Best is find a good financial advisor.
Posted By: Very difficult to do on your own. on 2008-02-27
In Reply to: Wanting to invest but what to do - Angela
nm
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Yes, call the advisor.
I was the YB Editor in my high school, and made some dumb decisions about what should go in the YB. I wish someone had given the adviser a heads up. Whenever I look at the page in question, it still bothers me -- 27 years later! What is published will last. Alert the adviser. Your concerns are valid.
Have you spoken with your religious advisor?
If you have one, you might want to try that route. It may be that because she was so well-behaved before that talking with someone she respects would make her realize how bad her behavior is. Kids at that age can be awful; I know I was. I never did drugs or drank, but I really resented my parents for always being on my back. I think with the situation she is in now, you need to stay a step ahead of her. Good luck. I'll be thinking of you.
you should speak to your spiritual advisor
Do you attend a church or other religious program? If so, you really should speak to someone there about your situation. I know several of my local churches offer to put together Christmas dinners for those who can't afford to and they've also given cash to them to buy for their families or help with their bills. People are more generous than you might realize.
Do you have children and/or a significant other? Depending on who you need to "shop" for, we may be able to offer nonmonetary suggestions that will make you feel good and the person you're giving the "gift" to.
Things are always worse than they seem. Hope your spirits are lifted soon. Good will.
Good one! Where did you find the pictures? nm.
x
Very good. If you can't find another use for the King...
sheets, you can cut the corners and still use them.
I have some good books actually and she might find help for celiac sm
I have Bette Hagman's bread book. I have made cornbread (as good as the real thing or better), Boston brown bread (heavy, but wonderful toasted with jelly on it) and a garbanzo and sorghum bread (YUK). The biscuits were so-so. The muffins were a disaster, but I think I know why. Now, her pizza crust from her French Bread Mix (you make it yourself) is absolutely TO DIE FOR. It is better than the real thing to me. I had no idea what it was like to enjoy a veggie pizza with a chewy crust without hurting when it hit my stomach and then all the way through. It was PAINLESS and WONDERFUL!!!
I love the Food Allergy Survival Guide which is free of animal products, dairy, nuts, peanuts, soy, wheat and I don't know what all free. Stuff in there is a mixed bag. Some of it is lovely, some is heavy and icky like vegetarian/vegan food in the 1970s and 1980s, so gross.
Because my celiac piggybacks with lupus, it is imperative to follow the diet as strictly as possible. Lupus had blown my iron binding capacity so I run around anemic if I don't take daily iron. I have to be on steriods which will compromise my bones, so I have to take calcium and vitamin D. Celiac, untreated, flattens your intestinal villi if they don't fall off to start with. Now, 90% of celiacs can regain them if they watch what they do. Without villi you risk malnutrition and certainly anemia, brittle bones, canker sores and every sort of ailment related to vitamins and minerals. I am in a risky position if I don't watch it because the dangerous consequences of both my AI diseases overlap.
I have lost a much needed 40# or so since I started steriods (prednisone) and a celiac diet. I had been feeling better, but I think I must have had a dietary indiscretion (like too much protein for about 5 days running) and indulged in things that were no-nos. I am paying for it. I can't wait to get back to where I feel good.
Longer nights of rest, back on iron pills, strict celiac and vegetarian eating, no eggs and cheese no more than once a week...I'll get better. It is no fun being such a pain in my own patooty!
I find all here giving very good information
No one raked her over the coals- where do you get that idea? She asked for and I think got very good input. No one was out of sorts here except the very last posting.
A good doctor is hard to find.
I found a good doctor in Cleveland, Ohio. He was never in a hurry. He always retook my blood pressure. He would read my chart from the last visit and talk to me about issues I had then. He would always come up to me and say "Hello, how are you doing," and shake my hand. When I cried (when my granddaughter died), he held my hand and comforted me. The bad news, I moved 2 months ago to Oklahoma. I bet I will not find another one like him here. There are some good doctors....just not enough of them.
Good luck but I doubt you will find a lawyer sm
First of all, I am glad that your sister knows the truth and is not dying. Unfortunately I know from experience what it is like for a loved one to be given a misdiagnosis death sentence. My father-in-law went in the hospital almost 2 years ago with trouble swallowing and ended up getting referred to an ENT that sent him over to a neurologist. He did an EMG/NCS on his tongue, said he had ALS, and to prepare within 6 months to make a decision on being on a ventilator or being DNR. He had to quit working early & be fed through a PEG for over a year, during which time I took him to a different neurologist, a specialist in motor neuron diseases, who said that EMGs performed on the tongue are unreliable and that he had no evidence of ALS at all. Basically what had happened is that his vocal cord was not working properly, and the ENT said it was paralyzed, which is was not. Because the first neurologist just assumed the ENT was correct, he made the diagnosis. I tried calling a few lawyers for the pain and suffering aspect, but unless you want to try through civil court, there is no malpractice involved because there was no permanent physical damage done. They're lucky he didn't follow through with the suicidal thoughts he was having when he was first told all of this bullcr@p.
Go trafficland.com, click on the US, and then find your state. Good place
s
I need help getting Financial Aid
I am a nursing student at Laney College and am in my first semester. I applied for Financial Aid in December, I quit my full time day job in order to complete my 17 units with full attention ( I suffer from ADD and depression and find it diffucult to hold down a full time job and go to school full time). I got a serving job at a nearby restaurant that just opened and wish I didn't, because at most I have maybe A table a shift. I did get another serving/bartending job that doesn't start until next week. SOOOOOOOO here's my problem, I go to the financial aid dept. every week, I have filed a petition for the supervisor to call me, or do something, and they still say it will be 4 to 6 more weeks before I even meet with an officer. Is there anything I can do to further this process? Rent is due in 4 days, and I don't have it, I also applied for the GA and food stamps, but got denied on both, because I am a full time student. If you have any, any, any, suggestions please post, I am so desperate and don't want to drop out, but I might have to.
Financial help suggestions
Friends of ours just got notice from their landlord. Apparently they are about $1900 behind in their rent. I think they have been making partial payments for awhile, not just NOT paying the rent. Anyway, the landlord is now demanding payment in full by Dec. 30th or he will evict them. Apparently he is through "working with them". They have no one to borrow from. We can't help them either. They're credit isn't good enough that they can get a bank loan. I've suggested going to social services to see if they can qualify for some rental assistance but that's all I can think of so far.
You have to have your own financial backing
When I paid $60,000.00 down on my house, had to have a paper chase from the bank showing it had been there for some time- I could not go and get $$$ from a family member. I think you are new at this and do not know enough.
I'm no financial genius ...
but this practice could be one of the reasons CA is in such horrible shape.
Wages are high in CA due to the cost of living there. So, wages in another state will be lower, but might be in line with the cost of living there.
financial backing
When you say you backed them financially, are you a part of the organization's structure, or are you basically doing it as a donation? I could be really wrong, so you definitely need to check with the IRS, but I think to be able to deduct those expenses, you either need to be part of the organization's corporate structure or the organization needs to be a 501 non profit.
Speak to the director of financial aid
Ditto the advice on Voc Rehab.
You should be able to get food stamps *if* you qualify for work-study OR work at least 20 hours/week. I would appeal their denial ASAP. Ask for the caseworker's supervisor and say you want to appeal their decision. They should send you a letter with a "hearing" date on it.
Call and ask to speak with the Director of Financial Aid. Be persistent and keep asking for him. If you can't get through go to the Provost office or some higher up at the college. I've done it with a 18 month old in a stroller at my side! :)
One more thing - every single school I have ever attended had some sort of emergency loan for students. It's usually called a short-term loan or something like that. Also see if you can get $ on your ID card for the cafeteria. That can put that on the loan too.
You sound like you have a solid financial
head on your shoulders. Your little one is lucky to have you. I don't wish ill on anyone and hope I didn't come across as sounding as though single parents don't deserve the EIC. They certainly do. Public assistance is another story though and that's why I distinguished between the 2 in my statement. Too many get it that shouldn't.
It's not stressful to have the savings; for me, it's stressful getting it in there. We also do a lot of pre-tax savings, but I still like a refund. Thanks for the well wishes. We're hoping to start rebuilding this month. Houses cost a lot more now to build than they did 10 years ago and we've got 2 kids more than we had then, too. 
Financial assistance question
Does anyone know if there are state programs to help pay for doctors visits. I have never applied for this, but as an MT I have typed reports for people who can't afford doctors visits and they get help. I have not been to an OB/GYN since 2002, and find myself in a position that I have to go. Keep putting it off because I have no health insurance (only catastrophic with a 10K deductable) and I am in a one person income family. Does anyone know if there is state financial assistance available and if so could you provide me with some links so I can find more information on this.
Thanks,
Severe Financial Problems?
Like many, we are really suffering. My husband's employer filed Chapter 11. He kept his job, but his salary has been cut in half.
I have been out of work and looking for months, though I do get a few hundred dollars every month. All that goes toward our household expenses.
We are so far behind in our rent that the landlord's kindness is all that stands between us and eviction, but it's coming.
I know the only solution is more income. My husband WAS persuaded that he would have to find a second job, then I had two interviews. He felt optimistic that I would get on or the other, but I didn't.
Now he says he shouldn't have to get a second job if I don't have one. I understand how unfair that must feel, but his job hasn't paid our rent for nine weeks. Fair seems kind of beside the point.
In previous relationships I've gone through hard financial times, and the men really rose to the occasion. I don't know what to do. My husband plays video games several hours a day while we are going under.
We could have eviction filed on us within two weeks and I'm scared to death. I haven't even been able to get a minimum wages job. I feel that he's just going to ride it down and live in his car.
What should I do? What should I say to him?
Suze Orman, financial adviser...
is giving away a free download of her book. Go to Oprah's web site and download, "Women and Money," free until tomorrow at 5:00. I love anything about her and thought I'd share this! Free stuff is also good!
Enjoy!
I am sorry to hear about your house. I hope that you can somehow make a financial recovery.
Actually, it was usually co-workers or friends that I would hear boast about their refunds, and none of them were on public assistance (that I knew of anyway).
As an aside, I am a single parent who gets to claim the EIC. I am the sole support for my daughter so every penny counts. I guess I do not consider stressful to keep money in savings. For me, it alleviates stress to have that safety net there for emergency expenditures or unforeseen events. I also take advantage of all the pre-tax contributions I can claim in the form of IRAs, an HSA, and my little one's 529 account. I guess it is just a different way of looking at things.
sniff sniff. Has anyone here had experience with having to find a good home for your dog? sm
We have a 10 pound peekepooh who needs a good home. We've had her for 3 years now and our baby is highly allergic to her. She is an indoor dog. I've put this off for too long. I am so torn, but I know this is best.
She hates being outside. I will not take her to our pound. I've thought about pet finders, but I'm just confused. Don't want to do the local paper either.
What do any of you suggest? 
Find a lawyer, find out where you would stand - sm
in the event of a divorce/separation, regarding custody, house, etc. Custody was my main concern as well since I lied on numerous occasions about the finances. Where I am I was told that would not factor in to the custody at all. I can prove that I am my kids caregiver 90% of the time, I ferry they around everywhere, help with homework, get ready for school, meet at busstop, etc. I could also point out my husband is an alcoholic, self treats his depression with alcohol instead of getting proper medical treatment, has threatend to kill himself (or me) numerous times (though he always says he was joking and did not mean it.....that is his standard answer to everything, or that he never said that). Now I do love him enough to deal with all that because deep down inside my DH is full of it, luckily for me, he has never followed through on anything he says he is going to do. But I thought my confession would be the straw that broke it all and send him over the edge. He still is angry with me, I am sure he will be for a long time, but is keeping it together pretty well, though he has said the stress was going to kill him, now he know how I felt I guess. I am sorry your husband is such a smuck. I feel like a dog sometimes with the sex demands, have to do it the night before he goes out of town....he will be traveling a lot for work for the next 3-4 months, which I am more than glad about, much calmer here then, though it gets tiring for me but as he is not really helping much right now it really won't be much of a change. As for yours going on 5 day weekends.....have you considered having him followed, sounds like there may be some infidelity afoot, and if so that would strengthen your case in the event of a divorce and custody I would think. Sounds a bit fishy going out until 1 a.m. and his frequent trips. My DH fishes too, but he goes 2 miles from here with one of our male neighbors, they shoot the breeze and he gets to unwind some which I encourage. Very rare weekends with a buddy of his, I am talking once every 2 years, which again is fine with me. Start keeping track of all you do, when he is home, where he supposedly goes, with whom, etc. He cannot show he will be a responsible dad if he is never there or never interacts with his own kids. My DH would probably suggest I take our older daughter and he the younger, spliting them up, he has the same perception, the oldest is mine, the youngest is his. Our younger daughter is much easier to deal with, our older daughter drives him nuts and she is only 10. My younger one (8) knows something has been going one though, and worries we will divorce, which she does not want. She is very perceptive for her years. I hope that if you do go the divorce route, which would actually probably be best in your situation, that it all works out for you and you get your fair share of assets, etc. Make sure before you do anything like that you have all your ducks in a row, so talk to divorce lawyer. I talked to one for 45 minutes, cost me $160 but was worth it to set my mind at ease. Good luck.
No excuse for this level of entitlement no matter what your stres level or financial situation is!
We need to stop making excuses for people feeling the need to be ahead of everyone else. It is called being RUDE. Just my two cents.
Anyone have any good holiday dessert recipes? Looking for something good to take to a party. nm
x
What a good role model you are for good holiday spirit...wow nm
Awesome! Good service is good news.
nm
glad to see you look at it this way! Really good idea! Have a good season! nm
nm
Good Fences make good neighbors
You can get premade cedar fencing that comes in sections. You dig a post hole at the appropriate distance and fill with a bag of quick-crete. Alternatively, you could buy a used fence from a place that hauls away.
You could also get an electric fence, just hook to a battery and run the cord (for retraining purposes) it would not hurt your dogs.
I feel your pain. Roll up your sleeves and pray for some digging weather!
Please let us know if you find it...nm
Insert smiley face with crossed fingers here.
How do I find out
where this person has his banking account? I cannot believe a person would just snub their nose at a court action. Had it been the other way around, I am sure I would probably be under the jail as we speak!!
i find that
exercising daily helps and stretching REALLY REALLY helps. sometimes my entire back feels as if i have been beat with a baseball bat. it is hard for anyone to understand unless they have the same condition. also, not eating sugar helps me, especially my joints. i take ibuprofen when i cannot stand it any more and then i take 600 to 800 mg every 3 hours for a couple days. that eases the pain. i do not take any other pain medication.
good luck to you and may you have more and more pain-free days.
cannot find this
Can you possibly e-mail with the info, I cannot access it as given for some reason. Thanks
What will they do when they find out
I would like to think he could find something
nm
Only way to find out if he is just not that into you.
x
Just find somebody else, have
the work done, and then send her the pictures of how beautiful it all turned out.
Be sure to tell her you paid a little more with this company, but it was worth it because they were so professional and quick with their service, but she was no "nice" and took such an "interest" in your welfare that you wanted to show her how nicely the project turned out. :oD
When you find out how to
make $$$$ being a beach bum, please let me know!!!!
Can't find that either!
Someone tell me, too. They said it is above where we post.. not seeing it. Sorry. . I'm havin' a bad one!
Hopefully that find the guy but at least..
they found that little girl and got her out of there.
If possible, see if you can find where she's going - sm
outside. Maybe she prefers that material to what's in the litter box. If she prefers dirt, you might try using that in the litter box to see if she'll start using it again. Then if she does, over time you could very gradually add litter to the dirt until it's 100% litter again. You might also try gradually adding kitty litter to the dirt outside where she's going as well, to help speed the transition along. Might not work but then again, who knows? It just might.
The other thing is, it takes a LOT to get the cat-urine smell out of the rug. Cats can smell much more keenly than we can, and it has to be 100% removed. Not easy. Don't use any household cleaners with ammonia in them, that'll just attract her. After thorough scrubbing, you might try something like "Nature's Miracle" to remove the rest of the odor. You could also try putting a small, inexpensive area-rug over that area, just to be SURE she can't smell it. Or even something like that indoor-outdoor fake grass stuff used for wiping your feet on...or anything else a cat might not want to walk on.
If your kitty's an indoor/outdoor kitty, maybe installing a small cat-door might help solve the problem?
One of mine (indoor-only) is the Queen of litterbox avoidance. Never used the rug, but is attracted to linoleum. I started out her rehab by caging her & "crate-training" her like a puppy, and also purchased Dr. Elsey's "Cat-Attract" litter, which is pricey but helped quite a bit.
She finally started using her litter boxes (she has THREE...), but is still inexplicably drawn to linoleum. Luckily there's not much of it in this apt., so I took temptation out of her reach by putting up pet-gates in front of the bathroom (real fun to trip over in the middle of the night, but heck - it works!), and also blocking off the kitchen (where I, as a non-cook, rarely go, anyway.)
The most important thing is to get creative, and to not give up.
This is the only pic I could find
of me in a dress, for comparison. Of course this was 21 years ago, and my hair was different in this picture, but I still think it shows the difference I'm talking about.
If you find any, let me know
I'm 25 and make more money than average college students. I just applied two places for a student loan and was denied. My credit isn't great (some medical bills on there that were past due but have now been paid), but it's not horrible either. My mother's credit is currently worse than mine, so having her cosign would do me no good. I really think companies are making it more difficult to get these loans (as I got one last year when my credit was worse and I made less money). So, I'm stuck trying to work as much as possible to pay for books and tuition myself. No fun. I wish you the best of luck, I know it's tough. I know when I was younger I couldn't get grants because my parents made too much money. Now that they don't include my parents in the calculation, they say I make too much money.
Sorry I don't have great advice! All I can say is research scholarships and apply for them like crazy!!
he may find his own way out, but
just in case you ever run across a poisonous snake and manage to cut his head off, do not reach toward it. There is a "heat sink" reflex and the darn thing can still bite you.
Trying to find someone...
When I first started MTing earlier this year I had corresponded with an MT named Deb out of Florida. We became friends but she had to deal with some personal stuff and in the interim we lost touch. I'm just wondering if anyone knows who I'm talking about? I'm really concerned and would like to know she is okay!
first find out what you
25 years ago is a long time. I would be very clear about what I wanted before I mentioned it. If you want to apologize to your sisters that is one thing, but if you want him to that is another.....
I also find myself
I think boys just have enormous skulls that are still growing and their jaws and necks are turning into men's jaws and necks also. Just make sure he is wearing his retainer! The wisdom teeth will soon be causeing more trouble!
Not that I can find - however,
you can have your comcast e-mail forwarded to yahoo so you can get a notification.
I cannot believe that they could not find them
especailly as your nephew was in jail! There are records! Or through their passports.
You, as you got so much money, could have employed a private investigator, do it now!
Please let me know when you find something
I got a new Kittie and she has been a terror, into everything. I tried all the different things listed, the black pepper, the orange peels, crinkled up aluminum foil, squirting with water, you name it I tried it to keep this kittie off counters, tables, just from taking over my home. I finally bought the mats that give off slight electrical shock and put a couple of those out. She will not step on those after the first time but she has learned how to skirt around those. My beautiful dining room table now is covered with brown paper and the 2 sided tape so if she decides to jump up there then she sticks, so far nothing there though. Let me know when you find the right thing because I need it also.
I'd definitely find a way to ask
I'd say something about how he looked familiar and ask his surname. You're both adults and whatever may have happened between your father and other women is all water that has long gone under the bridge. He might be just as interested in finding out about his father as you are to find out who he is.
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