Her insurance didn't refuse to pay
Posted By: read some of her replies to me. sm on 2008-07-02
In Reply to: That is just wrong. You are assuming these people were going sm - deni
I'm not assuming anything. I asked very pointed questions, to which she either snapped at me or evaded answering. I said this before, but I think it bears repeating - an $800 hospital bill doesn't amount to much more than some antiseptic wash, a band-aid and some Tylenol. The bite wasn't that severe, probably no more than a superficial skin tear. I'm betting that's why the dog wasn't impounded. I think the OP is trying to make a mountain of a mole hill to make a few bucks. That's why she wanted the poster just to pay her the $800, not so she could turn it over to her insurance (which she should legally, or else it is fraud), but so that she could pocket that money. Now, here's where I assume something: I also think she knows she probably wouldn't get much in court, if anything, because the bite wasn't that severe.
It's easier to take the $800 bucks, than to try to fight it out in court and possibly end up with nothing. If her daughter was so traumatized by it all, why hasn't she seeked counseling for her yet? She was more concerned about setting up a college fund with the money she would win in court. The counseling was only an afterthought.
If she wants to sue, by all means sue - after all, it is the American way. But don't lie about the reason for it. It all comes down to money. Read my other posts and her replies. I just happen to believe in calling something what it is, not sugarcoating it or beating around the bush. This poster knows what she's trying to do, she just wanted some reassurance from others that it was okay. Sorry, can't do that here.
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that's right, they have the right to refuse
this is NOT race related, it is strictly O.J. Simpson-related......nothing to do with his race, rather his history and makes perfect sense to me, another business owner.
You can refuse the PA/NP
I had a doctor who did that for a while and finally refused to see them.
i refuse...
to yell. granted you have 2 and i only have but we have a policy in our home not to yell, among other things. my 10 year old has come to appreciate (but used to HATE) "discussions." I used this term because it was a large word for him and could stick out as being meaningful (good or bad, i don't care). when he cries or gets mad (which on occasion still acts that way) at me for something he is simply and rationally sent to his bedroom for some quiet time and told when he has calmed down to find me so we can "discuss." Sometimes its 5 minutes, sometimes its 30, its all up to him. When he has had the opportunity to calm down we start the conversation by how he felt, how he thinks he made me feel, how I did feel, and finally why i asked him to do what i did and what "family" means...certainly not that i am "mom" so i do all the "work." i am not saying this was a quick thing and i have done this for several years now but he caught on very quickly that yelling and crying is just not something that will be done in this house.
like you, i am the primary caregiver and patience run thin at times so i understand your frustration, just not 2-fold. that has got to be tough. thought maybe this suggestion might help...but who knows. just have to find what works for your family.
I refuse to get old
but somehow I think that, eventually, I will lose the battle.
As for worrying about our care, we have already budgeted for long-term care insurance so we will be able to have whatever help we may require. 40-ish years from now.
I refuse to go to KFC - see msg
http://www.kentuckyfriedcruelty.com/
They can refuse service to anyone at will.
Even Wal-Mart can throw you out for any reason they want.
I'm glad he did it. I went to Jeff Ruby's Louisville website and sent him a support e-mail!
Thank goodness business owners can still decide WHO they want to serve and do business with!!!!
It's not difficult either to refuse to consume
garbage posing as information.
Your choice.
I too refuse to go hungry or eat what I don't wnat...
Started exercising around Sept. Didn't see any measurable weight loss for about a month. I am so grossly overweight, though, that I can't exercise long. Used to be skinny. Wore a size 1 to 3 until developed thyroid condition, then packed on 50 lbs in just over a month that I never lost, but gradually added to over the years.
It does work, but it's much slower that if you diet, too. My measurable loss was 1/2 lb. I'm down about 1, but I feel much better, which is what counts.
i REFUSE to let mine eat in the cafeteria
I don't pack fruits and veggies per se, but I do give them sandwiches and low calorie snacks. I gained weight during my tween years and I suspect it had something to do with school lunches as my grandmother worked in the cafeteria and frequently brought home left overs. She used to bring home TUBS of pb and J mixtures and we would literally eat it out of the tub with a spoon. I believe my kids eathing whole wheat sandwiches and chips are more nutritious than the slop they serve!!
I read it, but I simply refuse to believe it
One in seven people believe it is acceptable in some circumstances for a man to hit his wife or girlfriend if she is dressed in “sexy or revealing clothes in public”, according to the findings of a survey released today.
A similar number believed that it was all right for a man to slap his wife or girlfriend if she is “nagging or constantly moaning at him”.
The findings of the poll, conducted for the Home Office, also disclosed about a quarter of people believe that wearing sexy or revealing clothing should lead to a woman being held partly responsible for being raped or sexually assaulted.
Although a majority of 1,065 people over 18 questioned last month believe that it is never acceptable to hit or slap a woman, the poll found that those aged 25-39 were more likely to consider that there were circumstances in which it was acceptable to hit or slap a woman.
Men and women over 65 and those in the lower social class groups D and E are more likely to believe that woman should be held partly responsible for being raped or sexually assaulted, Ipsos Mori telephone poll found.
Jacqui Smith, the Home Secretary, said: “Violence against women and girls is unacceptable in any form no matter what the circumstances are.”
Ms Smith said that more needed to be done to challenge attitudes that condoned violence against women and girls.
She was speaking as she launched a police lead review of whether new laws are needed to tackle serial domestic violence abuses and whether there is a link between the early sexualisation of young girls and violent abuse.
One idea being considered is to allow women to ask police if a new partner has a record of domestic violence. A pilot scheme that allows women to request information on whether a new partner has a history of child sex abuse is currently underway in four police force areas of England and Wales.
But MS Smith was confronted at a working breakfast at which she launched the campaign by a veteran domestic violence campaigner.
Sandra Horley, chief executive of Refuge, accused Ms Smith over breakfast at the Cinnamon Club in Westminster of using “gimmicks” and “spin”.
She said that government action so far had been “piecemeal” and condemned plans for a database of serial domestic abusers.
Ms Horley said: “We have had enough talking – we need action. As for the perpetrators’ register, it is a gimmick and doesn’t address the root problem.
“The majority of violent men don’t come to the attention of police and it won’t keep women safe.
“Police can’t be expected to monitor relationships and love lives of offenders.”
She went on: ”The Government is hoping to get away with useless initiatives like this register and it is hypocritical to sound tough and do little.”
She said that the cases of Sabina Akhtar and Katie Summers showed that not enough was being done.
Ms Smith tried to interrupt the tirade but was shouted down before Vera Baird, the solicitor general, stepped in to argue the Government’s case.
This is the reason I refuse to carry a debit card....sm
Most retailers do not require you to use a PIN and there is no security on these things. I've heard of many people like your daughter getting stuck without money for a few days while waiting for the bank to credit them back. Another problem that happens sometimes, including happening to my husband when we were dating was that when we ate out the waiter made an error on the charges to the debit card - charging $440.00 instead of $44.00. The waiter immediately ran the credit and the manager apologized, but the bank still took out the $440 until they received the written confirmation from the restaurant's bank of the error. Fortunately he had the money in his account to cover this error but other people would bounce checks over it. The same thing happened to my mom - an error was made and she was without as much as she should have had for the 3 business days it took to credit her back.
Your daughter should immediately talk to the police department about the fraud and the bank. Good luck straightening it out!
Thank you! I didn't realize they made computer glasses. Will make an appt. Spit didn't wor
3
I didn't say her decor didn't sound great.
It's not ridiculous.
I would seriously doubt the Christianity of anyone who feels it is okay to celebrate Halloween. It is anti-God in every aspect.
You can only service 1 God and the folly of man and carnality is in direct conflict with holiness.
Thanks - I didn't realize they didn't like the smell of citrus
I have the feeling he doesnt have a UTI and he's trying to tell me something else, but I'll be taking him to the vets to be safe.
insurance
I live in Upstate NY and I am an IC also. I found the best way to go (cheapest) is to join a local Chamber of Commerce and buy a plan through them. They can offer you the best price for health insurance at group rates. You have to pay an annual fee to the Chamber so that's the only snag, and it pays to check out different Chambers because each one is different with some being cheaper than others.
need help with car insurance -
Have had State Farm since I was 16 - my house is also State Farm. Just found out that almost 2 years ago my now 23-year-old daughter who still lives with me got a DUI. State Farm is dropping us both. My record is very good - one tiny accident (hit a pot hole and had to have new aluminum wheel) in over 13 years. If she could live on her own on her salary I would make her - but she can't. She doesn't drive my car - I think I have asked her to get gas for me on a couple of occasions - and when we go on vacation she might take a turn. Any ideas? What will insurance cost me now - any good companies to go with? HELPPPPPP!!!
car insurance
I have a teenage daughter on my car insurance (thankfully neither of us have ever had an accident). If you're over 50, you can join AARP and then you're eligible for discount insurance through the Hartford. They saved me about $60.00 a month over any other insurance I had previously. If you meet the age requirements, look into it.
insurance
My son had a DUI and the ins was going to cancel us but they said if I only insured myself and my son showed proof of other ins that they'd keep me. Could this work for you?? Just a thought...
PIP INSURANCE
Everyone who lives in Florida should be aware that the PIP insurance as we know it is soon to expire on 10/1/07. Please go to the web site http://www.wpbf.com/index.html. In the center, scroll down a little in the middle is a survery that asks Do you think personal injury protection (PIP) should be eliminated? Please go on line and vote NO. Send this email to everyone you know. We want hundreds of votes.
Also, please send a letter to Governor Charlie Crist,o to Speaker Marco Rubio and Senate President Ken Pruitt. You can find their email addresses on MyFlorida.com. It is very important that they add this to their agenda on 6/12/07 for their special session.
Thanks for your help.
Insurance...
I agree with not being able to do that. I cannot get on my boyfriend's insurance because we aren't married but maybe it's state specific or company specific. If they are allowing gay/lesbian couples to ensure their significant others, then allowing ex-spouses or bf/gf to be insured by the other may be possible.
Insurance
Did you start a claim with the existing insurance? This happened to me, I had to do the cobra until my husband's new insurance kicked in, and they accepted the pregnancy not problem. I would call your current carrier and ask curiously. Some insurances dont have a problem as long as there was no gap without insureance. It so happened that the new insurance picked us up in just 30 days and we only paided the cobra for one month. I think when it comes to pregnancy, pre-existing does not apply, as long as there was no gap. Check it out. It was awhile ago for me.
Insurance sm
It sounds like you're a great friend and neighbor!
Our neighbor never gave us their insurance information. Our situation is a different because in addition to physical scars, our daughter has emotional scars from this dog bite that will take a long time to recover from.
I did some research on the dog bite law. Sometimes insurance companies will cancel the homeowners policy if there is a dog bite on the property. If they don't cancel it, the insurance premium will increase by a lot. I think this is why they didn't try to go through the insurance company and thought we would accept this small check.
We believed them when they said they would take care of everything. I guess we're just too nice! 
but you do have insurance, it's the same
I didn't have a job, even though I do. It's lying. It's fraud.
Pet Insurance
I have some pet insurance. It is $17 a month for each dog. I figure, for $200 a year, if the dog lives to be 15 that would be a total of $3000 over the life of the dog. Which can be less than the cost of a single operation.
So I got the insurance. Andy had a minor surgery (removal of keratocanthoma) that came to $600, including $200 to have his teeth cleaned (not covered). After the deductible I got a check from the company for $300. I was pretty happy with that.
insurance
Does insurance cover any of the cost for implaints or dentures?
no insurance
I just got my teeth cleaned and you just call the office and tell them you are uninsured and they offer you a much cheaper rate, they charged me 75 bucks.
how did this become an insurance debate???
I posted simply to relieve some stress and anxiety...sheesh! THANK YOU to the sincere posters expressing their sympathy...to the rest of y'all who turned MY post into a petty debate... !!!
Health Insurance
Does anyone know where I can get family coverage? I live in NY and I am taking an IC position. Thanks
Homeowners insurance ? (sm)
I'm wondering if anyone has heard of this happening. My niece spilled a small bit of bleach on her carpeting, about the size of a baseball. The spot is in my brother and SILs living room. There is also a small spot going up their stairs. So, they called the place where they got their carpeting (about 3 years ago) to see if there was anyway they could fix it, and they informed them that the homeowners insurance would cover this and that since the carpeting is wall to wall, they should be able to get the entire house re-carpeted. Does anyone know if homeowners will really pay to have your entire house re-carpeted just for a small bleach spot? If so, I am going to call about our kitchen floor that has a large scratch on it from our table!!
Those *studies* were done by insurance --sm
companies who do not want to pay for the workers' comp cases and people that have gotten it. Just another *scam study* so they don't have to pay...just like the Katrina thing...where flooding caused by the hurricane is not covered because it is flooding.
My son's insurance would not pay for Nexium (sm)
but it would pay for Protonix (none of the others worked anymore - Zantac, Pepcid, Prilosec). He has GERD and Barrett's. Anyway, he has been taking the Protonix for about 3 years now, and it is still working great! He never had to go on the Nexium. But I guess each person might be different.
Health insurance, so not sure.
My copay is the normal amount though, so it may not be too expensive. Our more expensive drugs will have a higher copay. You might see if your doctor has samples, just to see if it will work for you.
This is w/o health insurance either - sm
though ours is cheap (but very, very good). We only pay $140 a month for 4 of us. Of course just about every few months (if not every) something unexpected crops up too, car repair, etc.
insurance scam
this girl is looking for more than just medical expenses, trust me. Same thing, went to hospital and had x-rays, nothing wrong, then all of the sudden, couldn't hardly walk. How do I go about this with absolutely no one knowing it's me who is turning her in?
Insurance Scam
Usually, I am the type of person to pretty much tell you what's on my mind, but hubby doesn't really want me to say anything to her because he is good friends with her hubby and figures if I upset her, then he has to stand by her and that'll end their relationship. With me, it's what you see is what you get and I tell it like it is, maybe that's why this is bothering me so much. I always mind my own business too, but for some reason this is just bothering me more than I should allow. I am fearful of her even coming to our home, falling and getting hurt, then suing us; or even having her in my vehicles now because of what I am seeing - a woman I thought I knew but now see this dark side. She is figuring on going to court if they don't give her what she/lawyer wants and I already told her "not to count on me to testify in her behalf" because I totally am in disagreement with what she is doing". She said nothing to that comment. Hubby figures no way she'll get what she is expecting due to no surgery and it's just a strain, but I have seen people fall in sh__ and come out smelling like a rose, and she is one of them. I agree with other poster, she has turned in all claims to private insurance so maybe they'll check into that. They already asked to access past medical records and lawyer said no, that it has nothing to do with this, but that was early on right after accident. I am not afraid to say something to her, I am just not sure if I should, especially since my hubby really doesn't want me to. He cannot even stand her anymore and they used to be fairly close and tease each other as being bf and gf; that's how close we were. Also, secretary is my neighbor - go figure. We just leave that subject alone when together. I don't know what I am going to do, if anything, and I think you are right, I just need to address this issue directly with her because it's not in my nature to talk behind someone's back like this. I only have 1 face and do not particularly like myself for talking about her like this, though until now, I have only talked about it with my hubby. Thanks for all your advice.
Homeowner's insurance
Just a heads up depending on where you live in the NE. I live on Cape Cod and the insurance companies have almost all pulled out of this area because supposedly we are due for a big one some day. Even though I live 7 miles from the ocean, my company dropped me, and I had to go on the state-sponsored insurance program. My insurance is now $2000 on a $350,000 home with a $2500 deductible which does not include wind damage. That has a different deductible based on percentage of damage, maybe 1%? Can't remember right now. It's not that expensive compared to Florida, but we haven't even bit hit by a big hurricane. They just think we MIGHT be some day.
So you are saying you do not like insurance companies????
![Belly](http://smileys.smileycentral.com/cat/4/4_1_219.gif")
Medicare is first insurance
Any of the insurance plans I have seen only go to age 65 even if you are working. They might work hand in hand with Medicare as your supplement but this is often expensive unles your employer continues to pay for it. They will use Medicare as the primary and your other insurance as the secondary.
We pay nothing on Hubs insurance
so then this is next year for me although retirement age not actually until 67 for me. Drats- was wanting to stay on his PPO, no cost to us and really good covering all. I have until March of next year to contact them now.
I have hepatitis C and my insurance is thru him (nm)
x
Are you sure you have the traditional insurance?
You won't believe the number of providers who try to balance-bill their contracted HMO patients.
Have you called your insurance company to see what you really are responsible for? If you have the old type of health insurance and the provider is a participating member, you may be responsible for 20% of the usual and customary (U&C) and not the entire billing charge.
How are you feeling? You sure don't need medical bills on your mind, all you should be thinking of is getting better. And, as the other poster stated, as long as you are making payments, you should be OK. Just don't let them talk you into a large monthly payment. Be honest with yourself and agree with what YOU can afford.
As for extra help, it depends on where you live. Are you the only person working in your household? You might not like the idea, but you might need assistance from your state.....this is nothing to be embarrassed about. It is your right as a US citizen. Go for it!
You have already gone through one nightmare, at this time you don't need a provider pressing you for more money then they already have received. Sure, they are due their money, but they are due their fair share. Hospitals and even some doctors overcharge so much! Why don't you request an itemized bill...then go over it with a fine tooth comb. You might just find some charges that were added to your bill by mistake.
Get well!
cobra insurance q
i have the option to have cobra insurance but have not done so. As luck would have it now i am sick. If i call tomorrow and pay for the cobra insurance will they cover me if I go to the doctor the next day? is there a waiting period or pre-existing condition clause? TIA
Did insurance cover this or how much?
nm
Yes, insurance covered it.
There was a pre-certification process, which included photographs. Ugh. It took about a month to get the approval. It was 100% covered through my insurance.
Do they have homeowners insurance? sm
That's who I would have filed the claim with.
are your taxes and insurance in with
the house note? By the time you have to pay for these out of pocket, will you realize much difference; I'd say keep paying your house notes and work on the other stuff; just my thinking. DO NOT TOUCH THE 401K; you will be horribly taxed on it as income. Actually, you guys are not that bad off debt-wise, know it's crowded, but you can survive for awhile yet and may another addition to the house would be feasible later; sounds charming, I love rock houses. If you have land, I'd say hold onto this deal, land's getting harder and harder to come by. For sure you don't have homeowner's agency to contend with. This will get better; just keep on keeping on. Good luck.
Insurance for Pets
I wonder if there is insurance that covers illness in addition to accidents. We had a dog who had Cushing's Disease and the treatment cost us a small fortune.
Insurance and pitbulls
Yea insurance companies have a "black breed list" that usually include Pitbulls, German Shepherds, Boxers & Chow Chows. Some pitbulls have that aggressive nature in them that can be brought out, but you have to trace back to the breeder & get the history of that dog's mom/dad's temperment.
Health Insurance
I pay $240 a month for mom's (49yo) health insurance. This is for medical insurance plus a dental & vision discount program. She doesn't go to the doctor alot but when she does go there is always a remaining balance anywhere from $40-$80. Hospitalization through the insurance is set at $5,000 deductible. I am just wondering does this sound reasonable or is there anything else cheaper with good coverage or same coverage???? I checked into BCBS but they are SO expensive. Any input on this is greatly appreciated.
Insurance did pay some of mine
I have insurance through union but a small portion was paid, but most dental insurance not very good in the first place.
Insurance companies always get --
past medical records, no matter what insurance company you apply with. Once they get the records and the diagnosis is documented on your record, it is considered a preexisting condition.
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