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Did insurance cover this or how much?

Posted By: Thanks. on 2008-06-04
In Reply to: I did 2 years ago. BEST decision I ever made for myself. - sm

nm


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Did insurance cover prophylactic mastectomies? (NM)
dd
if you cover it, it will be much less dry!! *S*

HOmeowners may not cover

Sometimes if it is a motorized vehicle it will not be covered under homeowners insurance since you are supposed to have insurance on those independently.  Most of the time boats, motorcycles, scooters, cars are not covered but each policy is different but don't be surprisied if they are not.   Usually it is the home and contents.  Again, I feel for you but if you did not want them stored at your home then your husband should have followed your BIL home to take them off the trailer and see that they are stored in a safe place.  Especially since you know them and describe them as such and they have already had a loss.  But I guess this is a situation in which everyone learns a question, an expensive lesson but a lesson.  Am not sure if you would even win in a court of law as it was not an intentional act and you did not carry insurance on it..  Also with regards to their home owners it might not be covered as it is not theirs.  When my niece was borrowing a computer from me and they had water damage because the computer was mine and not theirs  it was not covered.   Good luck but to me this looks like a no win situation for anyone.


 


I believe the tip goes to the franchise to cover --sm
the amount of gas prices, etc. I would continue tipping the driver the same amount, if I were you, and no, I would not tip any higher amount on Superbowl Sunday...it is not a holiday. lol.
If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
Just to cover all bases, could she be
nm
An IPOD cover. nm
x
I cover mine at 350 and put
a teaspoon of olive oil on the bottom of the pan first.  I happen to use a clear glass or ceramic dish with a tight cover.  It seems they turn out more moist with that type of dish.  I know you don't want to add anything, but I like to sprinkle a dash of salt and pepper on mine and put some finely sliced garlic (not much, a small clove) in the olive oil.  That way the flavor from the garlic circulates around the dish and adds a hint of flavor, but doesn't overwhelm it.  I can't tell you how long to cook it, but I can always tell mine is done just by the way it looks.  It does shrink a good bit.
Keyboard cover?
Does anybody use a cover on their keyboard (while working).  I dumped tea all over mine the other day, and had to buy a new one.  I always wear the letters off the keys within weeks, and thought maybe a cover would help.  TIA
Implants they do not cover any of the
cost as it is considered cosmetic. The denture they will pay a portion but not much sorry to say!!
I doubt homeowners would cover this, but
to do?  How would the carpet store fix this?  Just wondering....
She's using her tail to cover the delicate
parts, hehehe. That's more than my dogs do, course they have a lot more fur-clothing on.
he needs to be taken out, quietly, under cover of darkness
nm
A "fee" to cover their time.
It's a fee for the time they took calling the police and looking at video tapes. The probation officer said that stores rarely do it but that they can. I guess we're just extra special.

We go before a special youth council next week....and revisit with his doctor about the Respirdal and the hair pulling, etc...
You can never judge a book by its cover, can you? sm
Simply amazing.  Gave me goose bumps.  Her voice is pure joy.  Love it every time I hear it!!!
Obviously didn't cover many details in a post.
I am not emotionally selfish. Heavens. And I am a Believer, while they are not. I am an animal lover, not above humans. But when I have gotten together with my family in the past, they have chosen those visits to ridicule my family and our love of animals - family get-togethers were nothing more than lets bash the youngest over her love for her animals. Its a bigger picture than I am comfortable to explain here - basically even covers the hunting versus anti-hunting personalities, etc. I have never ever pushed my philosophy on them - its always been vice versa. As an animal lover, I can sense disdain when I am around others who are not as close as family, but who believe animals are worthless - the old dog belongs outside in a dog house philosophy, or the only good cat is a dead one. We can discern these types and I would certainly rather not spend my time in their presence. While you are feeling the need to explain that you don't disapprove of your mother and her choices, your whole theme has honestly been one of disapproval of her and her choices. You don't need to speak those words to her. She can discern your real feelings, but perhaps you are not discerning your mother's. Just a thought from one Biblical Christian to another.
Dr. Phil DID cover this very topic a few months ago...
and there was a guy who supposedly went to Africa and needed all this money to eat, get out of prison, get home to see this woman he was chatting with and told he loved so much.  She fell for the whole thing until Dr. Phil exposed the whole story on his show and had other women there who had also fallen for this guy and sent him money.  I don't know if you can get a DVD of the show or not, but it might be worth it to try. 
no, nobody knows but the bank, they will cover checks you wrote
nm
I bought Cover Girl's and I love it too
In time I'm sure all the cosmetic companies will have this type of make up.
they always request more to cover what others don't send - plus what their budget won't buy -
x
Toilet seat cover on an airplane...sm
My mom and I were flying back from Las Vegas. We were completely "rummy" tired and absolutely everything was hilarious to us. I think this would have been funny anyway though:

There was an older gentleman on the plane and he was one of those who was always getting up and down and up and down (overactive bladder?). Well, when he walked onto the plane, we were all getting our bags put into the overhead storage and getting settled in our seats. He turned around to put his bag away and my mom and I noticed that he had a toilet seat cover hanging out of the back of his pants. He had his wife with him who was elderly also, but she didn't say anything to him. She had to have seen it because of all the getting up and down that he did. Neither my mom or I had the guts to tell him and I guess that we had a pretty spineless group of people on the flight because NOBODY told him. After we landed he walked through the terminal to get his bags with the flippin toilet seat cover STILL hanging out of the back of his drawers!!! I can only imagine his reaction when he figured out that he had had this thing stuck to the back of him for like four hours (or more) and didn't know it!!! Too funny. My mom and I still roll with laughter every time we talk about it.
Whatever fluids you use, keep basting during baking, then cover with foil out of the
s
I use Revlon Lash Tint and have used Cover Girl.
xx
Accounting for time doesn't cover the bases
Trust me on this one. I just found out last spring (May 07) that my husband had been cheating on me. We were gone to our lake cabin and when we arrived home I checked the caller ID (as I always do). I seen a name on there and casually said, "who is this?" thinking it was one of the kid's friends. My husband proceeded to go out to his shop but I knew something was off. He called MD over to the shop to tell me that this was the same lady that had called his boss and tried to cause problems with them. "Anyway, when would I have time to have an affair. I am never late to come home and I never go to work early, etc." So, I believed him. Mind you, I had caught him talking to a lady on the cell phone a year prior and he told me they were just work-related "friends." He says he stopped that right after I found out.

Well, come to find out that evening (when we got home from our cabin) he did have an affair with this woman. He admitted it to me that night because he couldn't take the guilt any longer. He was screwing around with her over their noon hours and on the occasional nights he didn't come home right after work. He wasn't all the late though and he always fed me a line of something and I believed him so him coming home 15-20 minutes late once in a blue moon was no big deal to me.

Now, before you all jump down my throat on my stupidity for staying with him. I have invested 15 years of my life with this many and we are still together. Probably not such a great move but we are making it work. Our life is actually better than it has been in 15 years because we are way more open about things.

I have no advice for the sex line calls. I just wanted to expres the fact that accounting for their time doesn't mean jack!
time is overdue....for them to quietly disappear...under cover of darkness.
nm
But most have a little pull-down cover over that section to keep the temp consistent when door opene
x
Just a basic Cover Girl cream compact type foundation. nm
.
I always carry hand sanitizer and I don't hesitate to cover my mouth / nose sm
if someone starts coughing. I don't care if anyone looks at me oddly - i don't like breathing in their germs. Also think about upping your vitamin intake, to support and boost your immunse system.
I loved the maya wraps. google them and see. wonderful for nursing cover ups as well so multifunct
@
Despise that wide-open mouth yawn right in front of my face w/o a hand or arm up to cover it.
s
insurance
I live in Upstate NY and I am an IC also.  I found the best way to go (cheapest) is to join a local Chamber of Commerce and buy a plan through them.   They can offer you the best price for health insurance at group rates.  You have to pay an annual fee to the Chamber so that's the only snag, and it pays to check out different Chambers because each one is different with some being cheaper than others. 
need help with car insurance -
Have had State Farm since I was 16 - my house is also State Farm.  Just found out that almost 2 years ago my now 23-year-old daughter who still lives with me got a DUI.  State Farm is dropping us both.  My record is very good - one tiny accident (hit a pot hole and had to have new aluminum wheel) in over 13 years.  If she could live on her own on her salary I would make her - but she can't.  She doesn't drive my car - I think I have asked her to get gas for me on a couple of occasions - and when we go on vacation she might take a turn.  Any ideas?  What will insurance cost me now - any good companies to go with?  HELPPPPPP!!!
car insurance
I have a teenage daughter on my car insurance (thankfully neither of us have ever had an accident). If you're over 50, you can join AARP and then you're eligible for discount insurance through the Hartford. They saved me about $60.00 a month over any other insurance I had previously. If you meet the age requirements, look into it.
insurance

My son had a DUI and the ins was going to cancel us but they said if I only insured myself and my son showed proof of other ins that they'd keep me.  Could this work for you??  Just a thought...


PIP INSURANCE

Everyone who lives in Florida should be aware that the PIP insurance as we know it is soon to expire on 10/1/07.  Please go to the web site http://www.wpbf.com/index.html.  In the center, scroll down a little in the middle is a survery that asks Do you think personal injury protection (PIP) should be eliminated?  Please go on line and vote NO.  Send this email to everyone you know.  We want hundreds of votes.


Also, please send a letter to Governor Charlie Crist,o to Speaker Marco Rubio and Senate President Ken Pruitt.  You can find their email addresses on MyFlorida.com.  It is very important that they add this to their agenda on 6/12/07 for their special session.


 


Thanks for your help. 


Insurance...
I agree with not being able to do that. I cannot get on my boyfriend's insurance because we aren't married but maybe it's state specific or company specific. If they are allowing gay/lesbian couples to ensure their significant others, then allowing ex-spouses or bf/gf to be insured by the other may be possible.
Insurance
Did you start a claim with the existing insurance? This happened to me, I had to do the cobra until my husband's new insurance kicked in, and they accepted the pregnancy not problem. I would call your current carrier and ask curiously. Some insurances dont have a problem as long as there was no gap without insureance. It so happened that the new insurance picked us up in just 30 days and we only paided the cobra for one month. I think when it comes to pregnancy, pre-existing does not apply, as long as there was no gap. Check it out. It was awhile ago for me.
Insurance sm

It sounds like you're a great friend and neighbor!


Our neighbor never gave us their insurance information.  Our situation is a different because in addition to physical scars, our daughter has emotional scars from this dog bite that will take a long time to recover from. 


I did some research on the dog bite law.  Sometimes insurance companies will cancel the homeowners policy if there is a dog bite on the property.  If they don't cancel it, the insurance premium will increase by a lot.  I think this is why they didn't try to go through the insurance company and thought we would accept this small check. 


We believed them when they said they would take care of everything.  I guess we're just too nice!


but you do have insurance, it's the same
I didn't have a job, even though I do.  It's lying.  It's fraud. 
Pet Insurance
I have some pet insurance. It is $17 a month for each dog. I figure, for $200 a year, if the dog lives to be 15 that would be a total of $3000 over the life of the dog. Which can be less than the cost of a single operation.

So I got the insurance. Andy had a minor surgery (removal of keratocanthoma) that came to $600, including $200 to have his teeth cleaned (not covered). After the deductible I got a check from the company for $300. I was pretty happy with that.
insurance

Does insurance cover any of the cost for implaints or dentures?


no insurance
I just got my teeth cleaned and you just call the office and tell them you are uninsured and they offer you a much cheaper rate, they charged me 75 bucks.
how did this become an insurance debate???
I posted simply to relieve some stress and anxiety...sheesh!  THANK YOU to the sincere posters expressing their sympathy...to the rest of y'all who turned MY post into a petty debate...!!!
Health Insurance
Does anyone know where I can get family coverage?  I live in NY and I am taking an IC position.  Thanks
Homeowners insurance ? (sm)
I'm wondering if anyone has heard of this happening.  My niece spilled a small bit of bleach on her carpeting, about the size of a baseball.  The spot is in my brother and SILs living room.  There is also a small spot going up their stairs.  So, they called the place where they got their carpeting (about 3 years ago) to see if there was anyway they could fix it, and they informed them that the homeowners insurance would cover this and that since the carpeting is wall to wall, they should be able to get the entire house re-carpeted.  Does anyone know if homeowners will really pay to have your entire house re-carpeted just for a small bleach spot?  If so, I am going to call about our kitchen floor that has a large scratch on it from our table!! 
Those *studies* were done by insurance --sm
companies who do not want to pay for the workers' comp cases and people that have gotten it. Just another *scam study* so they don't have to pay...just like the Katrina thing...where flooding caused by the hurricane is not covered because it is flooding.
My son's insurance would not pay for Nexium (sm)
but it would pay for Protonix (none of the others worked anymore - Zantac, Pepcid, Prilosec).  He has GERD and Barrett's.  Anyway, he has been taking the Protonix for about 3 years now, and it is still working great!  He never had to go on the Nexium.  But I guess each person might be different.
Health insurance, so not sure.
My copay is the normal amount though, so it may not be too expensive. Our more expensive drugs will have a higher copay. You might see if your doctor has samples, just to see if it will work for you.
This is w/o health insurance either - sm
though ours is cheap (but very, very good). We only pay $140 a month for 4 of us. Of course just about every few months (if not every) something unexpected crops up too, car repair, etc.
insurance scam
this girl is looking for more than just medical expenses, trust me. Same thing, went to hospital and had x-rays, nothing wrong, then all of the sudden, couldn't hardly walk. How do I go about this with absolutely no one knowing it's me who is turning her in?
Insurance Scam
Usually, I am the type of person to pretty much tell you what's on my mind, but hubby doesn't really want me to say anything to her because he is good friends with her hubby and figures if I upset her, then he has to stand by her and that'll end their relationship. With me, it's what you see is what you get and I tell it like it is, maybe that's why this is bothering me so much. I always mind my own business too, but for some reason this is just bothering me more than I should allow. I am fearful of her even coming to our home, falling and getting hurt, then suing us; or even having her in my vehicles now because of what I am seeing - a woman I thought I knew but now see this dark side. She is figuring on going to court if they don't give her what she/lawyer wants and I already told her "not to count on me to testify in her behalf" because I totally am in disagreement with what she is doing". She said nothing to that comment. Hubby figures no way she'll get what she is expecting due to no surgery and it's just a strain, but I have seen people fall in sh__ and come out smelling like a rose, and she is one of them. I agree with other poster, she has turned in all claims to private insurance so maybe they'll check into that. They already asked to access past medical records and lawyer said no, that it has nothing to do with this, but that was early on right after accident. I am not afraid to say something to her, I am just not sure if I should, especially since my hubby really doesn't want me to. He cannot even stand her anymore and they used to be fairly close and tease each other as being bf and gf; that's how close we were. Also, secretary is my neighbor - go figure. We just leave that subject alone when together. I don't know what I am going to do, if anything, and I think you are right, I just need to address this issue directly with her because it's not in my nature to talk behind someone's back like this. I only have 1 face and do not particularly like myself for talking about her like this, though until now, I have only talked about it with my hubby. Thanks for all your advice.