Having retirement, investments good but
Posted By: Questions on 2009-02-04
In Reply to: Ways we save - LinK
what has happened recently with these as it pertains to the economy we are in? I worry because an elderly aunt of mine has investments which her son oversees but I have the feeling hers has probably dropped quite a bit. I have not asked but most have these days.
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Retirement...
Thanks so much, I definitely will sit down and figure it out before taking drastic measures.
retirement
You know....I don't know what I was thinking of! Double-dipping sounds very attractive right now..you guys are awesome, thanks.
Retirement?
Not me, I am going to die in my chair with my foot on the pedal unless I win the lottery!
Patti, my retirement age is 67
not 64, not 66 and I think they are going up on the age requirements as I speak. As you probably know, folks living longer now and that is the reason behind that. I can draw social security now in 1 year and 10 months. Can we say goody, good and hope those fingers hold out!
The age for some retirement has changed
I am almost 65 (next March) and my retirement age is 67. It has gone up with people living longer and people born around my year and later will find their social security starts later than 65. I am still working and hope to continue- I have retirement money starting next April from place outsourced from (being independent contractor, that will probably pay part of my taxes for the month, ha!) I guess I should go ahead and contact SS so I can find out if and when I should sign up.
Past retirement age.
NM
Close to retirement age (for me), if you could would you
take a reduction of 6% on your social security if you could - mine starts at age 66 and next year I will be 65 so that late would only mean 6% off instead of full social by the age of 66. If you had a chance, would you do that or would you wait until full and then draw plus being able to work?
If I was close to retirement, then I'd
work in a flower or gift shop or even a coffee shop part-time. It's hard to make any money doing this anymore since everything is either going low-pay/high ESL, or voice recognition, which in my opinion does not save your wrists, and you get paid less to do more as far as I'm concerned. I'm in a bad mood today, can you tell? Sorry to take it out on you, but you asked. I'm no where near retirement age by the way.
oh joy. there should be a retirement age, as in mandatory. NM
.
Retirement and info on MTs who are semi-retired
Ok, fellow workers, MTs has answered questions in the past for me. I am almost 64 and would like to be a part-time employee and get my social security; however it is of concern to me about how much a person can make a month and how many hours you are allowed to work. I hear money is taken from your SS check if you make over so much a month. I would get now $1500 plus a month from SS but I enjoy working and even work some overtime so just concerns. Anyone out there with any thoughts about this, sure would enjoy hearing from you. TIA
I am close to retirement age and got property taxes
just a few days ago, about $2,250.00- I called and asked if I got anything off when I reached another age, say 70 or so and was told in 2009 I will have reached the golden age of 65 and my taxes would be only about $800.00 per year! Good Golly Miss Molly, talk about good news! The school tax break comes through then for me. There are some good things that come with aging and this is one!
Retirement home/assisted living
Go to one of the retirement homes or the higher class assisted living complexes in your area that has a beauty shop in it and I bet dollars to doughnuts that they can give you what you want as that is how they do it for the ladies in those areas.
In April I start getting retirement money
Ok, don’t tell me to ask my accountant, don’t have so thought I would ask here. I plan on continuing to work because I want to. I am in the 30% tax range. Normally I would pay $600 per month as an independent on my taxes. With the new income, I should be paying $750.00 a month and that would be what I am making now plus the new retirement, which, of course, is counted as income and I have to pay taxes on that. This is what I am thinking- taking the $500+ per month and now I only have to take bimonthly $125.00 per month and that with the $500 per month and pay my income taxes. Does anyone have any ways to make this money grow until I pay my taxes quarterly? Banking of any kind, CDs, bonds, whatever. Any ideas out there? Thanks.
Mine hit 50% for me. So long, retirement dreams!
Take animals to the Nursing Homes and Retirement Homes and Childrens Hospitals. NM
x
Anyone have any good holiday dessert recipes? Looking for something good to take to a party. nm
x
What a good role model you are for good holiday spirit...wow nm
Awesome! Good service is good news.
nm
glad to see you look at it this way! Really good idea! Have a good season! nm
nm
Good Fences make good neighbors
You can get premade cedar fencing that comes in sections. You dig a post hole at the appropriate distance and fill with a bag of quick-crete. Alternatively, you could buy a used fence from a place that hauls away.
You could also get an electric fence, just hook to a battery and run the cord (for retraining purposes) it would not hurt your dogs.
I feel your pain. Roll up your sleeves and pray for some digging weather!
Hey hon, you can have one. There are tons of good ones out there looking for a good woman. They ain&
doorstep. Seek and you shall find. So, if you 'really' wanted one, me thinks you would have one...
All good points, good post. (nm)
xx
a good movie with a good lesson
x
Good for you! Keep up the good work!
nm
Yes there are some that are good. This wasn't about one that was good.
x
R-I-D-D-A-N-C-E. Good riddance. Not good riddens. Riddens is not even a word.
my pet peeve
I would make a good Beth with wig on. Not sure DH would make a good Dog.
xx
Here's a good one.....
She is sexually inactive since being widowed by choice. 
Good for you!
:-)
Good for you
Sounds like she has a good home. It just may take her time and I am sure professional help will help. We need to learn not to let them train us. I have two cats and my dog and I am sure I spoil them according to most people but right now they are my family. I am sure Tasha will not be around much longer and don't think I will replace her for a while. Would be nice to be able to come and go for a while and not worry about someone taking care of the dog. Also it is a little more work training a puppy down here on the water in a floating home. So it will be me and my cats for a while. I am also not sure I have the energy for a puppy. But it sounds like you have sure provided a good home for Miss Lilly.
Patti
good for you--sm
Puppies have a way of healing our hearts! We won't forget, but they fill that empty gap..for the other remaining pets, as well. They get lonesome too after having had a companion for a period of time. Just give them time to become friends. I am happy for you!
as an IC you need to get a GOOD CPA....
I truly do not think you can do this yourself, unless you are so business-books acclimated and always on top of things.....
I've been an IC for 10 years and an MT for nearly 30, and as an IC I always get my things CPA-ready for the CPA (receipts/bills/statements, and I write everything down once I get the receipts/bills in good order in the late winter/early spring, by March, and so I go to him with all the categories and the figures and not the receipts/other garbage). You get a percentage off for your office, your electric, et cetera. The CPA's know all the in's and out's of this and are quite helpful and worth every dime, in my mind. I used to pay quarterly taxes (about $500-750) but now I choose to pay yearly, one lump payment by April 15th and I'm all very legal!!
Best of luck! 
It looks good!
And shouldn't that be rheumatiz? :-)
Good for you and your Dr..sm
That is great to hear. Our GYN office was out of the vaccine at the time of our visit, so they must either pushing it hard, or getting a lot of requests for it. I had seriously considered having my daughter get the vaccine, but after I have had a chance to think about it, I'm having second thoughts. I don't want this generation of teenage girls to be guinea pigs for something that may have harmful effects later on. And the government making it mandatory? Let's hope not.
some good, some bad
but don't you want your kids to have a better and easier life?
That's a good one!
!!!!!!
not good
according to about-to-graduate as vet daughter. As certain nutrients that the one animal NEEDS, is not in the other's food. I can't remember all of what she said, but know it can lead to deficiencies.
Good for you!
Glad to hear things went so well, and I'm sure your mind will rest easier now too.
LOL! Good one... : )
x
Good for you.....
 So excited to read that. I would swear that is the best "diet" so to speak. Great news - keep up the good work! 
Good for you
I find it very hard to believe that it happened to you and you can be so flippant about it.
Mine happened more than 25 years ago. I was 14 years old. When I told, I was branded, I was a liar, I was asking for it, etc...
How is it that a grown man can beat the living daylights out of a young girl, rape her, cut her legs with broken glass, and then act like nothing happened. How can an entire community act like nothing happened?
I still have nightmares. I can sometimes even still smell that cheap cologne he wore. I want to vomit every time I get a little whiff of it.
The next 3 weeks were the longest of my life, wondering if that monster got me pregnant. I absolutely would have aborted if he had. Either that or I absolutely would have killed myself.
I would love to give you my nightmares since you seem to be so strong. I would gladly give them up.
Good. I used to like her; but since she
came out of the closet, she has become more arrogant.
Not that there is anything wrong with that. (coming out of the closet).
Good - thank you (sm)
You both just posted about the same time. Not sure what I did to that poster. Anyway..I made an appointment which my boss agreed to, and I haven't given my notice yet - thought I should wait until I feel better to make any big decisions. Thanks
Good for you. --sm
once you start feeling better, the other positive steps will fall into place too. Hang in there, you can do it!
and DumDum is not so DumDum--I have been around the block a few times myself, and have had many experiences such as yours. Think positive thoughts for what you want out of life and those positive thoughts will create positive energies around you. Don't let anyone elses criticisms get you down. It can be hard because all it takes is one negative remark to set you back sometimes. Take care and good luck to you!
Good for you! I am on day 2.
You can do this! We both can do this.
I am on my gazillionith quit attempt. Stress always does me in, but I am like you, thinking this has to be the end.
This stinking habit is really jeopardizing my healt. I had a really bad URI about a month ago and then ended up with costochondritis. I quit for a couple weeks, and then picked them up again. Got fed up yesterday and said enough. I can't smoke, because it kills to cough. I am so tired of the way cigarettes make me feel, both physically and mentally.
Look for the book, The EasyWay to Stop Smoking by Allen Carr. It helps to get you in the right mindset and put in perspective what the addiction does to you.
Good luck. Keep fighting the fight, no matter what. E-mail me if you need a quit buddy!
Good for you!
That sounds like fun. I would love to find something like that so I wouldn't have to be at this desk quite as much.
Good for you! If you have
made it through the first 3 days I think you are pretty much home free, so day #8 is excellent. You have gotten the nicotine out of your system and have conquered the physical withdrawal- now you just have to deal with the mental/emotional addiction.
I quit 15 years ago and it was a struggle but what worked for me was to ride out each craving when it came on, without trying to stuff it down with food or whatever. In the class I took they said that if you stuff the cravings at the beginning then they will pop up 2 or 3 months down the road when you are totally unprepared mentally for them, and that is usually what makes people relapse.
The other thing that really helped was when I was in a good solid mental state and really aware of how much I wanted to quit I sat down and wrote down all reasons I wanted to quit and all the bad things about smoking that I hated and all the good things that life as a nonsmoker would entail. It was very good to have that to read at times when my mind would try to play little tricks on me.
Also, watch your self talk. If you see someone smoking and think to yourself "man, they get to smoke and I can't" you will only feel deprived and punished. Think to yourself "I'm so glad I choose not to do that anymore."
Good luck!!
Good for you!
It will get better. DH did it 3 years ago, and he is unbelievably glad he did. Smoking is sooo inconvenient these days. When I see people smoking outside their places of business these days, they don't even hold their cigs like they used to; now they usually try to hide them. They are probably wishing they were already where you are right now - at 30 days. Your breathing is going to be improving, exercise will get easier, and your skin will start looking younger.
You certainly have a lot of stresses in your life, and this change is going to help you in the long run, as you know. I applaude you for making this positive change and handling all that.
You are pretty awesome.
When I say it's good for ya it's good for ya! nm
x
LOL. Good
I was afraid you were one of the many that didn't like him. If you need to know anything else, just let me know.
Another good one
We recently had an article in the paper here in town where a woman won on the Price of Right, a very expensive car, not sure if it was a ferrari or something else - wanted donations to pay the taxes, tags and insurance, something like 25,000, so she would not have to sell the car because she liked it so well.
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