Either online or by phone with bank card. sm
Posted By: definitely on 2008-05-14
In Reply to: Do any on you pay your bills online? - Gina
I can't even remember the last time I mailed a check to anyone.
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Is there a debit card available where a bank
?
could be from online access from phone
x
Have U renogiated credit card debt when minimum payment got too high? Do they take your card away,
s
Credit Card Reform Can Cost Good Card Users
Part of article:
Credit cards have long been a very good deal for people who pay their bills on time and in full. Even as card companies imposed punitive fees and penalties on those late with their payments, the best customers racked up cash-back rewards, frequent-flier miles and other perks in recent years.
Now Congress is moving to limit the penalties on riskier borrowers, who have become a prime source of billions of dollars in fee revenue for the industry. And to make up for lost income, the card companies are going after those people with sterling credit.
We pay off our balance every month. If they do this (punish those who have sterling credit) Ridiculous!! I'll stop using my CC and pay by cash or check.
So much for reform.
IMO a card would not be out of order at all. Except a sympathy card, of course.
I totally agree a sympathy card wouldn't quite be the thing, but it sounded to me that the original poster of that idea didn't mean a sympathy card like one for death. I think sympathy in the sense of "hey, you had a rough time of it with this birth, and maybe things haven't been the way you imagined, but know that I'm thinking of you and I'm here if and when you need me."
I got PPD when my breastfeeding relationship didn't go right, following a birth plan that went seriously awry, and the reality of a fussy, picky baby instead of the happy, sleeping one that I had imagined.
I *did* spend a lot of time on the phone, but then everybody's different. I would have loved to get a cheerful card from a friend, however. Does anybody NOT like a card?
I would take his phone away or make him pay the bills for the phone
He can use the postal service to write her letters if he wants but there is no excuse. College is not highschool and if he's gonna make a go of it...be the parent and discipline....my opinion but take the phone away.
I pay most through my bank
Most banks offer a bill payment option. I get to pick and choose when and what and how much. I love this option as I generally seem to forget to buy stamps! Out of all my household bills, only one is not paid online and it is simply dropped off.
Does anyone not use a bank?
I'm getting so sick of fees and am tired of trying to second guess my bank. Does anyone not use one or not have a checking account?
use a bank
I would recommend trying to find a credit union. They are more user friendly. I have been using one for over 15 years now and never looked back. There are Very few, if any fees and good service. Hope this helps.
bank
I have used a credit union for 31 years. If you can find a credit union in your area, it is the best way to go if you think you have to have a bank. I only have a savings account at a credit union so I can cash my check for free, but I still have to deposit some of it or they will charge me. Otherwise, Wal-Mart will cash your check for a fee and you can buy money orders for like 35 cents a piece at Wal-Mart. that works for me cuz I only have 6 bills, mortgage, gas, lights, water, car insurance, phone to pay. Or listen to financial guru's like Dave Ramsey and see what they have to say about it. Also there is checkfinder.com. They have some rules but may be the best way if you feel like you have to have a bank/checking account.
If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
You should have just cashed it at their bank - sm
I know in the past that a bank had to cash a check drawn on their bank; they may charge you $5 to do this if you do not have an account there (I have had that happen recently. Did that years ago when an ex-boyfriend owed me money, took me 2 months to beat $150 out of him; day I got the check from him I took it to his bank and cashed it to be on the safe side.) I have no idea what they do if the funds are not there, but was under the impression they had to cash it no matter what. But if you deposit it, and it bounces you will not see a dime of it and the bank will charge you a couple bucks for their inconvenience. The store will get slammed with a bounced check charge though. The bank should mail the check back to you if it does bounce though so you can re-deposit it at a later date hopefully when the funds are there; at least that is what mine would do when a former employers checks to me would bounce from time to time (and I would be charged $3 for it bouncing which stunk). If you deposited before 2 (sounds like you did not though) you will have the money tomorrow, if it was after 2 then it wil be there on Friday; check in the morning of whichever day is applicable and you will have your answer. Good luck.
I really do not resemble a bank so therefore
do not loan, give money away. The best way you can lose a friend or family members is when money gets involved. I, in your instance, would put distance between me and the other person, sounds like just using a good thing.
I said closing the bank...
…NM
Yes, and we have separate bank accounts ;)
x
Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
Used to work in a bank, under some circumstances...
they will waive the fees, as another poster said, call them and explain the situation. I would do this occasionally after looking over the person' s account and taking a few things into consideration. Overdraft protection, as stated before, is a great idea too. I keep a $400 to $500 cushion in my account; as far as I am concerned, when I only have that much in there I consider it $0. BTW, how can you not know when DH gets paid? Is he on commission or something? Good luck, call the bank, they should be able to help you.
Also at my bank if you have direct deposit
of your paychecks you can get a direct deposit advance on your check and that does get posted to your account immediately. Has saved my butt more than once! LOL
If you are serious contact the seller/bank- sm
and make an offer. How low they will go depends on how long they have been trying to sell, what they have invested in it. IF the previous owners owed a lot on it, the bank will probably still want fair market value. Years ago I thought about buy the house next door to my parents (about 3500 sq ft with a huge 2 car garage and an old pool that either needed to be filled in or total destroyed and redone), I went through it with the relator. The house was about 30 years old then, the previous owners and their 6 kids had basically destroyed it, burned/scratched up hardwood floors, broken doors, windows, etc. the kitchen was original from 1964 as were the bathrooms, etc. It needed lots of work, a new roof, you name it, it needed it. The bank would not take less than $200K-- I was not willing to spend that kind of money on a house that needed at least $100K worth of work on it. They eventually got some sucker to pay it though; and boy did they spend some cash on it. Looks great now and work about $400K at least, but they probably spent that much to fix it and buy it. --- one note of caution when you buy a forecloser though, I believe previous owner has a year to reclaim the property-- if they show up with back payments in hand, etc. they can take the house back from you, improvements and all and you do not get a penny back. So be subtle in your home improvements or wait a year to do anything major.
My bank has free on-line pay so I pay all
of them except 1 that I have to send in the paper account info on. I also like on-line paying because I can set up my payments in advance for the due date when the bills come in and don't forget to send something in.
New Bank Policy on Credit
I went to the bank today to apply for a new line of credit... they had this sign posted outside the door.
Check to see if your bank has any programs
Wachovia has a "way to save" account. Every time your use your debit card, they take $1 out of your checking account and put it in a savings account. We have been doing that for about a year now and have built up about $1500. It's nice because it's automatic and you don't even have to think about it.
I have 4 bank accts and pay no fees at all.
nm
"I ran over your mother in line at the bank
That was a cute game!
he did not handle money at his last job with a bank.
Just because a person has bad credit, does not mean he's dishonest. He did not bounce checks. He did not live beyond his means. He got caught in a layoff. It's a huge stretch from being jobless to embezzlement for crying out loud. There are many jobs at a bank that do not have anything to do with money.
The way things are going with this economy, some of you might be in this situation. I'll be sure to thumb my nose at you when you start wondering what happened.
How can he check bank accounts
I have my own accounts, that is right, mine, not his. He is not allowed to see my accounts. I have more than him and I do what I please with MY money. I made, received,and had before our marriage so literally it is mine.
file garnishment on bank account
so it hits his account the same day he deposits pay checks (usually Friday).
Lawsuit! How to find a company's bank?
Ok, this is it and hope you can help me. I purchased a dinette suit 04/01/2006. The company said 4-6 weeks before delivery. Paid $640.93. I never got my furniture. I called, got very few calls back from them and finally decided last July after asking for my money back to file a lawsuit. The company did not answer the first filing in 45 days and then had to put in for a default. Just went to court today finally and got a default. By the way, the company did not appear in court!! Now I can go for a garnishment of the company with this documentation but do not have a clue as to where I would find out which bank this company does business with. If anyone able to give me any insight on this, I would appreciate it. Thanks.
no, nobody knows but the bank, they will cover checks you wrote
nm
Either the bank or Military Surplus store.
There would be only two reasons for me to run away from my home. One reason would be voluntarily, as in winning the lottery--hence the bank. The other would also be voluntary but there would be retribution involved--hence the Military Surplus store.
I'll bet Bank of America isn't liking this
In a revealing example of what she says the average homeowner faces, a California Congresswoman spent more than two hours on the phone trying, without success, to find someone at the Bank of America who could help a struggling constituent modify his mortgage payments. ABC News "Nightline" cameras were rolling as Congresswoman Maxine Waters (D-Ca.) was repeatedly put on hold for long stretches, disconnected, transferred to extensions that did not work and ultimately switched to a recording which directed her to the bank's website.
"The average American trying to negotiate a loan modification will not be able to get it done," said Waters. "It will be impossible for them to get in touch with the right person, and even if they get in touch with a so-called counselor, they have a cookie cutter kind of direction that they go in."
Heard several weeks ago about bank scam
My husband received email the other day from Bank of America asking him to update his files, which of course includes social and the like. We had heard and funny because he does not even have an account there. I also received a call from a person who said she represented BOA wanting to know how I was enjoying my acct. Told them working, no time to talk.
Did you talk to a bank or mortgage company and see if you can get pre-approved? Seems
s
Talk to a local bank or credit union.
That is a HUGE downpayment and that will more than likely offset any bad juju as far as credit rating. You may be pleasantly surprised...we were and we also had crappy credit but because of the large downpayment, that worked in our favor and were able to get an incredible rate with a local bank. Above anything else, avoid those pieces of crap you see advertised on TV and on the computer. Nothing but predators that should be smacked upside their heads with a 2x4.
Change your bank account on file with Vonage Right NOW!
nm
Well, in a bank he would be handling money, so I think it's a legit reason to not hire. sm
To me, it makes perfect sense to not hire someone based on poor credit when that person would be working in an environment such as a bank, handling funds, etc. I see less reason to do so in other jobs, but in a bank, sure, it seems only logical to me. Sorry.
I have been doing WW online (sm)
You can get a one-week free trial and then it's $65 for a three-month membership, and then something like $16 a month after that. It lets you plug in all your food for points values and calculates everything for you. So far it's working for me, even though I had a little setback, but that was my own indiscretion.
As far as goodies, I LOVE them too, and I have found lots of sugar-free and low carb substitutes such as sugar free ice cream and sugar free soda. They have really come a long way since the old Nutra-Sweet days and these things are truly satisfying now. My husband loves Kool-Aid and he has been making it with Splenda for a long time now, and my kids love it too, and I love the fact they are getting less sugar.
Anyway, WW is a really good program. In fact, one of my docs I transcribe for consistently recommends it to his overweight patients. I personally know several people who have been successful with it. Hopefully I will too, and if you choose to go back on it, best of luck to you!
P.S. Your hubby might actually enjoy the sugar-free, lowfat treats as well, who knows?
online
I have bought bras online from Big Girl Bras and Figleaves. You think a 40C is big? Try a 36H! Not fun.
I can buy these online sm
I viewed the ad online at walmart.com and when I clicked on a particular item it said that it would be available in the store and online on Friday. Yeahhh!!!!
Book online if you can...
And save your confirmation and payment receipt with your tickets. You should receive confirmation in your cabin at least 24 hours before your first shore excursion. If you don't, check with the Purser's office or the shore excursion desk.
I have traveled on Carnivel three times, most recently last month. I much prefer booking tours online instead of standing in line, and that eliminates finding out your tour is booked up once you get to the desk. Online will tell you immediately if the tour you want, at the time you've chosen, is full or not.
Hope this helps and that you have a great time. I love cruising!
Do your shopping online.
I've been doing all my Xmas shopping online for 6 years now. Way better than dealing with the crowds at malls and stores.
Online dating... Have you tried it?
I'm thinking about trying this. What are your experiences? Which ones are the best dating sites? Thanks!
Online dating
Yes, found my husband on Match.Com, dated two years and have been married for 1 1/2 years now. I was very lucky to have found a good honest man. We are in our sixties.
I am an online subscriber...sm
so I can use all the etools, like the point tracker and the recipe builder. You can use the community area without charge, which include the message boards and I frequent them a lot - sometimes for support and sometimes just to chat about things.
ONLINE SCHOOL
Here where we live for the past two years they have had online high school. I don't know anyone who goes, but it sounds like a good alternative. When my kids (all grown up now) were in Catholic school I reduced the tuition by working there for free three days a week. Could you work something out?
There are courses online - sm
I was curious about it for awhile too and almost signed up for one of the courses. We live fairly rural and I know there are three people in our county who do property appraisals. None of them work full time at it because there is just not enough business. If you live in a larger populated area, it might be worth it for you.
Good luck.
ooh I just asked you this below.....both online!!
at the same time :)
Thanks...I looked up online and what I did was sm
picked it up in a very soft cloth and just looked to make sure it didn't look injured. There was no blood but I am not sure. I took the blanket and put it as close as I could guess where the nest might be. I will check later to see if it is still there. What I read says that the mom's come back once a night to feed the babies and to try to put them back in the nest if possible and that she will call them all when she comes to the nest, so hopefully we didn't miss that window and the little girl or guy can be snuggling with mom and brothers and sisters soon. I feel so bad for the poor thing :(
Do any on you pay your bills online?
I've been doing it for a couple of years now and I love it. Sure saves on the ever increasing postage.
I pay just about all of my bills online
And for the same reasoning the cost of postage and I'm usually too lazy to go to the post office to get stamps.
online from walmart
from walmart online:) here's the link: http://www.walmart.com/catalog/product.do?product_id=10241585
we got a lil group of us going to do it! U ought to do it with us girl!!! talk to ya in a lil while!
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