From what I recall from my banking days -
Posted By: missy on 2007-04-18
In Reply to: which is worse. - Money problems.
It sounds like you had overdraft protection in place, which means the bank will cover the checks (usually up to a certain amount), but you will owe them fees. They have cleared those checks. No one outside of the bank has any idea there was not enough money in the account to cover them. Be very, very glad you had that service in place! Otherwise, you would owe a lot of money to each person you wrote a check to and could have been put on a list where they will not accept checks from you. Right now I would say to contact the bank to ask about paying off those fees with them.
Complete Discussion Below:  marks the location of current message within thread
- which is worse. - Money problems.
- From what I recall from my banking days - - missy
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
Banking accounts
Husband and I have been married for few years now and we definitely do not share our accts. We are on each others accts (as is my older daughter in case of our demise at the same time) but we pay separate bills (he pays house, vehicles), I pay for the smaller and then we split insurance and tax costs on home, vehicles and the like. There is NEVER a problem like this. I spend as I wish, he spends as he wishes and no question in my mind about his acct and he says nothing about mine. We decided this wsy before marriage and it works out great for us.
Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
Not charged any fees for any banking
Once you get my age you get benefits of no fees. Love these golden years!
Got question about banking accounts
I have my main account in the state where I live, direct deposit from my company and also have another account at the same bank where I get another check each month. My husband has a banking acct in another state (I am also signed onto that acct). I can transfer funds back and forth between my accounts at my bank but I was wondering if there would be any way to transfer a large amount to the out of state account. I know I could go into my bank close by and have the money wire transferred but gosh I would love to be able to do it over the internet, would save me time. Thanks.
Transfer your banking business to a free checking account
Washington Mutual Compass Bank, and many others offer completely free checking accounts. There’s no reason you should be paying maintenance and annual fees for a checking account.
I make around $50,000 but I work 7 days a week and long days, although I'm not a fast typer eithe
I think even if your fast, you'd still have to work more than 40 hours a week to make that but I could be wrong.
I remember those days too, but these days they don't want make any child felt left out. They wan
to make each of them feel special and that they have accomplished something. My 8-year-old brings a certificate of some kind during the day, accelerated reader award, trustworthy award, jr. achievement award, etc. I guess in a way, no one kid is pointed out as the "teacher's pet" or have the other kids being jealous of him/her for getting this or that award. 
Another possible recall.
Thanks for posting that info. That is a terrible thing.
I just caught the tail end of this story yesterday on the local news. I'm not sure if it is a full recall or just a warning but there is a hazard with some type of Simplicity baby basinets and cribs. I guess the area is too large for standards and the childs head can get stuck and suffocate in the mattress. I haven't had the opportunity to research and find out the full details but just jotted down what I could quickly.
As I recall
what is normal is to begin visits to OB/GYN when menstruation begins.
Girls start menstruating at the average age of 12. However, girls can begin menstruating as early as 8 years of age or as late as 16 years of age.
www.menufoods.com/recall
`
Toy recall - please read.
http://service.mattel.com/us/recall.asp
not that i recall, curious, is this
a case in your family or on a report you did?
What peanut recall?
So guess I'm good to go.
I suppose that's what I get for turning off the news because sick of petty politics. Something really important and I miss it. HA HA HA
But I'm still here and breathing. My only peanut item I eat is natural peanut butter.
Don't want to be rude, but I don't recall mentioning
makeup, fingernail polish or the like. He also takes a shower daily because he likes to smell nice. Don't know what kind of soap he likes and really don't care. I'm just very proud that I raised a man who takes pride in his appearance and wants to smell nice for his lady.
An Analogy: The Pet Food Recall
Most if not all of you have by now heard of the massive pet food recall due to wheat gluten used in canned/pouch pet food that came from China. I wasn't affected becuase I stick to dry foods, and because of health problems I have to feed my animals a very good product by Natura called California Natural - they use very few ingredients and what they use is human grade. I went to their web site and they have a video about the pet food recall. Turns out the company involved in the recall, Menu Foods, does make some of their canned products - I was not happy hearing this since I have such faith in them - but since Natura does not use wheat gluten in any of their food none of the recalled stuff affected theirs and anyway theirs is made in another Menu Foods plant location from the one with the Chinese wheat gluten. But it doesn't stop there. For now they are sending their own quality control person the plant that does produce food for them, and they are going to look into purchasing a plant of their own to produce the canned/pouch foods here in the US. Also, from now on they will only use ingredients that are from the US. Looks like they are doing the right thing.
Royal Canin - recall
Some Royal Canin foods have been recalled, including dry dog foods.
http://www.royalcanin.us/recalled.html
My sister's dogs started having same symptoms you are describing about 1 month before the recall became known, and switching the food fixed the problem. She never looked into whether it was a recalled food, for some reason.
I would put hte puppy back on his original food and then slowly introduce a new food that does not contain any of the problem ingredients. There was a recent thread about foods that are safe.
You do know about the recall on wetting solution
that is causing blindness for contact wearers? I do not know the name of it but can probably google. By the way, I have heard using honey can alleviate allergies. I just heard that now, but worth a try if I had them.
sorry but I don't recall asking for personal opinion
no offense, but I was just asking those with experience on the subject.
It was a peanut butter recall.
x
Nutro Dry Cat Food Recall
On 05/21/2009, a recall was issued for various varieties of Nutro dry cat food. This is for all 50 states and I believe 11 countries. Please check the FDA website for recall information in case links are not allowed here. The food has excess zinc and not enough potassium.
As I recall, MOST of my family's photos were
awkward! Maybe I should just send them all of our entire albums!
You do know Royal Canin is on recall list, right??
nm
Hard to recall, probabably 10-15 pounds -sm
in my first pregnancy, was borderline pre-eclamsia, BP was jumping all about at the end, lots of water weight. Daughter ended up being induced as they did not want to take any chances. Did not have that issue the 2nd time.
Scary stuff, but I don't recall seeing any nudity
nm
Yes, recalled in 2007. This is a new recall, May, 2009. sm
Nutro was recalled during the huge 2007 pet food recalls. This is a new 2009 recall involving the premix formulation in some of their dry cat food. I use Wellness, Nature's Variety, and Newman's Own canned cat foods.
Actually, I recall my brother and cousin being drafted for Vietnam
and they served 18 month "tours". They were actually in the army longer, but were in Vietnam for 18 months when they were drafted. I'm sure they would have rather not done that extra 6 months!
My father, his brother, and their contemporaries in World War II, however, were drafted for "the duration". They weren't coming home until the war was over. My dad said it was one heck of an incentive to fight hard. It makes me cry to think of my gentle, kind father in that situation.
about 30 days, < 30 days pregnant (nm)
x
Days gone by
I'm right there with you. It is really scary out there today.
As far as the original post, while I know arrests of innocent people are made, I do find this story EXTREMELY hard to believe. True or not, though, you are right -- protection of your child is your first priority as a mother. Pornography is no longer just looking at naked ladies, it's just downright disgusting. I have two sons, 12 and 10, and I live in fear of what is out there that could hook them.
I have many days like that too :(
x
in a few days?.............no no no.....sm
The faster the better on these fraud things - your daughter is going to wait a few days? This is VERY_BAD.
She should have already gotten a police report (takes 4 days to physically get it in her little hands) - and then she should have ALREADY called the bank to freeze her account, open another account.
BTW, my daughter had her purse stolen from my car - she called me immediately - I was on the phone with the bank, every credit card company, etc. (this was on a Sunday), and on Monday - I showed up at the bank and the perps got NOTHING. Time is of the essence on these matters.
When my daughter first moved out of the house back in 1999, someone stole checks from her house/desk. They got all her $$ which was $1400. She went to the bank - and the bank, at first, didn't want to give her the $$ back - but in the end, they did !!! All the $$.
Again, time is OF THE ESSENCE! Hopefully, while I'm typing this, I'm thinking you are SURE to tell me that the bank was notified via phone when it happened.
*fingers crossed*
Yes, it went away after three or four days.
As far as results, I am 45 with very fair skin. I did notice that my skin FELT nicer. It definitely felt smoother, and I thought I looked "brighter", if that makes any sense. It didn't actually erase any wrinkles, but then, I have to say that I don't have tons of wrinkles - great genetics. I have crinkle lines when I smile, but not wrinkles on my relaxed face. I still use Roc, but only about four times a week, and I'm always very careful about sunblock twice daily. (I like Neutrogena daily defense.)
Days
Do you think Sammy and EJ will get together? I hope so. Lucas is such a tool.
One of those days
I think I am to the point where is someone were to offer me $100 I would take it and take my dog and two cats, leave and not look back. Become homeless, no responsibilities or cares. I know just a bad day and tomorrow will be better. But at least I have somewhere to write this to make me feel better.
I don't think so - these days (sm)
People work into their 70s and beyond, that mentality may have been more reasonable when people retired at 60. Especially if what you want to go to school for is 4 years or less. I actually know someone that finished medical school at 40 and then started into residency - not finishing until 6 years later (extra fellowship).
Yes it is - in the old days with other
sick cats I used chicken baby food. Sometimes mixed vitamin paste available OTC in with it but that changes taste considerably and syringed some in when they were really sick. Baby food is not good for normal cats because it is high in fat but to get more calories in less food in a sick cat it always worked wonders for me. I also mixed a little warm water in it.
My first 2 days were very fun.
The work is such a nice change, constantly moving. There are all these different greenhouses, and it's the slow time of year so I'm doing detail work like making signs. Today I culled out dead plants and entered them into inventory. I have come to terms with my golf cart; it is very useful when it's time to move the "deads" over to the compost heap and empty out the containers. Then I drive the containers over to the potting shed area. We all take lunch and breaks at the same time, and everybody is super nice. I have noticed they eat a lot of fruit and healthy foods for their snacks, and I brought in our leftover veggie tray from New Year's, and they were appreciative to share that with me today. They are very into their dogs and cats, and everybody has an interest in plants in common. I can ask questions about plants any time, whether it's work related or gardening related. I got to look at slides of live nematodes today. I am being taught to recognize pest attacks to report as I do my work. So it's all very active and satisfying for me.
Now if we can just get Bear up to speed. We chose not to crate Bear because it was a longer day with DH out of town. Bear did a little better, but did work on the ottoman a little more. I think we'll try crating him tomorrow, and I'm also eyeing a bottle of clonazepam I have on the counter! I know there are herbal things for dogs I can try also; I've just never had this problem before.
those were the days
I bet the stew cooked on the wood stove was great. . some of the old ways of cooking were tastier than they are now. . . when we had the ice storm a few years ago, my fiance said he fixed all kinds of food on his wood stove. . he was quite pleased with himself. .
Tried it for a few days
but just couldn't stand the taste of the soup any longer! I also didn't lose any wieght but didn't really have high expections either. I think if you have enough will power to try something like that, then just do Weight Watchers. I haven't done it myself but I've seen many people go through that program and it seems to be a heck of a lot healthier and better overall/long run instead of putting yourself on a liquid diet (because basically that's what you're doing with the Cabbage Soup Diet/Lemonade Diet, etc).
People are always looking for the quick & easy way to lose wieght (I won't deny it, myself included). Imagine if we put those efforts of looking for the shortcuts into actually following a real nutrition & exercise plan!
I will let you know. She says it may take a few days SM
to get back to me. I am concerned for them. I can image how she and her husband feel. I saw them today and she, especially is shaken by this. Thanks for caring.
Ever have one of those days
Ever have one of those days that you type and type and type and after 8 hours look and find you've only done 600-700 lines when usually you've done more. Just am frustrated right now. It's hot (102 degrees here), and I'm tired. I'm tired, tired, tired. I feel like I'm getting too old for this (only 48 years old but I feel like I'm 68). Feels like I'm going to just wither and die in this chair. My DH will walk out one day and find me and rigamortise will have set in and he'll have to unclamp my fingers from the keyboard. Guess the heat is just getting to me and I'm tired. Not so much the heat, I'm just tired. Think I overslept. I function good on 6 hours of sleep and last night I got 8 or so. Oh well, in an hour or so I will be completed with my jobs and then will veg out in front of the TV eating something. Oh yes....what an exciting life I lead here. Okay, that's my venting of the day. Thought I'd give everyone something different to read (although I'm sure a lot of you feel the same way). 
YEP - definitely having one of those days...
Guy i've been seeing for 6 months left his wife a couple of weeks ago (yay for me) and then he tells me this afternoon that he's got a girlfriend and that it's serious and that she's supposed to be leaving her husband so that the two of them could be happily ever after. Definitely broke my heart - have cried all night, the thought of food makes me sick at my stomach, then my air conditioning goes out on the house and I have to pay a repairman to come out at 8:30pm to fix it. Oh, think I forgot to mention that I'm also married but he won't deal with anything so I have to get things fixed, pay, etc. Definitely a wo is me kinda night! :(
I go every 2 to 3 days....
my hair is extremely thick and I don't need to shampoo every day, blessed to not have oily problems or dry scalp. I rotate between 3 Redken products, Color Extend, Smooth Down and All Soft, using both shampoo and conditioner. I'm about to try Pureology soon, have heard good things about the products.
Every 2-3 days would be all right...nm
nm
These days
anyone should understand that it would be stupid for a woman (or anyone) to give strangers a ride like that. (I am meaning those young men should get that ... not saying you are stupid.)
It's unfortunate, but what can one do?
I think it's odd for anyone to ask in the first place. Most people have SOMEONE they could call.
Those people can sometimes get what they are after by catching someone off guard.
So sad that you had the normal response of feeling guilty and like you had to offer some sort of valid excuse. They were putting you in an uncomfortable and dangerous position ... and YOU felt guilty!
God would not put people in ridiculous positions like that (angels). He knows what our world is like!
Ever have one of those days!
Where your fingers just refuse to cooperate? I am having one of those today! Just seems like the signals don't get from my brain to my fingers like they are supposed to. Misspelling words that are SO easy!
I am having one of those days right now...nm
ss
Yup, have too many of those days!
Thank God for spellcheckers!!!
You ever have one of those days ....???
I work on a clinic account - easy peasy and I love it. I have one doctor who is from Croatia. He tends to eat his lunch as he's dictating and he's always eating carrots or something very crunchy. I've learned to work around that and rarely leave blanks.
Not today, though. Boy howdy my ears were just not hearing what he was saying and I had to leave 5 blanks for QA! I've never left that many blanks on this account. Three of them I just flat out had no clue what he was saying and two I thought I had it, but didn't want to guess.
And he wasn't even eating his lunch when he dictated this!!! Oy. That was my first report so far today. Here's crossing my fingers that the rest of them go a little bit easier.
Maybe more caffeine.....................
I have had those days.....sm
I also have days where it seems like my fingers aren't in cooperation with my brain. LOL
One of these days you will be a sm
very lonely old lady! Life doesn't always work out like we plan and you are headed for a disaster lady. I have seen it happen all too many times.
If the man is smart (obviously he isn't) or gets wise, you are headed that way sooner than you know!
23, 26, and 28 -- I'm 35 now and some days
I don't know whether I'm coming or going. Thank God I have the luxury of working from home as an SE -- setting my own hours to work around all their ball schedules. Whew! Some days I wish I would have waited until I was later in my 20s or even early 30s to start, but other days I'm glad I'll be done raising kids when I'm still young enough to enjoy my retirement and maybe grandchildren. I can't imagine being a grandmother yet, though. That seems so strange to call myself that. 
|
