Heard several weeks ago about bank scam
Posted By: sm on 2009-05-01
In Reply to: Warnings from yahoo.com - --
My husband received email the other day from Bank of America asking him to update his files, which of course includes social and the like. We had heard and funny because he does not even have an account there. I also received a call from a person who said she represented BOA wanting to know how I was enjoying my acct. Told them working, no time to talk.
Complete Discussion Below:  marks the location of current message within thread
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
insurance scam
this girl is looking for more than just medical expenses, trust me. Same thing, went to hospital and had x-rays, nothing wrong, then all of the sudden, couldn't hardly walk. How do I go about this with absolutely no one knowing it's me who is turning her in?
Insurance Scam
Usually, I am the type of person to pretty much tell you what's on my mind, but hubby doesn't really want me to say anything to her because he is good friends with her hubby and figures if I upset her, then he has to stand by her and that'll end their relationship. With me, it's what you see is what you get and I tell it like it is, maybe that's why this is bothering me so much. I always mind my own business too, but for some reason this is just bothering me more than I should allow. I am fearful of her even coming to our home, falling and getting hurt, then suing us; or even having her in my vehicles now because of what I am seeing - a woman I thought I knew but now see this dark side. She is figuring on going to court if they don't give her what she/lawyer wants and I already told her "not to count on me to testify in her behalf" because I totally am in disagreement with what she is doing". She said nothing to that comment. Hubby figures no way she'll get what she is expecting due to no surgery and it's just a strain, but I have seen people fall in sh__ and come out smelling like a rose, and she is one of them. I agree with other poster, she has turned in all claims to private insurance so maybe they'll check into that. They already asked to access past medical records and lawyer said no, that it has nothing to do with this, but that was early on right after accident. I am not afraid to say something to her, I am just not sure if I should, especially since my hubby really doesn't want me to. He cannot even stand her anymore and they used to be fairly close and tease each other as being bf and gf; that's how close we were. Also, secretary is my neighbor - go figure. We just leave that subject alone when together. I don't know what I am going to do, if anything, and I think you are right, I just need to address this issue directly with her because it's not in my nature to talk behind someone's back like this. I only have 1 face and do not particularly like myself for talking about her like this, though until now, I have only talked about it with my hubby. Thanks for all your advice.
trudeau is a scam artist
If you need further proof of what a quack he is, here you go.
http://www.ftc.gov/opa/2004/09/trudeaucoral.htm
Insurance scam by own friend
I am just looking for a few opinions on how I deal with my own friend, in my opinion, scamming an insurance company from an accident for an outrageous amount of money to pay their bills because of some serious debts. She has a past history of suing others for minor accidents; I found this out later on. Now, she is claiming not able to perform sex with hubby in order to get even more money. Right after the accident, she was fine and then decided (maybe she's for real, though I have seen differently) that she is in severe pain. No one else in that vehicle was hurt, even those seriously tossed from side-to-side. I cannot say too much because I don't want her to figure out it's me typing this. Now, my dilemma is I want so bad to bring this to light and do the right thing because now, I cannot even hardly look at her since I have come to realize she is not who I thought she was. I personally know the insurance person and secretary both, though don't want them to know who I am if I were to call and say, "don't be stupid, don't settle, check past medical history". Dr. says degeneration of spine is not from accident, but chiro states it has worsened since 2 years ago. I have seen her mow grass with a push mower, do outdoor activities and so on, but when it came to working, couldn't do that for quite some time due to pain. How do you do outdoor sporting activities, but you cannot sit at your desk at work. She is a complete and total fraud looking for money....We doubt she'll get what attorney is asking for, but we are best friends with her hubby and with that said, do I leave this alone or somehow bring it out. It totally disgusts me. She is fine until people are around and then she starts gimping and grimacing like she's in really severe pain. I just don't know. I think about this every single day and it is hard for me not to type or say something to open some eyes to this fact. She is just lucky she hasn't been on video by an adjuster. 
They are a scam. Do a search, lots of info.
.
LOL, so true. Sylvia is such a scam; check this out.
http://www.youtube.com/watch?v=dkbkkkT6ejA
Sounds like a scam. Crap like that costs the rest of us
Ridiculous.
It's all a scam. All you need is a good, firm toothbrush - brush at least sm
for 2 minutes AND you have to floss every day if not almost every single day. Also, what keeps your mouth very clean are those whitening strips! Because it is loaded with peroxide, it actually keeps your gums and gumlines from developing bacteria that causes gingivitis.
I used to get canker sores and sores in my mouth ALL THE TIME. After I started whitening my teeth regularly I haven't had a sore since. I bit the side of my cheek the other week and NOTHING surfaced from it. For years and years every time I would bite my lip or cheek it would develop into a nasty sore. I thank those Crest White Strips for keeping my mouth clean!
I've heard of tops and also heard it is a good group.
I pay most through my bank
Most banks offer a bill payment option. I get to pick and choose when and what and how much. I love this option as I generally seem to forget to buy stamps! Out of all my household bills, only one is not paid online and it is simply dropped off.
Does anyone not use a bank?
I'm getting so sick of fees and am tired of trying to second guess my bank. Does anyone not use one or not have a checking account?
use a bank
I would recommend trying to find a credit union. They are more user friendly. I have been using one for over 15 years now and never looked back. There are Very few, if any fees and good service. Hope this helps.
bank
I have used a credit union for 31 years. If you can find a credit union in your area, it is the best way to go if you think you have to have a bank. I only have a savings account at a credit union so I can cash my check for free, but I still have to deposit some of it or they will charge me. Otherwise, Wal-Mart will cash your check for a fee and you can buy money orders for like 35 cents a piece at Wal-Mart. that works for me cuz I only have 6 bills, mortgage, gas, lights, water, car insurance, phone to pay. Or listen to financial guru's like Dave Ramsey and see what they have to say about it. Also there is checkfinder.com. They have some rules but may be the best way if you feel like you have to have a bank/checking account.
If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
You should have just cashed it at their bank - sm
I know in the past that a bank had to cash a check drawn on their bank; they may charge you $5 to do this if you do not have an account there (I have had that happen recently. Did that years ago when an ex-boyfriend owed me money, took me 2 months to beat $150 out of him; day I got the check from him I took it to his bank and cashed it to be on the safe side.) I have no idea what they do if the funds are not there, but was under the impression they had to cash it no matter what. But if you deposit it, and it bounces you will not see a dime of it and the bank will charge you a couple bucks for their inconvenience. The store will get slammed with a bounced check charge though. The bank should mail the check back to you if it does bounce though so you can re-deposit it at a later date hopefully when the funds are there; at least that is what mine would do when a former employers checks to me would bounce from time to time (and I would be charged $3 for it bouncing which stunk). If you deposited before 2 (sounds like you did not though) you will have the money tomorrow, if it was after 2 then it wil be there on Friday; check in the morning of whichever day is applicable and you will have your answer. Good luck.
I really do not resemble a bank so therefore
do not loan, give money away. The best way you can lose a friend or family members is when money gets involved. I, in your instance, would put distance between me and the other person, sounds like just using a good thing.
I said closing the bank...
…NM
Yes, and we have separate bank accounts ;)
x
Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
Used to work in a bank, under some circumstances...
they will waive the fees, as another poster said, call them and explain the situation. I would do this occasionally after looking over the person' s account and taking a few things into consideration. Overdraft protection, as stated before, is a great idea too. I keep a $400 to $500 cushion in my account; as far as I am concerned, when I only have that much in there I consider it $0. BTW, how can you not know when DH gets paid? Is he on commission or something? Good luck, call the bank, they should be able to help you.
Also at my bank if you have direct deposit
of your paychecks you can get a direct deposit advance on your check and that does get posted to your account immediately. Has saved my butt more than once! LOL
If you are serious contact the seller/bank- sm
and make an offer. How low they will go depends on how long they have been trying to sell, what they have invested in it. IF the previous owners owed a lot on it, the bank will probably still want fair market value. Years ago I thought about buy the house next door to my parents (about 3500 sq ft with a huge 2 car garage and an old pool that either needed to be filled in or total destroyed and redone), I went through it with the relator. The house was about 30 years old then, the previous owners and their 6 kids had basically destroyed it, burned/scratched up hardwood floors, broken doors, windows, etc. the kitchen was original from 1964 as were the bathrooms, etc. It needed lots of work, a new roof, you name it, it needed it. The bank would not take less than $200K-- I was not willing to spend that kind of money on a house that needed at least $100K worth of work on it. They eventually got some sucker to pay it though; and boy did they spend some cash on it. Looks great now and work about $400K at least, but they probably spent that much to fix it and buy it. --- one note of caution when you buy a forecloser though, I believe previous owner has a year to reclaim the property-- if they show up with back payments in hand, etc. they can take the house back from you, improvements and all and you do not get a penny back. So be subtle in your home improvements or wait a year to do anything major.
My bank has free on-line pay so I pay all
of them except 1 that I have to send in the paper account info on. I also like on-line paying because I can set up my payments in advance for the due date when the bills come in and don't forget to send something in.
New Bank Policy on Credit
I went to the bank today to apply for a new line of credit... they had this sign posted outside the door.
Check to see if your bank has any programs
Wachovia has a "way to save" account. Every time your use your debit card, they take $1 out of your checking account and put it in a savings account. We have been doing that for about a year now and have built up about $1500. It's nice because it's automatic and you don't even have to think about it.
I have 4 bank accts and pay no fees at all.
nm
"I ran over your mother in line at the bank
That was a cute game!
he did not handle money at his last job with a bank.
Just because a person has bad credit, does not mean he's dishonest. He did not bounce checks. He did not live beyond his means. He got caught in a layoff. It's a huge stretch from being jobless to embezzlement for crying out loud. There are many jobs at a bank that do not have anything to do with money.
The way things are going with this economy, some of you might be in this situation. I'll be sure to thumb my nose at you when you start wondering what happened.
Is there a debit card available where a bank
?
How can he check bank accounts
I have my own accounts, that is right, mine, not his. He is not allowed to see my accounts. I have more than him and I do what I please with MY money. I made, received,and had before our marriage so literally it is mine.
file garnishment on bank account
so it hits his account the same day he deposits pay checks (usually Friday).
Lawsuit! How to find a company's bank?
Ok, this is it and hope you can help me. I purchased a dinette suit 04/01/2006. The company said 4-6 weeks before delivery. Paid $640.93. I never got my furniture. I called, got very few calls back from them and finally decided last July after asking for my money back to file a lawsuit. The company did not answer the first filing in 45 days and then had to put in for a default. Just went to court today finally and got a default. By the way, the company did not appear in court!! Now I can go for a garnishment of the company with this documentation but do not have a clue as to where I would find out which bank this company does business with. If anyone able to give me any insight on this, I would appreciate it. Thanks.
no, nobody knows but the bank, they will cover checks you wrote
nm
Either the bank or Military Surplus store.
There would be only two reasons for me to run away from my home. One reason would be voluntarily, as in winning the lottery--hence the bank. The other would also be voluntary but there would be retribution involved--hence the Military Surplus store.
Either online or by phone with bank card. sm
I can't even remember the last time I mailed a check to anyone.
I'll bet Bank of America isn't liking this
In a revealing example of what she says the average homeowner faces, a California Congresswoman spent more than two hours on the phone trying, without success, to find someone at the Bank of America who could help a struggling constituent modify his mortgage payments. ABC News "Nightline" cameras were rolling as Congresswoman Maxine Waters (D-Ca.) was repeatedly put on hold for long stretches, disconnected, transferred to extensions that did not work and ultimately switched to a recording which directed her to the bank's website.
"The average American trying to negotiate a loan modification will not be able to get it done," said Waters. "It will be impossible for them to get in touch with the right person, and even if they get in touch with a so-called counselor, they have a cookie cutter kind of direction that they go in."
Did you talk to a bank or mortgage company and see if you can get pre-approved? Seems
s
Talk to a local bank or credit union.
That is a HUGE downpayment and that will more than likely offset any bad juju as far as credit rating. You may be pleasantly surprised...we were and we also had crappy credit but because of the large downpayment, that worked in our favor and were able to get an incredible rate with a local bank. Above anything else, avoid those pieces of crap you see advertised on TV and on the computer. Nothing but predators that should be smacked upside their heads with a 2x4.
Change your bank account on file with Vonage Right NOW!
nm
Well, in a bank he would be handling money, so I think it's a legit reason to not hire. sm
To me, it makes perfect sense to not hire someone based on poor credit when that person would be working in an environment such as a bank, handling funds, etc. I see less reason to do so in other jobs, but in a bank, sure, it seems only logical to me. Sorry.
It has only been two weeks, it will get better.
Maybe do more fun things with your kids, as they're probably upset right now too. You are lucky to have them and four is a blessing. And for yourself, how about joining a bowling league, a gym, or taking a craft or cooking class etc....just something to occupy your time and meet other adults and new friends. You may even meet others in the same situation and that always helps. And always remember how much better your kids lives will be in the long run being out of that kind of situation. That may help you to not be tempted to take your husband back because you are lonely, because that does happen and it's understandable. It's a long time to be with someone. Best of luck to you.
Yes, used now for over 3 weeks and
think it smells good, other than that I have not seen any change at all in the hair situation, still falling out.....
Only used them for about 1-2 weeks when they - sm
were newborns. Personally I don't think they should be used for long at all or they become dependent on them (tops 2-3 months when newborn). I know someone who has a 3-y/o who walks about with one in his mouth 24/7; can't understand him at all even when he does take it out of his mouth to talk, major speech issues I think because of it. I feel bad for him, angry with her for being lazy and not trying to get him to transfer his need for a security object to something less destructive. One of mines has a doll and blanket that are her security things, and the other and old teething toy that is a cat from Right Start with all the rubber "feet" cut off, still sleeps with it at 8, both are well-behaved and mentally developed kids with no issues of any sort.
I used to get one every 2 weeks...
I just called a local service and had 2 sisters come every other Friday. We paid them $75 plus $10 tip. We just now cancelled the service and decided to put that money in our savings account and do the cleaning ourselves:-) We had to get the house totally cleaned up anyway the night before, which was pretty stressful. It was good, though, for the year we did it. They brought their own equipment and dusted and cleaned the whole house except for the basement. We'll use them for parties like the one we're having this month, but that's it. Just check your local paper and call a few. Ask questions to see if they fit your needs. You can have them come every day if you want, once a week, every 2 weeks, or once a month, whatever you need. Good luck!
I have someone come every two weeks
She does basic cleaning - dusting, vacuuming, mopping, cleaning bathrooms. I pay her $75 each time. She has basically a one-woman business that she is just getting started up. I found her listing in the local newspaper and lucked out, because she is a really super lady and I enjoy having her here to talk to, since my husband and I are "empty-nesters" and I am home alone working all day.
As far as what you should pay, I think the area where you live and the cost of living needs to be taken into consideration. I would expect to pay someone in New York City or Los Angeles more than I would pay someone in a small Midwest town, for example.
Just my two cents. 
I go to one every 3-4 weeks - sm
and when I was looking for one I asked a friend who went to one on a regular basis. As stated below there are the rip-off ones who do all this fancy garbage that does absolutely nothing. My friend said to go to a "straight" chiropractor (no clue what that means, guess it is how they practice, and one that graduated from Palmer school of Chiropracty (Sp?), pretty sure it was Palmer, if I am wrong I will post a correction. Mine is very reasonable, $45 a visit (my insurance covers it 100%). I too started out 2-3 x a week, then tapered down to 1 a week, then every 2 weeks, and now do every 3-4 weeks. I have not been for about 8 weeks now because I hurt my shoulder but it is all better now so I will probably start going again. It feels great to get the back cracked, gets so tight from sitting here all the time.
I think just a few weeks at most ... sm
I don't intend to keep the car for long. Last night we had decided until the end of the semester. After talking with it I am waffling about taking it at all. I am sure he will have it back by Thanksgiving. Thank you.
I had a bag of those a few weeks ago (sm)
My dogs finished them. So far so good. So then I bought the name brand ones this weekend at Sam's. $12.00. Evidently they are not the ones recalled, but I went and looked at the bag, and it says, "Made in China", so out they go. I can't believe I forgot to look - lately I have been looking at everything. Even if it's made in US, I'm usually afraid because of the wheat gluten, etc, that is imported. Good luck with your dog. Hope he is okay.
Just ate there 2 weeks ago - sm
WONDERFUL!!!!! This is the third Emeril's we have eaten at. We ate at one in New Orleans and one in Atlanta and now the one in Gulfport (used to live in Biloxi, so we are trying to support their rebounding economy). We always eat 4 courses and are never disappointed. ENJOY! Worth every penny!
3-1/2 weeks!
That sounds like a wonderful vacation. . I'm taking off a few days too and I'm really looking forward to it.. Hope you have a great time!
2 weeks
as it sounds like routine blood work. If no call by the 23rd I would call the office and leave a message and then you will probably hear back on that Monday.
|
