Cutting back on Christmas spending this year
Posted By: inexpensive gifts? on 2008-09-17
In Reply to:
I thought it might be a good idea to post ideas for gifts that are inexpensive. I have made a few Christmas gifts in years past, but, since I've already given these particular gifts and my family members already "have one", I need new ideas!
I will start with the ideas of gifts I have given in the past:
I made family wreaths for each of my kids (grown). What I did was, buy a nice size wreath at the craft store, purchase inexpensive small frames at the dollar store (or wherever I could find them), made copies of baby pictures of my kids when they were little, family picture, pics of the grandbabies, etc. and framed each one - wired each framed photo onto the wreath, put in some berry sprays or whatever, and a 20 count string of white lights and some ribbon. Then I sprayed them with spray glue and sprinkled with the white snow stuff. Also, I put a few blank frames with Christmas card fronts so that they could add pics from the inlaws (who I did not have pics as children) and new baby pics as appropriate.
They were darling! My daughter in law actually cried when I gave them their wreath!
I also made a similar thing for my mom - I made her a Grandchildren tree - because she has too many grandchildren to get all their pics on a wreath. I just purchased a small, prelit tree from Wal - Mart, and basically, did the same thing - framed pics of all the grandchildren and children, glued ribbon to the back of the frames - hung them like ornaments, added some ribbon and some berry sprays. It was beautiful and she has used it every year since, because it is small and she can put it together herself - without much work.
I will post more ideas in a little bit, but, I need other ideas from all of you - because, how many memory or family wreaths can you give . . .
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Are you cutting back on Christmas this year?
With things being the way they are with the economy are you cutting back on what you buy for Christmas this year? I will to some extent but then I'm always pretty careful anyway.
cutting back
nothing is in walking distance to us, so we are cutting back on our Sunday drives - hiking at the farm, swimming in a family member's pool, going camping this weekend, just trying to combine trips into town where we used to just jump in the car and go. Also trying to save money other ways - like right now even though it is 90 degrees, I have not turned the air on. Windows are open and there is a decent breeze.
Exercise, cutting back on the sugars, herb teas -
s
Now, THAT's what I want for CHRISTMAS this year! lol
:) :) :)
The year without a Christmas?
Was it that bad financially? Christmas is not supposed to be about gifts; it's about spending it with your loved ones and celebrating the religious aspect of it. Money or not, we celebrate it every year. It really saddens me that you feel this way. Please share your situation, maybe we can come up with some suggestions to help.
Christmas this year.
My family and I have talked about this already, too. My daughter and son-in-law are expecting their first child in November and will have many added expenses. We have decided to limit our gift-giving to 1 gift per person (except for the new grandson, of course). I, for one, am much relieved. I love to celebrate the season with my family. As a Christian, I am more than thankful for the reason that we celebrate Christmas, but the shopping and the increased financial burden is very harrowing for me and, I am sure, for many others, too. My parents, sisters and me stopped swapping gifts several years ago as we all have what we need and most of the time get what we want during the year. So, this year, our Christmas will be about family.
Congratulations!!! I know that's all I want for Christmas..for my almost 20-year-old to get a job
Mom is tired of supporting her and working 2 jobs..
Not a good year or Christmas...
...yep, I'm feeling sorry for myself. I didn't receive a single Christmas card or gift. My only child and I decided to forego gifts for each other and just concentrate on providing gifts for my granddaughter. A friend said she would call last week and we'd go to lunch, but I never heard anything else from her. Makes me realize I really have no friends and am not worth remembering. Just a card would have made me feel better.
On top of that, I fear I'm going on such thin ice with both of my part-time jobs that I'm afraid every day I go in, I'll be called into the supervisor's office and fired. I just can't keep up with the transcription as well as the other part-time person has done. I'm in debt--really have not had a good-paying job in 2 years and things have built up on credit cards. I used to think I was pretty intelligent--but now have doubts about that, even. I'm ashamed about my predicament and have avoided people for over a year, so I'm sure that's part of my isolated feeling. What can I do?
I wish Christmas were all year long,
xxxx
Christmas lights and decorations up after New Year's!
We always take ours down New Year's Eve or New Year's Day. Our neighbors still have theirs out (lawn decorations and everything) and up until just a week ago they were still turning them on at night! Ugh! It also bugs me when people leave the Christmas lights on their houses year-round. I love the holidays and I love having my Christmas stuff out, but when the holidays are over, so are my decorations!
Last year I said same thing, Christmas is for children. SM
And I got clobbered on this board. Practically called un-Amreican.
I believe Christmas is for children. Up to age 18. After that, perhaps a check is in order, but that's about it. As far as gifts for aunts, uncles, cousins, second cousins, postman, WHOMEVER, forget it. Bake cookies. Have a party and invite friends and neighbors.
Say you are sending check to charity of choice and ask family and friends to do same. That is charity of their choice, since I know my family doesn't agree on anything.
But presents? Presents most of the people would not even want? Forget it.
Don't feel like sending Christmas cards this year
Christmas is next week. Got pix of the family to put in the cards, and tons of Christmas cards from last year's Christmas sales. Every day, I say, I will do these cards. At least to grandma and grandpa on both sides. Every day, I put it off. DH got a roll of stamps and he has the cards sitting on his nightstand with pix, he has not done any either.
Thus far we got several newsletters from people, saying they did this, they did that, they celebrated this birthday, their kid did this and that. We don't plan to do a newsletter this year, b/c it seems to me these newsletters sound so self-centered! They are not even from family members, they are from DH coworkers and such.
My friends send me e-cards pretty much or we chat over the I-net. We send holiday greetings and catch up that way. My son will be getting grandma and grandpa's on both sides presents the end of the week, and I think I will just put the pictures in the packages when I send and forget about the cards.
This is really sad. Years ago, Dec 1 we'd get a bunch of cards and have ours sent out. Different colors of ink on the envelopes, red and green, holiday stamps, it would be so fun. All the cards we'd get my dad or I would put on a board in shape of a tree and we'd put it on the wall.
Now, it seems with snail mail, and so many other worries about cutting budget, finding enough work, I am not in the mood to write cards. Maybe it will become a thing of the past, and the boxes of cards will accumulate dust in the top of the closet.
Anybody else in this predicament? Thanks in advance for sharing your card stories.
WalMart Brings back the 'Merry Christmas' greeting!
http://tinyurl.com/yd9gx9
Absolutely love Christmas. Start shopping every year by end of August for kids. sm
Start getting lists from rest of family by end of Sept. into Oct and usually have everything done, bought, and wrapped by Thanksgiving!!!!!!!!!! By doing that I can sit back and just enjoy the beauty of the season.
Yes, but I want my 40 year old boobs back.
xx
I crochet. Just got back into it this year
after being out of it for 20+ years. If we rent movies, i'm sound asleep 5 minutes after it starts but i've found that if I crochet while i'm watching the movie, it keeps me awake and I accomplish something at the same time! Also, on nights my boys have ball practices, I bring my yarn and needle with me and work on it there also.
I used to cross-stitch also but definitely don't have time for that these days.
November 4.....pushed back this year I think - sm
it was today in Canada, but next Sunday (11-4) in the U.S.
Ours go back Sept. 4 but we're homeschooling this year.. first timers (nm)
nm
I went back after 1 year in the 1970s in medical assisting, got my A.A.S.at age 55 and am returning
for occupational therapy assistant this fall at age 69. Was thinking about coding certificate as I used to do a lot of coding in the clinics I worked in over the years but after reading your more recent work history coding posts, think not;-) Actually decided on the occupational therapy so I could join a hospital to be a play therapist in pediatrics with positions offered at local hospitals. Figure the kiddies will think I am like their grandmother;-) You are never too old and I just checked into FAFSA and evidently I make so little doing MTing for a clinic part-time and a national part-time, I even qualify for some grants. Go figure. I didn't mind doing MTing when I started doing this 14 years ago - can't stand it now. Didn't burn out, just wondering why we are paid so little for the experience, education and responsilbility needed for this job.
You gals, get it done now, never give up or think you are too old. You can't put a price tag on a good education and a job you enjoy going to.
Cutting slack
I don't think what she said was harsh at all - it is just factual. Anna Nicole sold herself for fame and celebrity and in the process, she obviously ruined her son and hasn't given her daughter much of a start in life. Good grief - she lied about who the child's father was.
She put herself in harm's way with all the drugs she took. If you have to a nurse travel with you to attend to your drug administration, you are in deep manure, which she obviously was.
I don't agree that she was a "poor woman," but she certainly did make a string of extremely poor choices in her life. No one forced that life on her - she chose it. I'll save my sympathy and compassion for that baby - she will need it.
They should be upselling not cutting you off!
-
Cutting out the grandparent(s) sm
Please before you take such drastic measures, try everything possible to get your message across in a nice way. The pain of not seeing grandkids is so great and once you lose the offending person you may wish you had them back in your life so you could talk it all over and keep them in your life. My MIL was awful, awful, used to think she suffered from xenerism but miss her. I wish I would have been more patient with her instead of hurting her and my husband by dreading her visits. Life is temporary. I can remember my horror the day my dad showed my grandmother to the door for offering me candy, He literally threw her out. I will never forget how hurt I felt for her. I was only four but my heart was broken and I can still see it in my mind. There are other ways rather than banning someone from your life or your children's lives. I know this will make you even madder, so please don't flame me. Just my humble experience. Unless there is a personal injury, things can be talked over rationally I hope and rules can be set, even if you have to write it down in a nicely-worded card or note. Don't be sorry at the funeral..You have a brain or you wouldn't be a transcriptionist, be the adult but don't be mean about it. Banning is being very drastic IMHO.
That's actually a great idea - cutting out pic
Thanks! I may just do that. My daughter would never dream of asking us for something this expensive for Christmas, which is exactly why I want to get it for her. She's just a great kid and we enjoy spending a lot of time together as a family and thought the Wii would be fun and (somewhat) active family time. Cutting out the picture and letting her know that we plan on getting it for her as soon as we find it (in case I can't get it before Christmas) is a great idea though!
cutting funding for schools....sm
My sunday paper today had an article about possible cuts for funding to schools. I cannot believe how friggin ignorant the government is!!! (well, actually yes I can) But it angers me to no end!! They need to start thinking about cutting funding WITHIN the government! But schools???? come on now! Of all the possible things they could cut and they come up with children's education??? Don't they realize that these kids are the people who are going to be taking care of them one day, whether it be their doctor or lawyer, the president, lawmakers, or Transcriptionist or whatever. They are OUR future in one way or another whether they're serving us food or wiping our butts! We need them to be as educated as they possibly can be. Besides, we need them to get a good education so they'll be able to get us out of this economical hell hole the government has got us into right now! This has just been ticking me off for a long time but today seeing it in print really got to me. Oh, and they're always cutting funding for mental health, too. Um...hello????....I think maybe they're the ones who need the mental health care if they don't see what's wrong with THAT picture, either. Children and mental health. I just don't get it. Anyone else agree with me?
The politicians cutting funding
Their kids will be the doctors and lawyers. They assume our kids will be janitors and dishwashers, so they won't need an education.
Need to watch the patterning of the fabric when cutting it up,
s
We have been spending less than 100
And we are starving. DH took over going to the grocery store from me (He thought I spent too much when I would spend about 150 a week.) It has been months since we do not have a bare cupboard. I am not complaining. I understand we are broke and he needs to pay the creditors. But the one person who has pretty much stopped eating is me. I am home all day and there is never bread to make a sandwich and I often pass up supper because I am tired of eating junky stuff like mac and cheese or spaghetti with meat sauce. He and our 11 year old son, on the other hand eat thirds of whatever meal it is. I get kind of annoyed. Our littlest boy and middle girl eat very little. All 3 take their lunch to school. I say to DH either stop eating so much (for him and the older boy) or buy more. He flips his eyes at me. We even stopped getting microwave popcorn which used to fill them up. So, now I am hoping to work extra to go to the grocery store myself and put an extra 100 a week in myself, but I keep running out of work.
You see, this all started when we started running out of work in transcription about a year ago this fall, and my DH took over the bills. Apparently food was the first to be cut. And, BTW I don't ever go anywhere because there is no gas in my car, and it has 2 flat tires. We live by the school and I borrow DH's car to take the kids but it is always on empty. We seem to make it every time. Oh, well. No need to complain. Just cutting back. The family is lucky I work at home, don't use gas, barely eat. But I do have to pay 10 bucks a month for nerve pills, because it is hard doing without. Like I said, when work picks up transcribing first place I am going after I get gas for the car is to the food store. Eventually I can repair my flat tires.
For those of you spending $1000+
What sorts of things are you buying? I don't think I spend nearly that amount, but my children and family still receive what they want, even my teenager. I can't imagine spending so much money at one time on gifts, so I'm curious what it is that's costing y'all so much. :)
Let him - for the money you/he is spending in gas sm
you can probably get one of those weekly hotels and at least break even. he needs to tell them up front what he is doing and get a good discount, most will give them if long-term situations. he will get a lot more rest and be a much happier person and easier to live with in the long run. driving wears me out more than anything and i feel for him with that commute! maybe he could even get his job to split the cost with him.
Lunch spending
My husband usually brings leftovers for lunch. I give my daughter $20 for lunch at school (to put in her lunch account), and that usually lasts a week. My other daughter is home by lunchtime and she eats what we have here at home. We spend about $100 a week on groceries. On the weekends we usually go out at least once, maybe twice for lunch and spend anywhere from $15-$25 depending on where we go. My oldest is a vegetarian so we actually save money because if we get takeout, she usually doesn't find anything that she wants to eat. When I was working outside the home I spent way to much on lunch every day, usually about $50 a week.
How is it your money she is spending?
President Obama and his wife have their own incomes from royalties, etc., from his book deals, investments of their previous earnings, and also he receives a paycheck for being President just as you do for being an MT.
I don't think that eTransPlus thinks they can tell me what to buy with my paycheck because they send it to me. Once I accepted a job and do my job, it is none of their business what my check is spent on.
My teen daughter has this, too. We're trying the dermatologist next. OTC stuff isn't cutting i
v
Yeah, my bro. said what you said - not spending a lot of time in sm
condo except to sleep, etc. Both places have nice kitchens, though. I don't know. I usually spend the most time in the condo. We will be there 8 days. Thanks for your input..Still torn though! haha
If you can't reconcile your views on $, spending sm
and happiness (i.e, that both of you deserve to be heard and to be happy), you are rapidly heading for divorce court. Go read some Suze Orman financial advice for women, for a start, and then get some counseling. He is obviously irresponsible with money and you are not. How old are you two, out of curiosity?
How I am spending my money, ah, vacation
I am getting the FULL retirement because reached the 66 year mark. I had to wait an extra year, used to be 65 but with my year of birth had to wait until 66. No slowing down on the MTing, plan to work the same 4 days as doing now. I sure am planning on doing something special, well first 2 checks and then some because of the cost, escorted travel club, planning on paying towards 3 different vacations, one of them being the Rockies and Canada for 9 days. Excited broad here.
Well, I have not changed my spending habits.
I changed my spending habits based on my own personal situation, not the fact that my neighbor has lost his job and now can't spend like that anymore.
One of our problems is that the people with all the money do not spend in proportion to their income as us poorer folks do. They save it and save it and grow more money from it and their money is not being put back into the economy.
I for one have no problem with a millionaire spending $500 for a pair of shoes or whatever else they want to spend their money on.
How much time do you plan on spending in condo?
If it is just a place to sleep and shower while you do the tourist thing, I would go with the cheaper place. But if your plan is to spend time with family talking, hanging out, I would go to condo and relax on beach. The men can go golf while you relax on beach even. If there is a kitchen in the condo and not in the other place, you will save money on food, and it is always fun to hang in a kitchen, cook together, have a few drinks and a few laughs.
Didn't plan it, but seems I am spending mine with a SM
terrible head cold. UGH!
Not broke but have changed spending habits.
I did reel in some spending a bit and changed a few things in the budget.
Have no intention of going broke.
Don't smoke either. LOL Couldn't afford to with the new taxes on those things!
I feel your pain too, but not spending my money is not going to help you - nm
x
Spending time with parents, absolutely
Mother and daddy divorced but my brother and I spent summer vacations, Christmas, visited daddy, traveled with him and his wife. Tried keeping my children and now my grandchildren close with my mother and daddy (their grandparents and great-grandparents). My son spent summers with both grandparents when he was young but as he aged, they did not seem to be that important in his life. I always, always visited my parents, my grandmother (only one I ever knew out of the 4, others deceased), my aunts, and on and on. I was never asked to stay close, that was just me and I loved it.
What are people supposed to call Christmas Eve and Christmas Day now?? (nm)
x
Make a list of budget/spending priorities for your self employment income
Dave Ramsey's book has a irregular income planning sheet. Basically you list your expenses with the cash flow sheet. With any steady income you allocate it. For irregular income, make a list from the cash flow sheet of what needs to be paid first. Keep a culmulative total.
Spending a romantic weekend in Atlanta with hubby. Leaving at noon. Can't wait! nm
,
Home Alone 1, A Christmas Story, Home for the Holidays, Chevy Chase's Christmas, sm
There "The Gift of the Magi," He sells his gold watch to buy her a comb for her hair and she sells her beautiful long hair to buy him a chain for his gold watch. It used to be on "Short Stories by O'Henry" but that's long gone, long ago. Good moral to the story. I can't stand "It's a Wonderful Life" -- too depressing, especially with banks closing, too intimidating right now!!!
Then they can get right back on their tires and rafts and float on back to Cuba! nm
nm
Bigger issue - a 16 year old living withi a 29 year old and liability
Are you still not responsible for him until he is 18, how can he tell you where he will live? Unless he emancipates himself and he does something wrong, can they go against you since you are his mother and legally responsible for him? I worry more about him living with a 29 year old sister rather than returning a house key to me that is a bigger issue.
My 14-year-old is going to be a mother-in-law (so funny) if you google it and 11-year-old daughter
x
Won $2,000 on slot machine on New Year's Eve. What a way to start the year. nm
!
Set my budget a year in advance, save all year and
nm
Back-to-back black swans that look like (sm)
a giant moustache. My MIL painted it for us and put our last name on it and my DH nailed it to an outside storage room door. It looks ridiculous, and when the kids have other kids over they always ask why we have a giant moustache on our door!
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