Christmas budget....
Posted By: MTinIL on 2007-11-06
In Reply to: Holiday budgets - do you have one, keep one and ....sm - Holiday inquiry
I never spend a lot at Christmas. I have one daughter to buy for and 2 nephews (a new one this year!). Other than that, the rest of the family members get something handmade. This year they will be getting wickless candles that I make and sell to sit on warmers (they got these and warmers last year) and I'm also embroidering flour sack towels. I'm hoping to find an iron-on pattern to fit each person. My family and my boyfriend's family love anything handmade and it really saves me. Plus, I hate to buy them something that they probably won't use or don't need. As far as the nephews, I will probably spend about $30. For my daughter, I pick a few things off her list and that's all she gets. I think this year is going to be a little more than usual for her, probably around $400, only because 1 of the American Girl things she wants is retired and I have to get it off eBay! My boyfriend and I do not buy for ourselves, but we may get another game or 2 for the Wii. For my daughter's teachers, last year we did candles and they went over well, so I'm doing that again. :)
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How much is your Christmas budget? sm
Our family budget is $1000 and that covers gifts for 19 people, including "Santa" for the 2 kids. What about your house?
Christmas Budget
We usually spend about $300 on each chlid (2) and we don't have too many more people to buy for so it's hard to estimate how much more we spend on the others. Of course having a 12 year old that wants all the big ticket items this year, it gets kind of tricky.
Budget??
 What is your price range?????
According to DH, our budget is $1,000
But more likely I'll spend about $1350. We have 3 kids. We usually get them 1 big gift to share and then round it out with smaller gifts. This year, they're getting a trampoline. It'll probably run around $400 and then about $200 on individual gifts.
The breakdown of the other $350:
Parents $150, Grandma $25, Gift Exchange $60, Siblings (from my kids $20, Niece/nephew: $40, Teacher Gifts $30, Student Gifts: $15.
The remaining $30 will go to Toys for Tots! Each of my kids like to pick out a $10 gift to put in.
I have 3 siblings and 1 that's married, so we all put our names into a drawing and buy each other a $30 gift. My brother that's married also has 2 kids, so our kids exchange gifts. Of course, my 2 unmarried siblings also buy small gifts for my children, so we always get them a little something from them -- usually lottery tickets or a gas card for Sheetz. $10 used to fill 'em up, but now it'll probably just buy them a hoagie and chips. We do our exchange party on Christmas Eve. It keeps the kids entertained and gives them a little "preview" of what's to come. I have to say I enjoy Christmas Eve more than Christmas Day. It's so much more relaxed, not as much work (we order pizza and wings), and the kids aren't as tired since they didn't get up at the crack of dawn.
Teacher gifts kill me. It's hard to find something nice for under $10. I usually go for a coffee mug with a Christmas scene or teacher saying on it and fill it with candy.
Of course, DH thinks I do all this for Christmas for $1000, but why tell him and spoil it? We do a Christmas Club for $1000 every year and I just buy the other stuff here and there.
We already got our Christmas gifts for ourselves -- a 46-inch LCD TV for DH and a Dooney & Bourke purse with matching wallet for me.
Now you all got me excited again about shopping next week. I've got my list ready and haven't cashed my Christmas Club check. I always wait until the day before Thanksgiving to do that so I know I won't spend it on anything else.
For those of you below who posted that you don't shop on Black Friday. Let me just say that I don't go out early for the best deals -- but rather just to watch the chaos of it all. I sometimes snag a deal or 2, but I learned a long time ago not to wait until Black Friday to get the most sought after items. Best to get them in Sept or Oct. 
I don't make a budget.
Only have 3 children and a very small extended family to buy for. I doubt I spend over $600 between them all.
Need to set up a budget for my 22-year-old DD.
She really overspends in this area and I need to show her how to manage a little better and about sacrifices. Bills first and then play. With the gas prices on the rise it is going to be tough having any left over.
You said budget? Do not think inside WDW
is for the budget minded. Maybe I am wrong but even eating in the park is $$$ most of the time. I would only stay inside the park if only going to WDW because of the fact you get to start earlier than the outside group and have maybe a few more perks. Lots of motels outside Mickey land offer buses that take you back and forth to the park. Oh, BTW, I am in my 60s and I have not outgrown Mickey and Minnie yet!
No budget, but don't really buy gifts.
Hubby and I only give gifts to people we live with. Which means, we give gifts only to our children. But even for the kids, we don't focus on the gifts. They each get about three gifts and a stocking. Everyone is nearly grown now, ages 17, 18 and 20. DH and I haven't exchanged Christmas gifts in over 20 years. We simply go out and spend time together during the season. We'll have a really nice dinner somewhere, or go to a show, something like that.
I've tried very hard to stay away from the materialism at Christmas. It's just not what it's about.
we always vary the budget
We have no discipline. If we have a good year or bad year it shows. Sometimes the kids remember the bad years, but so do the grown ups!
Tell her they are on a tight budget and if she wants those people there
she can pay for them ;)
Our standard budget gathering is
meatball sandwiches, pasta salad, green salads. If I'm in the mood, I'll make the meatballs myself, but it's easier to buy bags of them from one of the big box mart type places. The giant cans of Don Pepino's spaghetti sauce are really good and cheap, too.
Has he ever had to live within a budget? Truly supported himself w/o sm
mamma's help? I would take a very hard look at my marriage with this man. If he is controlling now (and controlling where you go and how you spend IS control), this will not change. Financial carelessness is a serious issue; you will be saddled with his debt for many years if you are not careful. Do go to Suze Orman's website and/ or get some books by her from your library; I recommend "Women and Money".
It sounds to me like your warning bells are going off. Please listen to yourself and don't get burned. Take care and give us an update.
What are people supposed to call Christmas Eve and Christmas Day now?? (nm)
x
they always request more to cover what others don't send - plus what their budget won't buy -
x
My lunch-budget is however many lines I miss when
I don't keep track either. Poor budget planner. Spend way too much - around $2k. nm
x
the poster is seeking advice on lodging, on a budget
nm
Make a list of budget/spending priorities for your self employment income
Dave Ramsey's book has a irregular income planning sheet. Basically you list your expenses with the cash flow sheet. With any steady income you allocate it. For irregular income, make a list from the cash flow sheet of what needs to be paid first. Keep a culmulative total.
Home Alone 1, A Christmas Story, Home for the Holidays, Chevy Chase's Christmas, sm
There "The Gift of the Magi," He sells his gold watch to buy her a comb for her hair and she sells her beautiful long hair to buy him a chain for his gold watch. It used to be on "Short Stories by O'Henry" but that's long gone, long ago. Good moral to the story. I can't stand "It's a Wonderful Life" -- too depressing, especially with banks closing, too intimidating right now!!!
Set my budget a year in advance, save all year and
nm
Christmas
 We are doing Chistmas a little different this year and I don't know if I like it. We are each taking $300 and buying stuff for ourselves and boxing it up. No one knows what the others bought themselves. Then the rest of us will all pitch in $50 and buy a gift to the others. Kinda confusing if you ask me! But it will be fun! Think it might be even less expensive than usual. Happy weekend~!
christmas
I like to start the first time it turns nice and cold - which in Texas is not usually too early! But my lists are always made and ready to go!
Christmas
I agree it is dumb not to let the employs say merry Christmas or any other greeting they choose. just my two cents.
Christmas
MERRY, MERRY CHRISTMAS!!! AND HAPPY BIRTHDAY, JESUS!!!!
Christmas
I did mean to capitalize Christmas! Again, Merry, Merry Christmas to everyone!
Christmas
I truly want to wish every single poster a Merry Christmas.
My want list for Christmas:
I want to recognize the Christ in Christmas as well as the fun of holiday celebration and cheer through many venues.
I want to be mindful of every human being that has less than I do, for there are many. I am the most blessed person I know:
I want to be thankful that my family is all with me, intact, in communication (hahaha), not estranged, and loving/enjoying being together.
I want to be grateful that I am gainfully employed and have other options if I so choose.
I want to celebrate that I have my health intact.
I want to live respectfully toward others because I live in a country that provides protection and security for me and others, God bless and save them, are willing to make the sacrifice to provide it for me.
Most of all, I want every person who feels lost, isolated, alone, left out that you are not alone. Just know that He is mindful of you. I know - not believe, but know - that God knows exactly who I am and where I am going and He will take care of me. I want you to know that, too.
Merry Christmas to each one of you and yours ...
Busy MT'ing
This is one sad Christmas.
One relative dying, another quite ill, but hanging in there, and now we have run very low on less scary diagnoses for my dog, and we suspect she has a brain tumor. Vet school is working her up, which I appreciate, and thank goodness I have another dog so the house isn't too quiet. But this rainy weather should quit so I could at least walk my healthy dog and feel a little better, not to mention what it's doing to anybody who needs to make Christmas travel plans, or in our case, probable funeral travel plans.
Sigh.
Sad Christmas
I'm sorry you are feeling sad, I can sympathize. This is the first year in a LONG time I will be alone on Christmas morning, between having my own children with me and then my grandchildren - oops, just got reminded I won't be totally alone - I have a little kitten, and she just jumped on my back! I'm sorry your pet is ill, they can certainly be a great comfort to us - I've only had this kitten two weeks, but already very attached to her. Also, I realize none of us who are believers are ever really alone.
All I want for Christmas is
Some good dictators this morning. Gosh, told them I would give a few hours this morning but why 1 bad dictator after another? Please, just this wish??? Don’t really want that much.
all I want for Christmas is to have the day off--sm
I did not *volunteer* to work, nor was I asked to work. I was just *given* work and *expected* that it would be done. I had to rearrange my whole planned holiday events schedule to get this done. I am REALLY upset. Thanks for letting me vent. oh, I am IC, not employee.
So Sad this Christmas
Oh please, don't anyone flame me. I honestly can't take it right now. I am so depressed, I can't believe I'm depressed enough to write here. I am not a depressed person - ever. I don't know if its my age (50) or something else. My job? I don't know, but this Christmas just did me in........Every year I do the same thing - I really like giving things and am just boringly nice - a good old egg type. Laid back. Usually give stuff anonymously, so nobody knows. But at Christmas, I like to give little things. For instance, I will go up and down my street and put cards in mailboxes, signed your neighbor. I know some animal rescuers in my area, and will leave them a card, thanking them for their work, and stick little cat toys on it, if they are cat rescuers, or dog toys if dog rescuers - I just take a simple card and put cute stuff on it. No big deal, really, but something to try and be nice. I have a few elderly shut-in neighbors. I give them cards with little boxed cakes or stuff, potpourri - little things. I send cards to all my church members, my coworkers and yet....not a mention of it from anyone. I also will stick a card unsigned in a house who has really cute Christmas lights up or something, just saying how great their house looked this year, or whatever. My kids and I like picking a different house each year and doing that. But the bummer thing is - nobody cares. Nobody even smiles at me, nobody even acknowledges anything. I don't expect huge praises or calls or people stopping by, or announcements in the local paper, but a smile? I have passed some of these people on the street and they just grunt at me. They USED to be friendly, but now the attitude is just no big deal. I'm not even worthy of a small smile. My husband thinks that these people just take me for granted by now - that they just are not really nice enough to smile back. Or that I make them feel bad by being nice. I really used to enjoy doing this, but now am just so despondent about it. I have decided next year, no cards, no nothing, no reaching out to neighbors - just let them all alone. Is it me? Am I a jerk for giving out little cards and stuff? I am not bothersome. I'm really shy actually, and never impose, other than these Christmas cards, or if I know its their birthday or something. In this day and age, am I just a pain? The rest of the year, again, I give things anonymously, or practical things like dog food donations, etc. I won't stop that, but I just have given up on trying to be personable at Christmas. But I don't understand what I have done wrong... If I were a nosey neighbor type, always intruding or asking for something, I would understand. But I'm the exact opposite - never ask for anything from anyone. Is it just our times? Should I just go stick my head in a hole? 
sad Christmas
I wouldn't be surprised if you touch someone in a special way or bring a smile to someone's face out of all those people you give things to, even if you don't see that person (or animal ina shelter). When we do something kind like that, you never know how you may have affected a lonely person or needy animal and made their day a little brighter. Please don't stop being a "giver"! :)
Christmas? What's that?
Sad to say, about the only thing we really do for Christmas is I actually cook a traditional Christmas dinner. We haven't decorated the house or given gifts for years. Our son (now 20 years old) prefers money so he can buy what he wants, and my husband and I set an amount based on what our budget can handle and we each buy what we want.
Pathetic, huh?
Christmas is for everybody
Sorry I think that Christmas is for everyone. Yes the kids love it but sometimes the kids get sooooooooooooooo much that the adults are forgotten. When you give with resentment it is better not to give. I love shopping for everyone and put a lot of thought and time into it but not much money. I have two nephews and a niece that are grown and married who have children of their own that I am very close to. I buy for them because their kids get so much from Santa, grandparents, parents, etc. and I think of them as "my kids" and so I buy for them and not the little ones. I spend time with the younger ones (great nephews and nieces) doing Christmas decorations/cookies etc. And some of them are now 19 to 20 and they still remember those "special times." As for my stepdaughters, even though their Dad and I are divorced, I still remember them with something that I know that they like, special perfume, lotion, little things that they don't buy for themselves. They are now 27 and 25 and I still send them things which is more than their Dad does. Anyway, I admit it, I love to get things at Christmas if it is given with love and if someone can't buy me something, again spending time with me is nice and also appreciated. I just get tired of hearing "Christmas is for kids" as I think Christmas is for all -- and to all a good night. But I did hear some resentment in your note which is too bad.
Ahh.... since this will be my 2nd Christmas
I miss her telling me what, when, how, and why and my husband does, and so do my kids. Believe me, try to make it work - the real dilemma is once your mother is gone, you can do whatever you want! I'm not saying this to be brash, but really, I only wish one more time, I'd get that phone call saying what was going down, when, how, and what I was cooking all pretty much directed by my mother. Now, all I have is memories, and to stare a picture and wonder.................
Regarding Christmas
A letter from God to His children ...
Dear Children,
It has come to my attention that many of you are upset that folks are taking My name out of the season. Maybe you've forgotten that I wasn't actually born during this time of the year and that it was some of your predecessors who decided to celebrate My birthday on what was actually a time of pagan festival, although I do appreciate being remembered anytime.
How I personally feel about this celebration can probably be most easily understood by those of you who have been blessed with children of your own. I don't care what you call the day. If you want to celebrate My birth, just GET ALONG AND LOVE ONE ANOTHER.
Now having said that, let Me go on.
If it bothers you that the town in which you live doesn't allow a scene depicting My birth, then just get rid of a couple of Santas and snowmen and put in a small Nativity scene on your own front lawn. If all My followers did that there wouldn't be any need for such a scene on the town square because there would be many of them all around town.
Stop worrying about the fact that people are calling the tree a holiday tree instead of a Christmas tree. It was I who made all trees. You can and may remember Me anytime you see any tree. Decorate a grape vine if you wish; I actually spoke of that one in a teaching that explains who I am in relation to you and what each of our tasks are. If you have forgotten that one, look at John 15:1-8.
If you want to give Me a present in remembrance of My birth here is my wish list. Choose something from it.
1. Instead of writing protest letters objecting to the way My birthday is being celebrated, write letters of love and hope to soldiers away from home. They are terribly afraid and lonely this time of year. I know, they tell Me all the time.
2. Visit someone in a nursing home. You don't have to know them personally. They just need to know that someone cares about them.
3. Instead of writing George complaining about the wording on the cards his staff sent out this year, why don't you write and tell him that you'll be praying for him and his family this year. Then follow up. It will be nice hearing from you again.
4. Instead of giving your children a lot of gifts you can't afford and they don't need, spend time with them. Tell them the story of My birth and why I came to live with you down here. Hold them in your arms and remind them that I love them.
5. Pick someone that has hurt you in the past and forgive him or her.
6. Did you know that someone in your town will attempt to take their own life this season because they feel so alone and hopeless? Since you don't know who that person is, try giving everyone you meet a warm smile. It could make the difference. Also, you might consider supporting the local Hot-Line: they talk with people like that every day.
7. Instead of nit-picking about what the retailer in your town calls the holiday, be patient with the people who work there. Give them a warm smile and a kind word. Even if they aren't allowed to wish you a "Merry Christmas" that doesn't keep you from wishing them one.
Then stop shopping there on Sunday. If the store didn't make so much money on that day they'd close and let their employees spend the day at home with their families.
8. If you really want to make a difference, support a missionary, especially one who takes My love and Good News to those who have never heard My name. You may already know someone like that.
9. Here's a good one. There are individuals and whole families in your town who not only will have no "Christmas" tree, but neither will they have any presents to give or receive. If you don't know them (and I suspect you don't) buy some food and a few gifts and give them to the Marines, the Salvation Army, or some other charity that believes in Me and they will make the delivery for you.
10. Finally if you want to make a statement about your belief in and loyalty to Me, then behave like a Christian. Don't do things in secret that you wouldn't do in My presence. Let people know by your actions that you are one of Mine.
P.S. Don't forget: I am God and can take care of Myself. Just love Me and do what I have told you to do. I'll take care of all the rest. Check out the list above and get to work; time is short. I'll help you, but the ball is now in your court. And do have a most blessed Christmas with all those you love and remember I LOVE YOU.
~ God |
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Christmas
"We plunged into the cornucopia, quivering with delight and the ecstasy of unbridled avarice."
My best one was the Christmas I
After everything was open and my brothers and I were so excited to be playing, my Mom asked me to get something from the kitchen. Of course it was dark because we'd get up so early. There it was my Barbie Dreamhouse in the kitchen! I loved that Christmas and it got lots of play...
 Fav foods are cookies, cookies, and more cookies that my sister-in-law makes. I have an aunt that makes Walnut cookies to die for! Every year she'd bring a tin, but we don't see her much at Christmas now that my parents are gone.
On a lighter note, I love seeing our kids opening their stuff! It brings back great memories! 
christmas
I like the idea of celebrating the birth of a new family when a child is born.
Christmas
I celebrate Christmas because to recognize the birth of Jesus...and I love decorating. I love to give presents, but do not really care if I receive any. Too many people have forgotten what this holiday is all about. I do not say Happy Holidays to people...I say Merry Christmas. If they don't like it, I don't really care. I'm tired of the liberals trying to take God out of everything. That's one of the reasons this country has gone to Hell and will continue to do so. This country was founded on Christian values, but most have forgotten that. A friend of mine is Jewish, so I do say Happy Channukah to her, but that's the only exception.
So, Merry Christmas everybody!
christmas
Put on some Christmas music, dance around and decorate your tree. You are not late! Make some sugar cookies, they are cheap. Donate a can of food, that is enough. Stick a bow on your head and you have got the boyfriend covered...
Merry Christmas!
It's Christmas eve....
What are you doing today to get ready for "the big day" tomorrow?
Any special activities or traditions you and yours engage in on Christmas eve?
Anyone have lots of cooking/baking in front of them today and tonight in preparation for tomorrow?
Any last minute shoppers or some with just a last-minute gift to pick up?
I'm curious...What's everyone doing today and tonight?
***MERRY CHRISTMAS, FELLOW MTs***
My Christmas........ sm
Tonight, we will have our annual Christmas tree with my mom and brother, who is still unmarried at the ripe old age of 45. I made a cheese log,2 dips, a jalapeno tuna tray thing, chocolate covered pretzels, and sugar plums for that. We stuff ourselves silly and exchange gifts.
On Christmas day, we have our Christmas dinner. This year it is ham and I am making "pink stuff" and green bean bundles to go with it and will do most of that tonight. Again, we will stuff ourselves beyond the bounds of human decency.
I'm done with my shopping, thank goodness. I went last night to finish up and the stores were absolute chaos!
Merry Christmas to all!!
Christmas Eve and Christmas Day
We actually celebrated Christmas with my husband's side of the family last Saturday. This is the first year that almost everyone is going to be away (new baby coming, working, visiting out of town family). Tonight we're spending the evening with my best friends and their kids who happen to be my kids' best friends. They're like our family. Lots of food and opening some presents. Tomorrow morning the kids will open up their presents from "Santa" and then in the afternoon our friends are coming over to our house for Christmas dinner with lasagna and lots of other food and drink.
Walmart/Christmas
Okay, so Walmart has brought Christmas back. That will make some customers happy, but on another note, they've ticked a lot of customers off by doing away with layaway.
walmart/christmas
I don't think I've ever used it. I'm with you, I don't like standing in line! lol Anyway, I don't remember why they are closing it. It was in the paper here a while back. I just feel bad for those that rely on it for Christmas. One thing I thought was cool, from a friend, every time she goes to Walmart she puts $5-$20 on a gift card (same card every time)and uses that at Christmas. Unfortunately, I think I would use it up and not save it for Christmas! lol
Will work on Christmas.....
Monday is my regular day to work so I will. My regular days off just happen to be at the end of the week so no Thanksgiving work for me. IMHO you should work in another field if you expect to be a insistent about when you will or will not work. Hospitals are open 24/7, do you think docs and nurses like being away from their families on those days? When I worked in-house we rotated holidays, usually only had 1 person working on the holiday to cover STATs, etc. Woked out great. BTW, why do you say we "deserve" those days off? You sound a bit bitter, did you have a bad experience?
work on Christmas
I agree. When I worked in house, we did get holidays off but at home we do not. Honestly, I don't mind to work it, but as I posted I'm on 3rd shift.
I get bluesy mostly AFTER Christmas, cuz it's all over.
/
Christmas questions
1. Egg Nog or Hot Chocolate? - Hot Chocolate
2. Does Santa wrap presents or just sit them under the tree? Mom wraps, Santa stuffs stockings.
3. Colored lights on tree/house or white? Colored inside, white outside
4. Do you hang mistletoe? No
5. When do you put your decorations up? When I have time. Usually get the tree the first weekend in December.
6. What is your favorite holiday dish (excluding dessert)? Turkey
7. Favorite Holiday memory as a child: Spending Christmas with my mom's parents who lived 2 hours away and then coming home and seeing my dad's parents who lived right down the street.
8. When and how did you learn the truth about Santa? My cousin informed me in elementary school and took great pleasure in crushing me. 
9. Do you open a gift on Christmas Eve? I always wanted to, but wasn't allowed, so now my kids each get to open one on Christmas Eve, and my oldest is in college and still likes to do this.
10. How do you decorate your Christmas Tree? colored lights, all the oraments I have gotten my kids over the years plus the ones they have made in school since they were little, star on the top. Probably nothing Martha Stewart would approve of - LOL.
11. Snow: Love it or Dread it? Used to love it, now dread it, but don't know why exactly.
12. Can you ice skate? Yes.
13. Do you remember your favorite gift? Bionic Woman doll
14. What's the most important thing about the Holidays for you? Being with my family and Christmas Even services at church and singing all those great hymns.
15. What is your favorite Holiday Dessert? pumpkin pie
16. What is your favorite holiday tradition? Christmas eve candlelight service
17. What tops your tree? star
18. Which do you prefer giving or Receiving? Love to give and see the look on my kids' faces when they open their gifts.
19. What is your favorite Christmas Song? O Holy Night
20. Candy Canes: Yuck or Yum? Yum
Christmas questions sm
1. Egg Nog or Hot Chocolate? Egg Nog (loaded).
2. Does Santa wrap presents or just sit them under the tree? Wrap them all.
3. Colored lights on tree/house or white? Colored.
4. Do you hang mistletoe? No.
5. When do you put your decorations up? Weekend after Thanksgiving.
6. What is your favorite holiday dish (excluding dessert)? Baked ham.
7. Favorite Holiday memory as a child: Going sledding in Garmisch, Germany. The adults went skiing. Lived in Germany 10 years as a kid, and every Christmas was great there. Very festive place during the holiday season.
8. When and how did you learn the truth about Santa? 9 years old, my younger brother found all the gifts in the closet - I was devastated.
9. Do you open a gift on Christmas Eve? No.
10. How do you decorate your Christmas Tree? Leave that to my daughter and grandson.
11. Snow: Love it or Dread it? I like to look at it, but dread driving in it. We have enough here in Colorado to share with everybody.
12. Can you ice skate? I would be afraid to try it now.
13. Do you remember your favorite gift? My first Shaded Silver Chinchilla persian kitten. He lived to be 20 and I am now on my second one.
14. What's the most important thing about the Holidays for you? Giving.
15. What is your favorite Holiday Dessert? Irish Christmas pudding with hot Bird's custard.
16. What is your favorite holiday tradition? Baking Christmas goodies, watching Home Alone, and homemade Eggnog.
17. What tops your tree? Star.
18. Which do you prefer giving or Receiving? Giving.
19. What is your favorite Christmas Song? Jingle Bell Rock
20. Candy Canes: Yuck or Yum? Yum.
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