Great job! Our local paper had a posting that got 75 resumes, including mine! Love

• Update on my vet job - Msla MT
  • Great job! Our local paper had a posting that got 75 resumes, including mine! Love - those critters! Lucky you! :) NM

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You know, the ads that say a certain property will be auctioned off on the courthouse steps on a certain day at a certain time.  Well, I learned quickly that just because you've read the public notice does not mean the property will actually get sold when advertised.  Like the person said below, a lot of times the owners rehab and pay back payments right at the last second.  The trustee selling the property is usually an attorney hired by the bank or mortgage company that hold the loan on the property.  You can call the attorneys and find out if a propert is still being auctioned off which I did a number of times.  Once you find out who holds the mortgage, you can contact the bank or mortgage company directly and make an offer.

For my particular house, it was a waiting game.  They actually listed it with a real estate agent and wanted $80,000 when they first listed it.  I called the real estate agent they listed with after it had been on the market for about three months.  They were asking $60,000 at the time I looked at it.  I thought they were crazy cause it was a 2 bedroom that needed a lot of work.  Just so happened that at the time I walked through it I was stilling bickering with the insurance company over my settlement, so I wasn't quite ready.  Then, three months later I'm at the grocery store (I live in a small town and it is wonderful!) and someone was telling the cashier about a little blue house that had been for sale for a long time and nobody was interested in it because the basement was a cinder block basement which scared people off.  Anyway, long story short, the person said they were now asking $45,000 for the house.  I had just settled with the insurance company and thought nows my chance to get a great deal!

I called the mortgage company and offered them $36,000.  I low-balled because I was prepared to negotiate.  They countered with the full asking price. So I countered with a $40,000 cash offer.  I said they would be crazy not to take it because I was a cash buyer, didn't have to wait for financing, and didn't require a mechanical inspection.  My brother-in-law waterproofs and pours basements for a living.  I had him look at the basement and told me that it was a dry basement and he would get a bobcat from work and dig out the dirt around the foundation of the house and waterproof it from the outside and that should make it solid.  I have cousings who are trim carpenters and roofers, although the roof was in good shape, no leaks.  So I felt safe not having a mechanical inspection especially because I have all this help should something go bad.

The mortgage company decided to sweat me out and didn't give me an answer for two weeks.  What they didn't realize is I wasn't sweating because I thought they'd be crazy to pass me up.  My waiting paid off.  They called the Monday after the 4th of July holiday and said it's yours if you still want and I said "I do."

I bought the house As-Is.  Also this was a foreclosed property which means the owners that were foreclosed on cannot rehab the loan and take back the property.  It's mine once we close.

So that's how I did it and I can't believe I did do it because I actually felt like I didn't know anything when I started.  I just prayed a lot and feel like I had some divine intervention for sure!

I dated many "quality men" via that route in the 90s (many engineers, financial men, oil men, etc.).  Only 2 bad ones out of "tntc." One was a legend in his own mind and got kicked out.  The other took me to a very nice restaurant, had $/excellent job, decent guy otherwise, but didn't open the door coming or going into the restaurant.  That did it for me!

I don't know about it now, as I married from there.  But it cost around $3K to join.  But they really screened their members carefully, and whenever they caught a married man joining, or someone behaving inappropriately, they were out.  Anyway, I was really pleased.  But chemistry is just that.  Y'all know that game. It either works or it doesn't.

Good luck!  It's rough out there!

i leave my monitor on all the time, but it has a "sleep mode" after so long.  it's a Dell.  actually the whole computer system has been great!

I am now on 9...Stephanie Plum is a great character. I love the East Coast references because I grew up in Philly, so TastyKakes have a special place in my heart!

...along with the ol' standby's of mayo, onions, black pepper, and I line my bread with cranberry sauce.

Now I'm really really really hungry!

her recipes!  Have made several and have not been disappointed. They do get faster to make the second time because then you know what you need and what you are doing.  Since she uses a lot of the same things, it is like building on a familiar foundation then.  Good thing my DH loves garlic too!  My favorite so far is the Messy Gillespie (sloppy Joe).  Yummy!

The Office ~ Grey's Anatomy ~ Friday Night Lights (please be back in the fall!) ~ I also have the first 4 seasons of Emergency! on DVD and have watched them over and over.  (If I could figure out how to change my avatar, Paul would be replaced with Johnny Gage!)  I will also watch Deadliest Catch with DH. 

http://www.thoughtcrimenews.com/bushrape.htm

the woman never did get to testify - she was found dead..........

Vince Foster or 3000+ troops..........take yer pick.......