Hayseed how do you crop your pics? I'd like to add to the collection of animal angels here.

• Hayseed how do you crop your pics? I'd like to add to the collection of animal angels here. - ER MT
  • Thanks Hayseed - and Misha - ER MT
  • **Picture of ER-MTs cat Nala!** - Hayseed
    • Cat's thought balloon: - Misha
  • **PICTURE of ER-MTs dog Chance** - Hayseed
    • Dog's thought balloon: - Misha

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have flown themselves there.  Secondly, if they could affrod a motel, they can afford a taxi.  Thirdly, why didn't they ask directions at the motel?  Why take the chance of not finding someone who could help them when the concierge desk would have the information readily available, would probably have called the taxi for them, and possibly may have had a shuttle service available to take them. 

You definitely did the right thing.  I'd be more worried about seeing someone else on the news who did give them a ride and ended up dead, rather than feeling guilty.

Does anyone know who I should contact, or if I have anything to complain about regarding a collection agency out of Texas. I used to actually work for a collection agency 20+ years ago out of Florida, and we would NEVER have been able to say what these people have said to me via phone, let alone in a letter I just opened. Long story short, yes, I owe HSN $200+ for a computer I bought on a payment plan of $135 a month. Before I was done with payment #2, it broke, and thus began months and months of me sending this junk back and forth with Gateway. It was a lemon model, thus why it was offered for 5 payments on HSN. After I made payment #2 and Gateway had the computer for repairs more than we had it to use, I called HSN. In no uncertain words, the sales rep told me "you bought it, you deal with it". There were lots of reviews at this point on HSN and all buyers were furious, as it was junk. HSN quickly removed the computer and reviews. So, yes, I have been lax in paying it, but it didn't even last 2 months. At any rate, they throw me to a collection agency, who calls at least 15 times a day. I am sending them payments. I get a letter today that actually says they are going to "ASSEMBLE AN INVESTIGATIVE REPORT WHICY WILL OR MAY INCLUDE...INFORMATION AS TO MY CHARACTER AND GENERAL REPUTATION"... the caps and bold are their writing. It then goes on to say that I should send $$ immediately as they have "NO DESIRE TO CAUSE ME EMBARASSMENT"... Can they word things this way? I have never in all my life seen anything worded to this effect, as obviously, even though they use the word "may", it is a direct insinuation to scare me that they are going to ruin my reputation and are questioning my character, and threatening embarassment.  Seriously, has anyone ever seen this before? I don't have a lot of experience with agencies, other than working for one decades ago, and hearing horror stories on TV shows about stuff like this, which I could not believe! Does anyone have any thoughts on who I could contact?  I wonder if HSN knows this agency is saying personal stuff like this? I know companies just farm out their old debts to agencies.  Again, its a tough one for me to swallow, as the computer never lasted even halfway thru their 5 easy payment plan, but I have recognized the debt and am paying, albeit at $50 every 2 weeks. But this insulting letter was just the icing on the cake for me.  Do you think its legal?

I have never worked for one, but all I know is that my husband and I have had the same phone number for over 7 years.  Neither him nor I have anything that has ever gone to collection.  However, we have gotten many calls from collection agencies.  Most of the time it is just a recording telling us that they are looking for so-and-so and to call this number immediately and blah blah blah. The person they are looking for is never anyone we know and so I don't know how our number is getting involved here.  Generally, you call the number, tell them you aren't the person they are looking for, and they take you off of the list.

One collection agency, Premiere Credit, is harrassing us with phone calls.  We get an automated message telling us that they are looking for someone at that number who has a contractural relationship with Premiere Credit and owes money.  They never give who they are looking for and they tell us that if we are not that person (which we are not) to just ignore the message and not listen.  Hello?  How can I ignore the message when you are calling my phone and calling me repeatedly, mostly on the weekends.  I have called the number they have given two times and told them that neither my husband or I owe them money and to stop calling.  Yet the phone calls continue.  My question is this....how do I get these harrassing phone calls to stop?  We do not owe them money and yet this automated call keeps coming to our house. 

laws also - you just may have yourself a $1000 piece of paper in your hand. 

Have you requested validation of this debt?  If not, I would do that right away.  Send it certified mail, return receipt requested.  Depending on the age of the debt, I would be very careful about sending the canned "do not contact me letter."  If the debt is not that old, that can sometimes trigger them to sue.  I bet if you send the "please provide me with full validation (not verification that you have my name, address and soc. sec#) of this alleged debt.  Short and sweet. 

My husband and I have an account which we feel we don't owe.  We cancelled it within the amount of time we thought we had to cancel, but were later told the contract for services was not cancellable (a vacation timeshare).  The original amount was only $1,000.

Since that time, the timeshare company has sold our "debt" to a third party collection agency, Apelles.  They call at all hours and even on weekends.  Since I have caller ID, most of the time I don't even answer.  This morning, however, they called at 8:45 and woke up my kids.  I was a little annoyed, to say the least, and I'm just wondering:  Does anyone have any personal experience with this company.  I'm thinking about sending a Cease and Desist letter, but I'm worried that that will trigger them to take me to court.  Has anyone ever been sued by Apelles?  I would think our amount is too small to be worth their time and that they would just try to sell it to another agency.  Any thoughts?

On some level, the magazine that buys them will probably earn their $$ back.  $300k is not all that much and there are a lot of Palin supporters out there who will buy the magazine. 

Here's a issue that kept cropping up in my mind during the election when all of the hubbub was going around after it was announced that she was pregnant.  The conservative right wing was so proud of her for keeping her child and not terminating the pregnancy (hello, choice) and yet there was no outrage from the conservatives that this 17-year-old child had been having sex without the consecration of marriage. 

I just found it a little odd and more than a little hypocritical.

with their wankies hanging out. American Family Association went in undercover and took a LOT of pics much like this.  The problem...DisneyWorld treated it just like any other day and parents were bringing their entire families in the park only to find out once inside what their children were being subjected to.  There was nothing posted ahead of time or during Gay Days that would have forewarned heterosexuals of the week long event.  My understanding is that DisneyWorld still hosts Gay Days, but now announce prior to and during the event so heterosexuals, heterosexual parents raising their children are aware.

This is not false information, it is absolutely truthful, so it has nothing to do with my personal opinion.

tomatoes in 5 gallon buckets last year, but not upside down. This year, we have  50(!) tomato plants growing. Think DH went a little too far.

I like the other idea I saw about using garbage bags, too. I wonder how that went. We might try that with a couple plants; and I also like using the hanging planters. I have plenty of those left over from flowers.

The idea of putting basil in the top is also a good idea, but I'm wondering if the tomatoes growing upright after a while would shade out the basil. Do you know?

They can also be he!! on wheels to live with and a major PITA.

I say this as my dog is barking at a leaf blowing by the front door.....

where would you suggest I put him????  He was an indoor cat but managed to escape.  Ate through 3 or 4 screens to get to the * wild *.  It was in his blood.  He was found in a field and I rescued him. 

That's what some cats do.  They kill birds.  Period.

But you don't need to worry about the birds anymore, because the cat left one day and never returned.  He was completely white.  He left around Halloween and was never seen again.  My daughter worried for months and wrote a story about him to the local newspaper hoping to get him back.  Did not happen.

Maybe a bird ate him.  Would that make you feel better?

There is no animal control in many rural areas. 

At least, not if they're like the ones around here. I have called them a couple of times for large dogs roaming loose in the neighborhood and they said they would drive by when they got a chance but if the dogs weren't there at the time there was nothing they could do. Even when I told them, they're here right now and will probably be here a while, I never saw the Animal Control vehicle come by either time.

This is a different situation, of course, but if the dog is receiving food and water I really don't think Animal Control would do much.

I understand that you do not want to bring an animal into your home that would make your cat uncomfortable. If you can keep the dog company in his yard or bring him into your yard (as suggested below) that might be a good alternative.

Maybe you could keep an eye out and try to find out who is feeding the dog and talk to them about some kind of alternative, or at least find out when the owners will be back.

I can't believe people treat their pets this way, just to save a few dollars. For a dog as small as a Sheltie, boarding isn't all that expensive. I did a quick on-line check since it's been a while since we boarded our Pom, and most places listed $12/night for small dogs.  A small price to pay, in my opinion.