Change your bank account on file with Vonage Right NOW!
Posted By: If you Don't Want To Spend an hour on the phone on 2009-05-19
In Reply to: Update --- - Amanda
nm
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file garnishment on bank account
so it hits his account the same day he deposits pay checks (usually Friday).
I just got Vonage...
but have yet to open the box and install it - LOL!! My friend has it and loves it. No hidden costs. If a friend refers you, you also get an extra month free - so no risk. If you need a friend to refer you, I'd be happy to do that. I should be setting up soon and getting my feet wet. From what my friend says, it's just fine. The big difference is being sure you have cordless phones for the other rooms (like one of those phones that comes with two or more headsets) in your home - or do like she did and run extension cords. Hope that helps!
Vonage
They need to give it a rest or at least make a new commercial! Every time I see her and the phone company guy I want to scream!
Anyone ever tried Vonage the phone service? sm
I was looking into trying Vonage for a phone service. After reading about it, it seems like it would work fine. But I am still concerned about all of the connections and processes it has to go through just to get a phone call. I currently have cable modem so that would be okay. I was just wondering if it works as well as they say it does, what are the "hidden" startup costs, and please tell me everything you can. I hate anything with contracts and this is just something I don't really know anything about. Thanks!
Vonage without a single problem for the last four years
Love my vonage wouldnt trade it for the world.
I even have a local phone number so my family five states away can call me locally.
Change Your Brain, Change Your Life
I read a book once with the above title. I can't remember the author. He has done a lot of testing (and imaging) and says that often people actually have small amounts of brain damage they are not aware of that cause chronic behavioral issues.
He says that even little incidents of falling off a bike, etc. can cause damage that people aren't aware occurred.
I'm not saying this is your son's case, but I think you will have to keep investigating. Even with those who have damage, they are able to use meds to help the brain compensate for the affected area, which helps greatly.
I'm sorry you are going through this. It has to be awful for the whole family and hurtful to know your son is feeling in such a way to act that way.
I'm sure there is an answer somewhere. I hope you find it soon! - Please keep us posted.
Because you can't file again for a while.
It has nothing to do with creditworthiness. It has to do with you not having a place to run and hide! lol
Did you file it yourself . . .
or have a company do it? If you had a company do it and had the fee taken from your refund instead of paying for it personally, then you will receive a mailed check. Check the schedule for mailed check.
No did not file myself, and yes, have
checked the IRS site -- should have been in the first batch to go out....so just wondered if i should worry. thanks.
When you file your taxes
NM
Well, because the company that has me on file is local, all I can do is sm
forward you to this legitimate website http://www.volition.com/mysteryUSA1.html
You will have to do a lot of legwork and contact the BBB, but it's worth it. Some are national, some are local. I am in south GA. So unless you are local, I can only forward you to this website. Good luck!
I'd count him out, and file the winnings.
As they say: you snooze, you lose. Boy, what a bunch of characters there though. LOL
Did the parents file or did the daughter?
I thought I had read that it was the daughter/Octuplet mom who had filed for bankruptcy.
it took a while, not file, work on the brain-nm
xx
what does your brother file yearly to the IRS?...nm
nm
You cannot change kids. Can only change the way
x
The fact you did not file for divorce after your husband sent the
message board posts to his mom is shocking to me. The moment my husband took his mom over me would be his final moment in this relationship. All I have to say.
Can someone PLEASE HELP me find a deleted file in Word??? sm
Accidentally deleted file. This was a file I was not currently working on. Spent 1.5 hours transcribing Friday then deleted it this morning!!! How sssstupid! Can I possibly get it back???
We are in the same boat. First and foremost, file your taxes.
The penalties are huge if you file late. Once you file, it will take about a month, and they will send you a bill. We were able to get a 4-month extension, i.e., extending the due date of the balance. We only had to pay interest and some penalties for paying late - again a fraction of what it costs to file late. That did not cost anything. The next option was setting up a payment plan, and I think that cost $125 to set up plus the interest and penalties for paying late.
They really are not bad to work with, especially this year. I read an article where they have been instructed to work with people, especially in light of the bailouts for large companies. They are very respectful, much better than any creditor I have ever worked with, and as long as you are working with them, I think you'll be just fine.
need help giving a cote for an MP3 file that is 10 MB long. SM
So if I charge 15 cents per 65 character line, how would I go about giving a cost estimate for an MP3 file that is about 10 MB long? Anyone?? Thanks.
Jon and Kate file divorce papers
Story link below.
File for bankruptcy protection if you have equity in your home
dd
File in small claims court locally
it's about $25 and that fee will be reimbursed you when you win your case. They will get the money from them - that is the only way I know to recoup your loss. You need to do it legally through the court system.
Check the file size... it might be a very small JPEG - sm
so that they'll download/upload faster, and won't overwhelm the website with huge files. To get a less-grainy photo, try asking your daughter to email you the full-size file so you can save it to your computer for printing. For the best print quality, you want lots of pixels.... for example something like 1200 x 1800... to show the best detail. Then use your photo-editing software to make it whatever size you want for printing.
When I save photo files to my PC, I usually know right away which ones I want to email (so I change them from large .bmp files to small .jpg files (around 75-200 pixels). If I'm going to be printing them, I just save them as large .bmp files. (When they're large they also come out better if you're going to Photoshop them.... clean up backgrounds, crop, etc.) If I want to email one of the .bmp files to someone later, I can always make it smaller and then copy it as a .jpg file for email purposes. (That way it doesn't take them half an hour to download one photo!)
After the 2 weeks I have had with my buyer I would recommend you file a dispute as a not as describe
My seller took 35 days to finally mail, sent me invalid UPS tracking number, package was 6 books short and books were in deplorable condition and I filed a 'not received' too early cuz then he mailed and now I cannot file 'not as described' as you can only file one complaint per purchase.... so I'm screwed unless he agrees to accept return.... but thinking he will probably take my money, the books and run - only 25 feedback so new seller... I'm talking with Paypal now and may file with my credit card company next week - not quite sure I understand chargeback programyet
Own account
Think about getting your own account to supplement this. They are out there. Got two this past month. They came to me -- no advertising. Tapes with pick up and delivery but good pay. Each account between 10,000 and 15,000 lines per month. Will be adding another local IC but because I do pick up and delivery I can only pay 8.5 cpl but it is gross 65 cpl. But that might help.
I do 400 LPH on my ER account
Love it!
Take into account where she is from.
She may have grown up in a place that had no blacks, or maybe her parents were racist; maybe all she learned FROM OTHERS for a very long time was a little skewed or backwards, and she has no idea she's not being PC.
I had an ex-BF who didn't know a single black person until he went to college, and he would say the weirdest things about blacks, not out of hatred or racism, but out of innocent ignorance to their life/background/culture.
In all honesty, the OP sounds a little simple in her language and view...or maybe it's just that she and I are from different cultures and we are both NORMAL.
I pay most through my bank
Most banks offer a bill payment option. I get to pick and choose when and what and how much. I love this option as I generally seem to forget to buy stamps! Out of all my household bills, only one is not paid online and it is simply dropped off.
Does anyone not use a bank?
I'm getting so sick of fees and am tired of trying to second guess my bank. Does anyone not use one or not have a checking account?
use a bank
I would recommend trying to find a credit union. They are more user friendly. I have been using one for over 15 years now and never looked back. There are Very few, if any fees and good service. Hope this helps.
bank
I have used a credit union for 31 years. If you can find a credit union in your area, it is the best way to go if you think you have to have a bank. I only have a savings account at a credit union so I can cash my check for free, but I still have to deposit some of it or they will charge me. Otherwise, Wal-Mart will cash your check for a fee and you can buy money orders for like 35 cents a piece at Wal-Mart. that works for me cuz I only have 6 bills, mortgage, gas, lights, water, car insurance, phone to pay. Or listen to financial guru's like Dave Ramsey and see what they have to say about it. Also there is checkfinder.com. They have some rules but may be the best way if you feel like you have to have a bank/checking account.
Very easy for me- I have an account
with 1 of the major shopping channels, have my television in my work room, sometimes watching a particular show and get the number, call up the site and order. It really does not take that long and I still get 2000-3000 or over a day, no sweat.
If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
You should have just cashed it at their bank - sm
I know in the past that a bank had to cash a check drawn on their bank; they may charge you $5 to do this if you do not have an account there (I have had that happen recently. Did that years ago when an ex-boyfriend owed me money, took me 2 months to beat $150 out of him; day I got the check from him I took it to his bank and cashed it to be on the safe side.) I have no idea what they do if the funds are not there, but was under the impression they had to cash it no matter what. But if you deposit it, and it bounces you will not see a dime of it and the bank will charge you a couple bucks for their inconvenience. The store will get slammed with a bounced check charge though. The bank should mail the check back to you if it does bounce though so you can re-deposit it at a later date hopefully when the funds are there; at least that is what mine would do when a former employers checks to me would bounce from time to time (and I would be charged $3 for it bouncing which stunk). If you deposited before 2 (sounds like you did not though) you will have the money tomorrow, if it was after 2 then it wil be there on Friday; check in the morning of whichever day is applicable and you will have your answer. Good luck.
I'm jealous, I wish I had such an account
as a secret one so I could sock away some extra $$ !!!
I really do not resemble a bank so therefore
do not loan, give money away. The best way you can lose a friend or family members is when money gets involved. I, in your instance, would put distance between me and the other person, sounds like just using a good thing.
Can You Get Overdraft on your account
This has more than saved my life. It's well worth it just for piece of mind in case something should happen and you absoutely have to use your checking account and you're a little short. I hope that that one penny won't screw you up. That would stink. Maybe the bank would be forgiving.
Can you account for most of his time
when he is supposed to be either at work or home? I would be more upset if my husband were into a same sex situation than with a woman. Thinking he might be cheating (if into same sex) I definitely would not want to have sex with him, or really the other way either but especially same. You are much at risk if you do, better to not fiddle around. Thank the Lord I don’t have that crap now. I have gone through similar in my life and finally found a guy who I am 100% sure of - hard to find now days.
I said closing the bank...
…NM
I just recently went out and got my own account sm
to avoid the arguments over money. He is not very happy about it, but I told him that after 18 years of being together I cannot have this argument any longer. My husband was a real mama's boy and he got whatever he wanted when he was a child (an ONLY child BTW). I came from a large family where I wore my brother's hand me downs and share clothes with my sisters. I have decided it is never going to change, but I needed to get that stress out of my life. I told him as long as you pay these bills, your leftover money is yours to do whatever it is you want to do. I am exhausted with this situation. I love my husband, the children adore him, so I am hoping this will help the stress in our marriage so we can stay together. I am sorry to stay this will only get worse. We don't even have a house, we rent an apartment for God's sake. He has no desire to even buy a house . . . I am going to try to qualify on my own. Wish my luck . . .
No checking account. sm
I have a prepaid debit card I have my pay deposited onto and then pay bills from that or get money orders. The only problem I have is if I get a check its hard to cash and I have to go to the issuing bank and they sometimes charge a fee to cash their own check. Like National City charges $10 to cash a check drawn on their bank if you don't have an account with them. 
I only have a savings account....sm
Better for me that way. I hate checking accounts. My husband and I have issues when I have a checking account because he thinks you can write a check and worry about covering it later. Not me.
Do you have a Paypal account?
Maybe a few of us could send you a couple of dollars to cover it.
I came home from Sunday school once with a chunk out of my hair but it was the work of some naughty little boy.
Never had any money, on account of....sm
Though I made decent wages, I was divorced and had a daughter and later grandson to almost completely support for a great many years, all through her nursing school and college for her, because her father did nothing...but that's neither here nor there.
So if anything, I'm even a little better off now than before, LOL! As long as my loved ones are OK, I'm OK.
Yes, and we have separate bank accounts ;)
x
Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
Used to work in a bank, under some circumstances...
they will waive the fees, as another poster said, call them and explain the situation. I would do this occasionally after looking over the person' s account and taking a few things into consideration. Overdraft protection, as stated before, is a great idea too. I keep a $400 to $500 cushion in my account; as far as I am concerned, when I only have that much in there I consider it $0. BTW, how can you not know when DH gets paid? Is he on commission or something? Good luck, call the bank, they should be able to help you.
Also at my bank if you have direct deposit
of your paychecks you can get a direct deposit advance on your check and that does get posted to your account immediately. Has saved my butt more than once! LOL
If you are serious contact the seller/bank- sm
and make an offer. How low they will go depends on how long they have been trying to sell, what they have invested in it. IF the previous owners owed a lot on it, the bank will probably still want fair market value. Years ago I thought about buy the house next door to my parents (about 3500 sq ft with a huge 2 car garage and an old pool that either needed to be filled in or total destroyed and redone), I went through it with the relator. The house was about 30 years old then, the previous owners and their 6 kids had basically destroyed it, burned/scratched up hardwood floors, broken doors, windows, etc. the kitchen was original from 1964 as were the bathrooms, etc. It needed lots of work, a new roof, you name it, it needed it. The bank would not take less than $200K-- I was not willing to spend that kind of money on a house that needed at least $100K worth of work on it. They eventually got some sucker to pay it though; and boy did they spend some cash on it. Looks great now and work about $400K at least, but they probably spent that much to fix it and buy it. --- one note of caution when you buy a forecloser though, I believe previous owner has a year to reclaim the property-- if they show up with back payments in hand, etc. they can take the house back from you, improvements and all and you do not get a penny back. So be subtle in your home improvements or wait a year to do anything major.
But did you and your no account brother treat her
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