed that there was a $95 credit. So, I called and said how do I get my money back. They sent me a check and when I got it, I called and closed the account. This was about two weeks ago. Today I get a statement from them with a balance due of $45! Huh??? I called and they keep telling me it is a finance charge. I got pretty steamed and finally ended up saying that I would pay it, but no more. Well, I wrote out the check and put in in the mailbox, but I'm still stewing about this. If I still owed them money, why did they send me a credit?? What is the finance charge on if I had a credit balance? I suppose I will just pay it because they will only keep tacking on even more charges, but it is really bugging me. Has anyone else had any experience with this??
I will say one thing - NO MORE CREDIT CARDS EVER EVER EVER. REALLY. I mean it this time.
How about addressing your own thank you cards!
My husband's side of the family seems to think that it's a wonderful idea to have shower guests address their own thank you cards as they arrive to the party! Well, geeeze! Why not go all the way and write your own thank you note, too! They put the little envelopes in a pretty little basket and pass it around. I don't care how they try to pretty it up, it's still tacky! I refuse to address my own thank you card, and you guessed it! I never receive thank you notes from DH's side of the family!
I hosted a wedding shower for my husband's sister, and my MIL came over with the little basket. We had such a fight, because I refused to do that at one of my parties. ugh!
telephone cards sm
It was on our morning local news that a local mom started collecting phone cards donated by various people for her son and his buddies in Iraq. She said the response has been overwhelming and her son and his buddies couldn't be happier because they love the fact that they can actually talk to someone at home rather than E-mail and snail mail. One woman wrote her a note along with her card, stating that she got to talk to her son every day as he was home, so it made her feel so good to be able to help someone else's son call home. Guess it's all up to them if they want to call, they have to pay, don't know how much it costs to call from there?? Imagine it is not cheap.
I think its credit cards...
The newspaper had an article the day after Christmas how people are defaulting on their credit cards all over the place. This added to the mortgage companies having problems with people unable to pay their balloon payments and the bad housing market, price of gas is sure to lead (the article said) to a recession.
When I was shopping I saw all the people with tons of things in their carts, DVD players, computers, etc. on Christmas eve. This was regular people at Walmart. I saw a lot of credit cards flashed around. Paying minimum payment will cause Christmas to cost tons more and they will be paying beyond the item's life which they purchased.
We went through this. We tried to sell our house, rented to own another and went broke in 3 months. After we had 2 house, fell back on credit cards the interest piled up and it was terrible! We moved back and are on a budget. So, I shopped without credit this year, and you know what? I had more fun. And I have 3 kids. Their things were simpler than the fancy things they got last year. The most expensive things we got were bikes because they are growing and we got those on sale. The rest were creative items. I am not saying that what we did is so great. What I am saying is that peeople are not looking at the big picture these days and if they do not use cash (as we had not in the past), they may not be able to pay their debt if hard times fall. In the meantime, grandpa sent my son 100 bucks, which I let him spend on a train set (I should not have let him do that he is 7) and he cried that his money was all gone and he did not want the train set anymore. I bet if I had him save some of it and had him buy simpler things, well I bet he would not have been crying. At least at age 7 he is learning that money is not easy to come by. And he is learning the hard way because I will not give him more money to replace what he spent. Sorry such a long message. It is just that we did not even afford an XBox, and I wanted a Wii myself, but we avoided all of that because in the end we learned that Christmas is not about credit cards, the junk it buys. I think the end of the cartoon the Grinch where the Who people did not even care about the presents was correct. Maybe we'd be happy with less things and more love. I don't know. This was not meant to be a sermon forgive me. We all have to learn what Christmas means to us and I say let people do what they want, consequences are always result of actions anyway. Just IMO. Happy New Year everyone!
A deck of UNO cards
Can you give hints? g o m d t . c o m
Don't use your debit cards
I had a problem with fraud on my account through them. Surely they have fixed it by now, as this was last year and the year before (yes 2 separate occurrences, both at xmas time). So I would not suggest using any cards there but cash only.
I do agree that it seems to be a great idea for teens. Their prices are great and our location has always been helpful with advise, returns, etc.
Another good idea I have found for teenagers is a gift card for restaurants or gas stations. It helps their parents a bit and if they have a girlfriend/boyfriend places like AppleBees or Red Lobster are nice so that they can go on a nice date and not have to worry about $30 for the bill. Even with a part-time job that's a lot of money for a teenager! :) My nephew actually requests it.
gift cards
Gift cards are hard to redeem, especially if they have to spend a long time trying to find something they like at the store for 5, 10 or 15 which they usually cannot and end up spending my money to cover the overage.
I think cash is much better!
Gift cards!!!!!!
x
Don't throw out those cards!
Christmas is over, please don't throw away your cards. If you don't already have plans, please consider sending them to the Pine Ridge Reservation. Children there recycle the cards to make cards for next year. They sell these to earn money. They only need the front of the cards - the picture part - and welcome any style (obviously not naughty cards). The address to send cards is: Via UPS or FedEx: Carmelita Mesteth Oyate Teca Project Wakanyeja Okolakiciye Youth Center 1000 Youth Center Drive Kyle, SD 57752 Via US Mail: Carmelita Mesteth Oyate Teca Project P.O. Box 316 Kyle, SD 57752
I finally saw it today ...
I was off today. First I watched it when DH left the house to run errands and I was supposed to be showering. Then I watched it again with DH tonight, never telling him I'd already seen it because he'd be disappointed that I already knew what was going on! But I still misunderstood a line between Juliet and Hurley. I thought Hurley said he REMEMBERED Juliet from the dock, when the hoods were put over their heads and they got shocked, and then she said it was her day off, like her day off from working as a doctor, so she joined in the fun of shocking the prisoners! Which I thought was wicked humor. But DH said Hurley said he DIDN'T remember her from the dock. I would have thought she was there, but maybe not.
Anyway, what proof does Juliet have that her sister's cancer actually came back? I don't remember Ben proving that, except with paperwork, which could have been faked. And why were we looking at a heart rhythm strip to see if her brain cancer had returned? Wha? And the way I was reading Juliet when she was with Ben, his manipulation of her actions didn't mean she was back on his side or necessarily going to do all of his bidding, even if it she might appear to be doing what he wanted. After all, she was alone now either way, and seems like she needed to join up with the group for herself. So when she said to Jack she was in it alone already, I think she could have meant from Ben, too. She's just trying to survive and find a way back, and this group wants to get back as bad as she does.
But I'm not addicted to this show or anything ...
yea, yahoo, finally....lol...nm
NM
lol, finally something for us that is the equivalent to
California bleached blondes with big boobs?
Keep looking!
lol
Finally somebody with my problem. (sm)
I alternate between Suave clarifying and Wella Regulate shampoo that is probably only sold at certain salons or on line. It cleans and treats your scalp without damaging your hair. However, I still have problems if I skip a day. My hair guy says perspiration is damaging to hair, and I'd never heard that before, but what every condition I have MUST be shampooed every day, which really sucks at 45 years of age.
http://www.belairbeauty.com/b
rands/Wella/9404.asp
Cute cat! I finally got a pic of my other cat who was MIA in the last pic!
Here is our middle boy, Bailey. He was MIA in the last pic, and he is the one who gets into the most trouble, but is also one of the most affectionate ones! I think he may be bipolar LOL!
Finally got rid of one after several months
Had to buy a cage trap online and bait it. Eventually got lucky and put something in there it was in the mood to eat, and it didn't manage to spring the trap that time. BF took it for a ride and released it somewhere far away.
Now there's a possum looking to get in....maybe I need to get a dog, my house seems to attract critters.
Yup! I have finally realized it! SM
It's funny because she will always call or instant message my husband or I whenever she needs something! Just a few weeks ago, out of the blue she called and asked if my husband could take her to Home Depot to get some materials because they wouldn't fit in her car and we have a big mini van with a roof rack. I told him not to do it because she is just using us! It's so annoying!
The same thing happened to us when we got our new plasma TV last year! She came over and saw it and said, "Oh I heard those things don't last too long." She always has some sort of rude comment whenever she is jealous! I'm so done with her!
Also, she wanted me to try to get her son's girlfriend a job in transcription. She thought she could do it just because she could "type really fast." I told her that there was no way she would be able to do it if she doesn't have the proper training to learn all of the medical terminology, drug names, etc. Her response was, "Oh, she doesn't need that. She can type as fast as you!" I guess she really is just a jealous, disrespectful person! The sad thing is, she is much older than me! I'm 26 and she is in her 40s! Amazing!
I finally figured out how to add a pic...
I love everyones pics of their pets, so here's my girl Sara sleeping with my son. She is 7 years old and we rescued her from the pound when she was 5 months.
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